Crypto Collective

Matthew Fraser
  • 5.0 (7)
  • Investing
  • Updated Weekly

Welcome to Crypto Investor, hosted by Matthew Fraser, an 8-figure entrepreneur and crypto investor. This channel is your go-to resource for understanding the world of cryptocurrency and building wealth in the digital economy. From beginner-friendly introductions to advanced strategies in Bitcoin, altcoins, and portfolio management, Matthew shares invaluable insights and actionable advice to help you navigate the crypto space. Whether you're new to crypto or looking to deepen your knowledge, we cover everything you need: crypto investing, portfolio diversification, managing risk, and maximizing returns. Join us as Matthew reveals the secrets behind his journey from Uber driver to financial independence, now with a focus on leveraging crypto to escape the 9-5 and achieve true wealth. Follow to unlock expert crypto strategies, practical tips, and the motivation to transform your financial future.

  1. 22 hrs ago

    #205 -Trump Pumped Bitcoin, But Will It Stay Up?

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Bitcoin ripped 25% in a week, and everyone blamed Trump. But this pump wasn’t just political hype. Something major shifted in the bond market, the dollar, and America’s $40T debt. In this episode, Matthew Fraser breaks down what actually drove the move, whether it can hold, and why perfect timing is the trap that wrecks most investors. You’ll learn: ◼️ The real forces behind the pump, bond buybacks, dollar weakness, and ETF inflows ◼️ Why Bitcoin reacts to debt, yields, and currency debasement more than headlines ◼️ The trap investors fall into after every pump, and how SMSF holders should think long‑term Timestamps: 00:00:00 - Introduction 00:00:27 - What Drove The Pump 00:01:53 - Investors Move To Scarce Assets 00:02:00 - Debasement Trade Explained 00:03:43 - Why It Pumped 00:04:19 - Problem Bigger Than Buybacks 00:05:19 - SMSF Bitcoin Thesis 00:06:12 - Bitcoin As SMSF Gold Bar 00:07:37 - Cycle Pattern Explained 00:08:30 - Debasement And Debt Stress 00:09:00 - Trump’s Sign 00:10:11 - Market Reminder Of Bitcoin’s Purpose Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn DISCLAIMER This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

  2. 6 days ago

    #204 - Your Bank Flagged Your Crypto Transaction. Here’s The Playbook

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com In this episode, Matthew Fraser gives you the no‑BS playbook for handling flagged crypto transactions, what banks are really looking for, and how to respond without losing control of your money. ◼️ What a flagged crypto transaction actually means ◼️ The three questions banks will always ask you ◼️ How to protect your autonomy without reckless moves Timestamps: 00:00:00 - Introduction 00:00:47 - Playbook For Flagged Crypto Transactions 00:02:01 - What Happens When A Transaction Is Flagged 00:02:07 - Delay Outcome 00:02:17 - Decline Outcome 00:02:29 - Deeper Review Outcome 00:02:50 - Smart Response To Bank Flags 00:03:15 - Importance Of Having Options 00:03:30 - Why Banks Flag Activity 00:03:57 - Real Scams Do Happen 00:04:18 - Self‑Check Questions 00:04:35 - Be Ready To Explain Decisions 00:04:43 - Three Questions Banks Ask 00:05:03 - Source Of Funds 00:05:05 - Destination Of Funds 00:05:13 - Understanding Of Risks 00:05:24 - Documents Banks May Request 00:05:58 - Keep Records And Be Upfront 00:06:12 - Example With CoinStash 00:06:29 - Mistakes To Avoid 00:06:48 - How To Respond To Bank 00:07:13 - Bitcoin Is Legal Asset 00:07:32 - Short And Truthful Response 00:08:14 - Keep It Factual And Simple 00:08:26 - Keep Case Records Clean 00:08:44 - How Long Reviews Can Take 00:09:14 - Clear Answers Speed Resolution 00:09:18 - Blocked Payments And Policies 00:09:30 - Wider Account Restrictions 00:09:45 - Keep Cash For Expenses 00:09:55 - Best Banks For Crypto Question 00:10:25 - Macquarie Bank Example 00:10:37 - Have Multiple Banking Options 00:10:52 - Current Bank Limits And Policies 00:11:08 - NAB Example 00:11:30 - Rules Change Frequently 00:11:45 - No Magic Bank Exists 00:12:08 - System Wants More Approval 00:12:19 - Best Protection Is Organisation 00:12:26 - Frustration With Bank Reviews 00:12:42 - Stay Clear Of Scams 00:12:50 - Real Sovereignty Is Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn DISCLAIMER This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

  3. 1 Sept

    #203 - Moving Overseas? Are SMSF’s Still A Tax Haven For Aussies?

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com In this episode, Matthew breaks down exactly what happens to your SMSF when you move overseas, the three compliance tests you must pass every year, and the practical options for Aussies who want to hold Bitcoin in super while living abroad. You’ll learn: ◼️ The 47% SMSF tax risk for Aussies moving overseas ◼️ The three residency tests every SMSF must pass ◼️ How to keep Bitcoin in super while living abroad Timestamps: 00:00:00 - Introduction 00:00:52 - Three SMSF Compliance Tests 00:02:22 - SMSF Rules When Moving Overseas 00:03:16 - Central Management And Control Test 00:03:37 - Consequences Of Non‑Compliance 00:04:34 - Appointing An Australian Resident Controller 00:05:18 - Using Retail Or Industry Funds Temporarily 00:06:07 - Selling Bitcoin If Moving To Industry Fund 00:07:39 - SMSF Under Labor Government 00:08:45 - Value Of Control For Bitcoin Holders 00:09:19 - High‑Tax Direction Driving Aussies Out 00:09:51 - Super Locked Until Preservation Age 00:10:10 - SMSF Still Useful For Bitcoin Holders 00:10:18 - Labor’s Tax System Risks Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn DISCLAIMER This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

  4. 25 Aug

    #202 - Bitcoin Security Expert Explains The ColdCard Hack (Protect Your BTC)

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com In this episode, Matthew sits down with Tony from The Bitcoin Way to unpack the recent ColdCard bug that led to drained wallets and renewed debate around self‑custody. They break down what actually happened, why Bitcoin itself remains secure, and how the community is levelling up its security standards. ◼️ what caused the cold card vulnerability ◼️ how independent entropy and passphrases protect your Bitcoin ◼️ why self‑custody is still the only way to win ◼️ how The Bitcoin Way helps users stay sovereign and secure Timestamps: 00:00:00 - Introduction 00:01:06 - Guest Introduction: Tony from the Bitcoin Way 00:01:44 - Understanding the ColdCard Bug 00:02:47 - Self-Custody: Not a Failure 00:05:10 - Community Response and Vulnerability Awareness 00:08:03 - Security Measures for ColdCard Users 00:10:25 - The Role of Education in Bitcoin Security 00:13:05 - Self-Custody vs. Exchange Risks 00:14:20 - Government Regulations and Risks 00:17:21 - Trust in Hardware Wallets 00:19:54 - Using Dice Rolls for Entropy 00:22:18 - Importance of Passphrases 00:24:20 - Investing in Education for Security 00:30:08 - Practicing Bitcoin Transactions 00:30:34 - Steps to Mitigate Future Risks 00:32:14 - Single-SIG vs. Multi-SIG Wallets 00:35:27 - Conclusion and Future of Self-Custody Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn Follow The Bitcoin Way: https://www.instagram.com/thebitcoinway_/ https://www.thebitcoinway.com/team-members/tony Book a consultation: https://www.thebitcoinway.com/contact DISCLAIMER This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

  5. 20 Aug

    #201 - The ATO Just Hired 1,500 New Staff to Hunt Crypto Gains

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com In this new episode, Matthew breaks down why Labor has hired nearly 1,500 new ATO staff at the exact same moment crypto surveillance, OECD reporting and pre‑filled exchange data are rolling out. He exposes how this expansion fits into a high‑tax, high‑monitoring agenda and the structural moves Australians are already making to protect their capital. ◼️ why the ATO is expanding its crypto enforcement team ◼️ how new reporting rules remove privacy for Australian crypto holders ◼️ the structural steps people are taking to reduce their ATO footprint Timestamps: 00:00:00 - Introduction 00:00:37 - What The ATO Expansion Really Means 00:01:15 - CAF Reporting And Data Matching 00:02:10 - Investor Crackdown And Market Cooling 00:02:48 - Tax Surveillance Enforcement Loop 00:03:37 - Offshore Entities And Non‑Reporting Trades 00:04:17 - Why The ATO Wants The Gap Closed 00:05:01 - Climate Spending And COP Costs 00:05:38 - NDIS Leakage And Fraud 00:06:14 - Big Build Blowouts And CFMEU Costs 00:07:05 - Foreign Aid And High Taxes 00:07:37 - Everyday Aussies Treated As The Problem 00:08:32 - You Cannot Beat The ATO As A Tax Resident 00:09:14 - UAE, Bali, Thailand Residency Moves 00:09:55 - Researching Countries And Residency Paths 00:10:24 - Citizenship And Passport Options 00:10:57 - Becoming A Non‑Tax Resident 00:11:26 - Labor Hiring More Officers And Expanding Powers Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn DISCLAIMER This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

  6. 18 Aug

    #200 - Cbus Wants to BAN You From Starting an SMSF

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com In this new episode, Matthew breaks down how CBUS, chaired by former Labor Treasurer Wayne Swan, is pushing to restrict Australians from starting their own SMSFs. He exposes the political conflict of interest, the union ties behind CBUS, and what this means for anyone wanting control of their super. ◼️ why CBUS wants to limit SMSF pathways ◼️ how union and Labor links shape the fund’s agenda ◼️ what Aussies should consider before staying in or leaving CBUS Timestamps: 00:00:00 - Introduction 00:01:01 - What Cbus Actually Is 00:01:37 - Who Wayne Swan Is 00:02:21 - Swan’s Salary And Position 00:03:39 - Cbus And CFMEU Influence 00:04:20 - CFMEU Inquiry And Culture Issues 00:05:01 - Why Remaining In Cbus Is Incoherent 00:06:24 - Union Donations And Labor Funding 00:07:03 - What Happens If Cbus Funds Decline 00:08:12 - Cbus Fee Structure Breakdown 00:09:31 - Cbus Returns Compared To Bitcoin 00:10:51 - Side‑By‑Side Numbers Example 00:11:44 - Why Bitcoin Outperformed Industry Funds 00:11:59 - Cbus CEO Calling For SMSF Restrictions 00:12:32 - Labor‑Greens SMSF Borrowing Ban 00:12:42 - Albanese Treating Super As National Asset 00:13:04 - Why Swan Supports These Measures 00:13:17 - Why Cbus Returns Still Lose In Real Terms 00:13:41 - Why SMSF Gives Actual Control 00:14:35 - SMSF Responsibility And Sovereignty 00:14:51 - Final Breakdown Of Cbus Issues 00:15:28 - Why Industry Fights To Keep Your Money Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn DISCLAIMER This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

  7. 14 Aug

    #199 - What Aussies Need To Do To Protect Their Bitcoin After The ColdCard Hack

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Secure your Bitcoin: https://bit.ly/TheBitcoinWay-Schedule-a-Call Sponsorships/Collabs: hey@vibezcreative.com Bitcoin Northern Beaches: https://www.bitcoinnorthernbeaches.com After the ColdCard hack drained more than $150 million in Bitcoin, Matthew sits down with Andrew & Bayani, two of Australia’s leading Bitcoin security experts to break down what really happened, who’s at risk, and what Aussies must do now to protect their stacks. This episode covers the vulnerability, the scale of the breach, and the practical custody steps every Bitcoiner should be considering. ◼️ How the ColdCard PIN flaw exposed thousands of wallets ◼️ Why randomness and entropy matter for Bitcoin security ◼️ The real risk to single‑sig holders and why passphrases bought time ◼️ Multi‑sig, guided custody, and how Bitcoin Advisor structures protection ◼️ What Matthew changed after the hack, and why ◼️ How Aussies should secure SMSF Bitcoin, personal stacks, and family vaults Timestamps: 00:00:00 - Introduction 00:00:31 - Guest Introduction: Andrew and Bayani 00:00:53 - Details of the Coldcard Hack 00:01:45 - Personal Impact and Initial Reactions 00:02:50 - Technical Explanation of the Vulnerability 00:03:28 - Trust and Security in Bitcoin Devices 00:04:56 - Emotional and Psychological Impact on Users 00:05:32 - Multi-Signature and Custody Solutions 00:07:43 - Community Reactions and Custody Arrangements 00:08:09 - Diversifying Bitcoin Security 00:10:30 - Self-Custody vs. Exchange Storage 00:11:43 - Single-Signature vs. Multi-Signature Explained 00:13:29 - Practical Examples of Multi-Signature Setups 00:15:43 - The Bitcoin Advisor's Multi-Signature Service 00:18:00 - Ideal Clients for Bitcoin Advisor 00:19:44 - CoinStash SMSF Crypto Exchange 00:20:15 - Host's Personal Security Adjustments 00:24:02 - Importance of Security Services 00:26:01 - Individual Responsibility in Bitcoin Security 00:27:57 - Host's Change in Security Stance 00:29:02 - Learning from Security Mistakes 00:32:28 - Value of Education and Mentorship 00:34:37 - Importance of Bitcoin Meetups 00:37:01 - Advice for Current Coldcard Users 00:39:10 - Future of Self-Custody in Bitcoin 00:40:10 - How to Reach Out to Bitcoin Advisor Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn Follow Bayani Mills: https://www.linkedin.com/in/bayanimills/ https://www.instagram.com/bayanimills/ Follow Andrew Finnie: https://x.com/BeachesHODL https://www.meetup.com/bitcoin_sydney/ DISCLAIMER This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

  8. 7 Aug

    #198 - Are Any Assets Safe Under Labor’s Dictatorship Rule!?

    Build sovereign wealth, join Australia’s Fastest Growing FREE crypto community 👉 https://www.skool.com/matthewfraser 🔗 TAKE ACTION: Borrow against Bitcoin (no selling ): https://learn.ledn.io/collective Australia's #1 Crypto Exchange: https://coinstash.com.au/auth/signup?a=cryptocollective Sponsorships/Collabs: hey@vibezcreative.com In this new episode, Matthew breaks down how Labor’s latest tax agenda and leaked conference proposals are a deliberate attack on private wealth. He exposes the reality behind the new CGT rules, the SMSF borrowing ban, and the socialist redistribution tactics disguised as fairness, revealing why Bitcoin is the ultimate store of value to protect your capital. ◼️ How the new CGT rules and SMSF borrowing bans punish Australians building private wealth ◼️ The reality behind Labor’s leaked conference proposals and their socialist redistribution agenda ◼️ Why Bitcoin is the ultimate resistance against government control and legalized theft Timestamps: 00:00:00 - Introduction 00:00:18 - Leaked Proposals and New Taxes 00:00:51 - Labor’s Socialist Redistribution Agenda 00:01:51 - The 2026 Budget and CGT Changes 00:02:34 - The Ban on SMSF Borrowing 00:03:25 - The Collapse of the Housing Market 00:04:39 - The Hypocrisy of Politicians 00:05:38 - Inside the 50th ALP National Conference 00:07:56 - The Hidden Policies You Should Fear 00:09:00 - Coin Stash Sponsorship 00:09:28 - Why Bitcoin is the Ultimate Store of Value 00:10:44 - How to Protect Your Capital and Options 00:11:44 - Assets Are Only as Safe as the System 00:12:29 - Final Call to Action Avoid fakes- Follow the ‘real’ Matthew Fraser: https://www.instagram.com/immatthewfraser/ https://www.tiktok.com/@immatthewfraser https://www.facebook.com/immatthewfraser/ https://x.com/MatthewFraser https://bit.ly/MatthewFraserLinkedIn DISCLAIMER This is not financial, investment, tax, or legal advice. I'm not a licensed advisor. Bitcoin and SMSF strategies can carry significant risks; consult a qualified tax accountant and SMSF specialist before making any decisions. I may earn affiliate commissions from links I share, but this doesn't affect your cost.

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Ratings & Reviews

5
out of 5
7 Ratings

About

Welcome to Crypto Investor, hosted by Matthew Fraser, an 8-figure entrepreneur and crypto investor. This channel is your go-to resource for understanding the world of cryptocurrency and building wealth in the digital economy. From beginner-friendly introductions to advanced strategies in Bitcoin, altcoins, and portfolio management, Matthew shares invaluable insights and actionable advice to help you navigate the crypto space. Whether you're new to crypto or looking to deepen your knowledge, we cover everything you need: crypto investing, portfolio diversification, managing risk, and maximizing returns. Join us as Matthew reveals the secrets behind his journey from Uber driver to financial independence, now with a focus on leveraging crypto to escape the 9-5 and achieve true wealth. Follow to unlock expert crypto strategies, practical tips, and the motivation to transform your financial future.

Information

  • Creator
    Matthew Fraser
  • Years Active
    2024 - 2026
  • Episodes
    204
  • Rating
    Explicit
  • Copyright
    © Copyright 2026 Matthew Fraser
  • Show Website
    Crypto Collective

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