Money with Alpha

Alpha Schulte
  • 5.0 (4)
  • SELF-IMPROVEMENT

Welcome to Money with Alpha, where I share simple tips for how to make, save and invest money, while also connecting your values with your lifestyle, so you can achieve the life you really want. You will also hear interviews from real people as they share the ups and downs of their money journey. After all, we are all on a journey and what better way to learn about money, then to hear what hasn't and has worked!

  1. Ep208 Ways to Save Money

    1 DAY AGO

    Ep208 Ways to Save Money

    There's a lot of noise right now about rising costs, interest rates, and "cutting back." And for many women, that just adds to the overwhelm.  Plus, it reinforces the belief that managing money is hard, time-consuming, and too difficult (which then results in more avoidance). In this episode I take you through the practical things I do to keep the cost of living down.  Some things I've been doing for years and others I've added into my daily rhythm. For me it's why I have recipe books - to give me inspiration of what to cook and be a guide to help me reduce the mental load.  That's what this episode is designed to be. Instead of complicated strategies, I'm sharing real, practical things I'm doing in my own life to reduce costs, simplify decisions, and feel more in control of my money, without sacrificing quality or enjoyment. Here is what I go through: Smarter ways to manage food costs (without compromising on nutrition) Simple habits that stop overspending before it happens Low-cost (and free) ways to enjoy life, especially with kids How to think differently about interest rates (and use them to your advantage) Why small changes can dramatically shift your financial future. Rather than framing this as ways to "cut costs" and "live within your means", it's about being more intentional with how you are spending money day to day, so that there is some left to help Future-You. Here is where you can find the recipes and resources I talk about in this episode - https://www.money-madesimple.com.au/recipes

    26 min
  2. You Might Also Like: On Purpose with Jay Shetty

    1 DAY AGO ·  BONUS

    You Might Also Like: On Purpose with Jay Shetty

    Introducing Tim Ferriss: Feeling Stuck Right Now? (Use THIS 10-Minute Exercise to Stop Overthinking and Take Action) from On Purpose with Jay Shetty. Follow the show: On Purpose with Jay Shetty Sometimes we become so fixated on improving our lives that we stop asking a more important question: what actually matters? Jay sits down with Tim Ferriss for something deeper than a discussion on productivity, it’s an exploration of how to live with real intention. Instead of chasing shortcuts or stacking habits, Jay turns the focus inward, examining how our thoughts, emotions, and daily choices quietly shape the life we end up living. Drawing from years of personal experimentation, Tim draws from years of experimentation to reveal a powerful truth: most of what holds us back isn’t a lack of discipline, it’s a lack of alignment, between what we say matters, what we focus on, and how we actually live. Throughout the conversation, Jay returns to a theme he often explores, the tension between achievement and acceptance. In a world that rewards constant hustle and endless optimization, it’s easy to believe we always need to do more, fix more, and become more. Tim opens up about his own struggles with anxiety and obsessive thinking, offering a more grounded view of growth, one that isn’t just about pushing forward, it’s also about knowing when to pause, simplify, and let go of what no longer serves you. In this episode you'll learn: How to Focus on What Truly Matters How to Stop Chasing the Wrong Goals How to Improve Your Life by Subtracting How to Build Better Daily Habits How to Ask Better Questions for Clarity How to Avoid Burnout While Staying Productive How to Break Free from Distractions How to Create Meaningful Progress in Life How to Align Your Actions with Your Purpose Real change often begins with a single shift, paying attention to where your energy goes, questioning what truly matters, and giving yourself permission to slow down when needed. Growth isn’t just about doing more; it’s about doing what’s right for you, with intention. Check out Tim’s 17 Questions That Changed My Life, the free ebook with 17 questions he returns to when he feels stuck. Visit: https://timferriss.kit.com/78e83e43a5  With Love and Gratitude, Jay Shetty JAY’S DAILY WISDOM DELIVERED STRAIGHT TO YOUR INBOX Join 900,000+ readers discovering how small daily shifts create big life change with my free newsletter. Subscribe here: https://news.jayshetty.me/subscribe  Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast  What We Discuss: 00:00 Intro 01:05 A Life Designed with Intention 07:58 Rethinking How We Use Our Energy 13:48 Reimagining How We Fuel Ourselves  18:30 The Mind-Body Connection 28:57 How Do You Actually Build a New Habit? 34:24 How to Create Momentum Without Burning Out 37:39 The Cost of Overthinking Everything 41:45 Exploring New Frontiers of Healing 44:30 Hustle vs. Balance: Finding the Middle Ground 52:30 The Danger of Living in “The Simmering Six” 56:26 Why Relationships Matter More Than Success 01:00:01 Learning to Be Fully Present 01:05:21 The Practice of Acceptance 01:11:39 Navigating Conflict and Emotions 01:15:20 Communicating Without Creating Distance 01:16:56 The Questions That Change Your Life 01:19:04 Are You Chasing Field Mice or Antelope? 01:31:06 Breaking Free from the Noise 01:34:35 The Power of Subtraction Over Addition 01:36:02 Thinking Differently to Win 01:38:54 Questions from the Audience 01:44:52 What Sets the Top 1% Apart 01:47:05 The Balance Between Growth and Acceptance  01:54:17 Tim on Final Five Episode Resources: Website | https://tim.blog/  YouTube | https://www.youtube.com/timferriss  Facebook | https://www.facebook.com/TimFerriss/  Instagram | https://www.instagram.com/timferriss/  LinkedIn | https://www.linkedin.com/in/timferriss/  TikTok | https://www.tiktok.com/@timferriss  X | https://x.com/tferriss See omnystudio.com/listener for privacy information. DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to team@podroll.fm.

  3. Ep207 How to be Financially Wise

    13 APR

    Ep207 How to be Financially Wise

    What does it actually mean to be a "wise, wealthy woman"? And why does money feel so much harder than it should? In this episode, I unpack the idea of wisdom, not as something you don't have, but something you've likely been ignoring. You already know more about money than you think. The real issue isn't knowledge.  It's the gap between knowing and doing. In this episode we explore: How past stories (like "I'm not good with numbers") shape your financial behaviour Why women often undervalue their own life experience and intelligence The hidden reason you feel overwhelmed (it's not because money is complex) Why focusing on "what next" keeps you stuck, and what to focus on instead The connection between cash flow and wealth (and why most people link them incorrectly) How your nervous system keeps you in financial stress (even when things improve) A simpler, more grounded way to start managing money. Key Takeaways: You don't need more information. You need to start using what you already know in a way that actually works for you.

    20 min
  4. Ep206 What Doing Nothing is Costing You

    6 APR

    Ep206 What Doing Nothing is Costing You

    If you've been telling yourself "I'll deal with my money later"… this episode is your wake-up call. Not in a panic-inducing way, but in a real, grounded, slightly uncomfortable truth: Doing nothing with your money is costing you more than you think. In this episode, Alpha breaks down the actual cost of inaction, not just financially, but in terms of lost opportunity, reduced choice, and a harder path later. This isn't about perfection. It's about starting. What we cover: Why time is your biggest advantage (and what happens when you ignore it) The real power of compounding—and why small amounts matter more than you think Income vs growth: what most people misunderstand about investing Why it's NOT too late (even in your 40s or 50s) How to think about money differently depending on your stage of life What diversification actually means (and what it doesn't) Why visibility is the missing piece for most women How to stop overcomplicating money and start taking action Key takeaway: You don't need to have everything figured out. But doing nothing? That's a decision too—and it has a cost.

    26 min
  5. Ep205 Build Wealth with the Money You Already Have

    30 MAR

    Ep205 Build Wealth with the Money You Already Have

    "I don't have enough money to invest." If you've ever thought this, you are not alone, but this belief may be the very thing holding you back from building wealth. In this episode, Alpha breaks down one of the most common (and limiting) beliefs about money, that you need more of it before you can start building wealth. She shares why this isn't true, what's really going on beneath the overwhelm, and how small, consistent actions can completely change your financial future. This is not about restriction, discipline, or becoming "good with money." It's about clarity, simplicity, and creating a system that works for you. What you'll learn: Why "I don't have enough money" is not the real problem The hidden reasons women avoid managing money (hint: it's not laziness) How financial noise, comparison, and "shoulds" create paralysis The simple shift from survival mode → wealth-building mindset What investing actually is (in plain English) How small amounts (like $100/month) can grow into real wealth Why consistency matters more than income Practical ways to start, even if you feel behind Key takeaway: You don't need more money to build wealth. You need clarity, structure, and a starting point.

    23 min
  6. Ep204 How Should You Prioritise Money Actions

    23 MAR

    Ep204 How Should You Prioritise Money Actions

    Many women quietly carry a belief that they're "not good with money." Yet these same women run businesses, raise families, manage teams, coordinate complex lives, and solve problems every day. So why does money feel so overwhelming? In this episode of Money with Alpha, Alpha addresses one of the most common questions she hears when speaking with women about finances: "How do I know what to do next with my money?" After numerous conversations during recent International Women's Day events, Alpha noticed a pattern. Women were eager to ask questions about money — but often quietly, cautiously, and sometimes with embarrassment. Feeling unsure about money is incredibly common. And it has far less to do with intelligence or capability than most people think. In this episode, Alpha breaks the problem down into three simple but powerful questions that can immediately bring clarity and direction. Rather than trying to solve everything at once, these questions help you identify where to begin and how to move forward with confidence. The Three Questions to Ask Yourself 1. Where are you feeling the most financial stress right now? Your starting point is almost always where the pressure is greatest. Whether it's day-to-day bills, insurance costs, mortgage pressure, or simply not knowing where your money goes each month, identifying the main source of stress helps you prioritize action. Sometimes, the solution isn't dramatic. It may simply be renegotiating bills, reviewing insurance, or gaining visibility over your cashflow - changes that can save thousands of dollars annually.  2. What are your goals and have you actually written them down? Clarity changes everything. When you know what you want financially, whether that's property investment, financial independence, more lifestyle freedom, or simply less stress, you can begin asking the right questions and seeking the right advice. Without goals, money decisions become reactive instead of intentional. 3. Are your habits supporting the future you want? Money habits matter more than most people realise. Do bills get ignored until reminders arrive? Do you rely heavily on credit or "buy now, pay later"? Or do you consciously manage timing, cashflow, and payments? Your habits either support your goals or quietly sabotage them. The key isn't perfection, it's awareness. Small Steps Build Powerful Momentum One of the most empowering parts of this process is that wealth doesn't begin with huge leaps. Sometimes the first step is as simple as: Saving $10 a month Starting a micro-investment Reviewing one recurring bill Tracking where your money actually goes Small actions build confidence. Confidence builds momentum. Momentum builds wealth. And perhaps the most important truth Alpha shares in this episode: You are capable of managing money, and building wealth, even if you don't believe it yet. In This Episode You'll Learn Why so many capable women doubt themselves with money The three questions that bring clarity to your financial priorities How financial stress can reveal your next best action Why writing down goals changes the entire conversation The hidden role habits play in wealth building How small financial steps build confidence and momentum.

    21 min
  7. Ep203 Make Money Work Smarter Not Harder

    16 MAR

    Ep203 Make Money Work Smarter Not Harder

    In this week's episode of Money with Alpha, we flip the familiar phrase "work smarter, not harder" and apply it to your money. You don't need to hustle harder. You don't need to earn endlessly more. And you certainly don't need to live in a constant state of financial stress. Instead, you can make your money work smarter. In this episode, Alpha breaks down three powerful shifts that transform money from a source of overwhelm into a facilitator of freedom: 1️⃣ Give Your Money a Purpose Money is energy. It flows in and out. But without intention, it feels chaotic. When you decide what your money is for — travel, security, generosity, lifestyle experiences — it stops being about restriction and starts being about design. 2️⃣ Create a System The mental load of money is often heavier than the reality. A simple, flexible system creates visibility, removes guesswork, and eliminates constant decision fatigue. 3️⃣ Automate What You Can When your savings, investing, and categorisation are automated, money becomes quieter. Less stress. Less noise. More compounding. More ease. Alpha also shares: Why guessing is often worse than reality How clarity changes financial anxiety Why "How much do I need?" is the wrong starting question The power of building flexibility into your system How automation builds wealth without constant effort ✨ Stop guessing. ✨ Start growing. ✨ Let money support your life.

    16 min
  8. Ep202 Balancing Immediate Need with Future

    9 MAR

    Ep202 Balancing Immediate Need with Future

    In this episode of Money with Alpha, we're talking about the silent tug-of-war so many women live in every day: managing immediate financial pressures while completely avoiding long-term wealth building. Payroll. School fees. Groceries. Mortgage. Clients. Staff. The next invoice. The end of the month. When you're juggling so much in the "now," thinking about retirement, investing, or wealth can feel overwhelming, unrealistic, or even impossible. But, avoiding it doesn't make it disappear. In this episode, Alpha shares: Why the "I'll deal with it later" mindset is quietly costing you time and money Why wealth is not about earning more, it's about starting and working with what you have now Different investing pathways (property, ETFs, shares, superannuation), and how to choose what suits your personality, age and risk profile Why clarity and knowledge reduces overwhelm instantly How small, incremental actions shift your financial future dramatically The emotional patterns of hoarding vs spending, and how to find balance Why money gives you one powerful thing above all else: choice How the Money Pie Framework connects your day-to-day cashflow with long-term wealth If you've been telling yourself: "I don't have time." "I don't earn enough." "It's too complicated." "It's too late for me." This episode is your gentle wake-up call. Because you are not behind. You are not incapable. You are not bad with money. You've just been stuck in survival mode. And it's time to shift.

    16 min
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out of 5
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About

Welcome to Money with Alpha, where I share simple tips for how to make, save and invest money, while also connecting your values with your lifestyle, so you can achieve the life you really want. You will also hear interviews from real people as they share the ups and downs of their money journey. After all, we are all on a journey and what better way to learn about money, then to hear what hasn't and has worked!

Information

  • Creator
    Alpha Schulte
  • Years Active
    2022 - 2026
  • Episodes
    208
  • Rating
    Explicit
  • Copyright
    © 2022
  • Show Website
    Money with Alpha