57 episodes

Applying for an SBA loan can be stressful , grueling and confusing — does this sound familiar? Don’t worry, SBA Pro and Host of the My SBA Loan Pro podcast Ryan Smith, reveals valuable insights and best practices regarding the SBA loan program and application process. Don’t take another step on your SBA journey until your equipped to make sound and informed decisions at every turn. Start listening today!

My SBA Loan Pro Podcast Ryan Smith

    • Business
    • 5.0 • 8 Ratings

Applying for an SBA loan can be stressful , grueling and confusing — does this sound familiar? Don’t worry, SBA Pro and Host of the My SBA Loan Pro podcast Ryan Smith, reveals valuable insights and best practices regarding the SBA loan program and application process. Don’t take another step on your SBA journey until your equipped to make sound and informed decisions at every turn. Start listening today!

    SBA Loan Default Insights And Strategies with John Homan | Ep. 8 | My SBA Loan Pro Podcast

    SBA Loan Default Insights And Strategies with John Homan | Ep. 8 | My SBA Loan Pro Podcast

    Join Ryan Smith, Principal and Founder of ThinkSBA, as he sits down with John Homan, esteemed SBA Loan Workout Specialist.

    John shares valuable insights into the intricacies of SBA loan defaults, including how to avoid defaulting, how lenders respond to non-payment to mitigation strategies.

    Discover how to safeguard your assets, negotiate settlements, and overcome challenges, all while maintaining a positive outlook.

    Don't miss this empowering discussion tailored for SBA loan guarantors facing defaulting on their loan payments.



    If you liked this content, let's connect on social media:


    Instagram: ⁠⁠https://instagram.com/mysbapro⁠⁠
    Twitter: ⁠⁠https://x.com/mysbapro⁠⁠
    LinkedIn ⁠⁠https://linkedin.com/in/ryanpatryck



    Chapters:

    00:00 Introduction
    00:29 - John's Bio
    2:25 - Types of Loans
    5:06 - Common Issues with SBA Loans
    8:54 - Personal Guarantees and Collateral
    10:53 - Asset Protection Strategies
    12:29 - Handling Default and Settlements
    16:22 - Repossession and Foreclosure
    24:33 - Finding Help for SBA Loan Default
    27:00 - Lender Aggressiveness
    28:02 - Success Stories
    31:21 - Due Diligence for SBA Loans
    34:07 - Assessing Business Opportunities
    37:02 - Contact John



    Link to full episode: https://youtu.be/w0S0tgSccTQ?si=BiYYCUf-5GwnUPEw

    ⁠More ThinkSBA Resources

    ⁠⁠⁠https://calendly.com/thinksba⁠⁠⁠ - Schedule Call
    ⁠⁠⁠https://g.page/thinksba⁠⁠⁠ - Google Business Page & Reviews
    ⁠⁠⁠https://thinksba.com/faq⁠⁠⁠ - Frequently Asked Questions
    ⁠⁠⁠https://mysbaloanpro.com⁠⁠⁠⁠ - My SBA Loan Pro Podcast
    ⁠⁠⁠https://youtube.com/@thinksba⁠⁠⁠ - YouTube Channel

    • 41 min
    SBA 504 Green Loan Program Explained With Sol Rosenbaum | Ep. 7 | My SBA Loan Pro Podcast

    SBA 504 Green Loan Program Explained With Sol Rosenbaum | Ep. 7 | My SBA Loan Pro Podcast

    Ryan Smith, Principal and Founder of ThinkSBA, sits down with Sol Rosenbaum of SR Engineering and Consulting, a seasoned mechanical engineer with over two decades of experience in energy engineering.

    Discover how Sol's firm assists business owners in navigating the complexities of the SBA 504 Green program through meticulous assessments and engineering support.

    Learn about the two primary pathways—energy efficiency and renewable energy—and explore real-world case studies showcasing the tangible benefits for business owners.

    If you liked this content, let's connect on social media:

    If you liked this content, let's connect on social media:


    Instagram: ⁠https://instagram.com/mysbapro⁠
    Twitter: ⁠https://x.com/mysbapro⁠
    LinkedIn ⁠https://linkedin.com/in/ryanpatryck

    Chapters

    0:00 - Introduction
    01:14 - Sol's bio
    02:41 - Qualifications & Program Requirements
    03:43 - SBA Expectations
    06:08 - Explaining SBA's 504 Guarantee Program
    08:43 . Engagement Process & Data Collection
    14:02 - Energy Efficiency vs. Renewable
    15:53 - Geographic Considerations
    18:26 - Structural and Municipality Concerns
    19:30 - Timelines and Process for Report Preparation
    24:37 - Case Studies
    30:46 - Connect with Sol



    Link to full episode: https://youtu.be/c8RpLw9Vo2M?si=dd5TOeUZx2VnxsTl

    ⁠More ThinkSBA Resources

    ⁠⁠https://calendly.com/thinksba⁠⁠ - Schedule Call
    ⁠⁠https://g.page/thinksba⁠⁠ - Google Business Page & Reviews
    ⁠⁠https://thinksba.com/faq⁠⁠ - Frequently Asked Questions
    ⁠⁠https://mysbaloanpro.com⁠⁠⁠ - My SBA Loan Pro Podcast
    ⁠⁠https://youtube.com/@thinksba⁠⁠ - YouTube Channel

    • 33 min
    SBA Business Plans Made Easy With Bethany McClellan President of Rapid Business Plans

    SBA Business Plans Made Easy With Bethany McClellan President of Rapid Business Plans

    Join our Host Ryan Smith, Principal and Founder of ThinkSBA, as he interviews Bethany McClellan, President of Rapid Business Plans.

    Bethany dives into the world of crafting SBA ready Business Plans and Feasibility Studies removing anxiety from SBA loan applicants.

    Discover how Bethany's journey from corporate sales to entrepreneurship led to a thriving agency, assisting clients in various industries from gas stations to professional services.

    If you liked this content, let's connect on social media:
    Instagram: https://instagram.com/mysbapro
    Twitter: https://x.com/mysbapro
    LinkedIn https://linkedin.com/in/ryanpatryck

    Chapters0:00 - Introduction
    1:15 - Bethany's Bio
    5:45 - Business Plan Process
    7:52 - Information Needed
    8:45 - Uncovering Valuable Insights
    13:18 - Feasibility Study Breakdown
    17:20 - Industries Served
    18:23 - Being the Boss
    20:45 - Future Growth Plans
    22:04 - Bank & Underwriter Interactions
    24:08 - What Makes a Good Client?
    25:20 - Clients served
    26:39 - Contact Bethany


    Link to full episode: https://youtu.be/k8szIEHUAgs?si=Y0I-jXWeqftWQb8P
    More ThinkSBA Resources

    ⁠https://calendly.com/thinksba⁠ - Schedule Call
    ⁠https://g.page/thinksba⁠ - Google Business Page & Reviews
    ⁠https://thinksba.com/faq⁠ - Frequently Asked Questions
    ⁠https://mysbaloanpro.com⁠⁠ - My SBA Loan Pro Podcast
    ⁠https://youtube.com/@thinksba⁠ - YouTube Channel

    • 28 min
    Purchase Order Financing Factoring & Asset-Based Lines of Credit for B2B Businesses with Fernando Ponce

    Purchase Order Financing Factoring & Asset-Based Lines of Credit for B2B Businesses with Fernando Ponce

    In this episode of the My SBA Loan Pro Podcast Face to Face, Ryan Smith, Principal & founder of ThinkSBA sits down with Fernando Ponce, Business Development Officer at Primary Funding, a non-traditional lending source based in San Diego, California specializing in Purchase Order Financing, Factoring and Asset-Based Lines of Credit.



    Learn how non-traditional lending can bridge the gap for B2B businesses who are unable to secure traditional financing due to negative historical cash flow, tightening of debt markets or spontaneous rapid growth.



    If you liked this content, let's connect on social media:

    Instagram: https://instagram.com/mysbapro
    Twitter: https://twitter.com/mysbapro
    LinkedIn: https://linkedin.com/in/ryanpatryck



    00:00 - Introduction
    01:11 - Fernando Ponce's Bio
    04:20 - Primary Funding's Role
    06:57 - Types of Financing Offered
    11:36 - Factoring as a Financing Solution
    12:15 - Transparency and Flexibility in Financing
    15:47 - Industry Challenges and Red Flags
    23:42 - Business Funding Process
    26:22 - Industries Eligible for Funding
    29:51 - Challenges in Closing Credit Facilities
    31:13 - Importance of Transparency
    37:30 - When and How To Contact Fernando



    Link to full episode: https://youtu.be/0Y8x32Y6xsM?si=Uj9vSNG1WMkPb20-



    More ThinkSBA Resources

    ⁠https://calendly.com/thinksba - Schedule Call
    https://g.page/thinksba - Google Business Page & Reviews
    https://thinksba.com/faq - Frequently Asked Questions
    https://mysbaloanpro.com⁠ - My SBA Loan Pro Podcast
    https://youtube.com/@thinksba - YouTube Channel

    • 39 min
    Family-Owned Commercial Real Estate: Transition, Succession and Exit Planning With Glenn Arnold

    Family-Owned Commercial Real Estate: Transition, Succession and Exit Planning With Glenn Arnold

    In this episode of The My SBA Loan Pro Podcast Face to Face Glenn Arnold with Voit Real Estate reveals transition, succession and exit strategies for privately held, family owned business owners who also own the real estate.



    Glenn Arnold is a Real Estate Broker who's been representing buyers and sellers of owner occupied real estate for thirty years.





    If you liked this content, let's connect on social media:

    Instagram: ⁠https://instagram.com/mysbapro ⁠
    Twitter: ⁠https://twitter.com/mysbapro⁠
    LinkedIn: ⁠https://linkedin.com/in/ryanpatryck⁠





    Chapters

    00:00 - Introduction
    00:37 - Meet Glenn Arnold
    1:28 - Buying vs Leasing
    2:48 - Reasons to Consider Owning
    4:01 - CPA Input
    4:38 - Potential Tax Efficiencies
    4:51 - Occupancy Cost Comparison
    7:27 - Steady & Predictable Growth
    8:07 - Down Payment Considerations
    10:33 - Short-Term Business Ownership
    12:26 - Cash Flow Impact
    14:14 - Comfort Owning Real Estate
    14:36 - Long-Term Commitment
    16:02 - Real Estate as Wealth Building
    17:15 - Business Value vs Real Estate Value
    18:02 - Specialized Improvement
    21:06 - Choosing the Best Exit Vehicle
    27:00 - Factors Influencing the Strategies
    31:52 - Strategic and Financial Analysis
    36:46 - Challenges Faced by Business Owners
    41:11 - Case Study
    47:22 - How to Contact Glenn




    Link to full episode: ⁠https://youtu.be/Cl8776oj91c





    More ThinkSBA Resources

    ⁠⁠https://calendly.com/thinksba⁠ - Schedule Call
    ⁠https://g.page/thinksba⁠ - Google Business Page & Reviews
    ⁠https://thinksba.com/faq⁠ - Frequently Asked Questions
    ⁠https://mysbaloanpro.com⁠⁠ - My SBA Loan Pro Podcast
    ⁠https://youtube.com/@thinksba⁠ - YouTube Channel

    • 29 min
    Best Practices To Lease and Purchase Owner Occupied Real Estate With CRE Broker Bryan Geisbauer

    Best Practices To Lease and Purchase Owner Occupied Real Estate With CRE Broker Bryan Geisbauer

    Welcome to another insightful episode of the My SBA Loan Pro Podcast Face To Face!



    In this episode Ryan Smith, Principal and Founder of ThinkSBA, engages in an insightful discussion with Bryan Geisbauer, a seasoned Tenant Representative and Commercial Real Estate Broker with Kidder Matthews.



    Brian leverages his 20 plus years experience, to level the playing field for business owner leasing space or purchasing Owner Occupied Real Estate.



    If you liked this content, let's connect on social media:

    Instagram: ⁠https://instagram.com/mysbapro ⁠
    Twitter: ⁠https://twitter.com/mysbapro⁠
    LinkedIn: ⁠https://linkedin.com/in/ryanpatryck⁠



    Chapters:

    00:00 - Introduction
    00:53 - Bryan Geisbauer's Bio
    01:58 - Tenant Representation
    06:54 - Lease Negotiation Mistakes
    10:44 - Defensive vs. Offensive Lease Strategies
    14:41 - Lease Dynamics and Tenant Improvement Allowance
    17:23 - Role of Tenant Representatives
    18:33 - Transitioning to Property Ownership
    27:53 - Due Diligence in Commercial Real Estate
    30:00 - Commercial Real Estate Timelines
    35:40 - Trust and Concessions in Real Estate
    39:09 - Risks of Hiring Residential Brokers
    40:53 - Lease to Ownership Transition
    46:17 - When and How To Contact Bryan


    Link to full episode: https://youtu.be/asO0lrRsmq0



    More ThinkSBA Resources

    ⁠⁠https://calendly.com/thinksba⁠ - Schedule Call
    ⁠https://g.page/thinksba⁠ - Google Business Page & Reviews
    ⁠https://thinksba.com/faq⁠ - Frequently Asked Questions
    ⁠https://mysbaloanpro.com⁠⁠ - My SBA Loan Pro Podcast
    ⁠https://youtube.com/@thinksba⁠ - YouTube Channel

    • 48 min

Customer Reviews

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