Talking Real Money - Investing Talk Don McDonald

Don't be fooled by "money illusions." We are often confused about money math, particularly when it comes to the impacts of inflation. Our financial psycology can lead us to make bad decisions. The callers have questions about:

Financial Planning for a Special Needs Family Member

Estate Planning Strategies for Passing Wealth to Grandchildren

Balancing Risk Tolerance with Retirement Savings

Directing Inheritance to Grandchildren

Understanding Indexed Annuities


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After bonds suffered a really bad year in 2022, many investors still hate them. Do all bonds deserve the recent bad reputations? Time for a fixed income reality check. We also discuss the bad advice given by most radio advisors. We also hear from listeners:

Why do we dislike anuuities as investments?

What do we think of the new DOL rule requiring all retirement rollover advice be held to the fiduciary standard?




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Once again, the United States Depratment of Labor is trying to protect retirement investors against the lies told, and the high fees charged, by many providers of advoce for retirement pland rollovers and transfers. Will they succeed against Wall Street and Big Insurance? Plus, we take your questions:

What's the best way to pay for a new roof?

Why are my ETFs paying out taxable dividends?


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This Friday's Qs:

How should an aggressive investor invest money that is not needed in retirement?

Does a QLAC make sense as a toold to control long-term care expenses?

Are there any tax ramications from moving from an expensive funds to ETFs in a qualified retirement account?

Does his portfolio idea make sense for a lazy retirement investor?


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What is the best investment strategy in a time of higher "safe" interest rates? For many, the tendency is to play it safer, but how might that work out in the long run? Plus, we answer questions:

How much is Edward Jones charging for their investment services?

How can an investor harvest tax losses?


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Far too many businesses offer their employees expensive retirement plans. You must know how much you're paying. Plus, many states are now allowing employees to set up automatic payroll deductions into their own IRAs.
We hear from callers:

What will interest rates do in the near future?

What can be done with IRA distributions to reduce taxation?


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