The Black Girl Finance Podcast is a podcast dedicated to our money minded sisters. We want to create a safe place for women to talk about all things money and finances to assist black women as they work on hitting their individual financial goals!
Created by award winning online financial influencer Selina Flavius founder of Black Girl Finance - www.blackgirlfinance.co.uk
Angel investing (investing in startups) with Andy Ayim MBE
This week we are joined by the genius tech, start up investor and founder of Angel Investing School Andy Ayim to talk all about his career and how he got into tech and angel investing which lead him to eventually found his business the Angel Investing School. Which teaches people from underrepresented backgrounds how to invest in startups. This week we are doing a give away one lucky listener will get the chance to win a place at his Angel investing school (the classes are in the evening and virtual, once per week for 6 weeks). For more details of the school visit the link https://angelinvestingschool.com/ listen to the end of the episode for details of how to win a place at the school. Don’t forget to like, share and subscribe to the podcast.
In today's episode, I am joined by Jasbinder Kaur who is a training officer from the charity https://survivingeconomicabuse.org/. With this episode we aim to help our listeners understand what economic abuse actually is, recognise the signs of economic abuse, and find out what support is available should a listener be experiencing economic abuse themselves, suspect someone you know may be experiencing economic abuse, or if you are an organisation that may have customers experiencing economic abuse that you are able to recognise the signs and support your clients. Economic abuse can impact people from all walks of life and all backgrounds, however, as we discuss with Jasbinder perpetrators can play on existing vulnerabilities, for example, someone who has vulnerable immigration status, or someone from LGBTQ plus community. Please do check out the Surviving economic abuse website for further resources. https://survivingeconomicabuse.org/
British Bank Awards Win
In this Bonus episode, Janice and Selina share their reaction to winning a British Bank Award (which is like the Oscars of banking). Black Girl Finance won in the new Online Financial Influencer category, which was a tough category, there were so many other financial influencers we admire in the category. This is our thanks to everyone who voted. Thanks to smart money people who created the awards.
Buy Now Pay later
This week, I am joined by Janice, part of the Black Girl Finance team, to discuss Buy Now Pay Later (BNPL). Buy now pay later companies have sprung up out of nowhere, new shiny and plastered overall shopping carts and payment options of absolutely everywhere I shop.
Easy to use and now thoroughly embedded into our online shopping experience, no wonder BNPL has taken off. However, what are the downsides of BNPL, the FCA will be bringing in regulation and charity Step change have raised concerns about the increasing debt of young people attributed to BNPL.
We discuss What BNPL is? Why you might decide to use it, and how to use it effectively.
Wills, Trusts and Power of Attorney with Wentworth Wills
In this episode, we are joined by the ladies from http://www.wentworthwills.co.uk/ - Charlene and Antoinette Simms.
They have been in estate planning for the past 3 years and they are actively working to inform and empower people from BAME communities to have conversations about Wills, Trusts and Power of Attorney. Estate planning and inheritance issues is a conversation had pretty frequently in newspaper money advice columns and on other money podcasts. It's a subject we definitely need to start talking about as wealth grows and the transfer of wealth starts to happen from one generation to the next.
Charlene and Antoinette - explain why we should ensure we write our will, consider setting up a trust and they also talk us through power of attorney.
Teenagers and money - With Pupils from Sarah Bonnell School
Money habits are formed at such a young age, so we thought it would be interesting to get questions from teenagers. We spoke to some students from Sarah Bonnell School in East London to answer questions.
We discussed tips for having financial conversations in schools. We busted the myth that women aren't good at math - with some great insight from their teacher who is a Maths Teacher.
We discussed the importance of saving and not ruining your credit score at a young age. How to have conversation with friends and family about financial inequalities. Tips for setting up a business as a young person and much more.