Fat Profits Podcast - Property, Finance & More

Corey Goldby
  • 5.0 (1)
  • Investing

A straight talking Aussie podcast for investors, finance enthusiasts, and anyone keen to build real wealth (With Laughts) We dish out practical tips, investor stories, lending and tax hacks, expert strategies for growing your property portfolio. Whether you’re a first-timer or a seasoned investor, you’ll get honest Q&A, market updates, and the kind of advice your bank manager won’t tell you. Hosted by the crew at Source Financial, we keep it bold, cheeky, and always results focused because in property, it pays to think bigger. Tune in, get inspired, and start making your money work harder.

  1. 2 days ago

    How a 28-Year-Old Built $1.4M in Property Equity | Fat Profits Podcast Ep. 19

    Welcome to Episode 19 of the Fat Profits Podcast. In this episode, Corey and Ben are joined by property investor and client Aaron, who shares how he built a portfolio of five property purchases before turning 30 and accumulated approximately $1.4 million in equity through disciplined investing, smart financial decisions and long-term thinking. Aaron opens up about the sacrifices he made in his early 20s, why he prioritised investing over lifestyle spending, the lessons he's learned from building a property portfolio, and why he believes wealth is about creating freedom rather than chasing status. The conversation also explores the latest property headlines, falling auction clearance rates, investor sentiment, government policy, and whether Australia's property market is becoming harder for young people to enter. Whether you're buying your first property, growing an investment portfolio or simply trying to improve your financial future, this episode offers practical insights from someone who has recently walked the path. Chapters 00:00 Intro & Guest Introduction 01:00 Big Prediction – F1 Championship Picks 04:01 Do Falling Auction Clearance Rates Matter? 10:09 Are Property Investors Really the Problem? 17:02 Quick Fire Questions 17:56 Meet Aaron 20:35 How Aaron Bought His First Property at 23 25:07 Learning Financial Discipline Early 29:08 The Sacrifices Behind Building Wealth 35:06 Working Long Hours to Get Ahead 37:53 Saving $180,000 by Age 23 41:33 Why Aaron Uses a Buyer's Agent 42:22 What Is the End Goal? 45:36 What Would Aaron Change? 46:27 Lessons From Government Policy Changes 47:34 Property Investing Mistakes & Property Managers 49:49 Advice for Young Australians Wanting to Invest 50:42 How Aaron Built $1.4 Million in Equity 52:21 Being a Landlord Without Being Greedy 54:28 Could Aaron Repeat His First Deal Today? 57:35 Sponsor of the Week 59:36 Final Advice & Wrap Up Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    How a 28-Year-Old Built $1.4M in Property Equity | Fat Profits Podcast Ep. 19

  2. 7 July

    Australia's Economy Has a Bigger Problem Than Housing | Kev Tran | Fat Profits Podcast Ep. 18

    In Episode 18 of Fat Profits, Corey and Ben sit down with award-winning buyer's agent and property investor Kev Tran to discuss the current state of Australia's economy, property market and tax system. The conversation explores whether Australia is still rewarding hard work and entrepreneurship, the impact of proposed tax policies including Capital Gains Tax (CGT) and negative gearing, the future of property investing, SMSF lending, and what the next decade could look like for Australian investors. Kev also shares his journey to building one of Australia's leading buyer's agencies, why buyer's agents continue to grow in popularity, and the principles he believes every investor should understand before buying property. Whether you're a property investor, business owner, first home buyer or simply interested in Australia's economic future, this episode offers an honest discussion about the policies, challenges and opportunities shaping Australia's next decade. Timestamps 00:00 Introduction to Kev Tran 01:45 Bold Prediction 03:24 Headlines – SMSF Lending Is Out 21:09 Will Labor Win the Next Election? 28:20 Like or Dislike? 29:48 Kev Tran's Career as a Buyer's Agent 34:21 Why Are Buyer's Agents Good? 42:00 Working With Clients as a Buyer's Agent 45:30 Dashdot 47:10 Is More Regulation for Buyer's Agents a Good Thing? 49:10 Negative Gearing's Impact on the Economy 52:06 The Art of Being a Buyer's Agent 55:00 Where Will Property Be in 2036? 57:00 Investor Story 1:04:00 Where Can You Find Kev Tran? Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Follow Kev Tran: • LinkedIn: https://www.linkedin.com/in/kevtranbuyersagent/ • Instagram: https://www.instagram.com/kevtran___/ • YouTube: ⁠ https://www.youtube.com/@Kev_Tran⁠ This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Australia's Economy Has a Bigger Problem Than Housing | Kev Tran | Fat Profits Podcast Ep. 18

  3. 30 June

    How One Meme Shook Australian Politics | Julian Fayad | Fat Profits Podcast Ep. 17

    In Episode 17 of Fat Profits, Corey and Ben sit down with Julian Fayad, CEO of LoanOptions.ai, to discuss the viral "Albo 47%" campaign that sparked a national conversation around the Federal Government's proposed Capital Gains Tax (CGT) changes. Julian shares the story behind the campaign, why he believes the proposed tax changes will impact everyday Australians, and why he's chosen to publicly speak out on behalf of business owners, investors and families. The conversation explores entrepreneurship, building one of Australia's leading fintech businesses, the challenges of growing a company, and the importance of creating wealth rather than taxing it. Timestamps 00:00 Intro 01:43 Bold Prediction – How Many Seats Will One Nation Win? 10:15 Headlines – Albanese's Property, Tax Changes & Transparency 19:13 Deep Dive – Is Australia Still Rewarding Hard Work? 28:03 Quick Fire Questions with Julian Fayad 29:57 Julian Fayad's Business Journey 39:27 Why Julian Is Speaking Out 51:03 Will Negative Gearing Changes Help First Home Buyers? 54:15 Can Australia Create Wealth Again? 59:45 Final Thoughts Whether you're a property investor, business owner, first home buyer or simply interested in Australia's economic future, this episode provides an honest discussion on one of the biggest policy debates facing the country. Work with mortgage brokers who invest themselves and have a proven track record of helping Australians build property portfolios. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    How One Meme Shook Australian Politics | Julian Fayad | Fat Profits Podcast Ep. 17

  4. 23 June

    Has The Australian Dream Changed? | The Housing Debate | Fat Profits Podcast Ep. 16

    In Episode 16 of Fat Profits, Corey and Ben explore whether the Australian Dream has changed and what home ownership looks like for Australians today. With rising property prices, changing lifestyles and evolving investment strategies, is owning the family home still the ultimate goal, or are more Australians choosing a different path? The conversation also covers proposed changes to negative gearing, whether those changes would actually encourage more new home builds, the growing popularity of rentvesting, and a headline-making story about a single mum purchasing property where the full story may not have been what it first appeared. We cover: • Has the Australian Dream changed? • Will changes to negative gearing encourage more new home builds? • The story behind a widely shared property headline • What is rentvesting, and when could it be the right strategy? • An investor success story • Sponsor of the Week 00:00 Intro 01:06 Bold Prediction – Will Negative Gearing Changes Encourage New Builds? 04:23 Headlines – The Single Mum Property Story 12:05 Deep Dive – The Australian Dream 25:38 What If? – Rentvesting 29:54 Investor Story 33:21 Sponsor of the Week Whether you're a first home buyer, property investor or simply interested in Australia's changing property market, this episode offers practical insights into the opportunities, challenges and strategies shaping today's housing landscape. Work with Mortgage Brokers who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Has The Australian Dream Changed? | The Housing Debate | Fat Profits Podcast Ep. 16

  5. 17 June

    Can You Invest in Property Using Your Super? (SMSF Explained) | EP 15 | FAT PROFITS PODCAST

    In this episode of Fat Profits, Corey and Ben take a deep dive into one of the most talked-about investment strategies in Australia – using a Self-Managed Super Fund (SMSF) to invest in property. Whether you're considering purchasing property through your super or simply want to understand how SMSFs work, this episode breaks down the opportunities, risks, and common misconceptions surrounding this investment strategy. We cover: • What a Self-Managed Super Fund (SMSF) is • How property investing through an SMSF works • SMSF Success stories • Common mistakes people make when setting up an SMSF • Who an SMSF property strategy may (and may not) be suitable for • The importance of building the right professional team around you 00:00 Intro 00:54 Bold Predictions - 2026 FIFA World Cup 02:49 Headlines - Corey and Ben run for Prime Minister (Housing Reforms) 20:25 Deep Dive - Self Managed Super Fund (SMSF) 25:53 Investor Stories - Successful SMSF Stories 31:50 Sponsor Break 33:54 Punishment If you've ever wondered whether property investing through your super could form part of your long-term wealth strategy, this episode provides a practical overview of the key concepts and considerations before taking the next step. Work with Mortgage Brokers who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey This podcast is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. The information discussed is general information only and does not constitute personal financial, taxation, credit or legal advice. Before making any financial decision, you should consider your own circumstances and seek advice from appropriately qualified professionals. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit Licence 539456.

    Can You Invest in Property Using Your Super? (SMSF Explained) | EP 15 | FAT PROFITS PODCAST

  6. 9 June

    The Aggressive Property Investor's Guide To 2026 | EP 14 | FAT PROFITS PODCAST

    In this episode of Fat Profits, Corey and Ben take a deep dive into what aggressive property investing looks like in 2026. With lending policies changing, borrowing power tightening, and many investors feeling uncertain, we unpack where the opportunities still exist and how smart investors can position themselves for growth. We cover: • The biggest changes happening in the lending market • Why cashflow matters more than ever • The mistakes investors are making right now • First-home buyer opportunities and risks • How to think about debt, growth, and risk in 2026 • The strategies we're seeing work in today's market 00:00 Intro 01:17 Bold Prediction 04:22 Coalition vs Labor 06:30 Headlines 08:05 Current Housing Policy 11:27 One Nation Housing Policy 12:00 Housing Decline 14:24 Property Investor Share of market 21:28 Deep Dive 23:21 Risk Appetite in 2026 27:00 Sacrifices for a property portfolio 33:52 What if? 39:40 Investor Story If you're serious about building wealth through property, this episode will help you understand where the market is heading and how to stay ahead of the curve.

    The Aggressive Property Investor's Guide To 2026 | EP 14 | FAT PROFITS PODCAST

  7. 2 June

    Self-Employed And Can't Borrow? You're Doing It Wrong | EP 13 | FAT PROFITS PODCAST

    Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey If you're self-employed and the bank keeps saying no — the problem isn't your income. It's how you're presenting it. And chances are, your business structure is either helping you or destroying you, and you don't even know which one it is 😬 This is one of the most common issues Corey and Ben see — self-employed people earning great money but getting knocked back by lenders because their tax is structured wrong, their income is reported wrong, or their business entity is working against them instead of for them 💰 In this episode, Corey Goldby and Ben Perren go deep on the self-employed lending game — what the banks actually look at, why your accountant's "great tax strategy" might be killing your borrowing power, and how to fix your structure so it becomes your superpower, not your anchor 🧠 Here's what we cover: 💼 Why most self-employed people get their income and tax completely wrong for lending 🏦 What banks actually look at when assessing self-employed borrowers 📊 Business structures explained — sole trader vs company vs trust and how each affects your borrowing 💰 How the right structure can unlock lending power you didn't know you had 🧾 Tax planning that keeps the ATO happy AND the banks happy (yes, you can do both) 📈 Property market predictions for the next 10 years — why Corey thinks prices will more than double 🏠 How to use your business income to build a property portfolio the smart way ⚖️ Capital Gains Tax and how it affects self-employed investors differently 🔮 The 10-year outlook — where property, rates, and policy are heading 💡 The conversation you need to have with your accountant BEFORE tax time Ben drops a truth bomb — "Business structure can be a superpower in lending" — and most self-employed people have never even thought about it that way. Your structure isn't just a tax thing. It's a lending thing, a wealth thing, and a retirement thing. Get it right and everything else gets easier 👊 Whether you're a tradie, a freelancer, running an agency, or building a business from your garage — if you want to buy property, this episode is non-negotiable. The strategies in here could be the difference between getting knocked back and getting approved. 💬 Self-employed crew — what's been your biggest frustration dealing with banks? We know you've got stories. Drop them below 👇 🎧 New episodes every Wednesday at 6am on YouTube, Spotify OR anywhere you listen to podcasts! 👉 Don't forget to SUBSCRIBE, hit the notification bell, and leave us a comment — we'd love to hear from you. Chapters 00:00 Introduction to Self-Employment and Market Predictions 04:32 Understanding Self-Employment and Tax Implications 18:45 Navigating Property Investment as a Self-Employed Individual This is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. This Information is general information only and not personal advice. Please seek credit advice and tax advice or financial advice where appropriate. Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit License 539456. Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd (ACN 657 912 868). Australian Credit License 539456.

    Self-Employed And Can't Borrow? You're Doing It Wrong | EP 13 | FAT PROFITS PODCAST

  8. 26 May

    LIAM CROMARTY: The Agent Telling You What Others Won’t | EP 12 | FAT PROFITS PODCAST

    Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey Most real estate agents tell you what you want to hear. Liam Cromarty tells you what you NEED to hear. And after 10+ years in Newcastle’s property market, what he has to say might change the way you buy, sell, and invest forever 🏠🔥 In this episode, Corey & Ben sits down with gun Newcastle real estate agent Liam Cromarty — the kind of agent the industry doesn’t produce enough of. No fluff, no sales pitch, just straight-up insights on what’s really happening in the market, where the value is hiding, and the mistakes he sees buyers and investors making every single day 📈 Whether you’re a first home buyer wondering how to get in, an investor hunting your next deal, or someone who’s been burned by bad advice before — Liam’s the guy you wish you’d spoken to first. Here’s what we get into: 🔍 What Liam looks for in a property that most buyers completely miss 📈 Newcastle’s property market — why it’s doubled every decade and where it’s heading next 🏡 First home buyer strategies — how to get on the ladder smarter, not harder 🔨 Adding value through renovations — what’s worth it and what’s a money pit 🤝 How to present offers that actually get accepted — straight from the agent’s mouth 💰 When to use a buyers agent and when you’re wasting your money 🏗️ Future developments in Newcastle and what they mean for property values 🧠 How to choose the RIGHT agent — and the red flags that tell you to run ⏰ Market timing — when to sell, when to hold, and when to go again 📊 Capital gains tax and how it affects your strategy 📖 Liam’s personal investment journey — 10+ years of lessons in one conversation Liam drops a line in this episode that every buyer needs to tattoo on their arm — “Choose an agent who tells you what you NEED to hear, not what you WANT to hear.” That one sentence is the difference between building wealth and getting sold a dream 👊 Newcastle has been quietly making people rich while everyone’s fighting over Sydney and Melbourne. If you’ve been sleeping on this market, Liam’s about to wake you up. 💬 What’s the best (or worst) thing a real estate agent has ever told you? Drop it below 👇 🎧 New episodes every Wednesday at 6am on YouTube, Spotify OR anywhere you listen to podcasts! 👉 Don’t forget to SUBSCRIBE, hit the notification bell, and leave us a comment — we’d love to hear from you. #PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property #Newcastle #Renovation #AddingValue #FirstHomeBuyer #PropertyMarket #RealEstateTips #SweatEquity #RegionalProperty This video is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Corey Goldby is an Authorised Credit Representative (CRN 502276)) of Source Finance Pty Ltd ACN 657 912 868 (“Source Financial”) Australian Credit Licence 539456 Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd ACN 657 912 868 (“Source Financial”) Australian Credit Licence 539456

    LIAM CROMARTY: The Agent Telling You What Others Won’t | EP 12 | FAT PROFITS PODCAST
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About

A straight talking Aussie podcast for investors, finance enthusiasts, and anyone keen to build real wealth (With Laughts) We dish out practical tips, investor stories, lending and tax hacks, expert strategies for growing your property portfolio. Whether you’re a first-timer or a seasoned investor, you’ll get honest Q&A, market updates, and the kind of advice your bank manager won’t tell you. Hosted by the crew at Source Financial, we keep it bold, cheeky, and always results focused because in property, it pays to think bigger. Tune in, get inspired, and start making your money work harder.

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