Money Grows on Trees

Lloyd J Ross
  • 5.0 (41)
  • INVESTING
  • UPDATED WEEKLY

Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom. Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle. Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money. Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!

  1. 3 DAYS AGO

    #324 - Is SpaceX An Opportunity For The Average Aussie?

    Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com SpaceX looks like the investment opportunity of a generation, but most people don’t understand how the IPO works or what they’re actually buying. In this episode, Lloyd breaks down the numbers behind SpaceX, the realities of IPO investing, and why excitement about rockets and Mars missions doesn’t automatically translate into a good return for everyday Australians. This episode explores: ■ SpaceX IPO mechanics and what an IPO really is ■ Why industrial revolutions create bubbles rather than guaranteed profits ■ How past innovations like railroads, airlines and dot‑coms wiped out investors ■ SpaceX revenue vs valuation and what a $1.5–$2 trillion price implies ■ Why proven businesses like Meta offer a clearer investment case than speculative IPOs Timestamps: 00:00:00 - Introduction 00:01:02 - The Impact of SpaceX on Civilization 00:02:50 - Cost Reduction in Space Travel 00:04:58 - Investment Considerations 00:06:44 - Historical Context of Industrial Revolutions 00:08:09 - Understanding SpaceX's Business Model 00:10:36 - Valuation and Revenue Analysis 00:12:01 - Market Expectations and Risks 00:13:47 - Comparing SpaceX to Meta 00:16:29 - Investment Strategy Insights 00:19:20 - Final Thoughts on SpaceX IPO Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    27 min

  2. 9 APR

    #323 - Why THIS Is Worthless

    Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The $100 note in your wallet is worth less today than it was yesterday, not because of normal inflation, but because the modern monetary system is designed to erode your purchasing power over time. In this new episode, Lloyd explains how fiat currency actually works, why governments deliberately debase money, and what that means for everyday Australians. This episode explores: ■ How fiat currency was created and why it replaced the gold standard ■ Why controlled inflation works, and why deflation destroys economies ■ The four ways governments intentionally debase currency ■ Why wage growth has not kept up with inflation in recent years ■ How political decisions, spending blowouts and bureaucracy accelerate currency decline Timestamps: 00:00:00 - Introduction 00:00:42 - Understanding Fiat Currency 00:01:03 - The Gold Standard: A Historical Perspective 00:01:35 - The Great Depression and World War II Impact 00:02:07 - The Nixon Shock: End of the Gold Standard 00:02:29 - What is Fiat Money? 00:03:00 - Trust and Belief in Currency 00:05:07 - Historical Case: Napoleonic Wars and Deflation 00:06:10 - Returning to the Gold Standard: Consequences 00:07:05 - Controlled Inflation: The 2% Model 00:09:01 - Government's Role in Currency Debasement 00:09:33 - Quantitative Easing: Printing More Money 00:14:54 - Impact on Productivity and Economy 00:15:26 - How Currency Debasement Affects You 00:17:00 - The Role of Government Policies 00:18:03 - The Future of Currency Debasement 00:19:06 - Investing in Gold vs. Businesses 00:20:01 - Importance of Voting for Economic Policies 00:20:33 - Conclusion: Leadership and Currency Management Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    22 min

  3. 7 APR

    #322 - Is the Australian Property Market Collapsing!?

    Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the Australian property boom was driven by seven powerful tailwinds, and why every one of them is now weakening or reversing. He explains how rising rates, political pressure, shifting immigration policy and new economic headwinds are reshaping the next decade, and why the conditions that made property a guaranteed win can’t be repeated. This episode explores: ■ The 7 tailwinds that drove 30 years of growth, and why they can’t repeat ■ How rising rates, inflation and oil shocks reverse the biggest force behind the boom ■ Why mass immigration, tax policy and government schemes are shifting into headwinds ■ The impact of AI‑driven unemployment and falling demand on future prices ■ What mean reversion looks like after years of above‑trend growth Timestamps: 00:00:00 - Introduction 00:00:21 - The Seven Tailwinds of the Property Boom 00:01:26 - Tailwind 1 00:02:58 - Tailwind 2 00:03:30 - Tailwind 3 00:03:54 - Tailwind 4 00:04:25 - Tailwind 5 00:06:14 - Tailwind 6 00:06:46 - Tailwind 7 00:08:12 - The Opposite Forces: Headwinds 00:09:00 - Headwind 1 00:10:03 - Headwind 2 00:10:46 - Headwind 3 00:11:39 - Headwind 4 00:12:13 - Headwind 5 00:13:48 - Headwind 6 00:14:30 - Headwind 7 00:15:13 - The Impact of Headwinds on Property Prices 00:16:07 - The Role of AI and Unemployment 00:16:49 - Potential Supply and Demand Shifts 00:17:10 - Mean Reversion in Property Prices 00:18:02 - Future Affordability and Market Outlook Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    21 min

  4. 1 APR

    #321 - Have a House But NO Disposable Income? (Here’s Why)

    Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth?http://moneybuyshappinessbook.com In this new episode, Lloyd reveals why the deeply embedded societal pressure to buy a house is actually a trap for millions of people, and why the macro conditions that made property the trade of the decade are gone. He also breaks down the math behind the "yield gap" and the hidden operating costs that are keeping everyday Australians broke. This episode explores: The societal pressure and FOMO that leads to being "house poor"Why past property returns don't guarantee future successThe unrepeatable macro conditions of the last 15 yearsThe "rent rich" strategy: investing for cash flow and optionality Timestamps: 00:00:00 - Introduction: The Homeownership Trap 00:00:42 - The Societal Pressure & FOMO of Buying a House 00:03:16 - Why Past Property Returns Don't Guarantee the Future 00:04:09 - The Unrepeatable Macro Conditions of the Last 15 Years 00:04:47 - The Yield Gap Problem: Renting vs. Buying Math 00:07:33 - The Hidden Cost of Lost Cash Flow 00:09:48 - The 1% Rule for Property Operating Costs 00:11:57 - The Opportunity Cost of Capital: Stamp Duty & Insurance 00:15:20 - Global Property Corrections: Canada, New Zealand & Japan 00:19:33 - The "Rent Rich" Strategy: Investing for Cash Flow & Optionality 00:24:32 - The Insane Price Gap: Sydney vs. Tokyo Real Estate 00:26:38 - Final Warning: Make Intelligent Financial Decisions Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    30 min

  5. 26 MAR

    #320 - The US Iran War Will Make SMART Investors Insanely Rich

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 👉https://moneybuyshappinessbooks.com/housepoorbook In this new episode, Lloyd reveals why the US–Iran war is reshaping global markets in ways most investors aren’t seeing, and why a handful of assets consistently move first when fear spikes. He also shares the surprising structure of his own portfolio and the long‑term filter he now uses to decide which companies make the cut. This episode explores: ◼️ The assets that quietly rise when geopolitical risk peaks ◼️ The unexpected sectors that hold up in every economic season ◼️ Why Lloyd shifted to a six‑to‑eight‑company, 100‑year portfolio ◼️ The positioning mistake most investors don’t realise they’re making Timestamps: 00:00:00 - Introduction 00:00:11 - Current Geopolitical Context: US and Iran 00:00:21 - Lloyd Ross: Investor Background and Experience 00:00:32 - Positioning for Geopolitical Fears 00:00:42 - Iran War Portfolio: Preparation and Strategy 00:01:03 - Understanding Oil Prices and Market Signals 00:01:44 - Portfolio Composition: Key Sectors and Assets 00:02:37 - Long-Term Investment Philosophy 00:03:28 - The 100-Year Portfolio Concept 00:04:41 - Quality Over Price: Selecting Companies 00:05:54 - Evaluating Long-Term Viability of Investments 00:06:57 - Positioning Against Economic Risks 00:08:10 - Avoiding Debt and Preparing for Uncertainty 00:09:12 - Conclusion: Building a Resilient Portfolio Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    10 min

  6. 24 MAR

    #319 - WARNING! This Oil Shock Is Going To Destroy Australians

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the global oil shock is about to hit Australia harder than any other developed nation, and why the cost of everything is about to surge. With Brent crude above $100 and the Strait of Hormuz near closed, fuel, food, freight, inflation and mortgage stress are all set to rise. This episode covers: ◼️ Why this oil shock is more severe than the 1970s ◼️ How rising fuel costs flow into inflation and interest rates ◼️ The risks to jobs, mortgages and markets ◼️ The four steps to protect yourself now Timestamps: 00:00:00 - Introduction 00:01:42 - Impact on Fuel Prices and Daily Costs 00:03:39 - Inflation and Interest Rates 00:05:55 - Stock Market Reactions 00:07:24 - Potential Rise in Unemployment 00:09:31 - Comparing Current Situation to the 1970s 00:10:58 - The Perfect Storm: Oil, Unemployment, and Rates 00:11:59 - Actionable Steps for Financial Preparedness 00:12:43 - Cost Reduction Strategies 00:13:46 - Considerations for Vehicle Choices 00:14:57 - Addressing Being House Poor 00:16:02 - Repositioning Your Investment Portfolio Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    21 min

  7. 19 MAR

    #318 - The RBA Is Sending Inflation To 5%

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the RBA’s latest 0.25% hike won’t cool inflation, and why it’s pushing Australia closer to 5%. With a split board, rising fuel costs and Treasury forecasting higher inflation, this move leaves households exposed to more pressure ahead. This episode breaks down: ◼️ What the RBA actually decided, and why the 5-4 vote matters ◼️ Why a 0.25% move keeps policy neutral while inflation accelerates ◼️ How oil, spending and expectations are driving prices higher ◼️ What rising rates mean for mortgages, savings and portfolios Timestamps: 00:00:00 - Introduction 00:01:00 - Rate Hike Details 00:02:00 - Impact on Households 00:03:00 - Governor Bullock's Perspective 00:04:00 - Oil Shock and Inflation 00:05:00 - Consequences of the 0.25% Rate Hike 00:06:00 - Suggested Actions for Homeowners 00:07:00 - Investment Strategies Amid Rising Rates 00:08:00 - Preparing for Higher Costs Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    10 min

  8. 12 MAR

    #317 - The 3 Wealth Archetypes (Don’t Get This Wrong)

    Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd explains why most people invest backwards and reveals the three wealth archetypes that determine how you actually handle risk. This episode breaks down: ◼️ The Guardian, the Builder and the Hunter, and how each one responds to volatility ◼️ Why mismatched risk destroys portfolios more than market crashes ◼️ How to build an investment strategy that aligns with your psychology, not your ego Timestamps: 00:00:00 - Introduction 00:00:31 - The 3 Wealth Archetypes Explained 00:03:06 - Archetype 1: The Guardian 00:03:53 - Archetype 2: The Builder 00:04:54 - Archetype 3: The Hunter 00:07:53 - The Danger of Mismatched Risk 00:09:31 - How to Build a Portfolio Aligned to Your Psychology 00:10:48 - Lloyd’s Archetype Revealed 00:12:26 - Conclusion: Identify Your Archetype & Build Accordingly Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    13 min
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5
out of 5
41 Ratings

About

Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom. Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle. Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money. Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!

Information

  • Creator
    Lloyd J Ross
  • Years Active
    2021 - 2026
  • Episodes
    332
  • Rating
    Clean
  • Copyright
    © Lloyd J Ross
  • Show Website
    Money Grows on Trees

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