Self-Funded

Spencer Smith

Self-Funded, hosted by Spencer Smith, is the definitive resource for benefits consultants and employers who are ready to challenge the broken healthcare status quo. Each week, you'll get an insider's playbook of actionable strategies from industry leaders that help make healthcare better, together.

  1. vor 3 Tagen ·  Bonus

    The HCC 2026 Stop-Loss Report: My Key Takeaways

    "What used to be a once-a-year catastrophic claim is now happening every single week across the stop-loss market." We're back for the fourth year in a row with our annual whiteboard review of Tokio-Marine HCC’s Stop Loss Report. Drawing from a massive block of over $2 billion in force premium, this report gives us one of the clearest, most objective looks at what is actually happening under the hood of self-funded health plans across the country. In this episode, I break down the biggest trends shaping the 2026 stop-loss environment. We look at the tightening stop-loss market, why underwriter discipline is ramping up, and why we likely won't see market stabilization until at least 2027. If you are a consultant, TPA, or plan sponsor trying to navigate renewals and protect your plan over the next 3 to 5 years, this breakdown is packed with actionable data. Tune in! Chapters: (00:00:00) Intro: 2026 Tokio Marine HCC Stop Loss Report Breakdown (00:01:25) The $2M Claim Spike & Tightening Stop-Loss Market (00:04:23) Catastrophic Claim Trajectory: $500K vs. $2M Thresholds (00:06:05) Top Disease Categories: Cancer, Cardiovascular & Nervous System (00:09:12) Analyzing Severity: $85 Million Across 30 Claims (00:14:43) Underwriting Mechanics: How Lag & Claims Data Impact Renewals (00:17:35) Evolution of Specific Deduuctibles & Optimal Risk Corridors (00:24:05) Pediatric Risk & High-Cost Perinatal/Neonatal Claims (00:28:57) How "Leverage Trend" Silently Inflates Your Premium (00:30:10) Mental & Behavioral Health Cost Trends (+123% Increase) (00:31:35) Macro Takeaways: IDR Arbitration, Cost Shifting, and 2027 Outlook

  2. vor 6 Tagen

    Why Every Broker Needs A Fiduciary Co-Pilot | with Charlie Gragg

    "I relate it to one of the Wizard of Oz characters... I've seen behind the curtain. I know how it's all put together." What happens when a man who spent nearly five decades inside every corner of the self-funded industry decides his final act is to give the playbook away?My guest this week is Charlie Gragg, a true first-generation veteran of self-funding. Charlie started in the late 1970s underwriting stop-loss cases on napkins from payphone booths, went on to run his own TPA, and has now semi-retired into a role he believes the industry desperately needs: the fiduciary co-pilot.He won't take your broker of record letter; he doesn't want it. Instead, he partners with brokers, consultants, and C-suite executives to build health plans from scratch, the way an owner would.If you're a broker who knows you have a ceiling on your self-funding expertise, this episode is your permission slip to get help. Tune in. Thank you to our 2026 sponsors! ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/fully-insured-vs-self-funding-with-paretohealth-spencer-podcast/?utm_source=youtube&utm_medium=referral&utm_campaign=SelfFundedwSpencer to learn more. Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more. Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more. Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com. Chapters:(00:00:00) Intro: Behind the Curtain of Self-Funding(00:00:55) The Fiduciary Co-Pilot: Why Charlie Won't Take Your BOR(00:02:58) Charlie's Background: First-Generation TPA in the Late '70s(00:04:46) Napkin Underwriting and $2,000 Aggregate Stop-Loss(00:06:18) The Two Sales: Selling the Employer AND the Underwriter(00:07:20) Why the TPA Business Is So Hard to Do Right(00:11:27) The Fiduciary TPA: Accountant of the Health Plan(00:13:32) The 401(k) Parallel: Fiduciary Standards Are Coming for Brokers(00:14:43) Building Custom Plans vs. Buying the Box(00:16:25) Stop Haggling Over Stop-Loss — Solve the Claims Instead(00:18:46) Owning Your Stop-Loss Through a Group Captive(00:21:25) The 3-6 Month Setup: Finding Fiduciary Partners First(00:23:34) The One Question to Ask Every TPA(00:26:07) Why PBMs Need the Fiduciary Standard Too(00:28:01) Eating the Elephant: Meeting Employers Where They Are(00:30:56) Winning Over the C-Suite Before the HR Director(00:34:42) Claims Negotiators, Re-Pricers, and the Lost Art of the Phone Call(00:39:11) Do You Still Need a Carrier Network?(00:41:51) The Quality Anomaly: Why the Best Care Costs Less(00:43:34) DRG Bundles and the $20,000 Burn Unit That Never Was(00:46:52) Wellness, Behavioral Health, and the Loyalty Dividend(00:55:31) Building the Utopian Health Plan: The Blueprint(01:01:03) What's Missing? Belief.(01:04:18) The Future: Adoption in the Mid-Market(01:06:33) Closing Thoughts: The System Won't Fix Itself Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

    Why Every Broker Needs A Fiduciary Co-Pilot | with Charlie Gragg

  3. 17. Juli ·  Bonus

    The 2026 State Of Healthcare Spend | with Dena Bravata M.D.

    "Employers have the right to expect much more from their benefit consultants than ever before. This isn't just about managing the fully insured renewal anymore." In this week’s special bonus episode, I’m joined by Dr. Dena Bravata, physician, healthcare entrepreneur, and Clinical Advisor for ParetoHealth, to break down the findings from Pareto’s inaugural 2026 State of Healthcare Spend Report. Based on responses from nearly 1,600 CEOs, finance, and HR leaders, Dena and I unpacked why employers have finally reached their "damn it" moment. We discussed the massive unpredictability of fully insured renewals, why 80% of employers are actively considering alternative funding mechanisms, and the real reason half of the market is ready to fire their current broker. We also dove into the clinical side of the data. We looked at top cost drivers like cancer, MSK, and GLP-1s, and explored why treating mental health and substance use as a core component of your medical plan is non-negotiable for cost containment. If you advise SMB employers or manage a health plan yourself, the era of the broker "apology tour" and basic renewal management is over. This episode is a reality check on exactly what clients are expecting right now. Tune in! Visit 2026 State of Healthcare Spencer Self Funding Podcast to review the report.  Thank you to ParetoHealth for sponsoring this episode! ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/events/ to learn more. Episode Chapters (00:00:00) Intro: Dr. Dena Bravata & The 2026 Healthcare Spend Report  (00:01:05) Why Small & Midsize Employers Are Ignored in Healthcare Data  (00:02:37) The "Damn It" Moment: Approaching $20,000 Per Employee  (00:04:09) Survey Demographics: 1,600 Leaders Across 14 Industries  (00:05:44) 80% of Employers Saw Double-Digit Healthcare Increases  (00:07:28) Why Half of the Market is Ready to Fire Their Broker  (00:10:59) Top Medical Cost Drivers: Cancer, MSK, and GLP-1s  (00:15:01) The Amplifier Effect of Mental Health & Substance Use  (00:18:38) Pharmacy Spend & Why Primary Care Can't Manage Obesity  (00:21:14) Price Variance and the Need for Care Navigation  (00:22:18) The Era of the "Apology Tour" and Renewal Management is Over  (00:24:37) Closing Thoughts: Demand More From Your Consultant Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

    The 2026 State Of Healthcare Spend | with Dena Bravata M.D.

  4. 14. Juli

    The Philosophy of U.S. Healthcare (And Why It Resists Change) | with Tom Stein

    "This is why insurance is such a beautiful problem... there is no solution. There are only psychological or philosophical answers to it." What if the rising cost of health insurance is a deeply ingrained philosophical problem? My guest this week is Tom Stein, CEO of American Trust Administrators (ATA). But this episode isn’t just a tactical breakdown of stop-loss and aggregate underwriting; it is a masterclass in the history, psychology, and economics of the U.S. healthcare system. Tom and I explore the deeply embedded Machiavellian forces that drive insurance carrier monopolies, and why small business owners often choose the "safe" option of a 97% fully-insured renewal simply out of a psychological fear of loss. We trace the origins of employer-sponsored care back to Henry Kaiser and WWII, discuss the ethics of "compulsion vs. choice" in taxation and single-payer models, and analyze whether the U.S. is currently in a "Fourth Turning" crisis phase of our healthcare delivery system. This is one of the most fascinating conversations you will hear all year. Tune in. Thank you to our 2026 sponsors! ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/fully-insured-vs-self-funding-with-paretohealth-spencer-podcast/?utm_source=youtube&utm_medium=referral&utm_campaign=SelfFundedwSpencer to learn more. Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more. Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more. Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com. Chapters: (00:00:00) Intro: The Philosophy of the Insurance Problem  (00:01:35) The Illusion of Comfort: Why Employers Flee Responsibility  (00:05:17) Breaking the System: When "Decent Men" Say Enough  (00:08:05) The Psychology of Loss Aversion in Benefits Consulting  (00:10:24) Are You a Serf or a Landlord? The Risk of Self-Funding  (00:13:08) The "Marshmallow Test" and Delayed Gratification in Business  (00:19:42) Tom's Background and the Origins of Level-Funding  (00:23:39) Level-Funding a 5-Life Group: The Hard Way to Underwrite  (00:30:56) The Fascinating History of U.S. Employer-Sponsored Healthcare  (00:35:13) Machiavelli, Trust, and the "Brother Rule" of Business  (00:41:09) Are We in the "Fourth Turning" of Healthcare?  (00:45:54) How AI Will Bring Deeper Value to Client Relationships  (00:49:40) Subsidizing Medicare: The Hidden Tax on Commercial Plans  (00:53:35) Milton Friedman's Four Types of Money and the State  (01:00:01) The Morality of Healthcare Bankruptcies  (01:04:27) The Crisis of Meaning and "Earned Leisure"  (01:08:23) Closing Thoughts: The Optimism of the Next Generation Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

    The Philosophy of U.S. Healthcare (And Why It Resists Change) | with Tom Stein

  5. 10. Juli ·  Bonus

    $6.5B DOJ Crackdown, Medicare GLP-1 Shifts, Hospital Price Tags | with Sid Sinha

    "When you see $6.5 billion in healthcare fraud, we all end up absorbing that in the commercial market." In this episode of Last Month in Healthcare, Producer Nathaniel and I sat down with Sid Sinha, founder and CEO of Avant/Nara Health, to break down the biggest healthcare news stories of June 2026. We started by looking at the DOJ's massive $6.5 billion healthcare fraud crackdown and what 1,400 revoked provider privileges actually means for the commercial market. We also tackled the stark reality that only 49% of U.S. adults now feel "cost-secure" about their healthcare, debated the downstream effects of Medicare's temporary coverage for GLP-1s, and looked at a new House bill that might literally force hospitals to print their prices on clinic walls. To cap it off, we ran a World Cup bracket-style game to crown the ultimate cost-containment strategy for self-funded plans, and I answered a listener question on how to keep clients from bailing on self-funding as medical inflation continues to rise into 2027. Tune in for a great conversation! Chapters: (00:00:00) Intro: Sid Sinha and Walk-On Clinic (00:02:13) The DOJ’s $6.5 Billion Healthcare Fraud Crackdown (00:04:25) The Plunge in American Healthcare Affordability (00:07:55) Medicare’s Temporary $50 Copay for GLP-1 Drugs (00:10:33) Will Hospitals Be Forced to Put Prices on the Wall? (00:14:26) The 153% Increase in Digital Health Tool Usage (00:17:30) World Cup Bracket Game (00:28:03) Ask Spencer Anything: Beating 2027 Medical Inflation

    $6.5B DOJ Crackdown, Medicare GLP-1 Shifts, Hospital Price Tags | with Sid Sinha

  6. 7. Juli

    How One App Could Save U.S. Healthcare | with Matt Taylor

    "Fee-for-service has led to transactional primary care where providers have 10 or 15 minutes to code as much as they can just to keep the doors open. We’ve moved away from the idea of primary care as the quarterback of the entire health ecosystem." My guest this week is Matt Taylor, VP of Sales at Castlight. Having spent his career navigating the complex landscape of health plans, telehealth, and enterprise analytics, Matt has a unique vantage point on why our current approach to "sick care" is failing both employers and employees. We have spent decades trying to patch a system that treats health insurance and healthcare as the same thing. In reality, our current model is fundamentally incomplete - it's built to diagnose, treat, and triage symptoms, not to keep us well. In this episode, explore the shift back toward primary care as the foundation of the health plan. We discuss why point solution fatigue is killing engagement, how "benefits-aware" primary care can finally steer members toward high-quality, lower-cost providers, and how one app - acting as a centralized "front door" - can remove the administrative bloat that is currently crushing our physicians and confusing our members.  We also dive into the future of healthcare navigation, moving beyond basic search tools and into personalized, next-best-action guidance that manages patient risk before it becomes a catastrophic claim. If you are an HR leader or consultant looking to move beyond the commodity trap of traditional benefit offerings and rebuild your health plan from the ground up, tune in. Thank you to our 2026 sponsors! ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/fully-insured-vs-self-funding-with-paretohealth-spencer-podcast/?utm_source=youtube&utm_medium=referral&utm_campaign=SelfFundedwSpencer to learn more. Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more. Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more. Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com. Chapters: (00:00:00) Intro: The "Nintendo Cartridge" Healthcare Reset  (00:01:21) Meet Matt Taylor: From Optum to Telehealth IPOs  (00:06:50) The Telehealth Boom and the "Ashes" of COVID  (00:09:44) Why the Current Primary Care Model is Transactional  (00:13:30) Specialization vs. The "Quarterback" Model of Care  (00:17:05) Point Solution Fatigue: Why Engagement Strategies Are Failing  (00:23:08) How to Create a Centralized "Front Door" for Benefits  (00:29:44) The Value of Personalization and AI-Driven Navigation  (00:36:20) Understanding Acuity and Frequency in Healthcare Choices  (00:40:48) The Seismic Shift: Investing in Primary Care Foundations  (00:44:34) Redefining the Employer's Role in Whole-Person Health  (00:49:12) The Promise (and Limitations) of AI in Healthcare Administration (00:53:18) Aligning Incentives for Independent Physicians  (00:56:26) Scaling On-Site Success to Mid-Market Employers  (01:00:10) Future Predictions: Transparency and the End of the "Sick Care" Era Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/

    How One App Could Save U.S. Healthcare | with Matt Taylor

  7. 30. Juni

    The 2026 Employer Health Plan Playbook | with Mark Cuban

    "The most unused cash in the country right now is the money you're wasting on healthcare... If you save a million dollars a year, that's $20 million in market cap." Is your company treating its healthcare spend like a business strategy, or are you just writing a blank check to the major insurance carriers every year? In this episode, I was (finally) joined by Mark Cuban, Ann Lewandowski, and Matt Miron.  After answering how he would approach healthcare for a hypothetical company on Shark Tank, Mark broke down his exact playbook for mid-market employers: why you should fire traditional networks, the massive ROI of hiring an internal "Healthcare CFO" to negotiate single-case agreements, and why "carve-out" is the most important phrase for your benefit strategy this year.  Together, we also discussed the dark side of healthcare economics, including the exorbitant spread pricing of PBMs and distributors, how to use AI (like Claude or ChatGPT) to find the hidden "gotchas" in your ASO contracts, and the terrifying legal liabilities CEOs face when their carriers deny life-saving treatments. This one has been in the works for years, and I hope it doesn’t disappoint. Tune in! Thank you to our 2026 sponsors! ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/fully-insured-vs-self-funding-with-paretohealth-spencer-podcast/?utm_source=youtube&utm_medium=referral&utm_campaign=SelfFundedwSpencer to learn more. Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more. Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more. Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com. Chapters: (00:00:00) Introductions: Mark Cuban, Ann Lewandowski, and Matt Miron  (00:01:08) Mark Cuban's Healthcare Playbook for Shark Tank Companies  (00:05:54) Single Case Agreements and Hiring an Internal Healthcare CFO  (00:10:08) Why the Keyword for 2026 is "Carve Out"  (00:14:32) Fiduciary Duty and Waiving Employee Deductibles   (00:20:52) Starting with Out-of-Network Negotiations  (00:25:09) The No Surprises Act, IDR Arbitration, and Secret Payouts  (00:29:12) Why Mark Started Cost Plus Drugs (and Cost Plus Wellness) (00:32:10) How Distributors and PBMs Inflate Drug Prices  (00:36:49) Using AI (Claude/ChatGPT) to Audit Your Carrier Contracts  (00:37:52) The 340B Scam and Fiduciary Lawsuits  (00:44:27) Increasing Enterprise Value: Why Healthcare Savings = Market Cap  (00:47:46) CEO Liability for Life-Threatening Claim Denials  (00:50:37) The Perverse Economics of Prior Authorizations and Appeals  (00:52:59) Final Takeaways: Watch Your Money and Carve Out Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

    The 2026 Employer Health Plan Playbook | with Mark Cuban

  8. 23. Juni

    Managing the Exploding Costs of Specialty Drugs | with Jake Velie

    "There's no reason why I should be able to do an infusion for 50% of the cost of what it's currently being allowed at. We've seen allowed amounts between $57,000 and $80,000 for Keytruda. I typically can have that in the home at $29,000." My guest this week is Jake Velie, CEO and co-founder of National Integrative Health (NIH). After spending the first half of his career in the clinical "meat grinder" of value-based care on the provider side, Jake realized the only way to truly fix the system was to control the dollars on the commercial plan side. Today, NIH acts as the ultimate watchdog and independent pharmacy solution for self-funded employers, actively managing J-codes, specialty drugs, and clinical coordination. In this episode, we unpack the exorbitant markups hospitals charge for infusions and how NIH has spent years building a 50-state network to redirect patients to safe, comfortable, and massively discounted at-home infusion care. Jake also breaks down the brutal reality of GLP-1 adherence, why his team refuses to fill 90-day prescriptions for weight-loss drugs, how they enforce formularies to switch patients from expensive biologics like Humira to low-cost biosimilars like Yusimry, and the absolute truth about the safety of international drug sourcing. If you want to know how to stop the bleeding on your pharmacy and medical claims while actually improving the white-glove customer service your employees receive, this is a masterclass in specialty cost containment. Thank you to our 2026 sponsors! ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit https://www.paretohealth.com/fully-insured-vs-self-funding-with-paretohealth-spencer-podcast/?utm_source=youtube&utm_medium=referral&utm_campaign=SelfFundedwSpencer to learn more. Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more. Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more. Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com. Chapters: (00:00:00) Intro: Moving Keytruda to the Home Setting  (00:01:47) Defining True Value-Based Care  (00:03:20) The Genesis of NIH and Leaving the Provider "Meat Grinder"  (00:07:01) Building a 50-State Home Infusion Network  (00:09:22) Why Specialty Meds Drive 90% of Pharmacy Spend  (00:14:53) Demystifying J-Codes and Q-Codes  (00:17:01) Exorbitant Hospital Markups and Hidden Fees  (00:24:59) The Mechanics of Redirection: Mandatory vs. Voluntary  (00:30:27) Coordinating Carve-Outs with Stop-Loss Carriers  (00:34:08) Enforcing Formularies: Converting Humira to Yusimry  (00:41:12) The Reality of International Sourcing and the FDA  (00:47:35) Managing GLP-1s and the Danger of 90-Day Fills  (00:51:48) The Ideal Employer Profile for NIH  (00:58:04) Overcoming Healthcare's Terrible Customer Service  (01:02:05) The Future: Oncology, Cell, and Gene Therapies Key Links for Social: @SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFunded Listen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02 Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286 Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/ Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

    Managing the Exploding Costs of Specialty Drugs | with Jake Velie
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Self-Funded, hosted by Spencer Smith, is the definitive resource for benefits consultants and employers who are ready to challenge the broken healthcare status quo. Each week, you'll get an insider's playbook of actionable strategies from industry leaders that help make healthcare better, together.

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  • Erstellt von
    Spencer Smith
  • Jahre aktiv
    2021 - 2026
  • Folgen
    291
  • Bewertung
    Anstößig
  • Copyright
    © Spencer Smith
  • Sendungswebsite
    Self-Funded

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