What's Your 1 More?

Quinton Harris
  • 5.0 (104)
  • SELF-IMPROVEMENT
  • UPDATED WEEKLY
What's Your 1 More?

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

  1. Ep.234 - GOLD • INFLATION • THE FED : What's behind the numbers?

    5 DAYS AGO

    Ep.234 - GOLD • INFLATION • THE FED : What's behind the numbers?

    🔑 Don't forget to like and subscribe to What’s Your 1 More Podcast! How does the latest CPI report impact homeowners and mortgage rates? In this episode, Quinton Harris breaks down the unexpected inflation spike, its effect on interest rate cuts, and what the U.S. Treasury is doing to drive down the 10-year yield. Plus, hear a personal story about burying the hatchet and why respect matters in today’s world. "We don’t have to agree with everyone’s stance, but we should respect it." — Quinton Harris Connect with us: Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you are interested in or have any questions about how to obtain a home loan, feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean a lot to us and help shape future episodes of What’s Your 1 More! Thank you for being part of our community! 👍 Special thanks to MBS Highway for providing the data and charts featured in this episode. [0:00] - Intro: CPI report and market reaction [0:15] - Treasury strategies to offset inflation impact [0:30] - CPI report’s unexpected numbers and market response [1:18] - 10-year Treasury yield and its impact on mortgage rates [1:53] - Inflation’s effect on rate cut expectations [2:07] - Breaking down shelter costs in CPI data [2:39] - Food and energy price spikes explained [3:14] - How lagging data skews inflation readings [4:03] - The U.S. Treasury’s plan to revalue gold reserves [5:22] - Mortgage rates and bond market connection [6:11] - What lower Treasury issuance could mean for homeowners [ 7:08] - A personal story: Burying the hatchet [8:37] - Why respect matters in today’s divided world [9:19] - Closing thoughts: Market outlook and final takeaways

    16 min
  2. Ep. 233 How Jobs Impact Real Estate

    FEB 11

    Ep. 233 How Jobs Impact Real Estate

    📢 Ep. 233 Like & Subscribe for the latest market insights! Are you a homeowner looking to save money on your mortgage? In this episode, we break down the latest job market trends, interest rate forecasts, and what they mean for homebuyers and sellers. With potential rate cuts on the horizon, now is the time to strategize. We discuss how job reports influence the Federal Reserve’s decisions, why inventory shifts could create a real estate rush, and how to prepare for the best mortgage opportunities. Don’t miss these key insights that could help you make smarter financial moves in 2025! "You want to be on the front end of the peak—not competing when everyone else jumps in." – Quinton Harris   [00:00] - Intro: Super Bowl, Jobs, and Rates [00:41] - Super Bowl History and Market Parallels [01:27] - Why Jobs Week Matters for Homeowners [02:14] - Fed Rate Cuts: What’s Coming Next? [03:07] - Job Market Trends and Real Estate Impact [04:20] - Breaking Down the JOLTS Report [05:35] - Private Sector Job Growth Insights [06:50] - Unemployment Rate and Labor Market Analysis [08:15] - How Inflation Trends Could Help Homebuyers [09:40] - March Fed Meeting: Key Expectations [11:05] - Mortgage Rate Predictions and Home Affordability [12:30] - Why Timing Matters in Real Estate [14:10] - Market Outlook for Homebuyers and Sellers [15:45] - Final Thoughts: Get Ready for Rate Cuts   Connect with us: Facebook: /whatsyour1more Twitter: /whatsyour1more Instagram: /whatsyour1more Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 🏡 Need a home loan or have ANY questions? Reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback means the world to us and helps shape future episodes of What’s Your One More! Thank you for being part of our community! 🚀 Special thanks to MBS Highway for providing the data and charts featured in this episode.

    17 min
  3. Ep 232: Mortgage Rates DROPPING – Here's Why!

    FEB 3

    Ep 232: Mortgage Rates DROPPING – Here's Why!

    🔥 Episode 232 : Like & Subscribe to the “What’s Your 1 More” Podcast! 🔥 Are you a homeowner or future homebuyer looking to save money in this market? In this episode, Quinton breaks down the latest Federal Reserve meeting and how its decisions impact mortgage rates, real estate trends, and your financial future. With rate cuts on the horizon, market shifts happening fast, and investor confidence growing, now might be the perfect time to take action. We discuss why mortgage rates are already moving lower—even before the Fed officially cuts rates—and what that means for affordability in the coming months. If you’ve been waiting for the right time to buy or refinance, this episode is for you! 💡 "If you’ve been on the sidelines waiting for lower rates, now’s the time to get ready." – Quinton Harris Connect with us: 📍 Facebook: /whatsyour1more 📍 Twitter: /whatsyour1more 📍 Instagram: /whatsyour1more 🎧 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 🏡 Need a home loan or have ANY questions? Reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your engagement helps shape future episodes of What’s Your One More! Thank you for being part of our community! 🚀 Special thanks to MBS Highway at https://www.highway.ai/ [00:00] - Intro: Fed rate cuts & forecasts [00:37] - Austin real estate insights [01:10] - Don’t believe every housing headline [01:55] - Powell’s first podium under new admin [02:40] - How the Fed impacts mortgage rates [03:50] - Fed’s inflation statement change [05:00] - Rate cuts: 4 to 6 expected? [06:15] - How executive orders could impact housing affordability [07:30] - Why mortgage rates are dropping [08:40] - Rates below 6.5% by March? [09:55] - Stock market overinflated? [10:30] - Powell on crypto regulation [11:40] - Is the job market weaker? [12:50] - Final thoughts for homeowners

    14 min
  4. Ep. 231 - How to Save Thousands WITHOUT Refinancing

    JAN 27

    Ep. 231 - How to Save Thousands WITHOUT Refinancing

    👍 Like and subscribe to the “What’s Your 1 More” Podcast for more actionable advice on managing your finances! Homeowners, what if you could lower your mortgage interest rate without refinancing? In this episode, Quinton Harris shares how small steps like making extra payments, using your tax return wisely, and switching to bi-weekly payments can save you thousands. Learn how just $100 extra per month or one additional annual payment can shorten your loan term by years and reduce your overall interest by tens of thousands of dollars. If your mortgage rate is above 6.875%, this episode is a must-watch. "The less interest you pay, the more you're putting back into your own pocket—every dollar matters." – Quinton Harris [00:00:00] - Intro and mortgage hacks. [00:01:09] - Why refinancing may not be the best option. [00:02:40] - How making extra payments can save you money. [00:03:39] - Using your tax refund to make an extra payment. [00:04:32] - A mock mortgage illustrates how making extra payments can save you money. [00:07:33] - Why lenders don't want you to make extra payments. [00:08:00] - Recasting your mortgage after making a large lump-sum payment. [00:09:20] - How making bi-weekly payments can help you pay off your mortgage faster. [00:12:23] - The importance of educating yourself about mortgage hacks. [00:12:45] - The upcoming Fed meeting and its potential impact on interest rates. [00:13:05] - Overview Connect with us:
 Facebook: /whatsyour1more
 Twitter: /whatsyour1more
 Instagram: /whatsyour1more
 Spotify: https://open.spotify.com/show/37zPGizSKOGid1NVnm92i5 If you are interested in or have any questions about how to obtain a home loan, feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community!

    15 min
  5. Ep. 230 Fed Rate Cuts - SOONER THAN YOU THINK!

    JAN 20

    Ep. 230 Fed Rate Cuts - SOONER THAN YOU THINK!

    📢 📢 Don’t miss a single episode—subscribe to What’s Your One More for insights that keep you ahead! Are the Fed’s rate cuts coming faster than we think? In this episode of What’s Your One More, Quinton Harris breaks down why “jobs over inflation” is the Federal Reserve’s current focus and how key metrics suggest a shift is imminent. Quinton shares his bold forecast of up to six Fed rate cuts this year and dives into the discrepancies in unemployment data, including why seasonal and part-time jobs paint an incomplete picture of economic health. Quinton also sheds light on consumer sentiment and its role in driving the economy, emphasizing how rising part-time work, ghost job postings, and longer durations to secure full-time employment are creating ripple effects across industries. As Quinton puts it, “It’s not just about creating jobs; it’s about creating jobs that last—and right now, that’s not what we’re seeing.” [00:00] - Intro: Fed rate cuts and forecasts [01:10] - Jobs over inflation: Fed's focus shift [ 02:25] - Seasonal job trends and unemployment [03:35] - Part-time vs. full-time job realities [05:00] - Flaws in unemployment data [06:30] - Unemployment and potential rate cuts [07:50] - Ghost jobs and second jobs [09:00] - Loan People [10:35] - Earnings vs. real income trends [12:15] - Consumer sentiment's economic role [14:10] - Fed rate cut predictions [16:00] - Housing inventory challenges [17:25] - CPI data and rate trends [18:30] - Closing thoughts and call to action Special thanks to MBS Highway for providing the data and charts featured in this episode. Connect with us: Facebook: / whatsyour1more Twitter: / whatsyour1more Instagram: / whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... If you are interested in or have any questions about how to obtain a home loan feel free to reach out to LoanPeople at www.loanpeoplejax.com If you enjoyed this episode, please like, subscribe, and share your thoughts in the comments—your feedback and engagement mean the world to us and help shape future episodes of What’s Your One More! Thank you for being part of our community!

    20 min

  6. JAN 15

    Ep. 229 - Save Money on Your Mortgage in 2025

    Can You Really Save Money on Your Mortgage in 2025? In episode 229, host Quinton Harris shares actionable insights on how homeowners can save money on their mortgage payments in the new year. From understanding private mortgage insurance (PMI) to learning strategies for its removal, Quinton demystifies complex mortgage topics to help listeners take control of their finances. This episode is packed with practical advice, including how to identify if your loan qualifies for PMI removal, the steps needed to accelerate the process, and how automated models like Fannie Mae and Freddie Mac’s tools are reshaping the landscape. Whether you’re a new homeowner or someone looking to reduce monthly expenses, this episode equips you with the knowledge to make informed financial decisions. [00:00] - Welcome to Episode 229: Saving Money in 2025[02:17] - Why PMI Exists and How It Affects Your Mortgage[08:00] - Three Strategies to Remove PMI: Which One Works for You?[15:45] - The Role of Home Improvements in PMI Removal[19:00] - Fannie Mae & Freddie Mac’s Automated Models Explained[23:00] - Practical Tips for Talking to Your Mortgage Servicer Key Quotes: “PMI is designed to protect the lender, not the borrower.” - Quinton Harris “If you’ve been in your home for more than 24 months, you have options for getting rid of PMI.” - Quinton Harris ______________________ Listen to episode 35 here: https://podcasts.apple.com/au/podcast/ep-35-how-to-remove-private-mortgage-insurance-the-right-way/id1647180355?i=1000601809497 Connect with us:Facebook: https://www.facebook.com/whatsyour1more Twitter: https://twitter.com/whatsyour1more Instagram: https://www.instagram.com/whatsyour1more Spotify: https://open.spotify.com/show/37zPGiz... LoanPeople: www.loanpeoplejax.com Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    25 min

  7. JAN 1

    Ep. 228 - Why The Fed's 2025 Forecast Is Their Biggest Head Fake Yet

    Will Fed Rate Cuts Trigger a Historic Housing Market Boom in 2025?   In episode 228, Quinton Harris challenges the Federal Reserve's recent announcement of only two rate cuts planned for 2025. Drawing from extensive retail closure data, unemployment statistics, and labor market indicators, Harris presents compelling evidence that suggests the Fed's projection is likely a deliberate misdirection, with far more rate cuts potentially on the horizon.   The episode dissects what Harris calls "the rolling recession" phenomenon, highlighting the closure of over 5,000 retail stores including major chains like Macy's, CVS, and Walgreens. Harris meticulously connects these closures to broader employment trends, including the troubling statistic that it now takes an average of 10.5 weeks to find a new job - the highest level since 2021. He also explores the potential return of quantitative easing and its implications for the 2025 housing market.   [00:00] - Introduction and New Year Outlook [00:41] - Federal Reserve's Rate Cut Announcement [05:34] - Labor Market Analysis and Store Closures [08:02] - Dot Plot Analysis and Market Projections [11:28] - Job Report Analysis and Unemployment Trends [14:51] - Duration of Unemployment Statistics and Future Outlook   Key Quotes:   "I don't think we have a strong of an economy going into 2025 as the Federal Reserve wants to portray" - Quinton Harris   ______________________   Listen to episode 227 here: https://www.whatisyour1more.com/podcasts/what-s-your-1-more/episodes/2148939965   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    17 min

  8. 12/30/2024

    Ep. 227 - Is Jacksonville's Condo Market About to Collapse?

    Will Jacksonville's Real Estate Market Weather the Storm in 2025? Q&A with Market Expert Quinton Harris Reveals Surprising Insights.   In episode 227 of What's Your One More Podcast, host Quinton Harris delivers an in-depth analysis of Jacksonville's real estate market outlook for 2025. Drawing from multiple data sources including NAR, MLS, and Census Bureau statistics, Quinton breaks down the complex dynamics affecting the Jacksonville Metropolitan Statistical Area (MSA), which encompasses Duval, St. Johns, Clay, Nassau, and Baker counties.   The episode takes a deep dive into what Quinton calls "the condominium conundrum" - a potential crack in Florida's real estate market stemming from the 2022 Florida Condo Safety Act. Harris also explores the fascinating "baby chaser index" phenomenon and its reversal, where millennials are now relocating to Jacksonville to be closer to their parents for childcare support, adding to the city's growing population of potential homebuyers.   [00:00] - Introduction and Market Overview [02:17] - Jacksonville MSA Market Analysis [13:20] - The Condominium Market Crisis [25:55 ] - Construction and Builder Constraints [33:22] - Population Growth and Market Projections [41:38] - Rate Forecasts and 2025 Outlook   Key Quotes:   "47 percent of agents in the United States, real estate agents did not close a loan in 2024" - Quinton Harris   "The median first time homebuyers age has jumped to 38 on an all time high" - Quinton Harris ______________________   Connect with us: Facebook: https://www.facebook.com/whatsyour1more  Twitter: https://twitter.com/whatsyour1more  Instagram: https://www.instagram.com/whatsyour1more  Spotify: https://open.spotify.com/show/37zPGiz...    LoanPeople:  www.loanpeoplejax.com   Please subscribe, like, and leave a comment to let us know you want to keep the content coming!

    44 min
See All (234)

5
out of 5
104 Ratings

About

"What’s Your 1 More?” with Quinton Harris is an enlightening and inspiring podcast that brings listeners into the heart of a simple, yet profound question: "What's Your 1 More?" Drawing from a lively conversation sparked among family and friends, Quinton, with his wife Erin, and the Joyce family, this question drives the exploration of our personal and professional aspirations - be it a dream waiting to be realized, a goal ready to be tackled, or a person you've always yearned to meet. On WY1M, Quinton leverages his two decades of rich experience in life, leadership, and business to create a platform where stories of passion and perseverance unfold. Each episode offers an intimate glimpse into the journeys of influential business leaders, entrepreneurs, coaches, and athletes - many of whom Quinton has fostered enduring friendships with. Whether you're a budding entrepreneur, a seasoned business leader, or someone looking for that push to chase your one more, this podcast promises enlightening conversations, invaluable lessons, and the unique opportunity to witness the crossroads where life and business intertwine. Embark on the ultimate "One More" journey with Quinton, as he unravels what lies behind the successes, challenges, and transformative moments of those who dared to ask, "What's Your 1 More?" Join us, because maybe, just maybe, this podcast could be your "One More" towards achieving what you've always aimed for.

Information

  • Creator
    Quinton Harris
  • Years Active
    2022 - 2025
  • Episodes
    234
  • Rating
    Clean
  • Copyright
    © 2025 What's Your 1 More?
  • Show Website
    What's Your 1 More?

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