The MTDC Lounge

Matt Turner

MTDC Lounge is a weekly podcast where we chat with designers, builders, and problem-solvers about the messy, honest side of getting things built. No fluff. Just real talk, dry laughs, and lessons from the jobsite and studio.

  1. 1 MAR

    This Is When Rate Rises Can Halt Your Building Plans... - Nick Jones, Aussie

    Matt sits down with Nick Jones (Aussie Home Loans) to unpack what’s happening with interest rates and, more importantly, how everyday homeowners can make better finance decisions before they commit to plans, builders, and construction timelines. Nick’s core theme is buffer + serviceability: rates can turn quickly, and the real danger is being “line-ball” on borrowing capacity while you’re mid-design or mid-approval. He explains how banks assess loans with an added buffer, why borrowing capacity can shrink fast after rate rises, and what practical moves people can make to reduce risk (without pretending anyone can predict the RBA). Nick Jones (Aussie Home Loans): https://www.aussie.com.au/mortgage-broker/nick-jones/MT Design Collective – Free consultation: https://mtdesign.com.au/consultation The information provided during this podcast is for general informational purposes only. While we make every effort to ensure the accuracy of information, Aussie makes no guarantees, warranties, or representations regarding the completeness, accuracy, reliability, or suitability of the information. While Aussie may refer to our products or services, such as finance or insurance options for you, you are under no obligation to take out any co-branded or referred products and services. Aussie does not provide financial or investment advice. The information in this podcast does not take account of your objectives, financial circumstances or needs. We recommend you seek independent financial, legal and taxation advice before making an investment decision. Credit activities provided by Lendi Group Distribution Pty Ltd ACN 105 265 861, Australian Credit Licence 246786.

    1 hr
  2. 1 FEB

    “Just Add a Kitchen”… Famous Last Words - Client Consultation

    In this episode, Matt sits down with Jaynell, who’s trying to create a second liveable area at home (and future-proof the space), but keeps running into the kinds of “gotchas” that can blow out cost, compliance, and resale value. Liveable space isn’t just “looks good” — ceiling heights and what percentage of the room meets minimum height can determine whether a space is considered liveable (and valuable). The under-eaves problem: if you’re planning to enclose now or later, your eave height vs internal ceiling height can become the make-or-break detail. The “rent it out” slippery slope: once you start treating space like a separate rentable area, you can trigger dual occupancy implications and council contribution fees (Matt calls out ballpark figures that can sting). Kitchenette vs kitchen: the episode digs into the line between a “kitchenette” and what can escalate compliance requirements (including why adding an oven can change the classification of the dwelling). Approvals + plan changes: if you decide to stage the build (eg, do the roof later), you may be looking at construction certificate modifications and potentially further sign-offs depending on what changes and where the structure sits. If you’re trying to add a second liveable zone—especially anything that could become a rentable space—sort the compliance pathway early (heights, labels on plans, and what you’re actually building), or you risk turning a “simple add-on” into a costly rework. Book a free consult with us here: https://mtdesign.com.au/consultation

    49 min

About

MTDC Lounge is a weekly podcast where we chat with designers, builders, and problem-solvers about the messy, honest side of getting things built. No fluff. Just real talk, dry laughs, and lessons from the jobsite and studio.

You Might Also Like