Her Dinero Matters

Jen Hemphill
Her Dinero Matters

Her Dinero Matters is an award-winning podcast that resonates deeply with listeners like Ariana, who says, “I have learned a lot about myself and the world of finances. I also love the bilingual / Latina perspective." Hosted by Jen Hemphill, an Accredited Financial Counselor (AFC®) with a seasoned voice in finance, this podcast goes beyond being just a financial guide. It's a journey towards financial independence and personal growth. Each week, Jen brings a unique blend of practicality and inspiration to the world of money. Through inspiring stories from diverse guests and insightful solo episodes, she shares actionable tips and strategies to help you navigate your financial life. Whether you're bouncing back from financial setbacks, aiming to prevent them, or chasing your dreams against all odds, Her Dinero Matters is here to bolster your money confidence. Connect, learn, and grow with us at jenhemphill.com

  1. 1 DAY AGO

    Career Roadblocks Ahead? How To Develop Unshakeable Confidence To Elevate Your Career | HDM 414

    Have you ever felt mildly uninspired by your job, career, and in general, the everyday routine? It’s not that you don’t enjoy what you do or think there’s something wrong with how things are going. No, nothing like that. It’s just that, sometimes, the realization that you don’t feel seen or heard in certain situations is too hard to ignore. If you ever felt that, this week’s conversation will surely provide that extra dose of inspiration to reclaim your career path. In this episode, Carrie Peralta will share with us her insights on the biggest roadblocks that Latinas still face in the workforce and how to overcome them. Although nowadays our workplaces are more diverse and inclusive than ever, it’s undeniable that Latinas still have a long journey ahead, especially when it comes to breaking into highly competitive industries, like tech and finance. This is why this week’s interview with Carrie Peralta feels especially relevant.  Carrie is a Career Coach and founder of Peak State Coaching. She’s on a mission to support tech talent, particularly that of women, BIPOC, and LGBTQIA+ individuals, in building the confidence, clarity, and self-awareness required to transform their professional journeys. In this episode you will learn:  Why advocating for yourself is the single, most important thing you can do to advance your career.The difference between mentorship, allyship, and sponsorship.Tips to crush that compensation conversation we all feel queasy about like an absolute pro. For a quick recap of this episode go to https://www.jenhemphill.com/414 The post, Career Roadblocks Ahead? How To Develop Unshakeable Confidence To Elevate Your Career | HDM 414 appeared first on the Her Dinero Matters Podcast.

    26 min
  2. NOV 14

    Boundaries for The Holiday Season: Why They Matter | HDM 413

    If you’ve ever browsed your library’s psychology/self-help section, you know that boundaries are everywhere. No matter where you turn or who you ask, the topic always resurfaces, claiming its spot at the top of your list of good habits to acquire. However, one thing is talking about boundaries and another is actively setting them up. If you still struggle with this (FYI, you’re not alone!), maybe it’s time for a lil’refresher. In this week’s episode, I’m sharing a quick primer on boundaries, why they matter, and how having a couple of them firmly set can (and will!) enhance your holiday experience. If you are anything like me, you know actively setting up boundaries sounds way, way simpler in theory than in practice. The problem is that no one teaches how to do this, or even what types of boundaries to set and when. This lack of actionable insights becomes a glaring issue around the seasons when social interactions and demands for your time increase, such as the holiday season.  This is why, this week I decided to put together a quick reminder of why setting boundaries during busy seasons is so important and how would those boundaries look like What you’ll learn in this episode: Why boundaries are important.The types of boundaries you can set, especially during the holiday season.Why setting solid boundaries is one of the best ways to preserve your mental health.The post, Boundaries for The Holiday Season: Why They Matter | HDM 413 appeared first on the Her Dinero Matters Podcast.

    19 min
  3. NOV 7

    What You Don’t See Coming: Five Lessons From The Unexpected | HDM 412

    When was the last time that things didn’t go according to plan? If you’re anything like me, “quite often” is probably your answer (and there’s nothing wrong with that). The reason is simple: even the best thought and carefully weighted plans cannot keep life from happening, sometimes in the most random ways. In fact, although eliminating the unexpected from your life is almost impossible, no one ever teaches you how to react to life when things massively deviate from your original plan. This is why, in today’s episode, I’ll share with you five things you have to practice if you want to make your peace with the unexpected. We’ve all had a moment (or two) when we swore a plan or project would turn out alright. Maybe the whole thing was a low-stakes, low-pressure project where virtually nothing could go wrong, or maybe this plan was just replicating something you had already done in the past with a decent amount of success. In any case, the expectations were low, and your confidence soared.  This is why, when things didn’t turn out as expected, all you could do was stare at the facts in disbelief. Did you forget an important point? Were you not prepared enough? It may sound a tad irritating, but the answer is far simpler: unexpected circumstances usually happen… well, when you least expect it! And in no other sector is this as true as in finance. In this HDM episode, I’ll be sharing a personal story that shows how life’s curveballs don’t have to derail you from your path.  In this episode you will learn:  What does the unexpected have to do with your financial life?Reasons why unexpected situations can be so overwhelming.The 5 key lessons that you can take away from unexpected life disruptions. For a quick recap of this episode go to https://www.jenhemphill.com/412 The post, What You Don’t See Coming: Five Lessons From The Unexpected | HDM 412 appeared first on the Her Dinero Matters Podcast.

    21 min
  4. OCT 31

    Seeking Security? The True Meaning of Financial Independence | HDM 411

    Imagine waking up one regular Monday morning as you usually do… only to find out that all your income, close support network, and, in general, your regular financial support sources are forever gone, and now you’re back to square one (which, by the way, probably feels like square -1000). It may sound like a hard stretch, but for so many women, this nightmarish scenario highlights a common and real fear: the possibility of losing their stability in life because they don’t have their own money. And while this might sound scary, this week’s guests and dear friends will share how this lingering sense of insecurity pushed them to seek financial independence and, simultaneously, turned them into an inspiration to us all.   Some people say the biggest lessons in life come whenever you least expect them, and today I’ll have to agree with the popular lore. In today’s episode, I’m having a conversation with two friends and fellow Accredited Financial Counselors®, Weslia Echols and Willa Williams who learned through their lived experiences why being financially independent is so important. Weslia and Willa’s unique mission is to assist Christian women in embracing their STEWARD Identity™. They aim to help women discover their unique path to creating wealth and achieving financial fulfillment. Through their company, Trinity Financial Coaching, and their weekly podcast, Wealth and Wisdom Together™, they have created a safe space for women to learn and discuss money while trusting God, trusting themselves, and trusting the process. In this episode you will learn:  Why financial independence should be a top priority in everyone’s life list.A core characteristic of financial fulfillment that everyone should be aiming to have. Willa and Weslia’s take on what’s the biggest financial barrier that most people face.For a quick recap of this episode go to https://www.jenhemphill.com/411 The post, Seeking Security? The True Meaning of Financial Independence | HDM 411 appeared first on the Her Dinero Matters Podcast.

    46 min
  5. OCT 24

    From Ghost to Leader: One Woman’s Way to Financial Success | HDM 410

    Intuitively, we all know that leaving your home country for good is a challenging experience. Adapting to a new place, language, culture, job market, AND financial system is anything but an easy feat. However, knowing that it’s hard and listening to the first-person account of someone who not only survived the experience but also managed to thrive and build a meaningful career is truly inspiring. In today’s episode, we are having an empowering conversation with Jhoanna Astudillo, the Hispanic segment leader in BOK Financial’s Consumer Division. Jhoanna will share with us her biggest money realizations and how they came to be. When was the last time you had a hard time cashing a check at your local bank? Or the last time you had to wait one hour for someone to help you do a simple money transfer? If the answer to those questions is some variation of “I’m not sure”, today’s episode will surely surprise you.  Like many immigrants, today’s guest had to re-start from scratch. From having to learn the language to figure out the U.S. financial system and, while on it, uncovering her limiting money story, Jhoanna’s journey will inspire you as much as it has inspired me.  Jhoanna Astudillo is the Hispanic segment leader in BOK Financial’s Consumer Division, and the first Hispanic person to serve in this position. She has worked in the financial industry since 2007. Previously, she served in the U.S. Army and has a Bachelor’s Degree in International Business and Marketing from Illinois State University. In this episode you will learn:  Jhoanna’s story and why she was referred to as a “ghost”. The steps Jhoanna has taken to improve her relationship with money. How the financial industry is adapting to better service the Latino community and Jhoanna’s role in that.For a quick recap of this episode go to https://www.jenhemphill.com/410 The post, Cultural Humility Will Set Your Finances Free | HDM 410 appeared first on the Her Dinero Matters Podcast.

    34 min
  6. OCT 17

    Cultural Humility Will Set Your Finances Free | HDM 409

    Have you ever walked into a bank to request information about a product or service only to hear a long-winded and hard-to-understand explanation that, instead of providing answers, only creates more questions? This is an experience that almost everyone in the Latino community has experienced at least once in their lives. Not because financial concepts, in and by themselves, are too complex or impossible to understand. Not at all. Sometimes, it’s just because the ones giving all the explanations lack a foundational core element that, in an ideal world, every financial educator should have: cultural humility. In this week’s episode, Dr. Melinda Jimenez Perez will share with us what cultural humility is and why this not-so-obvious concept is essential when teaching (and learning!) about all things money.  Let’s be honest: money and finances may not be as complex or abstract of a topic as calculus or some good old geometry, but still, that doesn’t mean everyone will be able to understand the basic tenets at once.  The way you think and interact with money can be completely different from the way I see it, and that doesn’t make any of us right or wrong. It’s just different.  According to Dr. Melinda Jimenez, understanding how our own culture impacts the way we see finances and what we can do to improve our situation (even when we might lack “basic” financial knowledge) is the essential working definition of cultural humility. In today’s episode, we will learn why cultural humility is essential for improving financial literacy in the Latino community.  In this episode you will learn:  What cultural humility is and why it’s essential in financial education.The power of representation in financial education.The rise of financial resource centers and why they matter.For a quick recap of this episode go to https://www.jenhemphill.com/409 The post, Cultural Humility Will Set Your Finances Free | HDM 409 appeared first on the Her Dinero Matters Podcast.

    30 min
  7. OCT 10

    The Hidden Costs of Empty Nesting | HDM 408

    When you are a parent, you all know sending your kids off to college and out of the house (aka, empty-nesting) will happen eventually, but no one really prepares you for it. And, like everything in this life, different people react to it in different ways. Since that moment in my parenting life is fast approaching, in this week’s episode I want to share a few empty-nesting hidden financial considerations that I’ve discovered along the way and why they matter. If you’ve already shipped your kids off to college and into the beginning stages of their adult lives, you know this is not an easy step. Not only are you effectively reducing your number of household members (#gasp), but, in a way, you’re finally putting to a test all those years of upbringing. Will your children be able to make the right life and financial decisions? You don’t really know, and everyone keeps saying you can only hope for the best. But, is that accurate? Does your financial involvement in your kids' lives effectively end on the day they leave for college or have things changed since your own college days? I feel that’s the big question every parent needs to start figuring out now.  This is why, in today’s HDM episode, I’ll walk you through five (important) financial considerations that are starting to take shape in my planning process. I’ll share with you why these things are important for my journey and what are some key takeaways to consider. In this episode you will learn:  Storytime: why has empty-nesting been on my mind lately?The positives: a couple of great things I’m actually looking forward to.Five financial considerations that I hadn’t thought about before.For a quick recap of this episode go to https://www.jenhemphill.com/408 The post, The Hidden Costs of Empty Nesting | HDM 408 appeared first on the Her Dinero Matters Podcast.

    14 min
  8. OCT 3

    A Conversation Entre Amigas | HDM 407

    Having honest and open conversations about real topics with our close friends is an essential part of life. And sometimes, knowing what other people are chatting with their pals can be truly eye-opening. If you’ve ever wondered how a conversation between two GenX women who are going through similar life experiences sounds like, you’re in for a true reveal. In this week’s episode, I’m having an informal chat with my good friend Librada Estrada about our kids stepping into adulthood, our health, and, of course, preparing financially for our future. Have you ever found yourself going through challenges or circumstances that no one else seems to be relating to? It’s not that your issues are uncommon or only specific to you, not at all. It’s more that you would prefer to have an open conversation with someone who not only is close to you but is also going through the same life stage as you are. Someone who relates to your lived experience in the way only a close friend can.  Well, this week’s episode is a great opportunity to sneak peek into how such a conversation unfolds! This week I’m having an informal chat with my long-time friend Librada Estrada on all things money, planning, and, of course, health. In this episode, you’ll get to be a fly on the wall while two GenX women going through similar experiences talk about life, money, and health. In this episode you will learn:  Thoughts on helping your kids transition into adulthood (plot twist: it ain’t simple!)Why always keeping in mind your future needs is the best mindset to have when thinking about retirement.The importance of having (and holding to) a vision when setting up your goals.For a quick recap of this episode go to https://www.jenhemphill.com/407 The post, A Conversation Entre Amigas | HDM 407 appeared first on the Her Dinero Matters Podcast.

    40 min

Hosts & Guests

4.8
out of 5
162 Ratings

About

Her Dinero Matters is an award-winning podcast that resonates deeply with listeners like Ariana, who says, “I have learned a lot about myself and the world of finances. I also love the bilingual / Latina perspective." Hosted by Jen Hemphill, an Accredited Financial Counselor (AFC®) with a seasoned voice in finance, this podcast goes beyond being just a financial guide. It's a journey towards financial independence and personal growth. Each week, Jen brings a unique blend of practicality and inspiration to the world of money. Through inspiring stories from diverse guests and insightful solo episodes, she shares actionable tips and strategies to help you navigate your financial life. Whether you're bouncing back from financial setbacks, aiming to prevent them, or chasing your dreams against all odds, Her Dinero Matters is here to bolster your money confidence. Connect, learn, and grow with us at jenhemphill.com

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