Evergreen Podcasts

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Channel • 53 Shows

Business

Business

Updated weekly
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Society & Culture

Updated weekly
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Business

Updated twice weekly
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Sport

Updated weekly
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Music Commentary

Twice monthly
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Comedy

Updated weekly
News Commentary

News Commentary

Every two weeks

2 DAYS AGO

The Money Path: Shana Sissel on Market Volatility, Leveraged ETFs & Alternative Investment Strategies

In this edited episode of The Money Path, host Todd M. Schoenberger welcomes Shana Sissel, Founder and CEO of Banríon Capital Management, widely known as the “Queen of Alternatives.” Together, Todd and Shana unpack the recent 2.7% market sell-off following President Trump’s tariff comments and explore how leveraged ETFs may have amplified the decline. Shana breaks down how these funds function, the risks they pose, and why they should be used only by sophisticated investors. Shana also shares her deep insights on alternative investments, including private credit, private equity, and interval funds, explaining how these can add stability and diversification to modern portfolios. The discussion extends into the world of sports media rights investments, where Shana highlights the booming value of live sports programming and the creative ways teams and schools are monetizing media and real estate. Wrapping up, Shana and Todd discuss return stacking, crypto adoption, and strategic diversification—offering investors a roadmap to navigate volatility and find opportunity in a rapidly evolving market. 📺 Listen to the full episode to learn how today’s smartest investors are adapting to a new era of market complexity and alternative asset growth. 👉 Don’t forget to Like 📢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Like⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 👍 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Comment⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💬 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔔 for more in-depth market analysis! 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://crosscheckmanagement.com/⁠⁠⁠⁠... 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📢 Disclaimer: The views and opinions expressed in this episode are those of the guests and hosts and do not necessarily reflect the official policy or position of CrossCheck Media or Biz Talk Today TV. All content is for informational purposes only and should not be construed as financial, legal, or investment advice. Viewers are encouraged to conduct their own due diligence and consult with a licensed professional before making any financial decisions. A buyer-beware approach is always prudent. #StockMarket #MarketVolatility #SP500 #LeveragedETFs #ETFs #TradingStrategy #AlternativeInvestments #PrivateCredit #PrivateEquity #IntervalFunds #ReturnStacking #PortfolioDiversification #CryptoInvesting #Bitcoin #Blockchain #InstitutionalInvesting #SportsInvesting #MediaRights #BigTen #SportsBusiness #StreamingMedia #TheMoneyPath #ToddSchoenberger #ShanaSissel #BanrionCapital #CrossCheckMedia #FinanceShow Learn more about your ad choices. Visit megaphone.fm/adchoices

2 days ago

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39 min
1 DAY AGO

Inside the High-Risk Bull Market: Bob Doll on Valuations, Inflation, and the Fed’s Next Move

In this episode of The Money Path, host Todd M. Schoenberger welcomes Bob Doll, President, CEO, and CIO of Crossmark Global Investments, for an in-depth look at today’s high-risk bull market. Bob explains why, despite volatile conditions, equities still have room to run — but with major caveats. He breaks down the disconnect between valuations and fundamentals, the impact of sticky inflation, and how the Federal Reserve’s next moves could shape investor confidence heading into year-end. The conversation also explores: ✅ Why this bull market feels “high-risk” — and how to manage exposure ✅ The effect of tariffs, geopolitics, and Washington gridlock on investor sentiment ✅ Expectations for the Federal Reserve’s October rate cut ✅ Key investment strategies: focusing on low price-to-free cash flow and high return on equity companies ✅ Why the real estate sector still faces hurdles despite rate cuts Tune in to hear Bob’s unfiltered insights on how professional investors are navigating this complex, high-valuation environment — and what smart money should do next. 🎥 The Money Path — Where smart money finds its way forward. 👉 Don’t forget to Like 📢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Like⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 👍 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Comment⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💬 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔔 for more in-depth market analysis! 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://crosscheckmanagement.com/⁠⁠⁠⁠... 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📢 Disclaimer: The views and opinions expressed in this episode are those of the guests and hosts and do not necessarily reflect the official policy or position of CrossCheck Media or Biz Talk Today TV. All content is for informational purposes only and should not be construed as financial, legal, or investment advice. Viewers are encouraged to conduct their own due diligence and consult with a licensed professional before making any financial decisions. A buyer-beware approach is always prudent. Learn more about your ad choices. Visit megaphone.fm/adchoices

1 day ago

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16 min
3 DAYS AGO

Volatility, Fed Signals & Safe Havens — A Conversation with Aquiles Larrea

Join Todd M. Schoenberger as he sits down with Aquiles Larrea, CEO and Founder of Larrea Wealth Management, for a timely conversation on how to navigate today’s turbulent markets. In this episode you’ll hear: A breakdown of recent market volatility and how President Trump’s remarks on China tariffs and Fed Chair Powell’s balance sheet comments moved markets Why Aquiles bought stocks earlier that day — and how those moves reflect real-time investor sentiment The economic fallout of a government shutdown, potential Fed responses, and what a prolonged pause in government spending might mean for GDP and employment Indicators pointing toward a possible economic slowdown, including holiday retail warnings and labor market stresses Strategies to weather a risk of stagflation, with Aquiles’ picks of high-quality dividend names (e.g. AT&T, Microsoft, Altria) and infrastructure plays like Caterpillar and John Deere Why Aquiles is currently avoiding the retail sector, and how to identify areas less exposed to downward guidance Whether you’re a growing investor or financial professional, this conversation gives actionable insight for staying steady in uncertain times. Tune in and get practical guidance from a wealth manager who sees both opportunity and risk in today’s landscape. 👉 Don’t forget to Like 📢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Like⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 👍 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Comment⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💬 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔔 for more in-depth market analysis! 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://crosscheckmanagement.com/⁠⁠⁠⁠... 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📱 Follow us for real-time updates: LinkedIn: / crosscheck-media-llc Instagram: / crosscheckmedia Facebook: / crosscheckmedia 📢 Disclaimer: The views and opinions expressed in this episode are those of the guests and hosts and do not necessarily reflect the official policy or position of CrossCheck Media or Biz Talk Today TV. All content is for informational purposes only and should not be construed as financial, legal, or investment advice. Viewers are encouraged to conduct their own due diligence and consult with a licensed professional before making any financial decisions. A buyer-beware approach is always prudent. #AquilesLarrea, #LarreaWealth, #MarketVolatility, #FedPolicy, #InvestingLive, #DividendStocks, #Stagflation, #EconomicOutlook, #InfrastructureStocks, #TheMoneyPathLive Learn more about your ad choices. Visit megaphone.fm/adchoices

3 days ago

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13 min
4 DAYS AGO

Inside Grasshopper Bank’s Claude AI Integration

What if your business banking clients could ask a question, in plain English, and get an instant, intelligent answer? No spreadsheets. No manual reports. Just the client, their data, and AI working together. It sounds like science fiction, but it's happening right now. Grasshopper Bank has become the first U.S. bank to enable customers to connect their business banking data directly to Anthropic's Claude AI assistant, and the implications are staggering. We're joined on the Banking Transformed podcast by two visionaries who made it happen: Chris Tremont, Chief Digital Officer, and Pete Chapman, CTO of Grasshopper Bank. They'll reveal how they built a secure bridge between banking and artificial intelligence, why they raced to be first, and what this means for every banking organization in America. This is the conversation where the future of banking gets written. The companies that understand this shift will thrive. Those who don't will be left behind.

4 days ago

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48 min
3 DAYS AGO

Special Borg-Warner Trophy Edition with 109th Indianapolis 500 winner Alex Palou, sculptor William Behrends, BorgWarner President and CEO Josef Fadool, BorgWarner’s Michelle Collins and FOX Sports feature producer Katie Weigel

PIT PASS INDY – SEASON 5, EPISODE 68 – Special Borg-Warner Trophy Edition with 109th Indianapolis 500 winner Alex Palou, sculptor William Behrends, BorgWarner President and CEO Josef Fadool, BorgWarner’s Michelle Collins and FOX Sports feature producer Katie Weigel October 14, 2025 Show host Bruce Martin made a trip to the North Carolina Mountains for a special Borg-Warner Trophy edition of Pit Pass Indy. Thanks to our friends at BorgWarner, Pit Pass Indy had the chance to spend the day with 109th Indianapolis 500 winning driver Alex Palou and famed sculptor William Behrends for a live study session on September 18. Palou served as the model as Behrends meticulously worked on a life-sized clay head of Palou, adding the finer details that is an important part of the process. Once that process is completed, a sterling silver casting about the size of an egg will be attached to the Borg-Warner Trophy. Later in November, Palou’s face will be unveiled on the Borg-Warner Trophy in Indianapolis. Martin has exclusive interviews with Palou and Behrends, BorgWarner President and CEO Joseph Fadool, BorgWarner Global Director Marketing and Communications Michelle Collins and FOX Sports Feature Producer Katie Weigel. For more INDYCAR coverage, follow Bruce Martin at X, previously known as Twitter, at @BruceMartin_500

3 days ago

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1h 44m
9 OCT

Markets on Edge: Shutdown Risks, AI’s Upside & Rate Cut Strategy with David Waddell

On this episode of The Money Path, host ⁠Todd M. Schoenberger⁠ welcomes David Waddell, CEO & Chief Investment Strategist at ⁠Waddell & Associates⁠, for a timely, high-stakes discussion. With the U.S. government shutdown underway and uncertainty around passage of the continuing resolution, Waddell examines how these risks may weigh on market momentum and forward earnings expectations — especially in sectors like healthcare and insurance. Despite new highs in equities, he cautions that elevated multiples and overextended earnings projections leave little room for error if fiscal drama intensifies. Waddell breaks down how the shutdown might accelerate Fed rate cuts, discusses AI’s deflationary potential across industries, and introduces his concept of “exponomics” — how exponential AI-driven CapEx investments may reshape growth, margins, and sector leadership. Tune in for a deep dive into policy risk, market structure, and the evolving narrative for AI, interest rates, and economic growth. 📢 Don’t miss this forward-thinking conversation redefining modern finance. 👉 Watch now and subscribe to ⁠CrossCheck Media⁠ for more market-shaping insights. 👉 Don’t forget to Like 📢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Like⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 👍 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Comment⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💬 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔔 for more in-depth market analysis! 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://crosscheckmanagement.com/⁠⁠⁠⁠...⁠ 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📱 Follow us for real-time updates: LinkedIn: ⁠ / crosscheck-media-llc ⁠ Instagram: ⁠ / crosscheckmedia ⁠ Facebook: ⁠ / crosscheckmedia ⁠ 📢 Disclaimer: The views and opinions expressed in this episode are those of the guests and hosts and do not necessarily reflect the official policy or position of CrossCheck Media or Biz Talk Today TV. All content is for informational purposes only and should not be construed as financial, legal, or investment advice. Viewers are encouraged to conduct their own due diligence and consult with a licensed professional before making any financial decisions. A buyer-beware approach is always prudent. #TheMoneyPath #DavidWaddell #GovernmentShutdown #AI #Investing #Markets #RateCuts #Exponomics #FedPolicy #StockMarket #EconomicOutlook #TechInvesting Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Oct

•

18 min
9 SEPT

AI in Banking: From Hype to Measurable Outcomes

Most banks, including potentially yours, are falling into a dangerous trap. They're announcing AI initiatives, holding innovation showcases, and talking about digital transformation, but when it comes to measurable business results, 70% have nothing to show for their investment. The winners, like JPMorgan Chase, Capital One, and a few others, aren't just lucky. They've decoded a specific approach to talent, execution, and measurement that lets them turn AI investments into strategic advantages. Meanwhile, most are wasting budgets with little to show for it beyond PowerPoint slides. Today on the Banking Transformed podcast, we're joined by Alexandra Mousavizadeh, CEO of Evident, who has just released the most comprehensive analysis of AI outcomes in banking. Her team tracked 173 AI use cases across 50 major banks, and the data reveals a stark divide emerging in our industry. Alexandra will reveal which banks are already using AI to steal retail customers, how they're measuring real ROI, and most importantly, what retail banking leaders need to do differently in the next 12 months to avoid being left behind. If you're responsible for retail banking strategy, customer acquisition, or digital transformation, the next 30 minutes could determine whether your bank thrives or merely survives the AI revolution.

9 Sept

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44 min
3 OCT

📈 WealthWise with Jeffrey Hirsch: Les Masonson on ETFs, Market Cycles & Trading Strategies

In this episode of WealthWise with Jeffrey Hirsch, ETF trading expert and author Les Masonson shares his insights into navigating today’s fast-moving markets. From his modified indicator strategy using RSI, MACD, and Keltner channels to the risks and rewards of leveraged ETFs like TQQQ, Les offers a masterclass in disciplined trading. He and Jeff also dive into market seasonality, predictions for a monster Q4 rally, and why a bear market could be on the horizon by 2026. Whether you’re an active trader or a long-term investor, this episode is packed with actionable insights, market timing strategies, and real-world lessons from a seasoned pro. 📢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Like⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 👍 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Comment⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💬 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔔 for more in-depth market analysis! 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://crosscheckmanagement.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📢 Disclaimer: The views and opinions expressed in this episode are those of the guests and hosts and do not necessarily reflect the official policy or position of CrossCheck Media or Biz Talk Today TV. All content is for informational purposes only and should not be construed as financial, legal, or investment advice. Viewers are encouraged to conduct their own due diligence and consult with a licensed professional before making any financial decisions. A buyer-beware approach is always prudent. #WealthWise #JeffreyHirsch #LesMasonson #ETFTrading #QQQ #TQQQ #MarketTiming #StockMarketInsights #InvestingStrategy #TradingTips Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Oct

•

54 min
7 OCT

ETFs, Market Cycles & Trading Strategies with Les Masonson | WealthWise with Jeffrey Hirsch

In this episode of WealthWise with ⁠Jeffrey Hirsch⁠, ETF trading expert and author Les Masonson shares his insights into navigating today’s fast-moving markets. From his modified indicator strategy using RSI, MACD, and Keltner channels to the risks and rewards of leveraged ETFs like TQQQ, Les offers a masterclass in disciplined trading. He and Jeff also dive into market seasonality, predictions for a monster Q4 rally, and why a bear market could be on the horizon by 2026. Whether you’re an active trader or a long-term investor, this episode is packed with actionable insights, market timing strategies, and real-world lessons from a seasoned pro. 📢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Like⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 👍 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Comment⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💬 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔔 for more in-depth market analysis! 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://crosscheckmanagement.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📢 Disclaimer: The views and opinions expressed in this episode are those of the guests and hosts and do not necessarily reflect the official policy or position of CrossCheck Media or Biz Talk Today TV. All content is for informational purposes only and should not be construed as financial, legal, or investment advice. Viewers are encouraged to conduct their own due diligence and consult with a licensed professional before making any financial decisions. A buyer-beware approach is always prudent. #WealthWise #JeffreyHirsch #LesMasonson #ETFTrading #QQQ #TQQQ #MarketTiming #StockMarketInsights #InvestingStrategy #TradingTips Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Oct

•

53 min
10 OCT

Mish Schneider’s 2025 Gold & Silver Forecast: On Point from March to Today

Back on March 8, 2025, Mish Schneider, Chief Strategist at MarketGauge.com, joined Buy Hold Sell to share her bold outlook on gold and silver. Today, her forecast has proven remarkably accurate — both metals are at highs not seen since 1979. At Biz Talk Today, we bring you the best experts and the most insightful guests in finance. Mish’s perspective is a perfect example of why our audience turns to us for clarity in a complex market. Watch this highlight clip to see Mish explain why gold has now surpassed $4,000 and silver has crossed $50 — and why the metals may still have further to run. Don’t miss it — subscribe to the CrossCheck Media YouTube channel for more expert market insights. 👉 Watch now and subscribe to ⁠⁠CrossCheck Media⁠⁠ for more market-shaping insights. 👉 Don’t forget to Like 📢 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Like⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 👍 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Comment⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💬 | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🔔 for more in-depth market analysis! 🔗 Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://crosscheckmanagement.com/⁠⁠⁠⁠... 📧 Contact on Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠support@biztalktodaytv.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📱 Follow us for real-time updates: LinkedIn: ⁠⁠ / crosscheck-media-llc ⁠⁠Instagram: ⁠⁠ / crosscheckmedia ⁠⁠Facebook: ⁠⁠ / crosscheckmedia ⁠⁠ 📢 Disclaimer: The views and opinions expressed in this episode are those of the guests and hosts and do not necessarily reflect the official policy or position of CrossCheck Media or Biz Talk Today TV. All content is for informational purposes only and should not be construed as financial, legal, or investment advice. Viewers are encouraged to conduct their own due diligence and consult with a licensed professional before making any financial decisions. A buyer-beware approach is always prudent. #MishSchneider #GoldForecast #SilverForecast #PreciousMetals #Investing #MarketInsights #BuyHoldSell #BizTalkToday #CrossCheckMedia #Gold2025 #Silver2025 #MarketExperts #FinancialNews Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Oct

•

4 min

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