Hermes Ledger with Nick Samios

Hermes Capital
  • 5.0 (4)
  • Business
  • Updated Monthly

A weekly look at current Australian business finance issues and events, as seen through the eyes of corporate and commercial “special situations”, “workout” and industry experts. Nick Samios hosts a panel comprising Australia’s leading restructuring, capital raising and industry sector specialists for views and analysis from these practitioners who have “skin in the game” – either as hard currency or through their PI policies! Fund Manager Nick Samios is the Managing Director of Hermes Capital, a wholesale fund specialising in event-driven funding. This podcast was formerly Lunch Money, rebranded as Hermes Ledger. 

  1. 27 May

    Debt Serviceability, Cash Flow & Complex Deals | Broker Masterclass

    How do you structure deals in a market where serviceability pressure, rising costs and tighter credit conditions are all colliding at once? Hosted by Max Szarycz from Hermes Capital, the panel features: • Nick Samios – Hermes Capital • Peter Lucas – Kestrel Solutions • Peter Johnson – Get You Loans The discussion covers: • debt serviceability in today’s market • cash flow pressure across SMEs • refinancing and restructuring challenges • the rise of short-term fintech lending • operational risk and management capability • why more deals are stalling in credit • and how brokers can structure transactions more effectively in 2026 The panel also explores the growing impact of debt stacking, margin pressure, poor financial visibility, and why funding alone rarely solves the underlying business problem. This session is designed for: • commercial finance brokers • SME advisers • asset finance specialists • private credit professionals • and business owners navigating tighter credit conditions Listen to the full discussion now.   📌 Want more insights on SME finance and funding? Follow us here: 🔵 Facebook: facebook.com/hermescapital/ ⚫ X: x.com/LunchMoneyPod 👔 Connect with Nick on LinkedIn: linkedin.com/in/nicksamios/ 📰 Read our blog: hermescapital.com.au/news-articles/ 📩 Get in touch: hermescapital.com.au/contact-page/ Hermes Ledger is produced by Hermes Capital Partners https://hermescapital.com.au/

    1hr 1min

  2. 30 Apr

    Restructure, Refinance or Run the Auction?

    When a business comes under pressure, the question isn’t just how to access capital, it’s how to protect value. In this Sydney seminar, Hermes Capital brings together Nick Samios, Bruce Connors, and Marcus Petrovic, hosted by Max, to unpack one of the most important decisions brokers face: Restructure, refinance… or run the auction? With interest rates staying higher for longer, the discussion explores how brokers can avoid short-term fixes, assess asset values realistically, and structure funding that actually supports long-term outcomes. We'll discuss capital stacking, asset recoverability, restructuring pathways, and how to guide clients through difficult decisions with clarity and discipline. If you’re working with SME clients or navigating private credit deals, this session will help you approach them with a stronger framework. 📌 Want more insights on SME finance and funding? Follow us here: 🔵 Facebook: facebook.com/hermescapital/ ⚫ X: x.com/LunchMoneyPod 👔 Connect with Nick on LinkedIn: linkedin.com/in/nicksamios/ 📰 Read our blog: hermescapital.com.au/news-articles/ 📩 Get in touch: hermescapital.com.au/contact-page/ Hermes Ledger is produced by Hermes Capital Partners https://hermescapital.com.au/

    1hr 2min

  3. 10 Apr

    Why SME Deals Are Stalling (And How Brokers Fix Them)

    Deals aren’t failing because there’s no money. They’re failing because they don’t stack up. Private credit is growing, but getting deals approved is becoming more complex. In this Brisbane seminar, Nick Samios (Hermes Capital) is joined by Ian Hyman, Patrick Schweizer, and Mark Rainbird to break down what’s really happening in SME credit markets. They cover how risk is being assessed, why asset values matter more than ever, and what brokers need to understand to structure deals that actually get done. If you’re working on SME or private credit deals, this will help you structure them more effectively. 📌 Want more insights on SME finance and funding? Follow us here: 🔵 Facebook: facebook.com/hermescapital/ ⚫ X: x.com/LunchMoneyPod 👔 Connect with Nick on LinkedIn: linkedin.com/in/nicksamios/ 📰 Read our blog: hermescapital.com.au/news-articles/ 📩 Get in touch: hermescapital.com.au/contact-page/ Hermes Ledger is produced by Hermes Capital Partners https://hermescapital.com.au/

    1hr 6min

  4. 17 Feb

    Structuring and Presenting Exit Pathways for Private Credit Deals

    Live from Melbourne, this seminar tackles a question that now sits at the centre of every private credit deal: What is the exit strategy? In today’s market, weak or assumed exits are one of the biggest reasons transactions stall, get repriced, or collapse late in the process. This session brings together a lender, a valuer, and a restructuring specialist to unpack: What makes an exit pathway credible Where brokers commonly overestimate refinance options The reality of asset recoverability When private credit supports a turnaround, and when it simply delays it How to avoid equity erosion in stressed situations For brokers and SME advisers operating in complex funding scenarios, this is a practical, real-world discussion on protecting value in challenging conditions. 📌 Want more insights on SME finance and funding? Follow us here: 🔵 Facebook: facebook.com/hermescapital/ ⚫ X: x.com/LunchMoneyPod 👔 Connect with Nick on LinkedIn: linkedin.com/in/nicksamios/ 📰 Read our blog: hermescapital.com.au/news-articles/ 📩 Get in touch: hermescapital.com.au/contact-page/ Hermes Ledger is produced by Hermes Capital Partners https://hermescapital.com.au/

    1hr 6min

  5. 18/12/2025

    Dealing With Half-Bankable Clients - Session for Brokers

    Every broker knows the frustration of the half-bankable client. They’ve got a solid business. They’ve got security. On paper, they should get a “yes”, but one or two hurdles stop the banks in their tracks. These clients often sit in the grey zone: too strong to be written off, but not quite fitting into traditional credit boxes. In this session, we’ll explore why these cases are on the rise, what they reveal about today’s lending environment, and most importantly, how you can structure deals that work without wasting time. The session covers legacy issues, dealing with complex financial structures, and the tightening of banking policies post-COVID. The panel also explores alternative financing solutions, the role of private credit, and the importance of maintaining transparent communication between brokers, clients, and lenders. Whether you're a broker or a business owner dealing with financial distress, this episode offers valuable insights on navigating the current financial landscape. Our Panel Nick Samios, Director, Hermes Capital https://www.linkedin.com/in/nicksamios/ Chris Slack, Director, The Finance Consultancy https://www.linkedin.com/in/chris-slack-77811a62/ Daniella Mancuso Director, Salt Partners https://www.linkedin.com/in/daniellamancuso/ Martie Tziotis, Director Turnaround and Restructuring Strategy, Ernest & Young https://www.linkedin.com/in/martie-tziotis-a22b3b65/ 📌 Want more insights on SME finance and funding? Follow us here: 🔵 Facebook: facebook.com/hermescapital/ ⚫ X: x.com/LunchMoneyPod 👔 Connect with Nick on LinkedIn: linkedin.com/in/nicksamios/ 📰 Read our blog: hermescapital.com.au/news-articles/ 📩 Get in touch: hermescapital.com.au/contact-page/ Hermes Ledger is produced by Hermes Capital Partners https://hermescapital.com.au/

    57 min

  6. 17/09/2025

    Doing Business in Victoria: Opportunities and Challenges for Brokers

    In this session, our expert panel unpacks the realities of doing business in Victoria against a backdrop of economic uncertainty. The discussion covers how brokers and business owners can navigate the state’s unique financial landscape, the critical role of professional advisors, opportunities around grants and funding, and the importance of strategic planning for businesses under pressure. Key themes include Victoria’s state-specific economic conditions, workforce mobility challenges, and the ripple effects of major infrastructure projects. Whether you’re a commercial finance broker or a business leader, you’ll gain practical insights into spotting opportunities, managing risks, and supporting clients through complex times. Panelists: Nick Samios – Director, Hermes Capital (Host & Facilitator) Paul Thompson – Managing Director, Fortitude Debt Advisory,  Gary Tescher – Managing Partner, Promentor,  Matt Murphy – Managing Director, Prime Financial Group,  📌 Want more insights on SME finance and funding? Follow us here: 🔵 Facebook: facebook.com/hermescapital/ ⚫ X: x.com/LunchMoneyPod 👔 Connect with Nick on LinkedIn: linkedin.com/in/nicksamios/ 📰 Read our blog: hermescapital.com.au/news-articles/ 📩 Get in touch: hermescapital.com.au/contact-page/ Hermes Ledger is produced by Hermes Capital Partners https://hermescapital.com.au/

    56 min

  7. 15/08/2025

    From Finder to Fixer: How Brokers Are Becoming the Business World’s Secret Weapon

    From Finder to Fixer: How Brokers Are Becoming the Business World’s Secret Weapon In this discussion, finance experts explore how the role of brokers has evolved far beyond simply arranging loans. Discover why today’s best brokers are acting as trusted advisors, problem-solvers, and connectors, helping businesses tackle challenges, unlock opportunities, and build stronger financial futures. This seminar was recorded live in Brisbane. Our panel: Nick Samios, Director at Hermes Capital, Host and Facilitator,   / nicksamios   Anthony Brittain, Director at Solution Partners Consulting   / anthonywbrittain   Cameron Whinnett, Business Recovery Consultant, Thryvv.io   / cameron-whinnett-030a16317   In this session, we discussed: Why the demise of the bank manager has changed the broker’s role How to prepare clients for funding in today’s lending environment Identifying and fixing the real problems behind funding requests The importance of regular reporting and early intervention Building a strong network of specialist advisors Avoiding the pitfalls of “band-aid” loans Whether you’re a broker, business owner, or lender, this discussion offers practical strategies for moving beyond transactions and creating long-term value. Hermes Ledger is produced by Hermes Capital Partners https://hermescapital.com.au/ #BusinessFinance #Brokers #BusinessGrowth #Funding #SmallBusiness

    51 min

  8. 07/08/2025

    Cracking the ATO Debt Code

    This webinar was delivered live in Sydney. We dive into the complexities surrounding ATO debt and its implications for small businesses. The panel discusses the recent changes in tax deductibility, the role of accountants, and the importance of proactive financial management. They highlight the warning signs of financial distress and the need for directors to take responsibility for their business's financial health. The discussion also touches on the evolving lending practices in light of increasing ATO debt and the necessity for compliance and strategic planning. The conversation delves into the complexities of business financial health, the role of directors in decision-making, and the intricacies of small business restructuring. It highlights the importance of understanding business models, the emotional aspects of financial decisions, and the engagement with the ATO. Real-life examples illustrate the challenges faced by businesses and the necessity of teamwork in navigating financial difficulties. Our Panel Nick Samios - https://www.linkedin.com/in/nicksamios/ Louisa Sijibat - https://www.linkedin.com/in/louisa-sijabat-905561/  Rob Grul - https://www.linkedin.com/in/robert-grul-57304969/ Danny Ghalie - https://au.linkedin.com/in/danny-ghalie-919077b3    Hermes Ledger is produced by Hermes Capital Partners https://hermescapital.com.au/

    59 min
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Ratings & Reviews

5
out of 5
4 Ratings

About

A weekly look at current Australian business finance issues and events, as seen through the eyes of corporate and commercial “special situations”, “workout” and industry experts. Nick Samios hosts a panel comprising Australia’s leading restructuring, capital raising and industry sector specialists for views and analysis from these practitioners who have “skin in the game” – either as hard currency or through their PI policies! Fund Manager Nick Samios is the Managing Director of Hermes Capital, a wholesale fund specialising in event-driven funding. This podcast was formerly Lunch Money, rebranded as Hermes Ledger. 

Information

  • Creator
    Hermes Capital
  • Years Active
    2020 - 2026
  • Episodes
    100
  • Rating
    Clean
  • Copyright
    © Copyright 2020 All rights reserved.
  • Show Website
    Hermes Ledger with Nick Samios