What's Your 1 More?

Quinton Harris
  • 5.0 (104)
  • SELF-IMPROVEMENT
  • UPDATED WEEKLY
What's Your 1 More?

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

  1. Ep. 230 Big Rate Cuts Ahead – Here's Why

    14 HR. AGO

    Ep. 230 Big Rate Cuts Ahead – Here's Why

    📢 📢 Don’t miss a single episode—subscribe to What’s Your One More for insights that keep you ahead! Are the Fed’s rate cuts coming faster than we think? In this episode of What’s Your One More, Quinton Harris breaks down why “jobs over inflation” is the Federal Reserve’s current focus and how key metrics suggest a shift is imminent. Quinton shares his bold forecast of up to six Fed rate cuts this year and dives into the discrepancies in unemployment data, including why seasonal and part-time jobs paint an incomplete picture of economic health. Quinton also sheds light on consumer sentiment and its role in driving the economy, emphasizing how rising part-time work, ghost job postings, and longer durations to secure full-time employment are creating ripple effects across industries. As Quinton puts it, “It’s not just about creating jobs; it’s about creating jobs that last—and right now, that’s not what we’re seeing.” [00:00] - Intro: Fed rate cuts and forecasts [01:10] - Jobs over inflation: Fed's focus shift [ 02:25] - Seasonal job trends and unemployment [03:35] - Part-time vs. full-time job realities [05:00] - Flaws in unemployment data [06:30] - Unemployment and potential rate cuts [07:50] - Ghost jobs and second jobs [09:00] - Loan People [10:35] - Earnings vs. real income trends [12:15] - Consumer sentiment's economic role [14:10] - Fed rate cut predictions [16:00] - Housing inventory challenges [17:25] - CPI data and rate trends [18:30] - Closing thoughts and call to action Special thanks to MBS Highway for providing the data and charts featured in this episode. Connect with us: Facebook: / whatsyour1more Twitter: / whatsyour1more Instagram: / whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... If you are interested in or have any questions about how to obtain a home loan feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community!

    20 min

  2. 5 DAYS AGO

    Ep. 229 - Save Money on Your Mortgage in 2025

    Can You Really Save Money on Your Mortgage in 2025? In episode 229, host Quinton Harris shares actionable insights on how homeowners can save money on their mortgage payments in the new year. From understanding private mortgage insurance (PMI) to learning strategies for its removal, Quinton demystifies complex mortgage topics to help listeners take control of their finances. This episode is packed with practical advice, including how to identify if your loan qualifies for PMI removal, the steps needed to accelerate the process, and how automated models like Fannie Mae and Freddie Mac’s tools are reshaping the landscape. Whether you’re a new homeowner or someone looking to reduce monthly expenses, this episode equips you with the knowledge to make informed financial decisions. [00:00] - Welcome to Episode 229: Saving Money in 2025[02:17] - Why PMI Exists and How It Affects Your Mortgage[08:00] - Three Strategies to Remove PMI: Which One Works for You?[15:45] - The Role of Home Improvements in PMI Removal[19:00] - Fannie Mae & Freddie Mac’s Automated Models Explained[23:00] - Practical Tips for Talking to Your Mortgage Servicer Key Quotes: “PMI is designed to protect the lender, not the borrower.” - Quinton Harris “If you’ve been in your home for more than 24 months, you have options for getting rid of PMI.” - Quinton Harris ______________________ Listen to episode 35 here: https://podcasts.apple.com/au/podcast/ep-35-how-to-remove-private-mortgage-insurance-the-right-way/id1647180355?i=1000601809497 Connect with us:Facebook: https://www.facebook.com/whatsyour1more Twitter: https://twitter.com/whatsyour1more Instagram: https://www.instagram.com/whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... LoanPeople: www.loanpeoplejax.com Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    25 min

  3. JAN 1

    Ep. 228 - Why The Fed's 2025 Forecast Is Their Biggest Head Fake Yet

    Will Fed Rate Cuts Trigger a Historic Housing Market Boom in 2025?   In episode 228, Quinton Harris challenges the Federal Reserve's recent announcement of only two rate cuts planned for 2025. Drawing from extensive retail closure data, unemployment statistics, and labor market indicators, Harris presents compelling evidence that suggests the Fed's projection is likely a deliberate misdirection, with far more rate cuts potentially on the horizon.   The episode dissects what Harris calls "the rolling recession" phenomenon, highlighting the closure of over 5,000 retail stores including major chains like Macy's, CVS, and Walgreens. Harris meticulously connects these closures to broader employment trends, including the troubling statistic that it now takes an average of 10.5 weeks to find a new job - the highest level since 2021. He also explores the potential return of quantitative easing and its implications for the 2025 housing market.   [00:00] - Introduction and New Year Outlook [00:41] - Federal Reserve's Rate Cut Announcement [05:34] - Labor Market Analysis and Store Closures [08:02] - Dot Plot Analysis and Market Projections [11:28] - Job Report Analysis and Unemployment Trends [14:51] - Duration of Unemployment Statistics and Future Outlook   Key Quotes:   "I don't think we have a strong of an economy going into 2025 as the Federal Reserve wants to portray" - Quinton Harris   ______________________   Listen to episode 227 here: https://www.whatisyour1more.com/podcasts/what-s-your-1-more/episodes/2148939965   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    17 min

  4. 12/30/2024

    Ep. 227 - Is Jacksonville's Condo Market About to Collapse?

    Will Jacksonville's Real Estate Market Weather the Storm in 2025? Q&A with Market Expert Quinton Harris Reveals Surprising Insights.   In episode 227 of What's Your One More Podcast, host Quinton Harris delivers an in-depth analysis of Jacksonville's real estate market outlook for 2025. Drawing from multiple data sources including NAR, MLS, and Census Bureau statistics, Quinton breaks down the complex dynamics affecting the Jacksonville Metropolitan Statistical Area (MSA), which encompasses Duval, St. Johns, Clay, Nassau, and Baker counties.   The episode takes a deep dive into what Quinton calls "the condominium conundrum" - a potential crack in Florida's real estate market stemming from the 2022 Florida Condo Safety Act. Harris also explores the fascinating "baby chaser index" phenomenon and its reversal, where millennials are now relocating to Jacksonville to be closer to their parents for childcare support, adding to the city's growing population of potential homebuyers.   [00:00] - Introduction and Market Overview [02:17] - Jacksonville MSA Market Analysis [13:20] - The Condominium Market Crisis [25:55 ] - Construction and Builder Constraints [33:22] - Population Growth and Market Projections [41:38] - Rate Forecasts and 2025 Outlook   Key Quotes:   "47 percent of agents in the United States, real estate agents did not close a loan in 2024" - Quinton Harris   "The median first time homebuyers age has jumped to 38 on an all time high" - Quinton Harris ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    44 min

  5. 12/25/2024

    Ep. 226 - Is Florida Really Running Trump's White House?

    In episode 226, Quinton Harris and co-host Lenny Curry sit down with Katie Wiles, daughter of Trump's Chief of Staff Susie Wiles, for an exclusive insider's perspective on the upcoming Trump administration. The conversation provides unique insights into the personal side of Trump's leadership and the Florida connection that helped shape his landslide victory.   This compelling episode explores everything from the family dynamics of working in high-level politics to the strategic priorities for 2025, including immigration reform and economic policy. Katie shares personal anecdotes about Trump's genuine interactions with her family, discusses how Florida became the epicenter of political talent for the administration, and offers fascinating insights into why Generation Z showed overwhelming support for Trump in the recent election.   [00:00] - Introduction and Guest Background [02:22] - Florida's Political Influence and COVID Response [07:51] - Challenges and Priorities for 2025 [11:08] - Takeaways from first administration [18:40] - Regulation Discussion and Economic Impact [23:12] - Generation Z Support for Trump [32:01] - Future Outlook and Final Thoughts   Key Quotes:   "Trump is uniquely qualified because he's a businessman at the end of the day." - Katie Wiles ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    33 min

  6. 12/23/2024

    Ep. 225 - 2025 Housing Market Forecast: Why 27 Million New Buyers Are Coming

    Will The Housing Market Really Crash in 2025?   In episode 225, Quinton Harris delivers his highly anticipated 2025 economic forecast, a comprehensive analysis that has become one of the most viewed episodes across their platforms. Drawing from three weeks of intensive research and multiple data sources, Harris challenges the doom-and-gloom narratives prevalent in today's market discussions with hard data and demographic insights.   The episode presents startling statistics about the real estate industry, including that 47% of agents completed zero transactions in 2024, and explores why first-time homebuyer age has reached an all-time high of 38. Harris delves deep into supply and demand fundamentals, the "condo conundrum" affecting coastal markets, and presents a bold prediction for mortgage rates dropping to 5.875% by mid-2025, all while explaining why demographics suggest 27 million new homeowners will enter the market over the next decade.   [00:00] - Podcast Introduction and Episode Overview [01:20] - Explaining Methodology and Data Sources [02:57] - 2024 Market Recap [05:09] - First Time Home Buyer Age Analysis [09:22] - Market Demand Pool Discussion [18:18] - The Condo Conundrum Deep Dive [24:55] - Market Built on Fundamentals [29:28] - Builder Market Analysis [33:09] - Baby Chaser Index Explained [39:33] - Housing Crash Analysis [41:32] - 2025-2026 Rate Forecast   Key Quotes:   "We're talking about 27 million more new homeowners over the next 10 years, that's 2.7 million people a year over the next 10 years to become homeowners." - Quinton Harris   ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    45 min

  7. 12/18/2024

    Ep. 224 - What Does 4.2% Unemployment Mean For Your Money?

    What's Behind the Federal Reserve's Next Move?   In episode 224, Quinton Harris takes a stand against misconceptions about his podcast's purpose, emphasizing its educational nature rather than being a lead generation platform. He explains the extensive methodology behind their market forecasts, drawing from multiple reliable data sources including NAR, MLS, MBS Highway, and others, to provide clarity in a landscape often muddied by sensational headlines.   The episode dives into recent economic indicators, particularly focusing on the CPI and PPI reports, and their implications for Federal Reserve policy. Harris makes a compelling case for why the Fed's focus has shifted from inflation to employment, analyzing recent jobless claims and unemployment figures that suggest a potential rate cut is imminent, with a 98.1% confidence factor for a quarter-point reduction.   [00:00] - Introduction and Podcast Purpose Clarification [03:10] - CPI and PPI Report Analysis [07:46] - Employment Data Discussion [09:29] - Federal Reserve Policy Analysis [12:02] - Future Rate Cut Predictions   Key Quotes:   "This is a factual based podcast with my opinions inside of that." - Quinton Harris   "It's jobs over inflation when it comes to the Federal Reserve at this point." - Quinton Harris "Once unemployment becomes a bad issue, it's something that you can't pull back and say, 'Oh, go hire a bunch of people.'" - Quinton Harris   "If we go over to the FedWatch... it is now at a 98.1 percent confidence factor that they're going to cut the rates a quarter." - Quinton Harris   "I think as soon as that starts to happen, we'll be back in the low sixes, potentially upper fives sooner than later." - Quinton Harris   ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    14 min

  8. 12/16/2024

    Ep. 223 - Why Are Mortgage Rates STILL Above 6%? Here's The Truth...

    What's Really Behind Your Mortgage Rate?   In episode 223, Quinton Harris breaks down the fundamental components that determine mortgage rates, addressing common questions from his audience about terms like "the spread" and "10-year treasury." He explains how mortgage rates are calculated by combining the base rate (10-year treasury) with the spread, which represents the premium investors require for taking on mortgage-backed securities risk.   The episode delves deep into why current spreads are higher than historical norms, examining factors like increased origination costs, compliance requirements, and market volatility. Quinton emphasizes how consistency in rates could transform the real estate market, suggesting that even a steady 6% rate over four months could significantly boost both home sales and refinancing activity.   [00:00] - Introduction and Episode Overview [01:00] - Base Rate and 10-Year Treasury Explanation [03:56] - Understanding the Spread and MBS Risk [04:36] - Impact of Market Volatility on Rates [09:22] - Current Spread Analysis [13:47] - Potential Market Impact of Stable Rates   Key Quotes:   "The old adage, the higher the risk, the higher the reward, the lower the risk, the lower the reward." - Quinton Harris   ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    15 min
See All (230)

5
out of 5
104 Ratings

About

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

Information

  • Creator
    Quinton Harris
  • Years Active
    2022 - 2025
  • Episodes
    230
  • Rating
    Clean
  • Copyright
    © 2025 What's Your 1 More?
  • Show Website
    What's Your 1 More?

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