OPTIMAL LIVING DAILY+

Go Ad-Free: Be an OLD Friend, Listen Uninterrupted

$1.99/mo or $19.99/yr after trial

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily
  • 4.5 (1.2K)
  • INVESTING
  • UPDATED DAILY

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

  1. Understanding the Seven Habits of Wealth by Rob Berger with Get Rich Slowly on Building Wealth Mindset

    19H AGO

    Understanding the Seven Habits of Wealth by Rob Berger with Get Rich Slowly on Building Wealth Mindset

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3544: Rob Berger breaks down how financial security isn’t driven by income or luck, but by the quiet, consistent habits practiced every day. From modest living to lifelong learning, these principles show how ordinary decisions compound into lasting wealth. It’s a grounded reminder that building financial freedom is less about big wins and more about disciplined routines. Read along with the original article(s) here: https://www.getrichslowly.org/understanding-the-seven-habits-of-wealth/ Quotes to ponder: "We are what we repeatedly do. Excellence then, is not an act, but a habit." "Shortcuts born out of impatience lengthen the trip." "It's what we don't know that is most dangerous." Learn more about your ad choices. Visit megaphone.fm/adchoices

    10 min
  2. You Might Also Like: A Better Way to Money

    19H AGO ·  BONUS

    You Might Also Like: A Better Way to Money

    Introducing Think Like an Investor When You Buy a Home from A Better Way to Money. Follow the show: A Better Way to Money Buying a home has never felt more daunting—and for a lot of people, it feels impossible to buy the right property for the right price. Real estate investor and podcast host Henry Washington has been there. He went from living paycheck to paycheck to building a portfolio of 100+ properties. He’s not here to make it sound easy; he’s here to make it feel possible. In this episode, Henry walks you through the “Investor Mindset” and the real-world cheat codes that help any buyer make a smarter move—wherever you are in the journey. First home or third, just starting to look or ready to sign: Henry has something for you. Download our free Family Finances Workbook and start mapping out your path to homeownership TODAY: https://www.northwesternmutual.com/podcast/  Connect with Henry Washington: Instagram: https://www.instagram.com/thehenrywashington/ Real Estate Deal Maker - https://store.biggerpockets.com/products/real-estate-deal-maker? On the Market Podcast - https://www.biggerpockets.com/podcasts/on-the-market Connect with Northwestern Mutual: Facebook: https://www.facebook.com/northwesternmutual Instagram: https://www.instagram.com/northwesternmutual/ LinkedIn: https://www.linkedin.com/company/northwestern-mutual/ TikTok: https://www.tiktok.com/@northwesternmutual DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to team@podroll.fm.

  3. It’s The Small Changes That Make You Rich by Chris Reining on Consistent Financial Growth

    1D AGO

    It’s The Small Changes That Make You Rich by Chris Reining on Consistent Financial Growth

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3543: Chris Reining shows how building wealth isn’t about dramatic changes but small, consistent decisions that strengthen self-discipline over time. Through simple examples, saving a few dollars a day or cutting minor habits, he illustrates how these manageable shifts compound into financial freedom. The real takeaway is that mastering small choices trains you to handle the bigger ones that shape your future. Read along with the original article(s) here: https://chrisreining.com/small-changes/ Quotes to ponder: "I had a plan, and sticking to my plan was more important to me." "It’s a muscle that needs to be exercised." "So if you really want to learn self-discipline you need to start making small, manageable changes, because small, manageable changes will improve your ability to make big changes without trying as hard." Learn more about your ad choices. Visit megaphone.fm/adchoices

    8 min
  4. How To Reach Financial Independence On A Low Income by Christina Browning of Our Rich Journey

    2D AGO

    How To Reach Financial Independence On A Low Income by Christina Browning of Our Rich Journey

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3542: Christina Browning breaks down how financial independence is achievable on any income by focusing on intentional saving habits and smarter spending decisions. By gradually increasing your savings rate, leveraging overlooked resources, and eliminating unnecessary expenses, you can build momentum toward long-term wealth. Her approach proves that consistency, not a high salary, is what truly drives financial freedom. Read along with the original article(s) here: https://www.ourrichjourney.com/post/how-to-reach-financial-independence-on-a-low-income Quotes to ponder: "People often think that you need to be on a six-figure income, while saving 70% of it, to reach financial independence and retire early. But that’s just not true!" "There is a lot of free money flying around out there, you just need to find it." "Remember that no matter what your income level is, you can find ways to save and work towards financial independence." Learn more about your ad choices. Visit megaphone.fm/adchoices

    10 min
  5. [Part 2] ABCs of Wealth by Vicki Robin with Rich and Resilient Living on Foundations of Wealth

    3D AGO

    [Part 2] ABCs of Wealth by Vicki Robin with Rich and Resilient Living on Foundations of Wealth

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3541: Vicki Robin explores how true wealth expands through belonging and community, where relationships become a powerful form of social capital that enriches life while reducing financial strain. By investing in connection, contribution, and local resilience, you can build a support system that sustains both your well-being and independence far beyond money. Read along with the original article(s) here: https://www.richandresilientliving.com/abcs-of-wealth-guest-post-by-vicki-robin/ Quotes to ponder: "Our human bonds of love and loyalty have always gotten us through the night, and life." "Isolation is expensive, sharing is wealth, sometimes literally through services that will rent your car, home or RV to others, but also more deeply as in the myriad of daily exchanges that have nothing to do with financial transactions." "Consciousness grows faster than inflation." Episode references: Alcoholics Anonymous: https://www.aa.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

    11 min
  6. [Part 1] ABCs of Wealth by Vicki Robin with Rich and Resilient Living on Foundations of Wealth

    4D AGO

    [Part 1] ABCs of Wealth by Vicki Robin with Rich and Resilient Living on Foundations of Wealth

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3540: Vicki Robin reframes wealth as more than money, emphasizing that true independence comes from building “natural currency” through skills, relationships, and community. By investing in abilities and self-sufficiency, you reduce dependence on money while increasing resilience, freedom, and long-term fulfillment. This perspective reveals how aligning your life energy with meaningful skills can create a richer, more secure life than financial accumulation alone. Read along with the original article(s) here: https://www.richandresilientliving.com/abcs-of-wealth-guest-post-by-vicki-robin/ Quotes to ponder: "Money is a small part of our wealth portfolio." "Isn’t needing money to make it through life actually a form of dependence?" "Honing your skills gives you leverage, freedom, and choice." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

    10 min
  7. The Paradox of Money by Mr. 1500 with Budgets Are Sexy on Money and Priorities

    5D AGO

    The Paradox of Money by Mr. 1500 with Budgets Are Sexy on Money and Priorities

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3539: Mr. 1500 challenges the obsession with wealth by revealing that money alone never delivered happiness, while health, time, and relationships proved far more valuable. Drawing on insights from Warren Buffett and personal experience, he reframes money as a tool, not a goal, urging readers to use it to reclaim their time and live intentionally. Read along with the original article(s) here: https://www.budgetsaresexy.com/paradox-of-money/ Quotes to ponder: "I’d give away every cent I have to be your age again." "All your children want is your time." "It’s simultaneously the most and least important part of life." Learn more about your ad choices. Visit megaphone.fm/adchoices

    9 min
  8. Effectively Respond to Danger by Calming Your Daily Worries by Ingrid Y. Helander on Reducing Daily Anxiety

    5D AGO

    Effectively Respond to Danger by Calming Your Daily Worries by Ingrid Y. Helander on Reducing Daily Anxiety

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3538: Ingrid Y. Helander explains how chronic worry can distort your ability to recognize real danger, disconnecting you from your natural instincts. By calming everyday anxieties and tuning into your body’s signals, you can rebuild trust in your intuition and respond wisely when it truly counts. Her approach highlights simple, practical habits that transform fear into clarity and grounded confidence. Read along with the original article(s) here: https://ingridyhelanderlmft.com/effectively-respond-to-danger-by-calming-your-daily-worries/ Quotes to ponder: “Listen to your gut.” “When you try to ignore, dismiss or shame worry, anxiety and fear, you teach your body to mistrust itself.” “Tiny practical changes that calm worry help you stay connected to your body, clarify your thoughts and create more trusting relationship within.” Learn more about your ad choices. Visit megaphone.fm/adchoices

    10 min
See All (2K)

Shows with Subscription Benefits

OPTIMAL LIVING DAILY+

Go Ad-Free: Be an OLD Friend, Listen Uninterrupted

$1.99/mo or $19.99/yr after trial

View Subscription FAQs

Hosts & Guests

4.5
out of 5
1,233 Ratings

About

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Information

More From Optimal Living Daily

You Might Also Like