What's Your 1 More?

Quinton Harris
  • 5.0 (104)
  • SELF-IMPROVEMENT
  • UPDATED WEEKLY
What's Your 1 More?

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

  1. 1D AGO

    Ep. 240 - How to Build & Keep Good Credit – The Ultimate Guide!

    Like and subscribe to “What’s Your 1 More” Podcast for more financial strategies! How does your credit score really impact your ability to buy a home? This episode breaks down the key factors that shape your credit, common mistakes that lower scores, and how homeowners can protect their financial future. Learn why small financial habits can make a big difference when securing loans and getting the best interest rates. Credit isn’t just about numbers—it’s about unlocking opportunities. "Your credit score isn’t just a number, it’s a tool—use it wisely." – Quinton Harris Connect with us:
 YouTube: https://www.youtube.com/@whatsyour1more
 Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355
 Facebook: /whatsyour1more
 Twitter: /whatsyour1more
Instagram: /whatsyour1more
 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 Special thanks to PARTNERS CREDIT Credit Resources: https://bit.ly/WY1MCredit  If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community! 00:00:00 - Intro 00:00:45 - Defining Credit 00:01:49 - Defining Negative Terms 00:02:36 - Credit Karma vs. Lender Scores 00:04:14 - Types of Credit Reports 00:06:34 - Factors That Create Your Score 00:07:40 - Payment History (35%) 00:08:30 - Amount You Owe (30%) 00:09:59 - Length of History (15%) 00:10:40 - New Credit (10%) 00:12:00 - Type of Credit Used (10%) 00:12:44 - How to Hack Your Credit  00:13:14 - The 1-2-3 Model 00:13:59 - Pro Tip #1: Renting 00:14:30 - Pro Tip #2: Installment Loans 00:15:10 - Pro Tip #3: Revolving Credit 00:17:00 - Largest Balances Carry Weight 00:18:14 - Fastest Ways to Establish Credit 00:19:49 - How Trade Lines Work 00:22:50 - Review of Five Factors 00:23:54 - Impact of Credit Utilization 00:25:39 - All About Collections 00:26:14 - Medical Collections 00:27:29 - Paying off Collections 00:30:09 - Maintaining a Good Score 00:30:44 - Pro Tip: Don’t Close Old Cards 00:32:39 - Credit Monitoring Systems 00:33:44 - Credit Pulls and Score 00:34:54 - Be a Conscious Credit User 00:35:39 - Outro

    36 min
  2. Ep. 239 - WHAT THE HEALTH?!

    1D AGO

    Ep. 239 - WHAT THE HEALTH?!

    👍 Like and subscribe to the What’s Your 1 More Podcast! How much is health insurance really costing you? In this episode, Quinton Harris sits down with Eric Ross to uncover the truth about rising healthcare costs, insurance industry tactics, and how homeowners can make smarter financial decisions. They break down why premiums keep increasing, how to navigate medical billing without overpaying, and what new policies mean for your household budget. Plus, Eric shares practical strategies for independent contractors and real estate professionals to access better health benefits. "The American people are tired of fluff—they want transparency, good, bad, or indifferent." – Quinton Harris Connect with us:
 YouTube: https://www.youtube.com/@whatsyour1more
 Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355
 Facebook: /whatsyour1more
 Twitter: /whatsyour1more
 Instagram: /whatsyour1more
 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 Book Reference: Never Pay the First Bill - Marshall Allen Health benefits and coverage: https://www.venteur.com/  https://www.benefitbay.com/ If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your engagement helps shape future episodes of What’s Your One More! Thank you for being part of our community!   📌 Timestamps: 0:00 - Welcome Back, Eric Ross!
 1:02 - Eric’s Podcast & Milestone 100th Episode
 2:47 - Health Insurance Costs Are Rising—Why?
 4:05 - The Shocking Cost of Family Health Insurance
 6:57 - Who Really Controls Your Healthcare Costs?
 8:45 - New Administration’s Push for Transparency
 10:30 - Medical Debt: The #1 Cause of Bankruptcy
 12:15 - Why You Should Never Pay the First Medical Bill
 15:00 - The Power of Negotiating Your Medical Bills
 17:45 - Insurance Companies & Hospital Pricing Tactics
 20:30 - Physician Shortages & the Rise of Concierge Care
 23:12 - Real Estate Agents & Health Insurance Solutions
 27:00 - Consumer Frustration with Healthcare Costs
 29:40 - Vigilante Consumer Anger & Healthcare Executives
 32:05 - Social Media’s Role in Public Perception
 35:10 - The Reality of Podcasting—Why Most Fail
 39:25 - Why Consistency & Patience Matter in Podcasting
 42:50 - Healthy or Not Healthy? Rapid-Fire Segment
 44:55 - Good Dad or Bad Dad? Coaching Your Kids
 48:00 - Final Thoughts & Key Takeaways

    48 min
  3. Ep. 238 Scott Bessent - Real Estate’s Unsung Hero

    MAR 17

    Ep. 238 Scott Bessent - Real Estate’s Unsung Hero

    Like and subscribe to “What’s Your 1 More” Podcast! Is the economy heading for a slowdown, or are we just in a detox phase? In this episode, we break down Treasury Secretary Scott Bessent’s recent statements on government spending, mortgage rates, and how homeowners can navigate the shifting credit market. We discuss the rising delinquencies in auto loans and credit cards, what they mean for the housing market, and why the administration is focused on bringing down the 10-year treasury. Homeowners, this could be your opportunity to leverage home equity and stay ahead. "The administration's turning its attention to the 10-year treasury… someone finally gets it!" – Quinton Harris Connect with us:
 Youtube: https://www.youtube.com/@whatsyour1more
 Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355
 Facebook: /whatsyour1more
 Twitter: /whatsyour1more
 Instagram: /whatsyour1more
 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of “What’s Your 1 More”! Thank you for being part of our community! Data Resource: Fitch Ratings Chart: Axios Visuals [00:00:00] – Welcome to Episode 238 [00:00:10] – Is Scott Bessent the unsung hero of real estate? [00:00:35] – The administration’s focus on lowering the 10-year treasury [00:01:00] – Scott Bessent’s take on government spending and the economy [00:01:40] – The “detox period” and expected economic slowdown [00:03:25] – Rising delinquencies in auto loans and credit cards [00:04:55] – Breaking down prime vs. subprime auto loan delinquencies [00:05:50] – Why housing and consumer credit markets are different [00:07:00] – Credit card debt, minimum payments, and household budgets [00:08:10] – What does “canary in the coal mine” mean? [00:10:30] – The administration’s strategy to lower mortgage rates [00:11:00] – Will mortgage rates unlock the housing market soon? [00:11:15] – Closing thoughts and how to stay connected

    11 min
  4. Ep. 237 - U3 vs U6 - What's Going On?

    MAR 10

    Ep. 237 - U3 vs U6 - What's Going On?

    👍 Like and subscribe to ‘What’s Your 1 More’ Podcast for the latest on the economy and mortgage rates! What’s really driving the Federal Reserve’s decisions on interest rates— jobs or inflation? In this episode, we break down the latest job reports from ADP and the Bureau of Labor Statistics, revealing why the labor market could force the Fed to act sooner than expected. Homeowners, this matters—full-time jobs are shrinking, consumer sentiment is shifting, and rate cuts may be coming. “Help is on the way because right now you've got an administration focused on driving the 10-year treasury down.” - Quinton Harris Connect with us: Youtube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 🔑 Special thanks to MBS Highway. https://www.highway.ai/ If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community!

    18 min
  5. Ep. 236 - Will the Fed CUT RATES in 2025?

    MAR 3

    Ep. 236 - Will the Fed CUT RATES in 2025?

    👍 Like and subscribe to What’s Your 1 More Podcast for the latest market updates! How will the latest PCE report impact mortgage rates and home affordability? In this episode, Quinton Harris breaks down the Fed’s latest inflation reading, what it means for interest rates, and how the 10-year Treasury drop is shaping the housing market. Scott Benset’s comments on the private sector raise big questions about the economy’s real strength. Homebuyers and sellers—timing is everything right now. With mortgage pricing improving, should you act before the market heats up? Quinton also unpacks Governor DeSantis' proposal to eliminate property taxes and what it could mean for Florida homeowners. "There’s an appetite in this market for homes, and buyers are willing to take action. If you’re waiting, you might miss the window." Connect with us:
 Youtube: https://www.youtube.com/@whatsyour1more Website: 1Mpodcast.com Facebook: /whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you are interested in or have any questions about how to obtain a home loan, feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community!

    13 min
  6. Ep. 235 Housing Market CRASH? Don’t Fall for the Hype!

    FEB 26

    Ep. 235 Housing Market CRASH? Don’t Fall for the Hype!

    👍 Like and subscribe to What’s Your 1 More Podcast for the latest on finance, real estate, and the economy! Is the consumer tapped out, or just done spending? Credit card debt has hit $1.21 trillion, with delinquencies climbing—especially among 18-39-year-olds. Homeowners are in a better position than renters, but will rising rates and economic shifts change that? The Federal Reserve's next move could shake up mortgage rates and home sales. Plus, Elon Musk is calling out phantom employees with a bold ultimatum—submit proof of your work, or consider yourself gone. "The biggest buyer of mortgage-backed securities is coming back—this is a massive win for the consumer." – Quinton Harris Source: New York Fed Consumer Credit Panel/Equifax Connect with us: Facebook:  /whatsyour1more
 Twitter:  /whatsyour1more
 Instagram:  /whatsyour1more
 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you are interested in or have any questions about how to obtain a home loan, feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! [00:00] - Intro: What’s in this episode?
 [00:05] - Are consumers overextended or done spending?
 [00:50] - Credit card debt hits $1.21 trillion
 [02:17] - Who is struggling the most with debt?
 [03:10] - Retail sales hit a 2-year low
 [04:45] - Is high credit card interest stopping spending?
 [06:00] - The truth about home sales dropping
 [07:30] - Why January home sales always dip
 [08:40] - Are housing crash predictions just fear-mongering?
 [09:50] - What the Federal Reserve is signaling next
 [12:00] - Why the biggest mortgage buyer is coming back
 [14:20] - Will mortgage rates hit 5% this year?
 [16:05] - Elon Musk’s “5 things” ultimatum explained
 [17:30] - Could fake employees be getting exposed?
 [18:15] - Would you pass Elon’s test?
 [19:00] - Will taxpayers actually get $5,000 refunds?
 [20:30] - Could refunds backfire and fuel inflation?
 [21:15] - Final thoughts & what to watch next

    20 min
  7. Ep.234 - GOLD • INFLATION • THE FED : What's behind the numbers?

    FEB 17

    Ep.234 - GOLD • INFLATION • THE FED : What's behind the numbers?

    🔑 Don't forget to like and subscribe to What’s Your 1 More Podcast! How does the latest CPI report impact homeowners and mortgage rates? In this episode, Quinton Harris breaks down the unexpected inflation spike, its effect on interest rate cuts, and what the U.S. Treasury is doing to drive down the 10-year yield. Plus, hear a personal story about burying the hatchet and why respect matters in today’s world. "We don’t have to agree with everyone’s stance, but we should respect it." — Quinton Harris Connect with us: Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you are interested in or have any questions about how to obtain a home loan, feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean a lot to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 👍 Special thanks to MBS Highway for providing the data and charts featured in this episode. [0:00] - Intro: CPI report and market reaction [0:15] - Treasury strategies to offset inflation impact [0:30] - CPI report’s unexpected numbers and market response [1:18] - 10-year Treasury yield and its impact on mortgage rates [1:53] - Inflation’s effect on rate cut expectations [2:07] - Breaking down shelter costs in CPI data [2:39] - Food and energy price spikes explained [3:14] - How lagging data skews inflation readings [4:03] - The U.S. Treasury’s plan to revalue gold reserves [5:22] - Mortgage rates and bond market connection [6:11] - What lower Treasury issuance could mean for homeowners [ 7:08] - A personal story: Burying the hatchet [8:37] - Why respect matters in today’s divided world [9:19] - Closing thoughts: Market outlook and final takeaways

    16 min
  8. Ep. 233 How Jobs Impact Real Estate

    FEB 11

    Ep. 233 How Jobs Impact Real Estate

    📢 Ep. 233 Like & Subscribe for the latest market insights! Are you a homeowner looking to save money on your mortgage? In this episode, we break down the latest job market trends, interest rate forecasts, and what they mean for homebuyers and sellers. With potential rate cuts on the horizon, now is the time to strategize. We discuss how job reports influence the Federal Reserve’s decisions, why inventory shifts could create a real estate rush, and how to prepare for the best mortgage opportunities. Don’t miss these key insights that could help you make smarter financial moves in 2025! "You want to be on the front end of the peak—not competing when everyone else jumps in." – Quinton Harris   [00:00] - Intro: Super Bowl, Jobs, and Rates [00:41] - Super Bowl History and Market Parallels [01:27] - Why Jobs Week Matters for Homeowners [02:14] - Fed Rate Cuts: What’s Coming Next? [03:07] - Job Market Trends and Real Estate Impact [04:20] - Breaking Down the JOLTS Report [05:35] - Private Sector Job Growth Insights [06:50] - Unemployment Rate and Labor Market Analysis [08:15] - How Inflation Trends Could Help Homebuyers [09:40] - March Fed Meeting: Key Expectations [11:05] - Mortgage Rate Predictions and Home Affordability [12:30] - Why Timing Matters in Real Estate [14:10] - Market Outlook for Homebuyers and Sellers [15:45] - Final Thoughts: Get Ready for Rate Cuts   Connect with us: Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 🏡 Need a home loan or have ANY questions? Reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback means the world to us and helps shape future episodes of What’s Your One More! Thank you for being part of our community! 🚀 Special thanks to MBS Highway for providing the data and charts featured in this episode.

    17 min
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    5
    out of 5
    104 Ratings

    About

    "What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

    Information

    • Creator
      Quinton Harris
    • Years Active
      2022 - 2025
    • Episodes
      240
    • Rating
      Clean
    • Copyright
      © 2025 What's Your 1 More?
    • Show Website
      What's Your 1 More?

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