Impact Healthcare Podcast Lester J. Morales

Welcome to Impact Healthcare, where we lead the charge in the health benefits industry with bold ideas and game-changing strategies! In our latest episode, join Lester J. Morales as he engages in a thought-provoking conversation with Chris Wolpert, CEO of Group Benefit Solutions (GBS) and a finalist for the 2024 Advisor of the Year. Dive into a story-driven conversation that unveils the journeys of two industry disruptors swimming upstream in the complex world of healthcare benefits! 

Chris's journey started when he was a financial advisor, and he became even more determined to modernize healthcare after the Affordable Care Act passed in 2010. With GBS, Chris hopes to empower clients, eliminate out-of-pocket expenses, and guide employees to the best care possible. His decision to start from scratch, walking away from a lucrative business, was a bold move — an "all-in" bet on himself and his mission. His goal wasn't just to sell insurance; it was to educate and empower clients, to put them back at the center of the conversation. 

Lester and Chris use storytelling techniques to provide insights into the complexities of healthcare benefits and the challenges employers face when navigating the healthcare landscape. They offer a unique perspective on the healthcare benefits sector, highlighting the importance of determination, innovation, and pursuing a better future for all.  

We encourage you to share this episode with your colleagues and peers! Together, we can create a community of fighters striving to improve healthcare.  

Ready to join the healthcare revolution? Subscribe now to the Impact Healthcare podcast on your favorite platform and be part of the change! 

Welcome to the Impact Healthcare Podcast, where we navigate the intricate landscapes of the healthcare industry. In today’s episode, join us as we embark on a journey with special guest Patrick Moore to unravel the complexities of fiduciary responsibility.  



With Patrick’s expertise in corporate accountability and fiduciary obligations, we’ll dissect the tangled web of big insurance companies and pharmacy benefit managers. Together, we’ll shine a light on the crucial role of fiduciary duty in safeguarding our financial well-being and healthcare choices.  

  

Throughout our conversation, we’ll challenge the status quo and confront tough questions often overlooked. Delving deep into the intricacies of the Corporate Accountability Act, we’ll explore its implications for consumers and corporations alike, using real-world examples such as the controversies surrounding Johnson & Johnson.  

  

But our exploration doesn’t end there. Are you unknowingly breaching your fiduciary responsibilities? Let’s find out. And how much do you truly understand about your pharmacy benefit manager? Patrick Moore’s insights will reveal the hidden costs lurking beneath the surface of your health insurance premiums, empowering you to take control of your financial future.  

  

Yet, we can’t do it alone. We need your help to spread the word, share these insights with your colleagues and friends, and hold your advisors accountable.  

The time for complacency is over—it’s time to take action. Tune in to Impact Healthcare Podcast and join us on this journey to better quality healthcare at a lower cost! 

Welcome to RosenHealth™, where innovation meets transformation in the healthcare industry.  

 

In this episode, we delve into the pioneering strategies of Rosen Hotels & Resorts, led by visionary Harris Rosen, as they revolutionize healthcare solutions.



Discover how RosenHealth™ is reshaping the landscape with groundbreaking approaches that prioritize associates' well-being while reducing costs. With no deductibles or co-insurance and comprehensive prescription coverage, associates experience unprecedented benefits that ensure their health and financial security.  



Join in as insightful discussions with healthcare executives and HR decision-makers unveil the real-world impact of the Rosen model. Hear from leaders like Karen van Caulil, President and CEO of the Florida Alliance for Healthcare Value, and Dawn Koffarnus, Chief Health Systems, and Financial Officer for Second Harvest Food Bank Central Florida, as they share their journey of adopting the Rosen approach and witnessing remarkable results. From significant cost savings to heightened employee satisfaction, learn how organizations are reaping the rewards of a Rosen-like healthcare plan.  

 

Whether you're a healthcare professional, business leader, or simply curious about the future of healthcare, RosenHealth™ is your guide to unlocking the potential of innovative healthcare solutions.  

 

Subscribe now to RosenHealth™ and embark on a journey towards a healthier tomorrow. Don't miss out on the transformation – tune in and be inspired by the stories that redefine the future of healthcare, one organization at a time. 

In this podcast episode, we delve into the transformative journey of Health Rosetta and its co-founder, Dave Chase. Join us as we explore the personal reasons behind the creation of Health Rosetta, driven by a profound mission to change the healthcare narrative.

In this episode, Dave shares the powerful motivation behind co-founding Health Rosetta, fueled by a series of impactful personal
experiences. We uncover the innovative approach of Health Rosetta in redirecting the currently wasted $1.5 trillion in healthcare towards social determinants of health, such as income and better food. We delve into Health Rosetta's groundbreaking transformation of health plans, turning them from contributors to debt, poverty, and bankruptcy into catalysts for well-being and
wealth.

In this episode, we are excited to have Stephanie Koch, an experienced Director of Human Resources and Senior HR Business Partner, join us for an insightful conversation. Stephanie shares her journey over the past few years, where she played a pivotal role in understanding and transforming employee health benefit plans.



Notably, at Hendry Marine and in her previous roles, Stephanie was instrumental in transitioning employee health plans to a self-funded model. This move generated over $5 million in savings to the company's bottom line.

 

Stephanie is passionate about sharing her knowledge and experience. In this episode, she discusses the benefits of self-funded health plans for both companies and employees. Her insights into navigating the intricacies of HR, from mentoring to negotiating, make this episode a must-listen for HR professionals and executives alike.

Impact Healthcare showcases innovative, solutions-oriented trailblazers working to make healthcare more affordable for American workers.

Employers and benefits advisers need to know Lester J. Morales’ guest, Chris Labrecque, Chief Customer Officer at Paytient.

Paytient serves as a cutting-edge company addressing a struggle so many functionally uninsured Americans face: the “pain to pay.”

1 in 10 adults endures significant medical debt, which causes 67% of personal bankruptcies.

As a result, 80% of Americans have skipped or delayed healthcare due to unaffordability in the last year.

For five years running, Paytient has enjoyed a 90+ Net Promoter Score (customer satisfaction metric) by alleviating patients’ “pain to pay” through interest-free, no-fee credit cards that spread out-of-pocket healthcare expenses out over up to 36 months without a credit check.

Don’t miss this hope-inspiring episode — subscribe now to stay on the cutting edge of healthcare affordability solutions and the problem-solvers making healthcare accessible to all Americans.



Time Stamps:



08:53 What too many brokers miss along the career journey

14:06 Why high-deductible plans fail

17:15 How the Paytient card works with an HSA

18:17 How employees get and use their Paytient card

19:23 How employers provide employees Paytient access

22:15 How Paytient benefits hospitals and health systems

24:15 Chris’ message for advisers

25:55 How Paytient retains employees

28:45 Chris’ message for employers

30:40 Real-life impact of Paytient



Stay connected with cutting-edge health benefits strategies by joining the Impact Healthcare text community at 813.537.6992.