What's Your 1 More?

Quinton Harris

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

  1. OCT 28

    Ep. 261 - What the Mortgage Bankers Association Is Predicting

    Like and subscribe to “What’s Your 1 More” Podcast for real market conversations that matter to homeowners and professionals alike. What happens when higher mortgage rates actually help the housing market? In this episode, Quinton Harris breaks down new data from the Mortgage Bankers Association’s annual conference and explains why 2026 could bring a major surge in home sales and refinancing. He reveals how the “lock-in effect” is finally shifting, what record equity levels mean for current homeowners, and why the next housing wave might be fueled not by falling rates—but by rising opportunity. “The cure for this market wasn’t lower rates—it was higher ones.” — Quinton Harris Chart Source: FHFA — All outstanding mortgages, through June 2025 Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:YouTube: https://www.youtube.com/@whatsyour1moreApple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355Facebook: /whatsyour1moreTwitter: /whatsyour1moreInstagram: /whatsyour1moreSpotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00 – Gov shutdown & data00:35 – MBA conference recap01:05 – AI rant03:10 – Mortgage data03:40 – Rate gap widens04:50 – High-rate behavior05:55 – Investor loans07:45 – Job market shift08:35 – Texana REMLO ad09:35 – Fast payoffs10:35 – Rising equity11:40 – No housing crash12:55 – Lock-in effect13:55 – Swapping rates14:55 – Higher-rate cure15:55 – 2026 forecast16:25 – Pent-up demand17:15 – Outro

    18 min
  2. OCT 17

    Ep. 260 - How the 80s Predict the Next 15-Year Housing Run

    👍 Like and Subscribe to What’s Your 1 More Podcast with host Quinton Harris, where real conversations meet real market realities. What can the 1980s teach us about today’s housing market? In Episode 260, Quinton breaks down why homeowners are staying put, how the “lock-in effect” has frozen movement, and what history says about the next big real estate run. He compares today’s market to the 1980s, discusses buyers waiting on rate cuts, and reveals why the next cycle could bring a surge in refinancing and home buying. Plus, he explains how new mortgage data lawsuits could reshape lender practices and what every homeowner should know before the next market shift. “You don’t win by waiting on the curve—you win by getting ahead of it.” – Quinton Harris Mentioned Link: https://www.scotsmanguide.com/news/nations-largest-mortgage-lenders-service-providers-hit-with-allegations-of-price-fixing/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:YouTube: https://www.youtube.com/@whatsyour1moreApple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355Facebook: /whatsyour1moreTwitter: /whatsyour1moreInstagram: /whatsyour1moreSpotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 ⏱️ Timestamps 0:00 – Intro & today’s focus0:45 – 1980s housing vs. today2:00 – Market freeze & lock-in effect5:00 – Could another housing boom be coming?7:00 – Texana Bank REMLO sponsor segment8:10 – S&P 500 run-up vs. housing market11:20 – Mortgage lawsuit (Optimal Blue)15:10 – Data sharing debate & closing thoughts

    18 min
  3. SEP 30

    Ep. 259 - Fed Rate Cuts Explained: Featuring Dan Habib (CRO, MBS Highway)

    👍 Like and subscribe to What’s Your 1 More Podcast to stay informed on the decisions shaping your money and your home. What happens to mortgage rates when the Fed cuts interest rates, and why don’t homeowners always see the drop they expect? Quinton Harris and Dan Habib break down the recent Fed decision, explain why mortgage rates haven’t fallen the way buyers hoped, and share what the upcoming jobs report means for the future of housing and refinancing opportunities. “The countdown is on to October 3rd and 4th—don’t wait if your rate window is here.” – Quinton Harris Special thanks to our guest/co-host Dan Habib at MBS Highway: https://www.highway.ai/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different. 👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now!   Connect with us: YouTube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5   If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community!   Time Stamps:   00:00 – Intro & Fed rate cut headline 00:02:00 – Why mortgage rates didn’t drop after the cut 00:05:50 – Market history: cuts, job data, and bond market reaction 00:10:25 – Why October 4th jobs report is critical 00:14:40 – Fed’s next moves: jobs vs. inflation (dot plot & SEP) 00:20:00 – Restrictive vs. neutral rates explained 00:25:00 – Housing demand, refis, and short opportunity windows 00:36:40 – ARMs as a smart option in today’s market 00:39:30 – Closing advice: don’t wait, lock in opportunities

    41 min
  4. SEP 19

    Ep. 258 - Fed Cuts Rates 🚨 Mortgage Impact!

    What the Fed’s latest rate cut means for mortgages, refinancing, and your next move as a homeowner or buyer. In this episode, Quinton breaks down how the quarter-point cut impacts mortgage rates, why government loans are now dipping below 6%, and why this moment may be the best opportunity in over a year to refinance or reenter the market. He also calls out the disconnect between Fed leadership and the real challenges families face, while pointing to the chance for homeowners to use today’s rates to create affordability and leverage equity. “Don’t wait for perfect conditions—take advantage of the opportunities that are in front of you.” — Quinton Harris   Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.
 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.
 👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now!   Connect with us:
 Youtube: https://www.youtube.com/@whatsyour1more
 Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355
 Facebook: /whatsyour1more
 Twitter: /whatsyour1more
 Instagram: /whatsyour1more
 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community

    12 min
  5. SEP 10

    Ep. 257-Revisiting National Anthem Girl: First to Sing in All 50 States | Janine Stange

    👍 Like and subscribe to the What’s Your 1 More Podcast with Quinton Harris! One of our favorite episodes returns—Episode 155, now re-released as Episode 257 in a shorter, bite-sized cut. What drives someone to sing the national anthem in all 50 states? Janine Stange shares how her mother’s battle with cancer shaped her mission, why staying true to your “why” matters, and how perseverance helps homeowners and professionals push through challenges.  🎬 You can also watch her documentary National Anthem Girl — now streaming on Netflix, Amazon Prime, and Apple TV. As Quinton reminds us: “If you don’t believe in yourself, no one else will.” _____________________ Connect with Janine: www.janinestange.com _____________________ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com 👉 Check out REMLO at https://mortgage.texanabank.com/remlo... _____________________ Connect with us: Youtube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook:   / whatsyour1more   Twitter:   / whatsyour1more   Instagram:   / whatsyour1more   Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 _____________________ If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback helps shape future episodes of What’s Your 1 More! _____________________ 0:00 – Intro + Janine’s story 1:40 – Anthem mission begins 3:50 – Staying ready & funding the journey 6:20 – Facing fear and doubt 12:15 – Momentum mindset (DROP formula) 18:35 – Key influences + life lessons 20:50 – National Anthem Girl documentary 22:05 – How to connect with Janine & closing

    23 min
  6. SEP 3

    Ep. 256 - Fed Finally Admits Mistake: What It Means for Homeowners

    Like and subscribe to the What’s Your 1 More Podcast hosted by Quinton Harris! What happens when the Fed finally admits its restrictive stance has gone too far, and what does that mean for homeowners, mortgage rates, and the housing market? In this episode, Quinton Harris breaks down Jerome Powell’s latest remarks at Jackson Hole, the growing debate over rate cuts, and how policies are impacting jobs, construction, and future homebuyers. You’ll also hear about political pressure on the Fed, the controversy around “too many cooks in the kitchen,” and why real estate professionals should be paying close attention. As Quinton says: “All we’re looking for as an economy is stability. Once we get that, everything else can build on it.” Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different. 👉 Check out REMLO at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us: YouTube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community!   0:00 Intro 0:25 Powell admits instability 2:00 Trump’s stance & market reaction 4:25 Too many cooks / Lisa Cook case 6:00 Fed insider trading vs. mortgage fraud 8:05 Powell stepping down 9:00 Sponsor: REMLO 10:55 Weak labor market & unemployment 12:45 Rate cut debate & Fed outlook 13:20 Mortgage impact & closing

    14 min
  7. AUG 27

    Ep. 255 - Will Fed Cuts Finally Lower Mortgage Rates?

    Will Fed cuts finally bring mortgage rates down and unfreeze housing? Dan Habib breaks down the Fed’s next moves, why the BLS report has punished rates, and what buyers and homeowners should expect. Quinton’s takeaway: “Get in while it’s still a buyer’s market—you’ll capture the appreciation and refinance later when rates drop.” Huge thanks to Dan Habib at MBS Highway for being on our show: https://www.highway.ai/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:YouTube: https://www.youtube.com/@whatsyour1moreApple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355Facebook: /whatsyour1moreTwitter: /whatsyour1moreInstagram: /whatsyour1moreSpotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00 – Intro / Part 2 00:25 – Next Fed Chair? 02:05 – Fed cuts & policy stance 06:05 – Fed cuts vs mortgage rates 08:55 – BLS “Punisher” data 09:30 – Mortgage rate outlook 11:20 – Debt & Treasuries 14:05 – Bank deregulation 15:30 – Sponsor: REMLO 16:25 – Crypto & stablecoins 19:20 – Rates vs 10-year 21:00 – Refi potential 22:55 – Purchases lag refis 23:55 – Housing supply & demand 26:20 – Inventory myths 28:55 – Redfin’s claim debunked 30:15 – Housing outlook 32:00 – Buyer’s market? 33:10 – Wrap up / Next: crypto

    34 min
  8. AUG 18

    Ep. 254 - Dan Habib on Jobs, Inflation, and Mortgage Market Shifts

    👍 Like and subscribe to What’s Your 1 More Podcast for more conversations that matter to homeowners, real estate professionals, and investors. What happens when job reports don’t tell the full story—and how does that impact mortgage rates, real estate, and your financial decisions? In this 2 part episode, Quinton Harris and returning guest Dan Habib break down why recent labor data revisions reveal a weaker job market than headlines suggest, what it means for the Federal Reserve’s upcoming rate cuts, and how homeowners can prepare for opportunities in a shifting housing market. You’ll also hear about how tariffs and inflation are playing into mortgage-backed securities, the critical role of the labor market, and why ignoring the noise could put you ahead when the next real estate wave arrives. Quinton Harris: “The housing market rewards those who prepare before the headlines catch up.” Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different. 👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now!   Connect with us: Youtube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 Special thanks to MBS Highway: https://www.highway.ai/ If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community!   Episode Timestamps [00:00:00] Intro [00:00:30] Episode overview [00:01:00] Recent reports [00:01:55] Inflation data [00:04:45] Loan officer stats [00:06:35] Inflation outlook [00:07:55] Job market trends [00:09:45] Job openings drop [00:10:30] BLS revisions [00:12:00] Rate “punisher” [00:12:55] Sponsor – REMLO [00:13:50] BLS accuracy [00:16:50] Data issues [00:18:55] Inflation metrics [00:19:55] Fed flip flop [00:21:00] U3 vs U6 [00:23:05] True unemployment [00:24:55] Fed dissenters [00:26:35] Fed makeup [00:27:55] September cut [00:28:35] Closing

    29 min
5
out of 5
104 Ratings

About

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

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