What's Your 1 More?

Quinton Harris
What's Your 1 More?

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

  1. 20 HR. AGO

    Ep. 216 - Why 80% of American Buyers Are Waiting to Buy a Home

    Can 5% Interest Rates Unlock the Housing Market's Demand?   In episode 216, Quinton Harris dives deep into the disconnect between improving consumer sentiment and actual buying behavior in today's housing market. Drawing from Fannie Mae's latest consumer home price sentiment index, he explores why despite reaching a two-year high in positive sentiment, only 20% of surveyed consumers are ready to buy right now. The episode uncovers the reality of America's housing shortage, with estimates ranging from 4 to 7 million homes needed to meet current demand. Quinton examines how this undersupply, dating back to the 2008 financial crisis, continues to shape market dynamics and challenges conventional wisdom about potential price corrections. He provides insights into emerging affordable markets and forecasts for 2025, suggesting a potential 9% increase in transactions as interest rates are expected to decline. [00:00] - Introduction and Consumer Sentiment Overview [01:23] - Analysis of Current Market Affordability [02:02] - Housing Supply Shortage Discussion [05:04] - Most Affordable Housing Markets Review [07:45] - 2025 Market Forecast Analysis [09:17] - Interest Rate Predictions and Impact [13:31] - Supply and Demand Dynamics [17:04] - Industry Professional Outlook   Key Quotes:    "I haven't seen a factual set of data to suggest or to convince me yet that these home prices are going to go backwards. I see a lot of emotion." - Quinton Harris   "If you're a residential mortgage broker, get ready because the wave is starting now... half the originators are out of the business from peak of February 2022 to now. That's a win." - Quinton Harris   ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    20 min
  2. 2 DAYS AGO

    Ep. 215 - Will the Fed Cut Rates by 200 Basis Points in 2025?

    Will the Fed's 200 Basis Point Rate Cut Change the Housing Market in 2025? In episode 215, Quinton Harris shares a comprehensive analysis of the Federal Reserve's recent meeting and its implications for future rate cuts. He examines Powell's acknowledgment of the 3-month and 6-month core PCE as key metrics, suggesting a shift toward a more neutral monetary policy stance that could lead to nearly 200 basis points in rate cuts. The episode tackles the three major incentives driving the Fed's rate reduction strategy, including market stability, national debt management, and housing market dynamics. Here we talk about why home builders are choosing to offer incentives rather than reduce prices, and how this strategy connects to broader labor market concerns that could accelerate the Fed's rate-cutting timeline. [00:00] - Introduction and Fed Meeting Overview[02:43] - Powell's Key Comments and PCE Focus[04:48] - Understanding Neutral vs. Restrictive Rates[07:58] - Three Fed Incentives for Rate Cuts[12:07] - Housing Market and Builder Strategy Analysis[19:17] - Powell's Future and Leadership Discussion Key Quotes: "If we start seeing signs of the labor market weakening, you can bet that 200 basis points is going to be cut much quicker than the duration of 2025." - Quinton Harris______________________ Connect with us:Facebook: https://www.facebook.com/whatsyour1more Twitter: https://twitter.com/whatsyour1more Instagram: https://www.instagram.com/whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... LoanPeople: www.loanpeoplejax.com Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    23 min
  3. NOV 13

    Ep. 214 - Will Housing Become More Affordable Under Trump's New Policies?

    Will Trump's Economic Policies Lead to a New Housing Market Boom in 2024? In episode 214, Quinton Harris shares a detailed analysis of how Trump's election victory could reshape the housing market and monetary policy landscape. The episode explores the immediate market reactions to the election results, including surges in stock markets and crypto, while examining the potential impacts on bonds and mortgage-backed securities. Here, Quinton breaks down why affordable housing will be crucial to the new administration's success and how the Federal Reserve's independence might be tested. He explains why tariffs won't be an immediate priority and how interest rate policies could be leveraged to stimulate housing market growth and manage the national deficit. [00:00] - Election Impact and Economic Context[02:25] - Market Reactions and Bond Performance[05:16] - Trump's Housing Policy Analysis[09:42] - Federal Reserve's Role and Future Direction[17:25] - Tariffs and Job Creation Strategy Key Quotes: "I think what was said is this from the American public, and I think majority was loud and clear... The economy has not been great for everyone." - Quinton Harris ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    Loan People:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    21 min
  4. NOV 11

    Ep. 213 - Trump's Victory: The Economic Issues That Convinced Voters

    Will Trump's Economic Vision and New Cabinet Choices Reshape America's Future? In episode 213, Quinton Harris and Lenny Curry dive deep into the post-election analysis of Trump's historic victory, examining the key factors that influenced voters' decisions. The hosts break down how economic concerns, including inflation and housing market challenges, played a crucial role in shaping the election outcome and discuss the potential impact of bringing figures like Elon Musk into the cabinet. The conversation explores media influence, highlighting how podcast appearances and social media engagement helped Trump reach younger demographics and create coalition shifts in Hispanic and African American voters. Quinton and Lenny also analyze the implications for housing markets, interest rates, and the future of the Federal Reserve under the new administration. [00:00] - Introduction and Post-Election Overview[02:18] - Woke Culture's Impact on Elections[03:26] - The Republican Party's Realignment[06:32] - Media Transformation and Voter Demographics[08:55] - Key Points in Trump's Campaign[16:22] - Trump's Potential Cabinet Members[21:22] - Border Security and Immigration Policy[25:34] - Future Outlook and Party Realignment Key quotes: "Trump ran a campaign on ideas. They ran a campaign on emotion." - Lenny Curry ______________________ Connect with us:Facebook: https://www.facebook.com/whatsyour1more Twitter: https://twitter.com/whatsyour1more Instagram: https://www.instagram.com/whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... Loan People: www.loanpeoplejax.com Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    30 min
  5. NOV 6

    Ep. 212 - Will the Fed's 95% Predicted Rate Cut Change Your Mortgage?

    With a 95% Chance of Fed Rate Cut, Should You Wait to Buy or Refinance Your Home? In episode 212, Quinton Harris shares a comprehensive analysis of the upcoming Federal Reserve meeting and its implications for mortgage rates. Here we examine the Fed funds rate history, JOLTS reports, and employment data, Quinton explains why a quarter-point rate cut is virtually guaranteed and what this means for potential homebuyers and refinancers. Drawing from multiple data sources, including the CME group's predictions and contradicting employment reports, Quinton challenges the conventional narrative about job market strength and reveals why post-election timing might be crucial for real estate transactions. [00:00] - Introduction and Fed Week Overview[01:05] - Federal Reserve Rate History and 2024-2025 Predictions[02:48] - Impact of Rate Reductions on Mortgage Markets[07:26] - JOLTS Report Analysis and Employment Trends[09:31] - Government Jobs Data Discrepancies[12:39] - Post-Election Market Predictions and Refinancing Wave Key Quotes: "The job market doesn't look as strong as it does on paper." - Quinton Harris ______________________ Connect with us:Facebook: https://www.facebook.com/whatsyour1moreTwitter: https://twitter.com/whatsyour1moreInstagram: https://www.instagram.com/whatsyour1moreSpotify: https://open.spotify.com/show/37zPGiz... Loan People: www.loanpeoplejax.com Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    16 min
  6. NOV 4

    Ep. 211 - US Election Day: Why You Should Vote

    Will Your Vote Actually Make a Difference This Election Day? In episode 211, Quinton Harris and former Mayor Lenny Curry share their personal experiences of taking their family to vote. This conversation explores the importance of civic duty, family values, and the perspective of watching the next generation engage in the democratic process, particularly during a significant election year with crucial amendments on the Florida ballot. The episode explores the technical aspects of early voting, the importance of voter education, and how political campaigns utilize early voting data. Through their conversation, they address the concerning trend of election anxiety, with 69% of Americans reporting stress over the upcoming election. They also highlight the importance of maintaining friendships despite political differences and the privilege of living in a democracy where citizens can freely express their political views. [00:00] - Introduction Voting Experience [03:10] - Voter Registration Process and Deadlines[05:54] - Importance of Voter Education and Amendment Understanding[08:56] - Political Division and Maintaining Relationships[11:56] - Election Anxiety and Economic Concerns[13:16] - Early Voting Impact and Campaign Strategies[15:44] - Final Thoughts and Election Night Predictions Key Quotes: "You shouldn't lose friendships over politics." - Quinton Harris (quoting JD Vance) "69% of people polled have anxiety over this election." - Lenny Curry "We have the right to vote. We have the right to criticize our leaders." - Lenny Curry ______________________ Connect with us:Facebook: https://www.facebook.com/whatsyour1more Twitter: https://twitter.com/whatsyour1more Instagram: https://www.instagram.com/whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... Loan People: www.loanpeoplejax.com Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    17 min
  7. OCT 30

    Ep. 210 - Housing Crash: Why 2024 is NOT 2008

    Why Are Distressed Sellers and Inventory Waves Critical for a Housing Crash? In episode 210, Quinton Harris dives deep into the essential components needed for a housing market crash, focusing on two critical elements: distressed sellers and waves of inventory. Through detailed analysis of foreclosure data, bankruptcy trends, and current market conditions, this episode provides concrete evidence why today's market fundamentally differs from the 2008 crash scenario. Through research, charts and data from Housing Wire, Quinton systematically dismantles popular social media narratives about an impending housing crash. He shares statistics about home equity positions, mortgage-free properties, and historically low foreclosure rates, offering valuable insights for first-time homebuyers and real estate professionals who need facts to combat fear-based market predictions. [00:00] - Introduction and Episode Overview[01:58] - Understanding Distressed Sellers and Market Dynamics[05:25] - Historical Foreclosure and Bankruptcy Data Analysis[07:25] - Current Inventory Levels vs. Historical Trends[12:33] - Equity Positions in Today's Market[16:18] - Concluding Thoughts on Market Stability Key Quotes: "98.3% of homeowners have an equity position in their home in America right now." - Quinton Harris "Aren't you always buying at the peak though?" - Alex Stewart (quoted by Quinton) "For a home price crash to take place, you got to have distressed sellers...You got to have a wave of inventory. These variables have to be there." - Quinton Harris ______________________ Connect with us:Facebook: https://www.facebook.com/whatsyour1more Twitter: https://twitter.com/whatsyour1more Instagram: https://www.instagram.com/whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... Loan People: https://loanpeoplejax.com/ Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    19 min
  8. OCT 28

    Ep. 209 - 13 Years of Failed Housing Crash Predictions EXPLAINED

    Why Haven't Real Estate Prices Crashed Despite Rising Mortgage Rates? In episode 209, we tackle one of the most debated topics in today's real estate market: why housing prices continue to rise despite increasing mortgage rates. With a deep dive into 13 years of market data from 2012 to 2024, this episode systematically debunks the popular social media narratives predicting a housing market crash and reveals why these predictions consistently fail to be true. Through comprehensive analysis of historical trends and current market conditions, Quinton exposes the misleading information circulating online and provides concrete evidence of real estate's resilience. From the myth of shadow inventory to the impact of COVID-19, this episode offers valuable insights for homeowners, buyers, sellers, and real estate professionals seeking to understand the true state of the housing market. [00:00] - Introduction and Episode Overview[02:39] - Historical Review of Failed Crash Predictions[03:00] - Shadow Inventory Myth and 2012-2013 Market Performance[04:55] - Manufacturing Recession and Bubble High Concerns[07:09] - COVID-19 Impact and Market Response[13:04] - Breaking Down National Data Key Quotes: "Outside of that from 1942 to 2024 you have one year of negativity and it's negative one." - Quinton Harris "If prices follow volume... why haven't the national home prices seen a steep decline or any decline in that manner because volume's down?" - Quinton Harris______________________ Connect with us:Facebook: https://www.facebook.com/whatsyour1more Twitter: https://twitter.com/whatsyour1more Instagram: https://www.instagram.com/whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... Loan People: https://loanpeoplejax.com/ Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    20 min
5
out of 5
104 Ratings

About

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

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