Homeowner AF: The Canadian First Time Homebuyer Podcast Brianna Goslin

Are you making the minimum payments on time, on all your debts, but still seeing your credit score decline? You might be using too much credit. In today's episode, Brianna talks about credit utilization. She discusses:
Credit utilization: What it isHow it's measuredWhat to do if your credit utilization is too high
 Resources:
More about credit utilization:https://www.equifax.com/personal/education/debt-management/articles/-/learn/credit- utilization-ratio/
Use Brianna's Mortgage Calculator to estimate your payments: https://gopineapple.ca/briannagoslin/mortgage-calculator
Connect with Brianna:
Instagram: @briannagoslinmortgagesEmail: briannagoslin@gopineapple.com

 If you enjoyed this episode, please leave a review on your favourite podcast platform. Your feedback helps us reach more listeners like you!

In this week's episode, Brianna and Alex, a fellow mortgage agent, chat about timely topics affecting mortgage holders and homebuyers in the Spring of 2024.
Connect with Alex
Instagram @Alex_Mohr
Connect with Brianna:
Instagram: @briannagoslinmortgagesEmail: briannagoslin@gopineapple.com
If you enjoyed this episode, please leave a review on your favourite podcast platform. Your feedback helps us reach more listeners like you!

In this episode, discover the benefits of working with a mortgage agent for Canadian first-time homebuyers. Learn why rate shopping without guidance is unwise and explore:
Why a mortgage agent is essential for your credit: Understand the pivotal role of a mortgage agent in safeguarding and optimizing your credit score.The value of post-close support: Delve into the importance of access to support post-close and beyond for first-time homebuyers, and how a mortgage agent provides ongoing assistance.Saving time and money: Learn how partnering with a mortgage agent can streamline the homebuying process, ultimately saving you both time and money.
 Resources:
Use Brianna's Mortgage Calculator to estimate your payments: https://gopineapple.ca/briannagoslin/mortgage-calculator
Connect with Brianna:
Instagram: @briannagoslinmortgagesEmail: briannagoslin@gopineapple.com
 If you enjoyed this episode, please leave a review on your favourite podcast platform. Your feedback helps us reach more listeners like you!

Congratulations! You've saved your downpayment, and you're ready to buy... but how much more cash will you need to close on your first home purchase? Listen in to learn:
How to determine your minimum downpayment amountHow to calculate your closing costsHow much cash you need to close your first purchase
Resources:
Check out this minimum downpayment calculator:
https://www.ratehub.ca/mortgage-down-payment
Check out my mortgage calculator:
https://gopineapple.ca/briannagoslin/mortgage-calculator
Questions?
Connect with Brianna on Instagram @briannagoslinmortgages
Send Brianna an email: briannagoslin@gopineapple.com

Fixed or variable rate mortgage in 2024? Which one is right for you? In today's episode, Brianna explains:
how the fixed interest rate is determinedhow the variable interest rate is determinedpros and cons of each mortgage product
PLUS
Which mortgage product first time homebuyers are choosing most often in March 2024.
Questions?
Connect with Brianna on Instagram @briannagoslinmortgages
Send Brianna an email: briannagoslin@gopineapple.com

Did you know that what you qualify for, may not be what you can actually afford? Listen in to learn more.
Connect with Brianna on Instagram @briannagoslinmortgages
Send Brianna an email: briannagoslin@gopineapple.com
Learn more about minimum downpayment requirements:
https://podcasts.apple.com/ca/podcast/talk-downpayment-to-me/id1670967579?i=1000608577670