Her Dinero Matters Jen Hemphill

Have you ever heard the story of someone who managed to overcome a dire financial situation and immediately thought “I would love to know how they did it”? I know I have! As any curious human would do, I’m always on the lookout for stories that showcase what others have done to overcome hurdles, especially if those roadblocks were money-related. In this episode, Kara Perez, the founder of Bravely Go, an award-winning financial education company, will share with us how she overcame some major financial challenges and how the experience shaped her. 

 Financial resilience is probably one of the most important skills you will ever develop. The ability to bounce back from setbacks and be strategic when organizing your priorities will always serve you well. The only problem with this? A huge catch-22:  to develop financial resilience you have to “walk the talk”, as Kara Perez's story aptly demonstrates. 
Kara grew up on the East Coast and, just as many of us do, she was raised in an environment where money was tight. And yet, at the tender age of 24, she decided that enough was enough and managed to pay back her student loans, fix her finances, and build a community that teaches people how to make sustainable money choices.  In this week’s episode, Kara will share with us her story and the big takeaways she got out of her journey. 
In this episode you will learn: 
Kara’s story on becoming financially resilient. Thought-provoking insights on the gender wealth gap and why this matters.Two things Latinas can do to minimize the impact of the gender wealth gap. For a quick recap of this episode go to https://www.jenhemphill.com/198
The post, [Summer Playlist] A Journey Towards Financial Resilience | HDM 198 appeared first on the Her Dinero Matters Podcast.

When it comes to organizing our lives, we all have our ways and secret hacks… but in my opinion, nothing will ever beat the joys of having a realistic, well-thought checklist supporting your daily musings. No matter what my goals are, when I have them properly laid out in a list, magical things happen. If you are the type of person who also thrives when a handy checklist is provided, and you’ve been wanting to do some financial re-organization, I’ve got you covered. In this episode, I will share the  4-step checklist that I regularly use to review my finances whenever I feel some extra organization may be in order.
When was the last time you had an incredibly productive day? The kind of day when the stars magically align and, out of the blue,  you become a task-crushing machine that just makes stuff happen? I’ll be the first to admit that, for me, a day like this doesn’t happen as often as I would like, but regardless of that one thing is certain: the productivity gods do tend to visit more when I plan my day with intention.
And that planning usually involves a carefully curated checklist. 

Whether it is for tackling my list of regular chores, getting a headstart on an important project, or doing a healthy dose of financial reviewing, checklists are an essential tool in my planning kit. And because I know so many of us have the nagging tendency to postpone tasks that we perceive as complex or time-consuming, especially when it comes to finances (yes Tax Filing, I’m looking at you), I’ve created a 4-step checklist that will allow you to do a quick but thorough overview of the current state of your finances. 
In this episode you will learn: 
Why you should consider using a checklist to organize yourself and stay on track with all the different aspects of your finances.Insights on how to set up realistic and achievable goals. My tested-and-tried 4-step checklist that will help you advance your finances.For a quick recap of this episode go to https://www.jenhemphill.com/347
The post, [Summer Playlist] A 4-Step Financial Checklist to Spring Clean Your Finances | HDM 347 appeared first on the Her Dinero Matters Podcast.

Ever heard of no-spend challenges? Although the name may sound a tad bit intimidating, this is a new challenge trend that I’m actually looking forward to trying out. At the end of the day, when done with intention, no-spend challenges can be a great way to reboot and rethink your regular spending habits. This is why in this week’s episode I’ll share with you my best tips and tricks to get the most out of a No-Spend challenge.
Have you ever found yourself taking all sorts of wrong turns when driving to a new destination? Maybe you’re visiting a friend for the first time, or you just landed a new job and are commuting to a brand new workplace for the first time, ever. Regardless of the specifics, it seems that some part of your brain didn’t get the memo and now it’s trying to take you to a familiar place. 
If you’ve ever had this experience, you probably know firsthand how powerful the forces of our repeated behaviors are. More often than not, our habits (especially the tricky ones) tend to get in our way without us even noticing. If you want to give yourself a major surprise, just pay close attention to the way your day goes, especially when it comes to the tiny (and repetitive) tasks. 

This is exactly why No-Spend challenges are such a great way to reset your spending habits. When you start focusing your attention on the number of times you get your wallet out on any given day, some revealing patterns start to emerge. 

However, if you are considering putting yourself in a No-Spend challenge, there are a few things you gotta nail down first. In this episode, I will walk you through my checklist of tips and tricks so you can get the most out of your No-Spend challenge. 
In this episode you will learn: 
The benefits of putting yourself through a No-Spend challenge. My list of do’s and dont’s (hint: it all has to do with your intentions).The things you have to do after your challenge ends (yes, there’s homework!)For a quick recap of this episode go to https://www.jenhemphill.com/190
The post, [Summer Playlist] Need a Habit Reset? How to Use No-Spend Challenges Like a Pro  | HDM 190 appeared first on the Her Dinero Matters Podcast.

Have you ever found yourself in a financial situation that just feels hopeless? Whether it is massive credit card debt or student loans with balances that never actually shrink, at some point in our lives, almost everyone has walked through this long, dark-ish corridor, and it’s not a great place to be. And yet, one fact remains: overcoming a financial crisis might be hard, but it’s not impossible. In this week’s episode, our guest Nashira Lynton will share how she managed to get out of a dire financial situation without losing her sense of self in the process.
Money is something we all think about. Not doing so it’s almost impossible: we all have bills to pay, groceries to buy, and loved ones to take care of. However, when it comes to assessing the health of your financial situation, admitting (especially to yourself) that you are, in fact, living through a seemingly endless financial crisis, with no end in sight, is one of the most challenging things ever. 
Accepting that you are in a dire money situation evokes all sorts of negative emotions and associations: shame, anxiety, the fear of being judged, and, most commonly, a profound sense of hopelessness. So here goes the million-dollar question: is it possible to get out of that stressful, mentally taxing place and move on with life? 
This week’s HDM  guest, Nashira Lynton, is living proof that there’s indeed a way out. Nashira is a financial therapist and owner of Renewed Wealth Therapy. She has helped families pay off cars, reduce debt, build wealth, and decrease financial stress.
In this episode you will learn: 
The simple question you should ask yourself to help you have a deeper understanding of your current mindset (so you can make a shift that aligns with you). How therapy can help you unlock your financial potential and achieve your money goals.Understanding how the financial missteps of our parents can have a negative impact on our lives.For a quick recap of this episode go to https://www.jenhemphill.com/337
The post, [Summer Playlist] Overcoming a Financial Crisis Without Losing Yourself: A Rule of Thumb  | HDM 337 appeared first on the Her Dinero Matters Podcast.

Have you ever felt disconnected from your money? As if you and your wallet had nothing in common? Maybe you have even caught yourself saying things like “It’s just money, we’ll be ok” whenever you lose some, or “I’ll figure something out” when, financially, things don’t go as planned. The weirdest thing is that, even if today you are not in a financially tough spot, money is not exactly flowing into your hands. If this disconnect rings true, would you believe me if I said that a lack of clarity about your values and beliefs around money might be the main culprit? Well, today’s episode might make you change your mind. 

At this stage of the game, we all have a general idea of how important values and beliefs are in our daily lives, especially when it comes to all things money management. In fact, for most people, the relationship that exists between them and their money depends almost entirely on the type of beliefs they have about it. 
Do you see money as a source of conflict and future anxiety? Then dealing with your finances may not be your favorite activity in the world. Of course, the opposite is also true: if you believe that money is a tool that can help you maximize your impact, you’ll be eager to learn more. So, what can you do if your current money beliefs and values need a lil’  overhaul? 

For this week’s episode, I had an enlightening conversation with Pedro Sanchez Jr, a leadership and financial coach with a huge mission: empower the Latino community through financial literacy. Pedro shared with us why values and beliefs around money are crucial for having healthy finances and what you can do to elevate yours.
In this episode you will learn: 
All about Pedro's core values and their origin story.Why Pedro decided to teach financial literacy to the Latino community.Pedro’s take on the biggest financial challenges in the community.For a quick recap of this episode go to https://www.jenhemphill.com/288
The post, [Summer Playlist] Beliefs and Values: The Key to Your Financial Success? | HDM 288 appeared first on the Her Dinero Matters Podcast.

Picture the following scenario. You’re at the bank, reviewing the contract for the new savings account that you’re about to open when you stumble upon a term you’ve never seen before. You reread the sentence, trying to figure it out and make sense of the language, but the terms are just not ringing a bell. What do you do? Do you bring the issue to the attention of the Account executive, asking for further clarification, or do you just let it slide? If you are the type of person who would rather forget the whole situation instead of taking the risk of looking bad, this week’s episode with Gidget Benitez is a must-listen.

I get it: openly admitting that you don’t know or understand something that everyone else seems to get right away is not easy. The fear of being judged for our lack of knowledge of things that everyone considers “essential” can push us to hide and pretend we get it when we actually don’t. Some people even seem to believe that feigning understanding is the only way to operate and make things move forward (#gasp). 

But, what if I told you that raising your hand every single time you don’t get something is a better way to go? And even better: what if you could hear firsthand the story of someone who managed to figure her finances out by adopting this attitude? Would you be curious to know more? 

If you are, then stay tuned because this week’s interview with Gidget Benitez will surely inspire you to take some bold action. 

Gidget is the creator and producer of Afro Latina, a podcast dedicated to sharing tips for African and Latina women interested in becoming lawyers.
In this episode you will learn: 
The story behind the financial struggles Gidget endured. The wake-up call she got when she started a colleague.What being an Afro Latina means for Gidget. For a quick recap of this episode go to https://www.jenhemphill.com/188
The post, [Summer Playlist] Figuring Your Way To Financial Freedom with Gidget Benitez | HDM 188 appeared first on the Her Dinero Matters Podcast.