Join host Martin Koderisch as he meets with a mix of leaders and practitioners at every level in the industry to learn what it actually takes to bridge the gap between strategy and execution and build a commercially viable business in the payments and fintech industry.
Episode links: https://www.edgardunn.com/theedcpodcast
Music by dayfox
Ep33: Dave Wyatt, Snr Staff Engineer and Microsoft Power Platform Developer, Power Automate, Co-Pilot AI, And How To Become a Microsoft Power Platform Developer,
This week we are digging into low code technology with Dave Wyatt, Snr staff engineer at TJX Europe. Dave is an expert Microsoft Power Platform Developer. The Power Platform is a fascinating and evolving platform. It’s a Azure cloud based platform that integrates Microsoft’s low-code solutions – Power BI, Power Automate, Power Apps, Power Pages - with Microsoft365 and Dynamics 365. It’s also where Microsoft’s co-pilot AI lives. It sounds and I think is a massive deal. I think its highly relevant to payments particularly when you think about digital transformation and finance automation. Automating the multitude of manual back-offices processes and replacing or at least upgrading the industry’s dependency on Excel. So, a lot to pay attention to in this podcast with David Wyatt. In our conversation we discuss how David got into engineering and low code software development via early experience in project management &implementation of bespoke IT solutions for business processes using SharePoint,Power Apps, Power Automate and Excel VBA. We discuss a lot besides, so I do hope you enjoy this conversation with David.
Ep32: Caleb Avery, Founder of Tilled, US Based PayFac-as-a-Service Provider, What Is Payment Facilitation And Why 'PayFac-as-a-Service' Is a Growing Trend
This week, we meet up with Caleb Avery, founder of Tilled which is a US based Payfac-as-a-Service provider. The company enables its customers to enjoy all the benefits of a fully registered payment facilitator program without the upfront cost, hassle, or liability. This model allows companies like software vendors, marketplaces, and SaaS providers to generate new revenue from accepting credit cards. In our conversation, we cover Caleb’s start up journey and discuss the state of the payment market and the increasing growth of the Payfac model and how it differs in the US and Europe
Ep31: Uku Tomikas, CEO of Messente Communications, Rising Importance of Business Messaging in Financial Services
This week, we meet up with Uku Tomikas CEO of Messente Communications – a fats growing business messaging service provider based on Estonia.
Messente helps businesses communicate with their customers securely and at scale, without worrying about the complexity of global messaging or the risks of fraud.
Its customer base includes banks and insurance companies and other message-heavy industries that need a reliable way of contacting their customers.
In our conversation, we discuss why business messaging has become business critical to banks.
For example sending OTPs for payment authentication and secure account log in.
Uku also expands on how Messente is at the forefront of fighting fraud by detecting and preventing scam messages which have become a key part of the criminals tool kit.
Ep30: Mark Beresford and Mark McMurtrie, Deep Dive into Payment Orchestration, Merchant Perspective, Build of Buy, Provider Landscape and What the Future Holds
This week to mark the 30th episode of the EDC podcast, I’m joined by 2 special guests: Mark Beresford (Director and head of the EDC retailer practice) and Mark McMurtrie (EDC Associate Consultant).
We also decided to go all out and record our first episode face to face in a London studio with video as well as audio. So look out for the video version which will follow this audio only podcast. We will place a link to the video on this page once ready.
In this episode we are returning to the topic of payment orchestration which remains a super important trend in the payments industry, with a lot of activity to stay abreast of.
In our conversation we covered the following topics which we have timestamped for convenience:
- Setting the scene: 1min 45sec
- Definitions: 3min 50sec
- Merchant perspective: 9min 35sec
- Build or Buy: 18min 48sec
- Payment orchestration provider landscape: 26min 51sec
- Future of payment orchestration: 40min 42sec
- EDC guide to payment orchestration: 48min 21sec
EDC recently published a Guide to Payment Orchestration which is based on a growing database of 50+ Payment Orchestration Providers. The guide is free and available to download on the EDC website: https://www.edgardunn.com/reports/guide-to-evaluating-payment-orchestration-solutions
Ep29: Hans Puvogel, COO of Parkopedia, World’s Leading Connected Car Services Provider
This week, we meet up with Hans Puvogel COO of Parkopedia. This is a natural follow up to a previous episode on in car payment with Mercedes Pay. I find the transformation of the automotive industry totally fascinating. Its quite incredible how fast things are moving both in terms of migration from fossil fuel to EV vehicles but also in terms of the emergence of highly connected cars capable of supporting all kinds of in car commerce use cases. Founded in 2007, Parkopedia has become a key player in this emerging market. It is the world’s leading connected car services provider used by millions of drivers, car manufactures and other organisations. And its not just parking as the name implies, today, Parkopedia helps drivers find and pay for petrol and fuel and EV charging stations, road tolls and other connected car services in over 20,000 cities across 90 countries.In our conversation, Hans expands on Parkopedia’s journey and we discuss how important and integral Parkopedia’s in house developed payment processing platform has become to the Parkopedia solution and proposition to its B2B customers. In particular I was struck by how much back end complexity the Parkopedia team have managed to solve for, providing technical, operational and contractual aggregation of all stakeholders across connected car value chains for a wide variety of different vehicle-centric use cases. Thus enabling car manufacturers to focus on what matters - the front end user experience.
Guest Linkedin: https://www.linkedin.com/in/hans-hendrik-puvogel/
Company Website: https://business.parkopedia.com/home
Company on LinkedIn: https://www.linkedin.com/company/parkopedia/
Ep28: Suresh Vaghjiani, CEO and founder of CLOWD9, Launching The Worlds First Cloud Based Issuer Processor
This week we meet up with Suresh Vaghjiani CEO of CLOWD9. Founded by Suresh in 2022, CLOWD9 is the world’s first cloud-based issuer processing platform. He is an experienced financial services executive having held senior roles at both FCA regulated and leading edge technology companies. He previously served as CEO of Tribe Payments and Managing Director and President at Global Processing which is now Thredd. Prior to this, Suresh held senior roles at FTSE companies Paysafe Group PLC and Kalixa Payments Group. In our conversation today, we discuss why the payments industry has been behind in moving to the cloud and examine the latest trends in the issuer processing market. We also discuss CLOWD9’s B Corp status, which again it is one of the first payments companies to have achieved, and discuss what it takes to build effective teams and a lot more besides. So I do hope you enjoy this conversation with Suresh.