The Take Off Experience with Savvy Wallet Savvy Wallet

Joining us back in the booth is life & health insurance expert, Emmanuel Jones aka Ejay.

In this episode we discuss:
The key benefits of health insurance, income protection & critical illness coverThe importance of checking benefits you get with your employerShould you get health/critical illness insurance if you have it through work?Health insurance vs critical illness cover vs income protectionTypical costs for health insurance & critical illness coverInsurance companies really wanting to pay out money to youThe most importance insurance to protect yourselfThe importance of financial literacy at schoolsWhat is life insurance in a trust and why you would do this and much more!
Connect with Ejay on Instagram here -https://www.instagram.com/ejay_diamond1

Connect with Ejay on TikTok here -https://www.tiktok.com/@moneysavingdad

Follow me on: 
Instagram - https://www.instagram.com/savvywalletTiktok - https://www.tiktok.com/@savvywallet
Check out: https://www.youtube.com/savvywallet for the video version


Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

This episode is sponsored by Unbiased a platform that connects you easily and quickly with over 27,000 FCA regulated financial advisors, accountants and mortgage brokers.

Connect with a financial advisor for FREE by visiting Unbiased here: https://www.unbiased.co.uk/savvywallet

Joining us in the booth this week is Zee who is a chartered accountant and EX-KPMG auditor.

In this episode we discuss:
- How Zee became an accountant accidentally
- Why accounting is the plumbing of a business
- Why people on £60,000 are struggling!
- Tips to weather the cost of living crisis
- Why it’s important to engage with your local government
- Possible solutions to the cost of living crisis
- How the wealthy pay less tax!
- What are our taxes used for?
- Is our tax money being used efficiently ?
- How to save taxes with your 9-5?
- The pro’s and con’s of capitalism and much more

Connect with Zee on Instagram here - https://www.instagram.com/thereluctantaccountant

Connect with Zee on TikTok here -https://www.tiktok.com/@thereluctantaccountant

Follow me on: Instagram and Tiktok
Check out: https://www.youtube.com/savvywallet for the video version


Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

This episode is sponsored by Unbiased a platform that connects you easily and quickly with over 27,000 FCA regulated financial advisors, accountants and mortgage brokers. 

Connect with a financial advisor for FREE by visiting Unbiased here: https://www.unbiased.co.uk/savvywallet

*NOTE: As of April 2024 the Full UK State Pension has increased to £11,502*

Joining us in the booth this week is Godfrey Asare, a FCA regulated financial advisor.

In this episode we discuss:
Why Godfrey decided to become a financial advisorMoney lessons that he learnt from himself The difference between State pension, company pensions and private pensionsIs it worth getting a private pension if you have a company pension?The tax benefits of having a pension as an employee and business ownerHow much you can put into a pension before you lose tax benefitsReasons why you shouldn’t solely rely on the state pensionHow contributing to a pension can help you with child tax benefitsThe minimum age you can get the state pension & your company/private pensionThoughts on whether the state and private pension age may increase in the future and much more
Connect with Godfrey on Linkedin here

Connect with Godfrey through his website here

Follow me on: Instagram and Tiktok
Check out: https://www.youtube.com/savvywallet for the video version


Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Joining us in the booth this week is Joseph Obeng, a qualified financial advisor with over 11 years in the financial services industry.

In this episode we discuss:
- Why making more money won't necessarily make you more wealthy!
- What true wealth is and steps to achieve it
- Why you need to 'design your life'
- Identifying your relationship with money
- The importance of good money allocation and tips to allocate your money better
- Good debt vs bad debt
- How to build wealth with your 9-5
- Money and non-money lessons Joseph learnt from his clients and much more

Follow Joseph on Instagram here
Get a copy of Joseph's book here

Follow me on: Instagram and Tiktok
Check out: https://www.youtube.com/savvywallet for the video version


Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Joining us in the booth this week is Sophia, who is a Medical Herbalist & qualified Endobiogenic Practitioner.

In this episode we discuss:
- What is herbal medicine?
- The differences between herbal medicine and traditional medicine?
- The pro's and cons of herbal medicine
- Why people are scared of herbal medicine
- How herbal medicine can help with stress and sleep
- Can herbal medicine actually cure you?
- The pillars of health
- What is Endobiogenic Medicine and much more!

Follow Sophia on Instagram here

Follow me on: Instagram and Tiktok
Check out: https://www.youtube.com/savvywallet for the video version


Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Joining us in the booth this week is Kazy, an experienced property developer and property investor with over 10 years experience in the property industry and Alfred Dzadey a property investor with a £4 million + property portfolio.

In this episode we discuss:
Is deal sourcing the best place to start in property?Rent to rent doesn’t offer financial freedom! Only the top 1% of rent to renters make real money?!Only the top 1% are successful in raising money?!Steps to investing into propertyProperty Flipping vs HMO investingSpring Budget impact on propertyPredictions for property in 2024 and much more!
Follow Kazy on Instagram here

Follow Alfred here

Follow me on: Instagram and Tiktok
Check out: https://www.youtube.com/savvywallet for the video version


Support this podcast at — https://redcircle.com/the-take-off/donations

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy