What's Your 1 More?

Quinton Harris
  • 5.0 (104)
  • SELF-IMPROVEMENT
  • UPDATED WEEKLY
What's Your 1 More?

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

  1. 3 DAYS AGO

    Ep. 224 - What Does 4.2% Unemployment Mean For Your Money?

    What's Behind the Federal Reserve's Next Move?   In episode 224, Quinton Harris takes a stand against misconceptions about his podcast's purpose, emphasizing its educational nature rather than being a lead generation platform. He explains the extensive methodology behind their market forecasts, drawing from multiple reliable data sources including NAR, MLS, MBS Highway, and others, to provide clarity in a landscape often muddied by sensational headlines.   The episode dives into recent economic indicators, particularly focusing on the CPI and PPI reports, and their implications for Federal Reserve policy. Harris makes a compelling case for why the Fed's focus has shifted from inflation to employment, analyzing recent jobless claims and unemployment figures that suggest a potential rate cut is imminent, with a 98.1% confidence factor for a quarter-point reduction.   [00:00] - Introduction and Podcast Purpose Clarification [03:10] - CPI and PPI Report Analysis [07:46] - Employment Data Discussion [09:29] - Federal Reserve Policy Analysis [12:02] - Future Rate Cut Predictions   Key Quotes:   "This is a factual based podcast with my opinions inside of that." - Quinton Harris   "It's jobs over inflation when it comes to the Federal Reserve at this point." - Quinton Harris "Once unemployment becomes a bad issue, it's something that you can't pull back and say, 'Oh, go hire a bunch of people.'" - Quinton Harris   "If we go over to the FedWatch... it is now at a 98.1 percent confidence factor that they're going to cut the rates a quarter." - Quinton Harris   "I think as soon as that starts to happen, we'll be back in the low sixes, potentially upper fives sooner than later." - Quinton Harris   ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    14 min

  2. 5 DAYS AGO

    Ep. 223 - Why Are Mortgage Rates STILL Above 6%? Here's The Truth...

    What's Really Behind Your Mortgage Rate?   In episode 223, Quinton Harris breaks down the fundamental components that determine mortgage rates, addressing common questions from his audience about terms like "the spread" and "10-year treasury." He explains how mortgage rates are calculated by combining the base rate (10-year treasury) with the spread, which represents the premium investors require for taking on mortgage-backed securities risk.   The episode delves deep into why current spreads are higher than historical norms, examining factors like increased origination costs, compliance requirements, and market volatility. Quinton emphasizes how consistency in rates could transform the real estate market, suggesting that even a steady 6% rate over four months could significantly boost both home sales and refinancing activity.   [00:00] - Introduction and Episode Overview [01:00] - Base Rate and 10-Year Treasury Explanation [03:56] - Understanding the Spread and MBS Risk [04:36] - Impact of Market Volatility on Rates [09:22] - Current Spread Analysis [13:47] - Potential Market Impact of Stable Rates   Key Quotes:   "The old adage, the higher the risk, the higher the reward, the lower the risk, the lower the reward." - Quinton Harris   ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    15 min

  3. DEC 11

    Ep. 222 - The Science of Success: Goal Setting & Mindset Mastery with Dr. Steve Tufts

    In this special replay episode, host Quinton Harris brings back one of the most impactful interviews featuring Dr. Steve Tufts. As we approach 2025, this timeless conversation offers invaluable insights on goal setting, achievement mindset, and building resilience during challenging times.   [00:00] - Introducing Dr. Steve Tufts [04:06] - Victim mentality vs achiever mindset [07:34] - Setting goals effectively [15:14] - The domino effect [18:02] - Sphere of influence [20:52] - Building a resilient mindset [25:30] - You are your five closest friends   Key Quotes:   "Achievers take action. Achievers take accountability and ownership." - Dr. Steve Tufts   ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    29 min

  4. DEC 9

    Ep. 221 - Is The Job Market Really As Strong As The Fed Claims?

    Are We Ignoring the Warning Signs in Employment Data? In episode 221, Quinton Harris tackles the complexities of current employment data and its interpretation by the Federal Reserve. He addresses recent feedback about credit card debt, providing compelling evidence that homeowners actually carry three times more credit card debt than non-homeowners, challenging misconceptions about debt distribution across housing status. This episode focuses on troubling trends in employment data, particularly the significant differences between initial reports and subsequent revisions. Quinton presents evidence of a contracting job market, including a 27% increase in job cuts and the lowest hiring announcements in 10 years, suggesting the Federal Reserve's narrative of a resilient job market might be missing crucial warning signs of economic change. [00:00] - Tribute to Bill Flemister[01:18] - Response to Credit Card Debt Episode Feedback[03:03] - Analysis of Homeowner vs. Renter Credit Card Debt[07:45] - Job Report Analysis[09:09] - Manufacturing Job Losses[09:52] - ADP Report Revisions Discussion[13:08] - Challenger Job Cut Report Analysis Key Quotes: "The job market is constricting, it's not improving." - Quinton Harris ______________________ Connect with us:Facebook: https://www.facebook.com/whatsyour1moreTwitter: https://twitter.com/whatsyour1moreInstagram: https://www.instagram.com/whatsyour1moreSpotify: https://open.spotify.com/show/37zPGiz... LoanPeople: www.loanpeoplejax.com Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    14 min

  5. DEC 4

    Ep. 220 - Unpopular Truth: Black Friday Shopping Doesn't Equal a Strong Economy

    Will Black Friday's Record Credit Card Rejections Signal a Consumer Crisis in 2024?   Quinton Harris explains the evolution of Black Friday, revealing its true origins as the day retailers historically turned profitable for the year. He uncovers Roosevelt's strategic decision in the 1930s to move Thanksgiving to the fourth Thursday of November, a calculated move to extend the holiday shopping season and boost retail profits.   The discussion takes a concerning turn as Quinton analyzes recent Federal Reserve data showing alarming trends in consumer credit. With credit card rejection rates reaching historic highs and 45% of credit limit increase requests being denied, he challenges the media's portrayal of heavy consumer spending as a sign of economic strength, instead pointing to these indicators as potential warning signs of economic stress.   [00:00] - Origins and Evolution of Black Friday [02:26] - Roosevelt's Impact on Thanksgiving Date [03:29] - Media Coverage vs. Economic Reality [05:59] - Analysis of Credit Card Rejection Rates [06:45] - Mortgage Refinance Application Trends [10:04] - Credit Limit Increase Rejections [13:14] - Practical Advice for Credit Limit Increases   Key Quotes:   "Spending money is not necessarily the sign of a good economy." - Quinton Harris   ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    14 min

  6. DEC 2

    Ep. 219 - Is The Fed About to Cut Rates Faster Than Expected in 2024?

    Will The Federal Reserve's Favorite Inflation Metric Force Faster Rate Cuts in 2024?   Quinton dives deep into the Personal Consumption Expenditure (PCE), the Federal Reserve's preferred inflation measurement tool. He breaks down why the recent uptick in PCE readings shouldn't cause alarm, explaining how the shelter component's lagging indicators are painting a picture that doesn't match real-time market conditions.   The discussion shifts to a significant announcement from the Federal Housing Finance Agency about increasing conventional loan limits for 2024. Quinton presents a historical perspective on loan limits, demonstrating how they've evolved from $252,700 to the upcoming 2025 limit of $806,500, reinforcing his argument that housing market fundamentals remain strong despite contrary narratives circulating online.   [00:00] - PCE Data Analysis and Inflation Trends [04:12] - Deep Dive into Shelter Component [05:14] - New Conventional Loan Limits for 2024-2025 [10:37] - Employment Market Analysis and Federal Reserve Implications [14:14] - Consumer Savings Rate and Future Economic Indicators   Key Quotes:   "Housing is not a bubble that is going to collapse and it's not 2006 all over again." - Quinton Harris   "For the first time, our savings rate is increasing in America because the jobs are paying more." - Quinton Harris   ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com Additional information:https://entp.hud.gov/idapp/html/hicostlook.cfm   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    15 min

  7. NOV 27

    Ep. 218 - Renting VS. Buying: What Should You Do?

    Is Your $2,000 Monthly Rent Actually Costing You $400,000 in Net Worth? In episode 218 we explain why the average homebuyer age has jumped from 33 to 38 years old. Through data and market analysis, Quinton challenges the popular narrative that renting is the more economical choice, presenting statistics about the wealth gap between homeowners and renters. Quinton breaks down the connection between birth rates and future housing demand, revealing how an incoming wave of over 11 million potential homebuyers in the next three years could impact the market. He presents a case for why home prices are unlikely to decrease, backed by comprehensive data about inventory shortages and demographic trends that are reshaping the real estate landscape. [00:00] - Introduction and Thanksgiving Message[01:51] - Homeowner vs. Renter Statistics[04:56] - Birth Rate Analysis and Future Buyer Demand[07:13] - Impact of Interest Rates on Home Prices[10:25] - Why Home Prices Continue to Rise Key Quotes: "Your first time you buy a home, it's not going to be your dream home." - Quinton Harris "Every year you wait, an additional three to four million people become your competitors." - Quinton Harris______________________ Connect with us:Facebook: https://www.facebook.com/whatsyour1moreTwitter: https://twitter.com/whatsyour1moreInstagram: https://www.instagram.com/whatsyour1moreSpotify: https://open.spotify.com/show/37zPGiz... LoanPeople: www.loanpeoplejax.com Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    13 min

  8. NOV 25

    Ep. 217 - Are We Facing a Credit Crisis or Housing Crisis in 2024?

    Why Are Foreclosure Rates at Historic Lows Despite Rising Credit Card Debt? Quinton Harris analyzes the latest New York Fed report, challenging popular misconceptions about an impending foreclosure crisis. He presents data showing foreclosure rates at historic lows while examining the concerning trends in consumer credit markets, particularly the trillion-dollar credit card debt predominantly affecting the 18-35 age group. The episode delves into the complex relationship between bankruptcies, foreclosures, and credit scores, offering a comprehensive look at current market health indicators. Quinton provides insights into credit availability trends, which have reached an unprecedented $5 trillion, and discusses Jamie Dimon's warning about potential turbulence in consumer credit markets. He concludes with an interesting observation about Warren Buffett's recent market moves and their potential significance. ​​[00:00] - Introduction and Foreclosure Data Analysis[04:05] - Credit Card Debt Discussion[08:17] - Analysis of 90-Day Delinquencies by Loan Type[11:35] - Market Movers Key Quotes: "The amount of credit availability is on credit cards specifically only credit cards is literally cresting the chart at 5 trillion." - Quinton Harris ______________________ Connect with us:Facebook: https://www.facebook.com/whatsyour1more Twitter: https://twitter.com/whatsyour1more Instagram: https://www.instagram.com/whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... LoanPeople: www.loanpeoplejax.com Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    14 min
See All (224)

5
out of 5
104 Ratings

About

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

Information

  • Creator
    Quinton Harris
  • Years Active
    2022 - 2024
  • Episodes
    224
  • Rating
    Clean
  • Copyright
    © 2024 What's Your 1 More?
  • Show Website
    What's Your 1 More?

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