Fat Profits Podcast - Property, Finance & More

Corey Goldby
  • 5.0 (1)
  • Investing

A straight talking Aussie podcast for investors, finance enthusiasts, and anyone keen to build real wealth (With Laughts) We dish out practical tips, investor stories, lending and tax hacks, expert strategies for growing your property portfolio. Whether you’re a first-timer or a seasoned investor, you’ll get honest Q&A, market updates, and the kind of advice your bank manager won’t tell you. Hosted by the crew at Source Financial, we keep it bold, cheeky, and always results focused because in property, it pays to think bigger. Tune in, get inspired, and start making your money work harder.

  1. 2 days ago

    Are Successful Business Owners Leaving Australia? | George Dib | Fat Profits Podcast Ep. 30

    George Dib is the founder of Copilot Finance and Insurance, helping business owners with asset finance and insurance. George joins Corey and Ben on the Fat Profits Podcast to share his journey, experience and insights from the industry. Timestamps: 00:00 Intro and welcome to George Dib of Copilot 03:44 Leaving a transactional model behind 05:31 ATO pressure 08:33 Why Copilot looks at the full picture before writing the deal 12:28 Is small business stuffed? 21:08 Owners versus the government 26:52 Headline of the Day: the instant asset write off extended 29:12 Are successful business owners leaving Australia? 32:20 Household incomes 34:11 First property at 21, first business at 32 36:46 Why George says don't rush to scale 38:25 Insurance for mortgage broker clients Follow: Instagram: https://www.instagram.com/financewithcozza TikTok: https://www.tiktok.com/@financewithcozza This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Are Successful Business Owners Leaving Australia? | George Dib | Fat Profits Podcast Ep. 30

  2. 3 days ago

    Credit Card Surcharge Ban | Steepest Housing Downturn in 40 Years | Fat Profits Headlines Ep. 6

    This week on Fat Profits Headlines, Corey breaks down Australia's housing downturn as property values head towards their steepest decline in 40 years. The RBA has delivered its fourth rate rise of the year, pushing the cash rate to 4.6%, while borrowing power has fallen by almost $100,000 for the average dual-income couple. Sydney property values are down more than $112,000 from their February peak, auction clearance rates have dropped below 50%, and banks are starting to bend their own lending rules to keep business moving. Meanwhile, rents are finally showing signs of slowing, but a looming construction supply shortage could change that. Corey also looks at the collapse of Bathla's rescue, the credit card surcharge ban that's sparked a fight over small business costs, and the lenders competing for a shrinking mortgage market. Plus, he finishes with a major personal announcement: Source Financial's seven-figure merger with Fouracre Financial and what it means for the future of the business. Timestamps: 00:00 Intro 00:59 RBA delivers its fourth rate hike as government spending comes under fire 04:37 Mortgage holders under pressure as borrowing power falls by almost $100,000 08:51 Australia's steepest housing downturn in 40 years 12:32 Auction clearance rates fall below 50% 14:01 Sydney rents fall for the first time in almost two years 17:29 Australia's looming housing construction shortage 19:15 Bathla's rescue collapses as construction sites shut down 20:22 Credit card surcharge ban sparks backlash from small businesses 22:38 Banks compete for borrowers as mortgage demand falls 24:43 Property investors find opportunities in a falling market 26:34 Major announcement: Source Financial merges with Fouracre Financial Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Follow: Instagram: https://www.instagram.com/financewithcozza Facebook: https://www.facebook.com/@financewithcozza TikTok: https://www.tiktok.com/@financewithcozza This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Credit Card Surcharge Ban | Steepest Housing Downturn in 40 Years | Fat Profits Headlines Ep. 6

  3. 7 Oct

    Small Businesses Are Months From Insolvency | National Gun "Stealback" Scheme | Peter Richards | Fat Profits Podcast Ep. 29

    Peter Richards is a rural property agent on the NSW Mid North Coast who has worked in real estate since the late 1990s and also runs a local firearms business. Timestamps: 00:00 Welcome a rural property agent and local business owner 01:21 New homes or renovating, plus hunting trip stories 03:56 Peter's rural sales business and his career in real estate 08:10 The last 6 to 12 months: lost confidence and pressure on small business 13:11 Is the acreage and sea change dream still alive? 17:04 Carbon credits and the cost of clearing a house site 23:01 Starting out in 1998, the GFC and how Covid changed the rural market 24:36 Peter's other gun shop business 26:02 How government policy changed trading 31:12 What small businesses need to get back to producing wealth 33:55 Government debt and why repayments are about to skyrocket 36:18 Will gun laws change across every state? 47:51 First home buyer incentives and a smarter first move Work with mortgage brokers who invest themselves and have a proven track record here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Small Businesses Are Months From Insolvency | National Gun "Stealback" Scheme | Peter Richards | Fat Profits Podcast Ep. 29

  4. 30 Sept

    Will AI Replace Mortgage Brokers in 10 Years? | Sam Panetta | Fat Profits Podcast Ep. 28

    This week Corey Goldby and Ben Perren sit down with Sam Panetta, a broker coach known across social media for his relentless content output and his family first approach to business. Sam walks through his path from a big, close knit Italian family to building and eventually selling a mortgage broking business, and gets candid about the identity crisis that hit once the deal was done and his phone stopped ringing. Along the way he unpacks why he set out to do more marketing than his entire industry combined, what actually makes a business sellable rather than just profitable, and why implementation beats strategy every time. The guys also dig into the future of broking in an AI and AGI world, debate a recent wave of broker fraud headlines, and run through what a first time buyer should really be asking when they call a broker. Timestamps 00:00 Intro and welcoming Sam Panetta 05:24 Sam's family roots and path into broking 17:47 Building a business to sell versus to run 22:52 Doing 10x the industry's marketing volume 23:44 Systems, documentation and making the business sellable 28:09 Life after the sale, and when the phone stopped ringing 39:27 Will AI and AGI replace brokers? 42:55 Broker fraud and lost accreditations 44:46 What to ask a broker as a first timer 47:24 Final thoughts and sponsor segment Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios, here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Will AI Replace Mortgage Brokers in 10 Years? | Sam Panetta | Fat Profits Podcast Ep. 28

  5. 23 Sept

    The RBA Built the Housing Crisis | Mark Hornshaw | Fat Profits Podcast Ep. 27

    This week Corey and Ben head out to Lorne to sit down with Mark Hornshaw, who lives there growing native bushfoods with his family. Mark is an economist with 15 years of university teaching experience, was elected to Port Macquarie-Hastings Council in 2024, and has run businesses in telecommunications and food service. Mark's top rated course, The Economic Way of Thinking, comes with lifetime access for $54.99 using code FATPROFITS at checkout, valid if you sign up by 11 October. https://www.udemy.com/course/the-economic-way-of-thinking/?couponCode=FATPROFITS Follow Mark: https://www.facebook.com/MarkHornshawLibertarian Timestamps: 00:00 Meet Councillor Mark Hornshaw 01:09 Who wins the 2027 NSW election 05:19 The National Construction Code shake-up 14:12 Quickfire Likes and Dislikes 17:22 From business to Austrian economics 28:25 How money actually works 32:54 Interest rates, the RBA and the housing crisis 43:13 Inside local council 59:15 Gold, Bitcoin and the GFC 1:01:07 Fixing first home buyer policy 1:04:42 The Libertarian case on tax and home education 1:11:45 Final thoughts This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriate qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    The RBA Built the Housing Crisis | Mark Hornshaw | Fat Profits Podcast Ep. 27

  6. 22 Sept

    Australians Are $14,500 Poorer Than Promised | Fat Profits Headlines Ep. 5

    This week on Fat Profits Headlines, Corey breaks down the numbers governments would rather you didn't add up. A 2002 intergenerational report projection is now $14,500 off track, and Treasury's own productivity assumptions are quietly falling apart. The RBA has walked away from its "narrow path" and openly admitted inflation now comes before jobs, with a fourth rate rise this year almost locked in. There's a $165 billion COVID-era debt bill about to be refinanced at higher rates, a trust tax fight that has family businesses furious, and PEXA's grip on property settlements facing a fresh parliamentary inquiry. Corey also looks at why rentvesting is dying for younger Australians and why, despite all of it, the spring auction market is still holding up. Timestamps: 00:00 Intro 01:10 Intergenerational report: Australians $14,500 poorer than promised 05:40 RBA chooses inflation over jobs, 08:25 $165 billion COVID debt bill comes due 11:03 Family businesses push back on the new trust tax rules 13:42 PEXA's conveyancing monopoly under fire 15:46 Rentvesting is basically dead for Gen Z 18:04 Spring auction market holds up despite rate fears Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Follow: Instagram: https://www.instagram.com/financewithcozza Facebook: https://www.facebook.com/@financewithcozza TikTok: https://www.tiktok.com/@financewithcozza This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Australians Are $14,500 Poorer Than Promised | Fat Profits Headlines Ep. 5

  7. 16 Sept

    A Builder's Honest Take on the Housing Crisis | Fat Profits Podcast Ep. 26

    Corey and Ben are joined by Oliver Robinson, founder of Ronan Building in Newcastle/Lake Macquarie, to talk modular homes, the trades shortage, and why the government's $10 billion housing fund has only delivered a fraction of the homes promised. Oliver breaks down what it actually costs to build in Australia today, why builder margins are wafer-thin, his take on Senator Andrew Bragg's plan to slash the building code, and why we desperately need more people in the trades. Timestamps 00:00 Intro – Welcome Ollie Robinson from Ronan Building 00:54 Big Prediction – Will Modular Homes Hit 50% of New Builds? 06:00 Headline of the Day – $10 Billion Spent, Only 1,432 Homes Built 15:26 Quickfire Likes & Dislikes with Ollie Robinson 21:03 From Apprentice in 2015 to Building Company Owner 25:24 The Biggest Challenge to Builder Profitability Right Now 30:33 Andrew Bragg's Plan to Cut the Building Code 35:43 How Do We Get More People Into the Trades? 38:42 Investor Story – Buying His First Home After Years of Waiting 41:03 Scenario of the Week – Financing a Home as a New Company Owner 45:51 Final Thoughts & Sponsor Segment Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    A Builder's Honest Take on the Housing Crisis | Fat Profits Podcast Ep. 26

  8. 15 Sept

    CBA vs Macquarie, One Nation Overtakes Labor and a $3.4B Builder Collapse | Fat Profits Headlines Ep. 4

    This week on Fat Profits Headlines, we go deep on the Bathla builder collapse now confirmed at $3.4 billion in debt owed to over 3,000 creditors, and what it means when billionaire lenders start taking direct control of stalled projects. We also cover CBA's public fight with Macquarie over bank capital rules and the $18 billion gap at the centre of it, a former RBA board member revealing just how split the last decade of rate decisions really was, and One Nation's detailed immigration policy that's rattled both major parties and pushed its primary vote ahead of Labor's. On top of that, two more corrections have landed on the May budget's tax package, and some lenders are quietly finding ways around the investor lending squeeze with LVRs up to 95%. Timestamps: 00:00 This week's headlines lineup 00:25 Bathla builder collapse: what's actually being carved up 04:13 CBA vs Macquarie: the bank capital fight 06:08 Ex-RBA board member on how divided rate decisions really are 07:18 One Nation's immigration policy rattles both major parties 09:54 Two more corrections to the budget tax package 11:05 Lenders finding ways around the investor squeeze 14:13 Zooming out: what this week's fights actually mean Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Follow: Instagram: https://www.instagram.com/financewithcozza TikTok: https://www.tiktok.com/@financewithcozza This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    CBA vs Macquarie, One Nation Overtakes Labor and a $3.4B Builder Collapse | Fat Profits Headlines Ep. 4
See All (37)

About

A straight talking Aussie podcast for investors, finance enthusiasts, and anyone keen to build real wealth (With Laughts) We dish out practical tips, investor stories, lending and tax hacks, expert strategies for growing your property portfolio. Whether you’re a first-timer or a seasoned investor, you’ll get honest Q&A, market updates, and the kind of advice your bank manager won’t tell you. Hosted by the crew at Source Financial, we keep it bold, cheeky, and always results focused because in property, it pays to think bigger. Tune in, get inspired, and start making your money work harder.

Information

You Might Also Like