What's Your 1 More?

Quinton Harris

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

  1. JAN 9

    Ep. 265 - Trump Targets Wall Street Housing

    Like and subscribe to the What’s Your 1 More Podcast. Will banning institutional investors from buying single-family homes actually make housing more affordable? In this 265th episode, host Quinton Harris explains why institutional investors are not driving prices down, why housing demand remains high, why supply is still the real issue, and how interest rates, labor data, and mortgage payments will shape affordability for homeowners and buyers in 2026. “I’ve never met a homeowner who said they were glad they waited.” Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remlo... for more information and to sign up now! Connect with us:Youtube: / @whatsyour1more Apple: https://podcasts.apple.com/us/podcast...Facebook:/whats your 1 moreTwitter:/whats your 1 moreInstagram:/whats your 1 moreSpotify: https://open.spotify.com/show/37zPGiz... If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00:00 – Welcome and 2026 kickoff00:00:20 – Trump calls to ban institutional investors00:02:30 – Market reaction and feasibility issues00:04:55 – Investor data vs housing crash claims00:06:15 – Demand and supply imbalance00:07:45 – REMLO00:08:45 – Labor market weakness and the Fed00:10:05 – Rates, payments, and affordability00:11:55 – Why waiting to buy rarely works00:13:00 – Final outlook and closing

    14 min
  2. 12/17/2025

    Ep. 264 - Why mortgage rates didn't drop after Fed Rate Cuts- w/Dan Habib

    The Fed cut rates—but mortgage rates didn’t drop. Quinton Harris and Dan Habib of MBS Highway explain why mortgage pricing works differently, what’s already priced into the market, and what buyers, sellers, and homeowners should watch next. Special thanks to Dan Habib with MBS Highway: https://www.highway.ai/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:Youtube: https://www.youtube.com/@whatsyour1moreApple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355Facebook:/ whatsyour1moreInstagram:/ whatsyour1moreSpotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00 Fed meeting recap and episode overview01:30 Why a Fed rate cut doesn’t equal lower mortgage rates03:55 Labor market weakness and job revisions explained05:40 Inflation vs prices and why confusion matters06:30 Fed treasury purchases and liquidity impact08:45 Neutral rate, restrictive policy, and future cuts11:05 Dot plot breakdown and divided Fed outlook13:00 Fed leadership changes and 2026 implications17:35 What Fed policy means for buyers and sellers19:45 Short-term vs long-term rates explained22:00 Why rate cuts can push mortgage rates higher24:20 How markets price rate cuts in advance26:00 2024 rate cut case study and mortgage reaction28:40 Mortgage rate outlook and timing risks30:55 Debt issuance, deregulation, and rate pressure33:15 Mortgage spreads and why they matter35:05 Will mortgage rates fall under 6%?36:20 Final takeaways and rate expectations

    37 min
  3. 12/04/2025

    Ep. 263 - Zillow estimates are WRONG!

    Like and subscribe to the “What’s Your 1 More” Podcast! What does a headline claiming 53% of homes lost value actually mean for you going into 2026? This episode breaks down Zillow’s estimate claims, the new FHFA loan limits, how Fannie Mae and Freddie Mac data show a 3.2% rise in home values, why delisting during the holidays creates opportunity, and how buyers can position themselves before lower rates pull more competition into the market. “Start analyzing the facts for yourself and get ahead of the curve.” — Quinton Harris Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com— and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remlo...for more information and to sign up now! Connect with us:YouTube: /@whatsyour1moreApple: https://podcasts.apple.com/us/podcast...Facebook: /whatsyour1moreTwitter: /whatsyour1moreInstagram: /whatsyour1moreSpotify: https://open.spotify.com/show/37zPGiz... If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community!

    10 min
  4. 11/26/2025

    Ep. 262 - 50-Year Mortgages: The Truth No One’s Telling Homeowners

    Like and subscribe to the “What’s Your 1 More” Podcast to stay informed on the real conversations shaping housing and finance today.   What happens when the debate over a 50-year mortgage ignores the actual rules that make it possible? This episode breaks down the mortgage term discussion through the facts homeowners need to know: why a 50-year loan can’t exist without modifying the Dodd-Frank Act, how the QM rule limits loan terms, what higher rates would do to affordability, and why extending a mortgage may save a little per month while costing hundreds of thousands more in interest. Quinton walks through real payment scenarios, the regulatory walls in the way, and the difference between meaningful policy shifts—like removing LLPA fees on cash-out refis—and headline ideas that won’t move the needle for buyers. “Facts over fear always wins when you’re talking about owning a home.”   Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different. 👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now!   Connect with us: Youtube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5   If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community!

    10 min
  5. 10/28/2025

    Ep. 261 - What the Mortgage Bankers Association Is Predicting

    Like and subscribe to “What’s Your 1 More” Podcast for real market conversations that matter to homeowners and professionals alike. What happens when higher mortgage rates actually help the housing market? In this episode, Quinton Harris breaks down new data from the Mortgage Bankers Association’s annual conference and explains why 2026 could bring a major surge in home sales and refinancing. He reveals how the “lock-in effect” is finally shifting, what record equity levels mean for current homeowners, and why the next housing wave might be fueled not by falling rates—but by rising opportunity. “The cure for this market wasn’t lower rates—it was higher ones.” — Quinton Harris Chart Source: FHFA — All outstanding mortgages, through June 2025 Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:YouTube: https://www.youtube.com/@whatsyour1moreApple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355Facebook: /whatsyour1moreTwitter: /whatsyour1moreInstagram: /whatsyour1moreSpotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 00:00 – Gov shutdown & data00:35 – MBA conference recap01:05 – AI rant03:10 – Mortgage data03:40 – Rate gap widens04:50 – High-rate behavior05:55 – Investor loans07:45 – Job market shift08:35 – Texana REMLO ad09:35 – Fast payoffs10:35 – Rising equity11:40 – No housing crash12:55 – Lock-in effect13:55 – Swapping rates14:55 – Higher-rate cure15:55 – 2026 forecast16:25 – Pent-up demand17:15 – Outro

    18 min
  6. 10/17/2025

    Ep. 260 - How the 80s Predict the Next 15-Year Housing Run

    👍 Like and Subscribe to What’s Your 1 More Podcast with host Quinton Harris, where real conversations meet real market realities. What can the 1980s teach us about today’s housing market? In Episode 260, Quinton breaks down why homeowners are staying put, how the “lock-in effect” has frozen movement, and what history says about the next big real estate run. He compares today’s market to the 1980s, discusses buyers waiting on rate cuts, and reveals why the next cycle could bring a surge in refinancing and home buying. Plus, he explains how new mortgage data lawsuits could reshape lender practices and what every homeowner should know before the next market shift. “You don’t win by waiting on the curve—you win by getting ahead of it.” – Quinton Harris Mentioned Link: https://www.scotsmanguide.com/news/nations-largest-mortgage-lenders-service-providers-hit-with-allegations-of-price-fixing/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now! Connect with us:YouTube: https://www.youtube.com/@whatsyour1moreApple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355Facebook: /whatsyour1moreTwitter: /whatsyour1moreInstagram: /whatsyour1moreSpotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 ⏱️ Timestamps 0:00 – Intro & today’s focus0:45 – 1980s housing vs. today2:00 – Market freeze & lock-in effect5:00 – Could another housing boom be coming?7:00 – Texana Bank REMLO sponsor segment8:10 – S&P 500 run-up vs. housing market11:20 – Mortgage lawsuit (Optimal Blue)15:10 – Data sharing debate & closing thoughts

    18 min
  7. 09/30/2025

    Ep. 259 - Fed Rate Cuts Explained: Featuring Dan Habib (CRO, MBS Highway)

    👍 Like and subscribe to What’s Your 1 More Podcast to stay informed on the decisions shaping your money and your home. What happens to mortgage rates when the Fed cuts interest rates, and why don’t homeowners always see the drop they expect? Quinton Harris and Dan Habib break down the recent Fed decision, explain why mortgage rates haven’t fallen the way buyers hoped, and share what the upcoming jobs report means for the future of housing and refinancing opportunities. “The countdown is on to October 3rd and 4th—don’t wait if your rate window is here.” – Quinton Harris Special thanks to our guest/co-host Dan Habib at MBS Highway: https://www.highway.ai/ Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers. 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different. 👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now!   Connect with us: YouTube: https://www.youtube.com/@whatsyour1more Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355 Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5   If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community!   Time Stamps:   00:00 – Intro & Fed rate cut headline 00:02:00 – Why mortgage rates didn’t drop after the cut 00:05:50 – Market history: cuts, job data, and bond market reaction 00:10:25 – Why October 4th jobs report is critical 00:14:40 – Fed’s next moves: jobs vs. inflation (dot plot & SEP) 00:20:00 – Restrictive vs. neutral rates explained 00:25:00 – Housing demand, refis, and short opportunity windows 00:36:40 – ARMs as a smart option in today’s market 00:39:30 – Closing advice: don’t wait, lock in opportunities

    41 min
  8. 09/19/2025

    Ep. 258 - Fed Cuts Rates 🚨 Mortgage Impact!

    What the Fed’s latest rate cut means for mortgages, refinancing, and your next move as a homeowner or buyer. In this episode, Quinton breaks down how the quarter-point cut impacts mortgage rates, why government loans are now dipping below 6%, and why this moment may be the best opportunity in over a year to refinance or reenter the market. He also calls out the disconnect between Fed leadership and the real challenges families face, while pointing to the chance for homeowners to use today’s rates to create affordability and leverage equity. “Don’t wait for perfect conditions—take advantage of the opportunities that are in front of you.” — Quinton Harris   Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.
 👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.
 👉 Check out REMLO out at https://mortgage.texanabank.com/remloprogram/ for more information and to sign up now!   Connect with us:
 Youtube: https://www.youtube.com/@whatsyour1more
 Apple: https://podcasts.apple.com/us/podcast/whats-your-1-more/id1647180355
 Facebook: /whatsyour1more
 Twitter: /whatsyour1more
 Instagram: /whatsyour1more
 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community

    12 min
5
out of 5
104 Ratings

About

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.