RETIREMENT MADE EASY Gregg Gonzalez

I’ve been helping people plan for their dream retirement for the last 16 years. I’ve nearly heard it all. I’ve had to tell people they can’t retire yet or that they have to save far more than they planned. The people who make these mistakes derail their retirement and jeopardize their success. I detail the top 7 mistakes I see that you’ll regret forever in this episode of the Retirement Made Easy Podcast! 
You will want to hear this episode if you are interested in... [4:05] Mistake #1: Borrowing from a 401k [8:06] Mistake #2: Planning to work indefinitely [10:37] Mistake #3: Buying a timeshare [12:02] Mistake #4: Delaying saving for retirement [14:33] Mistake #5: Diverting the money to your kids [19:28] Mistake #6: Avoiding investing in the stock market [24:20] Mistake #7: People that relocate on a whim Resources & People Mentioned 3 Steps to Retirement Planning 16 Retirement Mistakes You Will Regret Forever Connect With Gregg Gonzalez Email at: Gregg.gonzalez@lpl.com Podcast: https://RetirementMadeEasyPodcast.com Website: https://StLouisFinancialAdvisor.com Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube

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I’ve recorded over 160 episodes since the Retirement Made Easy podcast launched. In this special “Greatest Hits” episode of the Retirement Made Easy podcast, I’ll share snippets from the 5 most downloaded episodes. They include some of my best advice for navigating retirement preparation, so you can live out the retirement of your dreams. 
Have an idea for a future episode topic? Do you have a question you need answered? Feel free to submit your questions to me at RetirementMadeEasyPodcast.com!
You will want to hear this episode if you are interested in... [0:33] The 5 Most Downloaded Episodes of 2023 [3:21] Episode #5: 5 Ways to Prepare for Retirement, Ep #154 [7:31] Episode #4: What Social Security Isn’t Telling You, Ep #150 [12:30] Episode #3: The Level of Detail Required in a Great Retirement Plan, Ep #145 [18:56] Episode #2: The Basics of Managing Your Retirement Income, Ep #143 [28:35] Episode #1: How Saving for Retirement May Change in 2024, Ep #146 Resources & People Mentioned 3 Steps to Retirement Planning Connect With Gregg Gonzalez Email at: Gregg.gonzalez@lpl.com Podcast: https://RetirementMadeEasyPodcast.com Website: https://StLouisFinancialAdvisor.com Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube

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Do election years impact the stock market? If so, how? We know that election years introduce a rollercoaster of emotions for a variety of reasons. Those emotions tend to influence the stock market and the decisions individual investors make. So in this episode of Retirement Made Easy, I’ll share how the market responds to election years—and what you should do about it. 
You will want to hear this episode if you are interested in... [2:00] Head to RetirementMadeEasyPodcast.com!  [2:53] Election years are a roller-coaster ride of emotions  [7:58] The presidential cycles and the stock market [11:36] How the stock market performed during each term [12:55] You can’t speculate on what will happen in the market Resources & People Mentioned 3 Steps to Retirement Planning Presidents and the Stock Market How Presidential Elections Affect the Stock Market Connect With Gregg Gonzalez Email at: Gregg@RetireSTL.com Podcast: https://RetirementMadeEasyPodcast.com Website: https://StLouisFinancialAdvisor.com Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube

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In this special episode of the Retirement Made Easy podcast, I revisit some of the most commonly asked—and popular—questions from 2023. We’ll tackle everything from capital gains tax to tax mapping for my clients. As tax-filing season comes to an end, these are some important things to keep in mind. Give it a listen! 
You will want to hear this episode if you are interested in... [1:33] Question #1: How does a capital gains tax work?  [3:39] Question #2: Did contribution limits increase? [5:20] Question #3: How does the gift tax exclusion work? [8:09] Question #4: How do you convert a beneficiary IRA? [11:52] Question #5: How does tax mapping work for my clients? Resources & People Mentioned 3 Steps to Retirement Planning Connect With Gregg Gonzalez Email at: Gregg@RetireSTL.com Podcast: https://RetirementMadeEasyPodcast.com Website: https://StLouisFinancialAdvisor.com Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube
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What factors go into the social security claiming decision? How do strategies differ based on your age, health, and marital status? Where do you even start? Social security planning is often neglected—or at the very least not given the attention it deserves. 
In this episode of the Retirement Made Easy podcast, I hope to start the conversation about Social Security claiming strategies. I want each of you to be able to make an informed decision with your financial planner. Hit the play button to learn more! 
You will want to hear this episode if you are interested in... [2:57] Social security planning can’t be neglected [5:10] Claiming strategies for single people  [8:51] Claiming strategies for people still working [12:19] The break-even analysis [16:13] Claiming strategies for married people  [20:32] The answer isn’t black and white Resources & People Mentioned 3 Steps to Retirement Planning Scotty Kilmer on YouTube Connect With Gregg Gonzalez Email at: Gregg@RetireSTL.com  Podcast: https://RetirementMadeEasyPodcast.com Website: https://StLouisFinancialAdvisor.com Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube
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What happens if you start collecting Social Security payments but feel like you’ve made a mistake or taken it too early? Did you know that you can stop or suspend the benefits? Secondly, when you start collecting Social Security there’s an option for a lump-sum payment. Learn more about this little-known Social Security strategy in this episode of Retirement Made Easy! And as a bonus, I’ll answer three listener questions! 
You will want to hear this episode if you are interested in... [2:08] Submit a question at RetirementMadeEasyPodcast.com! [6:19] Using Subsidies for Retirement Plans to Fix Social Security [12:45] Social Security withdrawal options  [15:26] Social Security’s lump-sum option  [17:36] Listener Question #1: Should I roll a 403B into an IRA? [21:25] Listener Question #2: Should I roll over my 401k at 57? [24:50] Listener Question #3: How does disability work with life insurance?  Resources & People Mentioned 3 Steps to Retirement Planning The Case for Using Subsidies for Retirement Plans to Fix Social Security Connect With Gregg Gonzalez Email at: Gregg@RetireSTL.com  Podcast: https://RetirementMadeEasyPodcast.com Website: https://StLouisFinancialAdvisor.com Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube

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