1,863 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

The Clark Howard Podcast Clark Howard

    • Business
    • 4.6 • 4.8K Ratings

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    06.13.24 A Warning For Entrepreneurs / Airport Security - New TSA Screening Tech

    06.13.24 A Warning For Entrepreneurs / Airport Security - New TSA Screening Tech

    Clark is a champion of entrepreneurship. Unfortunately, there are many multilevel marketing companies designed to make you think you’re really starting a business, when in actuality you are sinking your money into a hole. Also today - it’s officially summer travel season. What you see at airport security may surprise you.

    Beware MLMs: Segment 1

    Ask Clark: Segment 2

    Airport Security Lines: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Why Americans keep getting roped into multilevel marketing schemes

    What Is Long-Term Care Insurance Cost & Coverage

    How To Prevent, Report and Repair Identity Theft

    TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You?

    Will TSA's New Self-Screening Service Save You Time At The Airport?

    TSA unveils first self-screening security lane at Las Vegas airport

    TSA unveils a prototype self-service airport checkpoint security screening system

    How Should I Handle Car Insurance for My Teenage Driver?


    What Are Index Funds? / What Is an ETF?


    3 Places You Should Never Invest Your Money

    Best Investment Companies for Investors in 2024

    Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging?


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 32 min
    06.12.24 Money Well Spent / Housing Market Update

    06.12.24 Money Well Spent / Housing Market Update

    Today, Clark encourages you to spend on something of vital importance, because ultimately, it will help you SAVE MORE. Also today - There’s a shift taking place in the housing market. Clark provides an update.

    Investing In Health: Segment 1

    Ask Clark: Segment 2

    Housing Market Update: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:


    Your level of physical activity could be a vital sign 

    15 of the Best Free Workout And Fitness Apps

    Follow the 'Minute Rule' to make exercise a daily habit

    [What Is Service Line Insurance and Do I Need It? (Clark.com)]

    4 Insurance Policies You Actually Need (and 6 You Don't)

    Housing market inventory is shifting. Here's what the data shows

    Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You?

    Betterment Review: How It Works, Pros & Cons

    Wealthfront Review: How It Works, Pros & Cons


    5 Best Robo-Advisors in 2024 / Best Financial Advisors in 2024


    Fidelity Personalized Planning & Advice Review

    Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity


    How to Buy a New Car in 5 Steps // How To Buy a Used Car



    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 34 min
    06.11.24 Technology Vs Privacy / How To Deal With Hospital Bills

    06.11.24 Technology Vs Privacy / How To Deal With Hospital Bills

    Various devices we use in our lives from alarm systems to fitness trackers - collect personal data. Clark discusses how to balance protecting your privacy with utilizing modern technology. Also today, huge bills that arrive after a hospitalization are often far from accurate. Clark shares strategies for dealing with these, and potentially lowering the costs. 

    Technology Vs Privacy: Segment 1

    Ask Clark: Segment 2

    Medical Bills: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Do you really own the digital items you paid for?

    When companies share your personal information without your permission

    Why Walmart bought TV-maker Vizio for $2.3 billion - Axios

    F.S.A. vs. H.S.A.: What to Know About the Accounts That Pay Medical Costs

    Where Should I Set Up My Health Savings Account (HSA)?

    Are you confronting a big medical bill? Attack it with a plan — and these tips

    How to Deal With Medical Debt - Clark.com

    Can a Patient Advocate Help With Your Medical Bills?

    Unlimited Plans Comparison: T-Mobile vs. AT&T vs. Verizon

    Automatic Bill Pay: How It Works and How To Do It Safely

    My Cable Company Is Raising Prices Unless I Enroll in Auto-Pay. Is It Safe?

    Airlines you can book using Avios: How to maximize your points


    Point.me /// Going™ | Formerly Scott's Cheap Flights


    How To Choose the Best Charities for Your Donations


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 33 min
    06.10.24 Which Documents Should You Keep? / Safeguarding Our Seniors

    06.10.24 Which Documents Should You Keep? / Safeguarding Our Seniors

    Keeping your finances organized creates more efficiency and less stress in your life. Today Clark goes back to basics on what kind of documentation you should keep, and for how long. Also, millions of our aging loved ones are aggressively targeted and collectively scammed out of billions each year. Clark offers adult children some direction for becoming proactive, in order to help protect vulnerable seniors. 

    Your Important Documents: Segment 1

    Ask Clark: Segment 2

    Protecting Our Elders: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Advice | Keep these 10 financial documents forever. Scan and shred the rest.

    Which Documents Should You Keep and for How Long? (Clark.com)

    Calculators - Clark Howard

    The Easiest Way to Start Saving for Retirement When You’re Saving Zero Right Now

    How Much of Each Paycheck You Should Save or Invest

    5 questions to ask when helping an older parent with money

    Seven Ways to Protect Older Adults from Financial Abuse

    Living Will and Durable Power of Attorney: Frequently Asked Questions


    Target Date Funds: Clark's Favorite Retirement Investment 


    What Are Index Funds? /// What Is an ETF?


    How To Find and Choose a Financial Advisor

    AAA Membership: Is It Worth It?

    Why You Should Never Use Roadside Assistance


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 29 min
    06.07.24 Clark Answers His Critics on Clark Stinks / Your Retirement Lifestyle

    06.07.24 Clark Answers His Critics on Clark Stinks / Your Retirement Lifestyle

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Retirement can be the beginning of a wonderful new life! But it can also present serious challenges after a lifetime of working, including depression. Clark talks about avoiding this pitfall, and making the most of your golden years. 


    Clark Stinks: Segments 1 & 2

    Joy In Retirement: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Costco vs. Sam's Club: What Is the Difference?

    Overdraft Protection: What Is It? Do You Really Need It?

    5 Tips To Protect Your Digital Privacy

    How age-friendly universities can improve the second half of life — The Conversation

    Why Retirees Are Going Back to College

    What the Heck is a Core Pursuit?

    Five Things I Wish I’d Known Before I Retired

    The Center for Auto Safety: Learn the latest news in auto safety.

    Virtual Credit Cards: An Online Security Measure Worth Taking?


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 31 min
    06.06.24 Become A Price Negotiator / Warning: Dietary Supplements & Protein Powders

    06.06.24 Become A Price Negotiator / Warning: Dietary Supplements & Protein Powders

    Only 1 in 4 people realize you can negotiate on items you think come at a fixed price. You can negotiate everything from the price of a new car to your cable bill to large appliances. Also, social media is full of pitches selling supplements and powders with claims they can improve your health and change your life. Not so fast. What you need to know about dietary supplements. 

    Price Negotiation: Segment 1

    Ask Clark: Segment 2

    Warning: Dietary Supplements: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    A Guide To Negotiating For Cars, TV Bills, Home Renos And More

    Is It Worth Buying High-End Appliances?

    Here's How Long Your Home Appliances Should Last

    The best time and place to buy appliances

    Submit a complaint | Consumer Financial Protection Bureau

    Dietary supplements and protein powders fall under a ‘wild west’ of unregulated products that necessitate caveats and caution — The Conversation

    How To Avoid Fraud With Herbal Supplements


    ConsumerLab.com /  NSF International /  U.S. Pharmacopeia


    Consumer Federation of America Life Insurance Rate of Return Service

    How To Find and Claim Missing Money in Your Name


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 33 min

Customer Reviews

4.6 out of 5
4.8K Ratings

4.8K Ratings

J.G. from Alaska ,

Clark Howard Show

Howard is so smart and interesting. He makes such wonderful and common sense points that people at all ages can learn from (I’m a young age 70. ) He has a great sense of humor that makes me laugh a lot ! I have been listening to him for years and I’m always bringing up his name and reiterating his advice to my family members and my social group. They always say to me “yes, we know about your podcast friend and all the great things he tells you ! “
Thank you, Clark and to your great staff for all that you do and teach us. You also are very humble man. God bless you ! Please don’t think about retiring- I’d miss you a lot!

LM58 ,

Sensible advice

Advice the every day person can given in a easy to understand, concise manner. Enjoy listening to Clark. Also enjoy his Clark Stinks. Clark takes criticism well.

Mercer, WI ,

Honestly the best financial and consumer advice out there

I’ve been listening to Clark Howard in syndicate and podcast for decades now. It’s an investment of 30 and every time I listen and I always gain some value out of the topics discussed. Even when they’re not relevant to me. Furthermore, Clark just has a very kind demeanor and is a good human. I think him, and all of his fantastic staff, as Team Clark is an awesome one.

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