Australian Finance Podcast

Rask
  • 4.7 (733)
  • INVESTING
  • UPDATED WEEKLY

The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms. ~~ New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast. ~~ SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/ ~~ DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.

  1. Christian Hull’s Hot-Mess Money Makeover: Where to Start

    4 HRS AGO

    Christian Hull’s Hot-Mess Money Makeover: Where to Start

    In this Australian Finance Podcast episode, your host Gemma Mitchell kicks off Episode 1 of the Christian Hull ‘Hot-Mess Money Makeover’ coaching series. With over six million followers, Christian Hull is no stranger to attention—but managing money behind the scenes is a different story. In this episode, they cover: - Christian’s current financial confidence and stress levels - How Christian’s business works and how he makes money - What his cash flow looks like right now - The money goals he wants to achieve - Why expensive lights and tiny homes are part of the plan As highlighted in previous Rask episodes, your relationship with money plays a huge role in financial success—often more than income alone. If you like this Australian Finance Podcast episode, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Resources for this episode Buy Gemma’s book “The Money Reset” Speak with the Rask Advice team Ask a question (select the Finance podcast) Show partner resources Download your workbook here Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    54 min
  2. Super vs property vs ETFs: What should you focus on?

    3 DAYS AGO

    Super vs property vs ETFs: What should you focus on?

    In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell unpack more listener questions around investing strategy, superannuation, and navigating today’s economic environment. They cover: – How to split investments inside vs outside super – Whether you’re still eligible for first home buyer grants – How to think about investing during global uncertainty – Super vs ETFs vs property: where should you focus? If you like this Australian Finance Podcast episode, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered – Investing Inside vs Outside Super (Core Principles) – Early Retirement Strategy (Bridging the Gap to Preservation Age) – Contribution Caps & Tax Advantages of Super – Why High-Income Earners Often Maximise Super Later – First Home Owner Grant (FHOG) Rules Explained – Does Owning Property Previously Disqualify You? – Investing During Geopolitical Uncertainty (2026 Mindset) – Is It Okay to Benefit Financially From Crisis? – Super vs ETFs vs Property: Key Trade-Offs – Should You Focus on One Strategy or Diversify? – Building Wealth on a Lower Income – Sequencing Your Financial Priorities in Your 20s Show partner resources - Join Pearler using code “RASK” for $15 of Pearler Credit - Get 50% off your first two months using PocketSmith - View Betashares full range of funds Episode resources - Check your eligibility for VIC first home owner grants - Ethical investing course by Rask Rask resources - Explore all Rask services - Learn about Rask Financial Planning - Start investing with Rask - Access Show Notes - Ask a question - just select the Finance Podcast Follow us on social media Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) Learn more about your ad choices. Visit megaphone.fm/adchoices

    48 min
  3. Like design? Listen to this: Why AI makes human judgment more valuable, ft. Andrew Hogan

    4 MAY

    Like design? Listen to this: Why AI makes human judgment more valuable, ft. Andrew Hogan

    AI can now generate prototypes, content and product ideas at speed — but Figma’s Andrew Hogan says the real edge is still human judgment. In this episode, Owen Rask chats with Andrew about what AI is changing inside teams, why design is becoming more valuable, and how leaders are using better tools to communicate ideas with more clarity. They explore why senior designers may be worth more than ever, how non-designers are increasingly doing design work, and why businesses are taking on bigger projects because AI expands what feels possible. If you want to understand where AI is creating value, how creativity is changing, and what this means for product teams, founders and investors, this is a sharp and practical conversation. Resources for this episode Buy Gemma’s book “The Money Reset” Speak with the Rask Advice team Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources – All services – Financial Planning – Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    49 min
  4. Got $1 million overnight? What to do next

    30 APR

    Got $1 million overnight? What to do next

    In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell tackle real listener questions on navigating big financial decisions. They cover: - What to do when you receive a $1m inheritance - How to think about rising insurance premiums in super - The reality of buying a home as a single person today - The key wealth trends shaping Australian households If you like this Australian Finance Podcast episode, you'll love our series. Don't forget to subscribe for weekly shows on: - Apple - Spotify - YouTube, or wherever you get your podcasts! Topics covered: - What to Do With a $1m Inheritance (First Steps) - Building Confidence When You’ve Never Had Wealth Before - Structuring Investments for Long-Term Growth - Should You Seek Financial Advice After an Inheritance? - Insurance Premiums Rising Inside Super (TPD, Life, Income Protection) - How to Review and Optimise Your Insurance Cover - The Trade-Off Between Cover and Retirement Savings - One Financial Tip for Retirees (Owen vs Gemma) - Is Home Ownership Still Achievable for Singles? - Trends: More Australians Buying Alone - Wealth Data: Property & Super Dominance in Australia - Mindset Shifts for Modern Wealth Building Resources for this episode Buy Gemma’s book “The Money Reset” Speak with the Rask Advice team Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    37 min
  5. Why buying your first home feels impossible (and what to do instead) with Lucinda Hartley

    27 APR

    Why buying your first home feels impossible (and what to do instead) with Lucinda Hartley

    Discover why the traditional path to buying your first home no longer works, the trade-offs modern buyers must make, and how to rethink home ownership in today’s market. In this Australian Finance Podcast episode, your host Gemma Mitchell is joined by Lucinda Hartley, author of Finding Home, to unpack what’s really changed when it comes to buying your first home. They cover: – Why the traditional “rulebook” no longer applies – How first home buyers need to rethink what “home” means – The key trade-offs you must understand before buying – How to approach home ownership in a way that fits your life today Topics Covered – Why the First Home Buyer Rulebook is Outdated – Then vs Now: What’s Changed in the Property Market – Rethinking What “Home” Means – The First Question Buyers Should Ask Themselves – Housing as “Success” vs Housing as “Security” – Is “Worst House, Best Street” Still Relevant? – Suburb vs Property: What Matters More Today – Changing Buyer Preferences (Apartments, Location, Lifestyle) – The Impact of Government Grants & Incentives – Is the 30% Housing Rule Still Realistic? – The Trade-Off Triangle Explained – The 10 Lifestyle Trade-Off Lenses – Common Trade-Offs Buyers Regret – Defining Your Non-Negotiables Before Buying – Credit Scores: What Actually Matters – Final Advice for First Home Buyers Resources for this episode Connect with Lucinda: Finding Home – Lucinda Hartley Buy Gemma’s book “The Money Reset” Speak with the Rask Advice team Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    47 min
  6. Money in your 20s: investing, super and your first home

    23 APR

    Money in your 20s: investing, super and your first home

    In this episode of the Australian Finance Podcast, Owen is joined by Emily from the Rask design team for a practical conversation about money in your 20s. Together they unpack the real questions younger Australians face when life is moving quickly and the pressure to “figure it out” feels intense. Emily shares what changed after moving from New Zealand to Melbourne, learning how Australia’s super system works, trying micro-investing for the first time, and setting a goal for her first ETF investment. They also tackle the big decisions that come up early: should you build cash savings or invest first, how do you prepare financially before moving overseas, what should you actually do about super in your 20s, and how can you save for a house deposit when rent and the cost of living keep climbing? There is also an honest discussion about the social side of money, including how to handle friendships when other people seem to earn more and want to spend more. It is a useful reminder that financial progress is not about keeping up appearances, but about building habits that match your goals and values. If you want a grounded, practical starting point for saving, investing and building confidence with money, this episode is for you. Resources for this episode Buy Gemma’s book “The Money Reset” Speak with the Rask Advice team Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    58 min
  7. Sudden wealth explained: inheritance, pressure, risk & what to do next

    20 APR

    Sudden wealth explained: inheritance, pressure, risk & what to do next

    In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell break down sudden wealth events, and what happens when life goes from “normal” to financially complex overnight. They cover: – What counts as a sudden wealth event – Why more money does not always mean less stress – The emotional side of inheritance, guilt, pressure, and decision fatigue – What changes when your wealth jumps quickly – Why structure, tax, protection, and estate planning matter more than ever If you like this Australian Finance Podcast episode on sudden wealth events, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered – What is a Sudden Wealth Event? – Why Fast Money Can Create Fast Complexity – Myth: More Money = Less Stress – The Great Wealth Transfer in Australia – Inheritance, Insurance Payouts & Business Sales – The Shift from Budgeting to Structuring – The Shift from Saving to Protecting – The Shift from Accumulation to Strategy – Sudden Wealth Syndrome: What It Is – Overwhelm, Anxiety & Decision Fatigue – Guilt, Family Pressure & Changing Relationships – Why Tax Becomes a Bigger Lever – Structuring, Trusts & Ownership Decisions – Asset Protection & Estate Planning – Separating the Emotional Response from the Practical Plan – Why Doing Nothing Quickly Can Be Smart – Building a “Sleep at Night” Plan – What to Do Before You Act on a Windfall – When to Get Advice Early Resources for this episode Buy Gemma’s book “The Money Reset” Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    39 min
  8. Inside a $350bn super fund: How your money is really invested

    16 APR

    Inside a $350bn super fund: How your money is really invested

    In this Australian Finance Podcast episode, your host Owen Rask is joined by Brian Parker, Chief Economist of Australian Retirement Trust (ART), to discuss how ART thinks about runway, portfolio construction, private markets and when volatility becomes opportunity. They cover: - What a chief economist actually does and how ART turns research into portfolio action. - How “super money” is different: time horizon, tax wrapper and the power of compounding. - Geopolitics, inflation and how ART assesses signals in a multipolar world. - AI — threat vs opportunity, productivity wins, and policy implications for workers. - Why private assets and inflation-linked income matter in portfolio construction. If you like this Australian Finance Podcast episode you'll love our series. Don't forget to subscribe for weekly shows on ⁠Apple⁠, ⁠Spotify⁠, ⁠YouTube⁠, or wherever you get your podcasts! Follow us on ⁠Instagram⁠ and ⁠TikTok⁠ for more investing insights. - What does a Chief Economist do? - How super funds invest differently (decades, not months) - Why market volatility = opportunity - The impact of geopolitics (Ukraine, Middle East, trade tensions) - Inflation vs deflation: what’s really happening - How AI could reshape the global economy - Why diversification is the “only free lunch” - The role of private assets (infrastructure, property, private equity) - Why super funds can access investments you can’t - Real returns: why inflation matters for your future - How to think long-term about your super Resources for this episode Learn more about Australian Retirement Trust here Buy Gemma’s book “The Money Reset” Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

    57 min
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The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms. ~~ New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast. ~~ SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/ ~~ DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.

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