this is property

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Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.

  1. 14 HR AGO

    809 landlord mistakes, choosing a property manager & supporting DV survivors into rentals

    In today's episode Rachelle & John are joined by Laura Valenti, managing director of McGrath North Lakes and board director at the Real Estate Institute of Queensland. With more than 20 years in property management Laura shares what really happens behind the scenes of managing investment properties and her top tips for investors. They touch on: 👉🏼 what is REIQ and its purpose? 👉🏽 challenges of running a large property management business 👉🏾 balancing landlords, tenants and legislation 👉🏿 advice for first time investors 👉🏻 vacancy rates and rental demand right now 👉 how investors can choose a good property manager 👉🏼 should your property manager be local? 👉🏿 outsourcing in property management 👉🏾 The Priority Project helping domestic violence survivors access rental housing Learn more about The Priority Project: https://youtu.be/3Trx-mzGI18?si=QqgC7xd1zPb2lZS8 Connect with Laura on LinkedIn: https://www.linkedin.com/in/laura-valenti-91823437/ Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    45 min

  2. 3 MAR

    808 city unit vs regional house, buying IP without your partner, using equity, reno size + more

    In this Q&A, John Pidgeon and Rachelle Kroon answer your questions and chat about: 👉🏼 buying a unit in a metro area vs house regionally 👉🏽 considerations for buying regionally 👉🏾 buying an IP with equity without involving your partner 👉🏿 optimising loan structure to make the cost to hold easier 👉🏻 accessing and using equity for a reno 👉 is serviceability for an IP different from a PPOR? 👉🏼 debt recycling explained 👉🏽 do a major reno on PPOR or smaller reno to afford IP Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    38 min

  3. 24 FEB

    807 being an ethical landlord, property strategy, upsize now or after kids & when to sell

    In this Q&A John and Rachelle answer your questions about: 👉🏼 charging market rent vs treating tenants kindly 👉🏽 investing strategy fundamentals 👉🏾 upsizing soon vs after child in 2-3 years 👉🏿 why there is a lack of support for ex-homeowners getting back into the market 👉🏻 top things to consider before buying first home 👉 when will the Brisbane market slow down and when should I sell? Listen to 439 John's 8 point property investing strategy: Apple Podcast | Spotify Book a clarity call with John here: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon/ Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    38 min

  4. 17 FEB

    806 chatGPT advice, real investor returns & what drives capital growth with Luke Metcalfe

    Is using ChatGPT to pick your next investment suburb a good idea… or a very expensive mistake? John is joined by returning guest data scientist Luke Metcalfe from Microburbs to discuss: 👉 is AI is a reliable tool for investors? 👉🏼 how to find your next place to buy using Microburbs 👉🏽 property returns - the median vs top 10% of investors 👉🏾 do views actually add value? 👉🏿 what performs at a street-level 👉🏻 the supply risk for units 👉 how to find NIMBY suburbs 👉🏼 the migration “goldilocks zone” for capital growth Listen to episode 744 with Luke, 'buying in the right location for capital growth': https://shows.acast.com/my-millennial-property/episodes/744 Property returns research paper mentioned in the chat: https://www.microburbs.com.au/v3/microresearch Learn more about Microburbs: https://www.microburbs.com.au/ Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    52 min

  5. 10 FEB

    805 our 2026 property predictions: interest rates, apartments, Brisbane & beyond

    In today's episode Rach and John delve into their predictions for the property market in 2026, covering: 👉🏼 interest rate uncertainty in 2026 👉🏽 price growth 👉🏾 cap city outlook 👉🏿 Brisbane: hype or real momentum? 👉🏻 Sydney affordability & growth limits 👉 regional market outlook 👉🏼 apartment growth 👉🏽 lending landscape for first home buyers & investors 👉🏾 rental squeeze & housing pressure Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    34 min

  6. 3 FEB

    804 investing in regional QLD: Sunshine Coast, Ipswich & where the next growth is

    Queensland has gone from the quiet achiever to one of the most talked-about property markets in the country and in this episode, Rach is joined by buyer’s agent Luke Aldridge from Envisage Property to unpack what’s really happening on the ground. They chat about: 👉🏼 Luke’s background & becoming a buyer’s agent 👉🏽 how Covid changed QLD property forever 👉🏾 Sunshine Coast & Gold Coast growth explained 👉🏿 regional QLD hotspots investors overlook 👉🏻 Ipswich deep dive 👉 Luke’s tips for investors buying in today's property climate 👉🏼 managing flood and fire risks of buying in SE QLD 👉🏽 how offers and contracts work in QLD 👉🏾 some buyer case studies 👉🏿 where Luke would invest today Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    1h 8m

  7. 27 JAN

    803 lending landscape: bank appetite, trust lending, self-employed, fixed vs variable + more with Joe Carroll

    In this episode, Rach is joined by one of Australia’s top mortgage brokers, Joe Carroll from Sphere Home Loans, to unpack what’s really happening in the lending landscape right now. They discuss: 👉🏾 the current lending landscape as at January 2026 👉🏿 Joe's tips to multi-investors 👉🏻 APRA, DTI limits & what it really means for investors 👉 the trust & company lending shake-up explained 👉🏼 the power of getting valuations and unlocking equity 👉🏽 Joe's tip for first-time property buyers 👉🏾 increased flexibility for self-employed people 👉🏿 rate rise expectations & should you fix? 👉🏻 negotiating your own rate with the bank 👉 Joe's final advice for investors Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    40 min

  8. 20 JAN

    802 from first home fail to 6 properties worth over $3m (Ryan's story)

    In today's episode Rach interviews Ryan* who, after selling his first home at a loss, has methodically rentvested and built up a portfolio worth over $3m across QLD. Ryan walks through every decision, mistake and turning point, touching on: 👉🏾 buying his first home on the Gold Coast in 2009 and selling 5 years later 👉🏿 rentvesting and buying IP 1 in 2018 in Brisbane 👉🏻 buying IP 2 in 2020 in Ipswich 👉 buying IP 3, 4 and 5 in 2022 in Townsville 👉🏿 buying IP 6 in 2024 in Townsville with the long term goal to retire into it 👉🏻 his landlord philosophy 👉 what each property is worth as of December 2025 👉🏽 Ryan's tips for selecting properties and property managers 👉🏿 owning property 6 outright and his ultimate goal for the property portfolio *Name changed for privacy Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/ We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

    53 min
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Hosts & Guests

About

Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.

Information

  • Channel
    money money money
  • Creator
    John Pidgeon & Rachelle Kroon
  • Years Active
    2019 - 2026
  • Episodes
    333
  • Rating
    Clean
  • Copyright
    © John Pidgeon & Rachelle Kroon
  • Show Website
    this is property

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