284 episodes
Future Rich with Barbara Ginty, CFP® Future Rich
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- Business
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4.8 • 94 Ratings
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By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.
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238. Kate Follow-Up "Getting Out of 60K in Credit Card Debt"
This week on Future Rich, CFP Barbara Ginty follows up with Kate from episode 72 of the podcast to find out what's changed in her life and finances over the last four years.
Kate shares how she has transitioned from being pregnant with her first child to having one toddler and one newborn. They discuss the challenges of parenting and the adjustments that come with each additional child, as well as Kate's career change and her transition to working part-time in her own health and wellness online business.
They also discuss...
Kate's current income as a full-time mom, their family's expenses, and debt, including credit card debtGetting a second mortgage in order to help pay off their debtCutting expenses, evaluating insurance policies, and finding ways to increase income.
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Follow us on Instagram
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Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
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Privacy & Opt-Out: https://redcircle.com/privacy -
237. The Different Types of IRAs
In this solo episode, CFP Barbara Ginty discusses IRAs (Individual Retirement Accounts).
Barb breaks down...
The three different types of IRAs The tax benefits Eligibility criteria for each type. The importance of understanding the requirements and consulting a financial or tax professional before making IRA decisions
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy -
236. Lily - “Home Ownership Goals in High Cost of Living Areas"
Happy Friday! In this episode of Future Rich, CFP Barbara Ginty interviews the lovely Lily! Lily is 28 years old and lives in Los Angeles with her husband. She makes around $109K annually working in advertising.
In this conversation, Lily discusses her savings goals and financial plans with Barbara. They cover topics such as saving for an emergency fund, future goals like homeownership, and the benefits of renting versus buying a home. They also discuss the possibility of investing in real estate and the importance of increasing retirement contributions.
They discuss...
Housing expenses Joint finances, monthly expenses, Retirement savings. emergency funds, and student loans. Ways to improve saving habits and budget better ...and more!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy -
235. June - “Are You Saving TOO Much Money?”
This week on Future Rich, CFP Barbara Ginty chats with the lovely June!
June is 39 and lives in Houston, Texas with her husband. She works as a self-employed freelance writer and editor. She started full-time freelancing in 2018 after doing it as a side hustle for 7 years with the goal in mind to achieve the “elusive” six-figure freelance number.
Barb and June cover topics such as...
Her journey from side hustling to full-time freelancing How she manages money with her husbandStudent loan debt, taking out loans to party in Grad School Navigating mortgages as a newly married couple Home renovations If she’s saving *too* much Strategies for retirement and the different retirement stages
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy -
234 - EXPERT Jen Gumbel - "The Dark Side of Estate Planning"
In this episode of Future Rich, CFP Barbara Ginty interviews Estate Planning and Probate Attorney Jen Gumbel!
People tend to overlook estate planning, yet there are one million Americans who are under guardianship or conservatorship, and the sad reality is that these situations can turn into messy financial and legal nightmares when ignored.
Barb and Jen discuss...
Tips on having a successful Estate PlanThe Wendy Williams DocumentaryWhy everyone should do an estate plan regardless of wealth or ageWhy you need a Financial Advisor to work with your Estate Planning Attorney to make sure your trust gets properly funded...and more!
Watch this Episode on YouTube!
Jen Gumbel's Website Teaching You How Estate Planning Works
Free Video Guide: Do's and Don'ts to Talking to Someone You Love About Their Estate Plan
Articles Mentioned:
Wendy Williams ArticleFlorida Guardianship InvestigationBloomberg - Guardians' Dark Side
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy -
233. Diaz Follow-Up "Negotiating a Raise and the Advantages of Workplace Retirement Plans"
This week on Future Rich, CFP Barbara Ginty follows up with Diaz to find out what's changed in her life and finances since the last time she was on the pod. Diaz is a 28-year-old engineer living in Denver, Colorado.
In this episode, Diaz shares her plans for a future wedding and her challenges with budgeting for the event. Barb and Diaz also delve into her income, expenses, and debt, including her mortgage and student loans.
They cover topics such as...
Negotiating a raiseConsidering 401k contributionsBuilding a bigger emergency fundUnderstanding retirement account breakdownsChoosing between a 401k and an IRA.The advantages of workplace retirement plansThe importance of keeping savings liquid
Watch this episode on YouTube HERE!
Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich
Download a free guide today to help plan your financial future!
Follow us on Instagram
Follow us on TikTok
Visit the Future Rich Podcast website for Financial Freebies and Classes
If you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.
The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.
Advertising Inquiries: https://redcircle.com/brands
Privacy & Opt-Out: https://redcircle.com/privacy
Customer Reviews
Love this show but some audio issues
The content of this show is so valuable and interesting, and I love the guest interviews for real-life financial scenarios. Some episodes (ex: money talks episode 3) have bad audio quality for Barbara though and it’s hard to hear her great advice - please get a better mic/audio engineer!
Such a great podcast!
I’ve been listening to Future Rich for the past few years and it’s such a great resource! Barbara is such a pleasant host and does an amazing job of explaining the different options her guests have in regards to savings, investments, suggestions to adjust their budget, etc. I love that so much of what is covered can be applied to most people’s lifestyles and budgets regardless of how different each guest (and listener) is!
Helpful and interesting!
I’ve learned so much without ever being bored! I love how Barbara helps people without ever making anyone feel dumb for not knowing.