19 episodes

Making sense of mortgages & real estate in Canada.

We (Tom & Brandon) run a boutique mortgage team in Ontario, Canada and are here to share our knowledge & experience. We turn complex topics into simple, digestible podcasts that have no fluff, no bs, and are straight to the point.

What you can expect from our show:
- Market updates & insights
- How to get the best mortgage
- Tips on how to buy your first home, move up the property ladder, or become a real estate investor

Canadian Mortgage Guide Tom Moffat & Brandon Love

    • Education

Making sense of mortgages & real estate in Canada.

We (Tom & Brandon) run a boutique mortgage team in Ontario, Canada and are here to share our knowledge & experience. We turn complex topics into simple, digestible podcasts that have no fluff, no bs, and are straight to the point.

What you can expect from our show:
- Market updates & insights
- How to get the best mortgage
- Tips on how to buy your first home, move up the property ladder, or become a real estate investor

    19: Insider Tips for Getting a Mortgage Pre-Approval

    19: Insider Tips for Getting a Mortgage Pre-Approval

    WATCH
    ▶️ Watch this episode on Youtube
    ***
    EPISODE DESCRIPTION
    In this episode, Tom shares 5 insider tips you need to know for getting a proper mortgage pre-approval, and what a lot of banks and brokers don't want you to know.
     
    What was discussed:→ The difference between a pre-approval and a pre-qualification, and why pre-qualifications are meaningless.→ Asking for multiple rate holds.→ The varying compensation for banks and brokers and the question you need to ask every mortgage broker you talk to.
    ***
     
    MORTGAGE INQUIRIES
    📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application
    ***
    CONNECT
    📸 Connect on Instagram (Tom)
    📸 Connect on Instagram (Brandon)
    📸 Connect on Instagram (CMG)
    ***
    SAY THANKS
    🙏 Leave a review on Apple Podcasts
    🟢 Leave a rating on Spotify
    ***

    • 11 min
    18: 5 Ways To Pay Off Your Mortgage FASTER in 2024

    18: 5 Ways To Pay Off Your Mortgage FASTER in 2024

    WATCH
    ▶️ Watch this episode on Youtube
    ***
    EPISODE DESCRIPTION
    In this episode, Tom shares 5 key strategies on how to pay down your mortgage quicker, while also having benefits like saving on interest and eliminating consumer debt.
     
    What was discussed:→ Explaining different methods of pre-payment privileges including accelerated and lump sum payments.→ Paying off your high interest debt to increase cash flow and refinancing your mortgage.→ Why you should be looking at a static variable rate mortgage in a declining rate environment.
    ***
     
    MORTGAGE INQUIRIES
    📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application
    ***
    CONNECT
    📸 Connect on Instagram (Tom)
    📸 Connect on Instagram (Brandon)
    📸 Connect on Instagram (CMG)
    ***
    SAY THANKS
    🙏 Leave a review on Apple Podcasts
    🟢 Leave a rating on Spotify
    ***

    • 16 min
    17: Bank of Canada CUTS Rate For First Time In 4 Years - What You Need To Know

    17: Bank of Canada CUTS Rate For First Time In 4 Years - What You Need To Know

    WATCH
    ▶️ Watch this episode on Youtube
    ***
    EPISODE DESCRIPTION
    In this episode, Tom breaks down everything you need to know about the Bank of Canada's rate decision on June 5th, 2024.
     
    There's a lot of misconception out there on how the rate cut impacts borrowers, and overall market expectations. Tom simplifies it all!
    ***
     
    MORTGAGE INQUIRIES
    📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application
    ***
    CONNECT
    📸 Connect on Instagram (Tom)
    📸 Connect on Instagram (Brandon)
    📸 Connect on Instagram (CMG)
    ***
    SAY THANKS
    🙏 Leave a review on Apple Podcasts
    🟢 Leave a rating on Spotify
    ***

    • 5 min
    16: Using your FHSA to Build CRAZY Wealth

    16: Using your FHSA to Build CRAZY Wealth

    WATCH
    ▶️ Watch this episode on Youtube
    ***
    EPISODE DESCRIPTION
    In this episode, Brandon shares an advanced wealth building strategy ("Hack the FHSA") you can do by combining your First Home Savings Account (FHSA), with a Hold Co., if you're planning to add multiple properties to your portfolio.
     
    📞 Book a Call with Brandon
    ***
     
    MORTGAGE INQUIRIES
    📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application
    ***
    CONNECT
    📸 Connect on Instagram (Tom)
    📸 Connect on Instagram (Brandon)
    📸 Connect on Instagram (CMG)
    ***
    SAY THANKS
    🙏 Leave a review on Apple Podcasts
    🟢 Leave a rating on Spotify
    ***

    • 9 min
    15: Attention Parents: Charge Your Child Rent

    15: Attention Parents: Charge Your Child Rent

    WATCH
    ▶️ Watch this episode on Youtube
    ***
    EPISODE DESCRIPTION
    In this episode, Brandon shares the reasons why you should be charging your adult kids rent, the lessons it will teach them, and how it can set up their financial future.
    ***
     
    MORTGAGE INQUIRIES
    📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application
    ***
    CONNECT
    📸 Connect on Instagram (Tom)
    📸 Connect on Instagram (Brandon)
    📸 Connect on Instagram (CMG)
    ***
    SAY THANKS
    🙏 Leave a review on Apple Podcasts
    🟢 Leave a rating on Spotify
    ***

    • 5 min
    14: A Huge Market Opportunity

    14: A Huge Market Opportunity

    WATCH
    ▶️ Watch this episode on Youtube
    ***
    EPISODE DESCRIPTION
    In this episode, Brandon shares a huge market opportunity that's happening right now thanks to the capital gains tax, and how you can take advantage of it for less money than you think.
    ***
     
    MORTGAGE INQUIRIES
    📞 Book a Call📧 Email us→ experts@northshoregroup.ca📝 Start an Application
    ***
    CONNECT
    📸 Connect on Instagram (Tom)
    📸 Connect on Instagram (Brandon)
    📸 Connect on Instagram (CMG)
    ***
    SAY THANKS
    🙏 Leave a review on Apple Podcasts
    🟢 Leave a rating on Spotify
    ***

    • 3 min

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