104 episodes
The Educated HomeBuyer The Educated HomeBuyer
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- Education
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4.9 • 25 Ratings
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Welcome to The Educated Homebuyer with Expert Real Estate Broker Jeb Smith and Certified Mortgage Consultant Josh Lewis where we give you the knowledge and guidance to buy right, borrow smart and build wealth through real estate ownership. Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
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LIVE Q & A - The UNAFFORDABLE Housing Market Is Here To Stay
Housing Affordability is sitting at the lowest level in a decade as many homebuyers retreat to the sidelines as higher interest rates continue to crimp both housing inventory and affordability. Will this continue into the spring housing market or will higher interest rates finally push house prices lower? Should you buy a house now or wait for a housing crash? In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate. Join us for my weekly Housing Market Update.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
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Support this podcast: https://anchor.fm/theeducatedhomebuyer/support -
S2E11 - What Is Really Going On In The 2023 Housing Market?
The 2023 Housing Market Is On Fire AGAIN but will it last? Should you Buy Now or Wait for Housing Affordability To Improve? Is there a change we will see a housing crash in 2023? Why are some markets selling above the asking price will others sellers are having to lower their house prices? In this episode, we discuss the current state of the real estate market with regards to housing inventory, buyer demand and how that's affecting house prices to help you become The Educated HomeBuyer in 2023
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
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Support this podcast: https://anchor.fm/theeducatedhomebuyer/support -
LIVE Q & A - The Housing Market Is On Fire AGAIN
The Housing Market Is Remaining VERY Strong in the face of higher mortgage rates and lower demand due to an incredibly low amount of housing inventory. Will this continue into the spring housing market or will higher interest rates finally push house prices lower? Should you buy a house now or wait? In this LIVE, we will give a brief overview of what's happening in the economy in addition to providing a real estate market update while answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
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Support this podcast: https://anchor.fm/theeducatedhomebuyer/support -
S2E10 - Debt To Income (DTI) - How Much Can I Qualify For When Buying A House?
Are you a first time home buyer wondering how much home you can afford to purchase? How do lenders calculate how much I qualify for when buying a house? What goes into my debt to income ratio? How does a lender determine how much house I can afford to buy? In this episode, we discuss Debt To Income (DTI) in length to help you understand how a lender preapproves along with giving you some examples of how much income you would need at different price points while we help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
---
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support -
LIVE Q & A - The Housing Market Is On A Mortgage Rate Roller Coaster
Mortgage Interest Rates are headed back towards the peak after key inflation data rose more than expected. How will this data impact the housing market? Does this give the FED an opportunity to remain aggressive on interest rate hikes? Should you buy a house now or wait for lower mortgage rates and lower house prices? In this LIVE, we will give a brief overview of what's happening in the economy and with inflation on top of providing a real estate market update and answering any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
---
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support -
S2E9 - Down Payment 101 - If you don't have it, where can you get it?
Are you a first time home buyer wondering how much down payment is required to buy a house in the 2023 Housing Market? Where can your down payment come from when buying a house? What's the difference between down payment and closing costs when buying real estate? In this episode, we take a deep dive into down payment to give you a birds eye view of how much down payment is required, where the down payment can come from and what you need to know to become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circle.so/join?invitation_token=3d978b36ae3df35120fd1dbad793c5afc0c027da-116130ee-51ad-4611-a48a-f6f2b39f3c1c
Sample Loan Estimate - https://www.theeducatedhomebuyer.com/wp-content/uploads/2023/02/201207_cfpb_sample-loan-estimate_ARM.pdfVetted VA Live Slideshow - https://www.theeducatedhomebuyer.com/wp-content/uploads/2023/02/Vetted-VA-LIVE-EP-01-04.05.22.pdf
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with me 👇 Josh Lewis (Huntington Beach Certified Mortgage Expert) DRE 01209148 Buywise Mortgage M:714-916-5727 E: josh@buywisemortgage.com ➡I N S T A G R A M ➳ https://www.instagram.com/borrowsmartjosh ➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
📩 - info@theeducatedhomebuyer.com
👕 - Merch - https://jebsmith.myspreadshop.com/
🙏 If you found any value today, please be sure to rate and review us. Follow us on social media. Thanks for listening.
---
Support this podcast: https://anchor.fm/theeducatedhomebuyer/support
Customer Reviews
Amazing Source Of Information!!
I am so lucky and grateful to have stumbled on this podcast! I came here from Jeb’s Youtube and I have learned so much from these guys! I used to feel clueless and overwhelmed whenever I thought about what it is like to buy a home. Now, I feel so much more prepared and comfortable with the home purchasing process. I truly cannot thank you guys enough, I owe a lot to both of you!
Educated info for all - boom!
These guys know their stuff but more importantly they do not confuse people with real estate jargon - they give info to us like if we were a young child or a golden retriever
Good Info , useful info , educated info
I got my house following their info and guidance
Boom! I’m a home owner with a sick house and 2.7% interest rate
I watch their live videos and listen to this podcast for extra info - good to keep up with latest info even when i already have a house
- The Crow
Top Notch information simply the best Podcast out there regarding home buying/selling & mortgages!
Love listening to Jeb & Josh they always bring informative information regarding buying & selling and best of all they will answer your questions for free. Thank you for donating your time to buyers and sellers that have some questions about buying and selling and mortgages.