No One Told Me

MONIIFY

No One Told Me is your weekly money and career companion for the ride to work. Hosted by Noor and Hadi, two long-time UAE residents, the show shares the financial lessons, career truths, and wealth-building insights no one ever told us growing up. From salaries and side hustles to saving, investing, and growing long-term wealth, each episode is made to inspire expats across the UAE and GCC to make smarter decisions and build a better financial future—one commute at a time.

Episodes

  1. 25 May

    How To Deal With Debt

    Debt in the UAE can sneak up on you fast, especially when banks are calling you before you even have your Emirates ID.  In this episode of No One Told Me, we break down how easy it is to fall into the debt trap in the GCC: from credit cards with limits six times your salary, to personal loans that spiral out of control before you even notice. We get into how compound interest actually works, why paying the minimum is quietly destroying your finances, and what to do if you find yourself deep in the hole.    We also share real stories, including a friend who ended up 200,000 dirhams in debt and how he got out of it and talk about the smart side of debt too, and how to actually use credit cards to your advantage.  Whether you're new to Dubai, already in debt, or just want to make sure you never get there, this episode gives you the full picture on one of the most misunderstood topics for expats in the GCC!  00:00 The debt trap in Dubai — cold open   00:21 Intro — No One Told Me about debt   00:59 Why is everyone in some kind of debt?   01:23 How easy it is to get credit in the UAE   02:49 The riskiest types of debt   03:50 The credit card snowball effect   04:19 The 6x salary credit card limit story   05:17 How credit card interest actually works   06:18 Compound interest — a real calculation   07:11 Hadi's friend — 200,000 dirhams in debt   09:47 Your UAE credit score & the Etihad Bureau app   10:40 Paying the minimum — why it's a trap

    20 min

About

No One Told Me is your weekly money and career companion for the ride to work. Hosted by Noor and Hadi, two long-time UAE residents, the show shares the financial lessons, career truths, and wealth-building insights no one ever told us growing up. From salaries and side hustles to saving, investing, and growing long-term wealth, each episode is made to inspire expats across the UAE and GCC to make smarter decisions and build a better financial future—one commute at a time.

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