Fat Profits Podcast - Property, Finance & More

Corey Goldby

A straight talking Aussie podcast for investors, finance enthusiasts, and anyone keen to build real wealth (With Laughts) We dish out practical tips, investor stories, lending and tax hacks, expert strategies for growing your property portfolio. Whether you’re a first-timer or a seasoned investor, you’ll get honest Q&A, market updates, and the kind of advice your bank manager won’t tell you. Hosted by the crew at Source Financial, we keep it bold, cheeky, and always results focused because in property, it pays to think bigger. Tune in, get inspired, and start making your money work harder.

  1. 2 days ago

    Arjun Paliwal | The Government Got SMSF Lending Wrong by 400% | Fat Profits Podcast Ep. 24 Part 1

    In this episode of Fat Profits, Corey sits down with Arjun Paliwal, founder of InvestorKit, to unpack the SMSF data scandal that's rocked property investing, where government figures on self-managed super lending turned out to be four times higher than first reported. They dig into what that means for future policy, why self-managed super could be one of the best tools for avoiding the pension, and how young Australians can use property inside their super to build long-term wealth. Arjun also breaks down why crushing property transaction volume has ripple effects across the entire economy, not just real estate, and shares the story of his first investment property, a $970,000 purchase in Glenwood at age 22. Timestamps 00:00 Intro – Inflation Predictions & Arjun Paliwal Joins the Podcast 02:36 The SMSF Data Scandal — Government Figures 4x Higher Than Reported 05:04 Why Rushed Policy Change Hurts First Home Buyers 06:14 Self-Managed Super as a Path to Avoiding the Pension 15:01 The Interconnected Economy — How Property Transactions Ripple Through Every Industry 41:52 Advice for the Next Generation of Investors 46:21 Arjun's First Investment — $970K in Glenwood at Age 22 46:39 Building Wealth as a Family — Living Together & Combining Resources 48:10 Rent-Vesting & Scaling Into Brisbane Property 48:42 Final Thoughts & Sponsor Segment Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: ⁠https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Arjun Paliwal | The Government Got SMSF Lending Wrong by 400% | Fat Profits Podcast Ep. 24 Part 1
  2. 3 days ago

    Australia’s $1 Trillion Debt Problem Is Getting Worse | Headlines with Cozza

    Corey breaks down some of the biggest financial issues facing Australians right now, from Australia's federal debt hitting $1 trillion and rising government interest costs to falling mortgage applications, weaker lending activity and the growing pressure on renters. He also looks at why more Australian property investors are turning their attention to New Zealand, why wages are failing to keep pace with inflation, and the growing political debate around Australia's $4.5 trillion superannuation system. Rather than simply covering the headlines, Corey looks at what the numbers actually mean, what's driving these changes, and what they could mean for property investors, homeowners, renters and everyday Australians. From government debt and borrowing costs to property, rents and superannuation, this episode breaks down the financial pressures shaping Australia's economy right now. Chapters 00:00 Intro 01:23 Australia's $1 Trillion Debt Problem 03:56 The Rising Cost of Government Debt 05:04 Mortgage Applications Are Falling 06:11 What's Happening With Property Lending? 07:29 The 30% Rent Increase Warning 10:16 Why Australian Investors Are Looking to New Zealand 12:02 Wages Are Losing to Inflation 13:18 The $4.5 Trillion Superannuation Debate 15:18 ATO Changes & SMSF Investment Rules Follow Finance with Cozza: Instagram: @financewithcozza TikTok: @financewithcozza Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Disclaimer: This podcast is provided by Source Finance Pty Ltd (ACL 539456) and TGM Accounting Pty Ltd. The information discussed is general information only and does not take into account your personal objectives, financial situation or needs. It does not constitute financial, taxation, credit or legal advice. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Australia’s $1 Trillion Debt Problem Is Getting Worse | Headlines with Cozza
  3. 18 Aug

    This is why Property is so Expensive | Fat Profits Podcast Ep. 23

    In this episode of Fat Profits, Corey and Jack Fouracre unpack some of the biggest changes hitting Australian property investors from tighter lending and SMSF restrictions to the risks of off-the-plan property. They get into why some investors may be paying too much, how property spruikers make their money, and what could actually be done to bring down the cost of housing. Jack also shares the story of his first property investments, including one that ultimately cost him $100,000 and the lessons he took from it. Timestamps 00:00 Intro – Jack Fouracre Joins the Podcast 01:38 Epstein, Conspiracies & Controversial Predictions 03:18 Are Government Policies Actually Working? 07:44 Macquarie's Trust Lending Changes 10:34 Tighter Lending & Rental Supply 13:12 The Future of SMSF Property Investing 14:36 How Can Younger Investors Build Wealth? 17:39 Owner-Occupiers – The Best Strategy? 19:36 Combining Finances & Building Wealth Together 21:10 Prenups, Property & Protecting Your Wealth 22:43 Established vs Brand-New Property 23:16 The Truth About Property Spruikers 23:56 Are You Overpaying for Off-the-Plan? 24:49 Why New Property Could Become a Problem 27:10 How Would You Fix Australia's Housing Market? 27:52 Referral Fees, Taxes & Construction Costs 29:17 Could Removing Taxes Cut Building Costs? 31:19 Jack's Property Investing Journey 32:19 The $100K Property Loss 32:46 Lessons From Getting It Wrong 34:10 Final Thoughts & Sponsor Segment Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: ⁠https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    This is why Property is so Expensive | Fat Profits Podcast Ep. 23
  4. 12 Aug

    Rents Up 10%? What’s Next for Australian Property | Fat Profits Podcast Ep. 22

    In Episode 22 of Fat Profits, Corey and the team sit down with Tash Invests and Jack Fouracre in Cebu, Philippines, for a wide-ranging conversation about the future of Australian property, investing, taxes and the housing market. The conversation explores whether rents could rise by more than 10%, why investor lending and sentiment are affecting rental supply, whether Australian property prices are likely to fall, and what the Federal Government's recent budget changes could mean for investors, first home buyers and renters. Tash and Jack also share their thoughts on risk, building wealth, property investing, the role of owner-occupied property, and why doing nothing can sometimes be the bigger risk. The group discusses housing affordability, negative gearing, SMSF lending, capital gains tax, stamp duty and whether Australia's current tax system is encouraging the right kind of investment. Timestamps 00:00 Intro – Tash Invests & Jack Fouracre Join the Podcast 03:00 The Big Prediction – Who Will Win the Next Election? 07:04 Rental Armageddon – Are Rents About to Explode? 12:02 First Home Buyers vs Property Investors – Who Is the Budget Really For? 16:04 Tax, Growth & the Cost of Government Policy 18:01 Tash Invests – Social Media, Trolls & Building an Audience 20:00 Risk vs Inaction – Should You Still Be Buying Property? 22:01 Blocking Out the Noise – Who Should You Listen To? 25:16 The Reality of Buying a Home in Today's Market 27:08 Are Property Investors Really the Problem? 30:00 Fixing Australia's Housing Crisis – What Would Actually Work? 33:00 Interest Rates & Government Policy – What Should Happen Next? 35:04 Capital Gains Tax, Business & The Policies They'd Change 38:01 The Big Tax Idea – Scrap Income Tax and Raise GST? 41:02 How Would You Build Wealth If You Started Again Today? 43:00 Career, Property & Bitcoin – What Would They Do at 18? 45:04 Final Thoughts & Where to Find the Guests Special guests: Jack Fouracre: https://www.instagram.com/mortgage_freeman_/ Natasha Etschmann: https://www.instagram.com/tashinvests/ Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: ⁠https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey⁠ This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Rents Up 10%? What’s Next for Australian Property | Fat Profits Podcast Ep. 22
  5. 4 Aug

    Rent, Rates & Fuel: What's Really Happening in Australia? | Fat Profits Podcast Ep. 21

    Welcome to Episode 21 of the Fat Profits Podcast. This week, Corey breaks down the biggest financial headlines affecting Australians right now—from soaring rents and fuel prices to interest rates, inflation and what the latest government policies could mean for property investors and everyday households. Rather than focusing on the headlines alone, Corey explains what the numbers actually mean, why they're happening, and how Australians can make smarter financial decisions despite the uncertainty. If you're interested in property, investing, business or simply understanding what's happening in Australia's economy, this episode is for you. Chapters 00:00 Intro 00:32 Australia's Rent Crisis Explained 03:14 Fuel Prices Rise Again 04:33 Interest Rates & Borrowing Update 06:02 Inflation: Good News or False Hope? 07:07 Is Australia's Economy Really in Trouble? 09:25 What History Tells Us About Property Cycles 10:42 Final Thoughts 🎥 Follow Finance with Cozza: Instagram: https://www.instagram.com/financewithcozza TikTok: https://www.tiktok.com/@financewithcozza Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Disclaimer: This podcast is provided by Source Finance Pty Ltd (ACL 539456) and TGM Accounting Pty Ltd. The information discussed is general information only and does not take into account your personal objectives, financial situation or needs. It does not constitute financial, taxation, credit or legal advice Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Rent, Rates & Fuel: What's Really Happening in Australia? | Fat Profits Podcast Ep. 21
  6. 21 July

    Is Australia's Middle Class Disappearing? | Fat Profits Podcast Ep. 20

    Welcome to Episode 20 of the Fat Profits Podcast. In this episode, Corey and Ben unpack one of Australia's biggest financial debates: is the middle class disappearing? The conversation begins by reacting to a viral social media clip about wealth inequality before diving into what really creates wealth, whether the financial system is as "rigged" as some claim, and why building long-term financial security still comes down to discipline, ownership and consistency. Corey also shares his experience of building multiple businesses from the ground up, the financial and emotional pressures of running a small business, and why entrepreneurship isn't as glamorous as social media often makes it seem. Whether you're thinking about starting a business, investing in property, or simply trying to improve your financial future, this episode offers practical insights into the realities of building wealth in Australia. Chapters: 00:00 Intro 00:30 Tour de France Predictions 02:52 Headline of the Week 03:14 Reacting to Punter's Politics 12:52 Why the Middle Class Matters 14:53 The Reality of Small Business 20:37 Why People Don't Start Businesses 22:20 Why Corey Chose Business 25:03 The Biggest Pressures of Running a Small Business 41:48 Scenario of the Week 42:00 Starting a Small Business: Where Do You Begin? 47:59 The Economics of Small Business 53:50 Final Thoughts 🎥 Follow Finance with Cozza: Instagram: https://www.instagram.com/financewithcozza TikTok: https://www.tiktok.com/@financewithcozza Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Disclaimer: This podcast is provided by Source Finance Pty Ltd (ACL 539456) and TGM Accounting Pty Ltd. The information discussed is general information only and does not take into account your personal objectives, financial situation or needs. It does not constitute financial, taxation, credit or legal advice. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Is Australia's Middle Class Disappearing? | Fat Profits Podcast Ep. 20
  7. 14 July

    How a 28-Year-Old Built $1.4M in Property Equity | Fat Profits Podcast Ep. 19

    Welcome to Episode 19 of the Fat Profits Podcast. In this episode, Corey and Ben are joined by property investor and client Aaron, who shares how he built a portfolio of five property purchases before turning 30 and accumulated approximately $1.4 million in equity through disciplined investing, smart financial decisions and long-term thinking. Aaron opens up about the sacrifices he made in his early 20s, why he prioritised investing over lifestyle spending, the lessons he's learned from building a property portfolio, and why he believes wealth is about creating freedom rather than chasing status. The conversation also explores the latest property headlines, falling auction clearance rates, investor sentiment, government policy, and whether Australia's property market is becoming harder for young people to enter. Whether you're buying your first property, growing an investment portfolio or simply trying to improve your financial future, this episode offers practical insights from someone who has recently walked the path. Chapters 00:00 Intro & Guest Introduction 01:00 Big Prediction – F1 Championship Picks 04:01 Do Falling Auction Clearance Rates Matter? 10:09 Are Property Investors Really the Problem? 17:02 Quick Fire Questions 17:56 Meet Aaron 20:35 How Aaron Bought His First Property at 23 25:07 Learning Financial Discipline Early 29:08 The Sacrifices Behind Building Wealth 35:06 Working Long Hours to Get Ahead 37:53 Saving $180,000 by Age 23 41:33 Why Aaron Uses a Buyer's Agent 42:22 What Is the End Goal? 45:36 What Would Aaron Change? 46:27 Lessons From Government Policy Changes 47:34 Property Investing Mistakes & Property Managers 49:49 Advice for Young Australians Wanting to Invest 50:42 How Aaron Built $1.4 Million in Equity 52:21 Being a Landlord Without Being Greedy 54:28 Could Aaron Repeat His First Deal Today? 57:35 Sponsor of the Week 59:36 Final Advice & Wrap Up Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    How a 28-Year-Old Built $1.4M in Property Equity | Fat Profits Podcast Ep. 19
  8. 7 July

    Australia's Economy Has a Bigger Problem Than Housing | Kev Tran | Fat Profits Podcast Ep. 18

    In Episode 18 of Fat Profits, Corey and Ben sit down with award-winning buyer's agent and property investor Kev Tran to discuss the current state of Australia's economy, property market and tax system. The conversation explores whether Australia is still rewarding hard work and entrepreneurship, the impact of proposed tax policies including Capital Gains Tax (CGT) and negative gearing, the future of property investing, SMSF lending, and what the next decade could look like for Australian investors. Kev also shares his journey to building one of Australia's leading buyer's agencies, why buyer's agents continue to grow in popularity, and the principles he believes every investor should understand before buying property. Whether you're a property investor, business owner, first home buyer or simply interested in Australia's economic future, this episode offers an honest discussion about the policies, challenges and opportunities shaping Australia's next decade. Timestamps 00:00 Introduction to Kev Tran 01:45 Bold Prediction 03:24 Headlines – SMSF Lending Is Out 21:09 Will Labor Win the Next Election? 28:20 Like or Dislike? 29:48 Kev Tran's Career as a Buyer's Agent 34:21 Why Are Buyer's Agents Good? 42:00 Working With Clients as a Buyer's Agent 45:30 Dashdot 47:10 Is More Regulation for Buyer's Agents a Good Thing? 49:10 Negative Gearing's Impact on the Economy 52:06 The Art of Being a Buyer's Agent 55:00 Where Will Property Be in 2036? 57:00 Investor Story 1:04:00 Where Can You Find Kev Tran? Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Follow Kev Tran: • LinkedIn: https://www.linkedin.com/in/kevtranbuyersagent/ • Instagram: https://www.instagram.com/kevtran___/ • YouTube: ⁠ https://www.youtube.com/@Kev_Tran⁠ This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Australia's Economy Has a Bigger Problem Than Housing | Kev Tran | Fat Profits Podcast Ep. 18

About

A straight talking Aussie podcast for investors, finance enthusiasts, and anyone keen to build real wealth (With Laughts) We dish out practical tips, investor stories, lending and tax hacks, expert strategies for growing your property portfolio. Whether you’re a first-timer or a seasoned investor, you’ll get honest Q&A, market updates, and the kind of advice your bank manager won’t tell you. Hosted by the crew at Source Financial, we keep it bold, cheeky, and always results focused because in property, it pays to think bigger. Tune in, get inspired, and start making your money work harder.

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