My Next Property

Steve Ash
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Steve Ash from Property Strats bring you the My Next Property Podcast. Whether it's your first property or your tenth, this podcast will help you pick a winner.

  1. 5 DAYS AGO

    WARNING: Westpac Just Predicted 3 More Rate Rises — What It Actually Means for Australian Investors?

    Steve Ash breaks down the Australian property market outlook for 2026 — cutting through the fear around interest rates, geopolitical uncertainty, and the AI job threat to show where the real opportunity is right now on My Next Property. The market is splitting in two, and which tier you invest in will make or break your 2026 strategy. Steve goes deep on two contrasting markets — Perth's momentum-driven growth and Melbourne's undervalued comeback — and reveals the three data points he uses to spot a city at the start of its cycle. If you've been sitting on the fence waiting for the perfect time to buy, Steve makes the case for why that thinking could cost you. 1:45 Interest Rate Impact: How Borrowing Power Is Falling 4:49 The Two-Tiered Market Thesis — High End vs. Affordable 8:16 Perth Deep Dive — Momentum Play & Equity Growth Targets 11:10 Melbourne Deep Dive — 3 Data Points to Spot the Cycle 14:24 How to Be a Contrarian in a Scary Market 15:24 Answering the 4 Big Investor Objections Right Now 18:00 Real Deal Example: Lowball Offer Strategy in Point Cook 19:30 2026 Summary & Warren Buffett's Timeless Rule If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/

    20 min

  2. 7 APR

    Melbourne Units in 2026: Still Good Value Before the Market Moves?

    Hung Choy, Principal of Strategic Brokers, is back on My Next Property with Steve Ash, and this time he's putting his money where his mouth is. Starting with just $150,000 in a trust, Hung is building a property portfolio from scratch in real time, with a goal of generating $150K in net passive income with none of his own money left in it. Hung breaks down exactly how he bought his first property in Perth $200,000 below market value, how he's already refinanced and pulled equity within two months of settling, and the step-by-step snowball strategy he's using to get to five properties in 24 months — without injecting another dollar of personal income. Follow along as one of Australia's sharpest mortgage brokers proves the formula live. 2:19 - Why the First Property Is Always the Hardest (And How Hung Cracked It) 3:08 - The Perth Deal: Bought $200K Below Market Value — Here's Why It Was Missed 7:04 - From 7.44% Interest to Low 6%: The Refinance Strategy That Changes Everything 11:40 - The Equity Strip Explained: How to Fund Deal #2 Without Spending a Cent 13:23 - Where Property #2 Is Going: Perth Again or Melbourne Units? 19:34 - When to Sell (And When Not To): The Strategy Most Investors Get Wrong 22:05 - The End Game: Pivoting Into Commercial Property With a 90% Lend 30:20 - Simple Beats Fancy Every Time: The Core Formula Hung Will Repeat 33:13 - How to Follow the Journey + How to Reach Hung's Team If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/

    37 min

  3. 30 MAR

    How to Build a Property Portfolio from Scratch in Australia in 2026 (With $150K)

    Hung Choy, founder of Strategic Brokers — one of Australia's largest investment mortgage broking firms — sits down with Steve Ash on My Next Property to break down exactly what smart investors are doing right now. From why negative news in the media is your biggest buying signal, to the hidden goldmine sitting inside Sydney's low-to-medium-rise units — Hung unpacks the value investing framework driving his clients' results today. He also shares a live case study he's running himself: starting with just $150K in a fresh trust and building a 10-property portfolio from the ground up, with every step documented on camera. If you've been wondering whether you've missed the boat — Hung's answer might surprise you. 2:16 — The Market Right Now: Fear, Rate Rises & Opportunity 7:14 — What to Actually Look for in a Mortgage Broker 20:21 — The Hidden Value Play: Sydney Units Under $500K 23:42 — How to Spot Gentrification Before the Data Does 28:30 — Trusts vs Personal Names: Structuring Your Portfolio 35:15 — "You Haven't Missed the Boat" — Debunking the Property Clock 39:16 — The $150K Live Case Study: Building 10 Properties From Scratch If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/

    42 min

  4. 23 MAR

    Why Melbourne Is the Best Value Property Market in Australia Right Now

    In this episode, Steve breaks down exactly how to apply Warren Buffett and Benjamin Graham's value investing principles to the Australian property market. From identifying undervalued suburbs and asset types to spotting distressed sellers and lazy agents, this episode gives you a practical, research-backed blueprint for buying property below market value. Whether you're hunting for units at a 58% discount to houses in Sydney, targeting Melbourne's underperforming suburbs, or exploring unit block deals where you can manufacture $600K in equity at entry, Steve covers the full playbook — macro, suburb, and micro level .This is value investing applied to real estate, and it's one of the most actionable frameworks you'll find anywhere. 1:00 — The Chocolate Bar Analogy: What Value Investing Actually Means 3:15 — The Elastic Band Theory: How Mean Reversion Works in Real Estate 4:20 — Melbourne vs Brisbane: Where the Real Value Is Right Now 6:45 — Suburb-Level Value: Ripple Effect & Undervalued Pockets in Melbourne 8:00 — Micro-Level Strategy: How to Buy Houses Below Comparable Sales 11:47 — Finding Lazy Agents: A Contrarian Tactic That Actually Works 12:44 — Unit Block Investing: Manufacturing $600K Equity at Entry 14:52 — House & Land Packages: The Advanced Play for Cycle-Savvy Buyers 16:26 — Summary: The Full Value Investing Framework Across All Levels If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/

    17 min

  5. 16 MAR

    The Truth About Renting vs. Buying

    Steve Ash sits down with Andrew Hadjidemetri, founder of AFMS Group, to unpack one of the most real and practical property investment journeys you'll hear. Andrew bought his first unit at 19, built a portfolio of nine properties, and launched his brokerage from the back of his car. Six years later, AFMS Group has helped over 500 families and boasts a 98–99% loan approval rate. From the rent vest vs. owner-occupier debate to the #1 mistake investors make when trying to scale, Andrew shares the exact mindset and finance strategies his most successful clients use to build wealth through property. If you want to understand how to actually use a mortgage broker to map a five-year credit plan — not just get one loan — this episode is essential viewing. 0:43 — Buying at 19: Migrant Family, Dinner Table Lessons & First Unit 2:27 — CBA to Westpac: What Working in the Banks Taught Him About Property 5:11 — Why He Left Banking to Start AFMS Group From His Car 6:47 — The #1 Trait of His Most Successful Property Investor Clients 8:43 — His 9-Property Portfolio: The Full Journey & Key Deals Revealed 13:29 — Rent Vest vs. Owner Occupier: The Honest Breakdown 17:26 — The Lifestyle Trap: Why More Clients Are Renting in Bondi Instead of Building Wealth 21:18 — AFMS Group's Edge: Speed, 98–99% Approval Rate & 5-Year Credit Mapping 25:33 — The Biggest Mistake Investors Make When Trying to Scale 29:14 — Next Goals: Top 10 Broker, Commercial Property & What's Next If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/

    34 min

  6. 9 MAR

    The 2026 Property Spoiler: Why Investors Are Dumping Houses for Units

    Units are the most undervalued asset class in Australian property right now! In this episode of My Next Property, Steve Ash reveals why house-to-unit price discounts have blown out to 57% in Sydney, 42% in Melbourne, and 37–38% in Brisbane and Perth — and why every property investor in Australia needs to be paying attention in 2025–2026. He covers the full unit investing playbook: which cities have the biggest arbitrage opportunity, what types of units to buy (and what to avoid entirely), how to read a strata report, and why the cash flow math on units right now stacks up better than houses in most markets. Plus, we run the actual numbers — comparing 2 Melbourne houses vs 10 units at the same cost, and the results are hard to argue with. If you're serious about building a property portfolio in 2025–2026, this episode is essential watching. If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/

    15 min

  7. 4 MAR

    Is Your Property Portfolio at Risk? The Truth About the 2025 Shift

    The rules of trust lending just changed — and if you're building a property portfolio in Australia, you need to know what happened! In this episode of My Next Property, expert mortgage broker Andrew Hadjidemetri from AFMS Group breaks down exactly how investors were using trust structures to bypass serviceability restrictions, and why the major banks — including Macquarie, CBA, and ANZ — shut it down from October 2025. Andrew explains who's most affected, what the new lending policies look like across the Big Four, and what strategies actually still work for growing a multi-property portfolio under the new rules. Whether you're just starting out or already scaling, this is essential knowledge for navigating the current lending landscape. 0:00 — The Trust Lending Strategy Explained 4:10 — Gaming the System: Stuffing Offset Accounts Before Reports 5:04 — What Triggered the Banks to Act in October 2025 12:53 — What the New Policies Look Like: CBA, ANZ, Westpac, NAB & Macquarie 16:26 — What Building a Portfolio Now Actually Looks Like 18:01 — How Open Banking Is Making It Harder to Hide Spending 19:54 — 3 Quality Properties vs 15 Cheap Ones: Andrew's Take 22:11 — Final Tips: Get a Good Accountant & a Good Broker If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/

    23 min

  8. 23 FEB

    Gold Coast vs Sunshine Coast: Which Is Worth Your Money?

    Gold Coast or Sunshine Coast? Where would you buy in 2026? In this episode, Steve breaks down the headline numbers, population growth forecasts, 2032 Olympic tailwinds, and infrastructure pipelines driving both markets. With median house prices now sitting above $1 million in each region, knowing where to put your money matters more than ever. Steve goes suburb-by-suburb, comparing Bigger Waters on the Gold Coast against Sippy Downs on the Sunshine Coast — revealing which market has stronger deal economics, tighter vacancy rates, and the better entry point for investors right now. Whether you're eyeing a house or a boutique unit play, this episode gives you a data-driven framework to make the call. 0:00 — Steve's Bold Claim: One clear winner between the two coasts 2:51 — Headline Numbers Side-by-Side — Median prices & vacancy rates for both coasts 3:50 — Sunshine Coast Deep Dive — Population forecasts, $5B health precinct, Olympic tailwinds 5:20 — Gold Coast Deep Dive — 400 new residents per week, 10% economic growth, $60B infrastructure 7:00 — The Real Risks — Price points, cycle timing, and where the opportunity still exists 8:31 — Steve's Gold Coast Pick: Bigger Waters — Data breakdown (yield, vacancy, owner-occupier %) 10:21 — Steve's Sunshine Coast Pick: Sippy Downs — Why this education-driven suburb stacks up 11:41 — The Verdict — Which coast wins and exactly where Steve would put his money today If you're ready to build a serious portfolio, remember to Subscribe! HOW CAN I HELP? 🏠 Request Your FREE Strategy Session 👉 ⁠https://www.propertystrats.com.au/request-a-free-strategy-session/ 🏠 My Buyer's Agency 👉 ⁠https://www.propertystrats.com.au/

    14 min
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About

Steve Ash from Property Strats bring you the My Next Property Podcast. Whether it's your first property or your tenth, this podcast will help you pick a winner.

Information

  • Creator
    Steve Ash
  • Years Active
    2025 - 2026
  • Episodes
    32

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