The Long Property Show The Long Property Show

Banks are fighting hard at the moment to more forcefully defend their mortgage portfolios, amid an industry-wide competitive battle for people who are switching banks. In today’s podcast we discuss how to negotiate with your existing lender to ensure you don’t end up overpaying on your mortgage unnecessarily. The systems and processes and people involved […]

How can you increase your borrowing capacity? With average capacity having fallen c 30 per cent since May last year, it’s an important question. There are many factors within the borrowers’ control which can drastically influence the outcome. For example choosing the right lender who can look at particular income or exense items in more […]

The amount a lender will offer – ‘borrowing capacity’ – is very high on the priority list for borrowers now. So which banks tend to offer the most money… is it the mainstream funders with broader credit policies, is it the non-banks who aren’t governed by APRA, or is it the new fintech lenders who […]

You may be wondering how do mortgage brokers secure their own loans. Surely they get the best deals, preferential treatment, quick/ smooth experiences… those sorts of things. Well Dan just refinanced two of his own home loans, and he also applied for construction finance. In today’s podcast we discuss how he went about it and […]

The Long Property Show is back and this week we discuss the topic of renovations. For some, this means a cosmetic update of their kitchen and bathroom, while for others they are stripping the house to its bones and starting from scratch. Obtaining finance for each respective body of work can be very different, and […]

Be careful of lodging multiple finance applications, in quick succession, implying that you can’t get finance, or you’re desparate for cash. What’s more common though are clients who have gone direct to a bank for pre-approval, but then come to us (Long Property) afterwards, either for better service, cheaper interest rates, more money, etc. In […]