First Time Property Investor

Imtiyaz Rather

First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong. Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence. Hosted by: Imtiyaz Rather from Hack Mortgages, Pete Theodorou from Mindset Property and Skye Taylor from Taylored Property. You get get the full picture from Mortgage Broking, Buyers Agency and Property Management. Want to connect with us? ➜ https://linktr.ee/ftpi.pod

  1. S2E15 - The Dark Side Of Investing: How A One-Stop Property Shop Lost Our Client $350,000 Of Equity (Part 1)

    5 days ago

    S2E15 - The Dark Side Of Investing: How A One-Stop Property Shop Lost Our Client $350,000 Of Equity (Part 1)

    What happens when a successful investor follows advice from people they thought they could trust? In this episode, the team unpacks the real-life story of Julia, a migrant who worked tirelessly to build wealth through property, only to find herself locked into two unconditional contracts that put more than $350,000 of equity at risk. From community referrals and educational seminars to referral commissions, house-and-land packages, SMSF property purchases, and unconditional contracts, this episode reveals how a series of seemingly small decisions created a financial nightmare. Part one focuses on Julia's journey and how the situation unfolded. In part two, the team will break down the red flags, warning signs, and practical lessons every investor should know to avoid finding themselves in the same position. Connect with us ➜ https://linktr.ee/ftpi.pod First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong.  Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence. Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry. (00:00) - The Phone Call That Started It All (01:00) - Meet Julia: Building the Australian Dream (02:30) - The Referral That Changed Everything (03:45) - From Accountant to Property Seminar (05:00) - Trust, Community & Hidden Incentives (07:00) - Why the Red Flags Didn't Feel Like Red Flags (08:30) - The One-Stop-Shop Property Model (11:15) - Two Contracts Signed in Two Weeks (13:00) - SMSFs, Trusts & Complex Structures (14:00) - The Team Behind the Transactions (14:45) - The Contract Clauses That Were Crossed Out (17:00) - Why Great Service Can Sometimes Be Dangerous (18:30) - The Myth That 'Property Always Goes Up' (19:00) - The SMSF Property That Was Worth Less Than Purchase Price (20:30) - How Trust Led to an $80,000 Overpayment (22:00) - The Second Property Problem (24:00) - The Negative Equity Risk (24:45) - The Only Way Out: Selling a Good Asset (25:30) - Why Choosing Your Own Professionals Matters (26:00) - The Bigger Lesson From Julia's Story (27:00) - Part Two Preview: The Red Flags Every Investor Should Know

    28 min
  2. S2E14 - Should You Buy New Or Established? (Part 2)

    16 June

    S2E14 - Should You Buy New Or Established? (Part 2)

    With recent property tax changes reshaping the investment landscape, many first-time investors are asking the same question: should you buy established property or consider a new build instead? In this episode, the team breaks down a practical five-step framework covering the recent budget changes, investment timeframes, borrowing capacity, cashflow, and risk. Learn how each factor can influence your decision, the hidden trade-offs of both strategies, and why your personal circumstances matter more than ever. If you're trying to work out which path makes the most sense for your first investment property, this episode will help you cut through the noise and make a more informed decision. Connect with us ➜ https://linktr.ee/ftpi.pod 00:37 Understanding The Budget Changes 05:55 Timing Your Investment Strategy 11:36 Borrowing Capacity & Changes To Lending 17:36 The Importance Of Cashflow & Stress-Testing Your Investment 24:57 Understanding Risk Potential First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong.  Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence. Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

    31 min
  3. S2E13 - Should You Buy New Or Established? (Part 1)

    9 June

    S2E13 - Should You Buy New Or Established? (Part 1)

    With more investors considering new builds, knowing how to separate opportunity from marketing hype has never been more important. In this episode, the team breaks down a practical framework for researching new build investment properties, including what makes a location attractive, the key data points to analyse, and the red flags that often signal trouble ahead. Learn why established suburbs continue to outperform many new estates, how supply and demand really impact growth, and the simple checks you can use to avoid costly mistakes before signing a contract. Whether you're considering a house-and-land package, townhouse, or micro-development, this episode will help you make a more informed investment decision. Connect with us ➜ https://linktr.ee/ftpi.pod 00:00 Introduction: New Builds vs Established Property 02:00 What Makes a Good New Build Investment Location? 03:00 Why Many New Estates Underperform 04:45 How to Research Investment Areas Properly 05:45 The Key Data Points Every Investor Should Check 08:00 Infrastructure: What Actually Matters? 10:00 Building Approvals and Future Supply Risks 11:15 Population Growth: The Missing Side of the Story 13:30 Why Micro-Developments Can Be More Attractive 14:00 Red Flags That Should Make You Walk Away 15:00 The Problem with Cheap House & Land Packages 17:15 How to Stand Out in High-Supply Estates 20:00 Features That Improve Rental Demand and Resale Value 21:00 Understanding Negative Equity Risk 24:00 How New Estates Are Marketed to Investors 27:00 Finance and Contract Risks to Watch For 28:30 Why Independent Property Management Advice Matters 29:30 Rental Guarantees Explained 30:30 A 5-Step Framework to Pressure-Test Any New Build 36:30 Building the Right Team Around Your Investment 38:00 Final Thoughts: The Fundamentals Haven't Changed

    39 min
  4. S2E12 - Investor Confessions: What Property Investing Really Looks Like

    2 June

    S2E12 - Investor Confessions: What Property Investing Really Looks Like

    In the first episode of our new Investor Confessions series, Pete shares the real stories behind his eight-property journey—the wins, the mistakes, and the lessons he learned the hard way. From selling a Perth property too early and missing out on hundreds of thousands in growth, to the hidden costs of self-managing tenants and sitting on the fence when opportunities appeared, this is an honest look at what property investing actually feels like behind the numbers. Connect with us → https://linktr.ee/ftpi.pod 00:22 Question 1 04:06 Question 2 05:16 Question 3 10:08 Question 4 13:48 Question 5 16:52 Question 6 18:36 Question 7 21:15 Question 8 First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong.  Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence. Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

    25 min
  5. S2E11 - 12 Questions First-Time Investors Ask About Buyers' Agents

    26 May

    S2E11 - 12 Questions First-Time Investors Ask About Buyers' Agents

    Thinking about using a buyer’s agent but unsure if it’s actually worth it? In this episode, the team answers 12 common questions first-time investors ask, covering a range of topics from off-market deals and hidden commissions, to fees, red flags, hotspots, and whether buyer’s agents really improve long-term outcomes. Learn how good buyer’s agents structure their process, where investors often get stuck in analysis paralysis, and what questions you should be asking before signing with anyone. Connect with us → https://linktr.ee/ftpi.pod00:27 Question 1 03:41 Question 2 06:33 Question 3 11:58 Question 4 15:30 Question 5 19:12 Question 6 23:55 Question 7 26:42 Question 8 29:19 Question 9 33:40 Question 10 35:25 Question 11 39:17 Question 12 First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong.  Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence. Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

    42 min
  6. Budget 2026: What Changed, What’s Clickbait, What Matters Next

    14 May ·  Bonus

    Budget 2026: What Changed, What’s Clickbait, What Matters Next

    Originally prepared for clients, this presentation breaks down what’s actually changing in Budget 2026, what isn’t, who is protected, and what different types of property investors should be thinking about now. As a mortgage broker and Qualified Property Investment Advisor, my goal here is to cut through the clickbait and explain what actually matters. Inside, I cover: Negative gearing changesCGT changesTrust structure impactsDebt recyclingThe 6 investor profiles [and which you fall into]Key dates and action points Video Presentation with Slideshttps://www.youtube.com/watch?v=yCYmflLwhCEDownload the full slide deck + bonus resources:https://hackmortgages.myflodesk.com/budget... Bonus resources: Post Budget Pack for current property investorsPost Budget Pack for future property investors

    39 min
  7. S2E10 - 12 Things You Can't Do As A Landlord, That You Probably Thought You Could

    12 May

    S2E10 - 12 Things You Can't Do As A Landlord, That You Probably Thought You Could

    If you think owning an investment property means you can do whatever you want with it, this episode might surprise you. The team breaks down 12 common landlord assumptions that regularly catch first-time investors off guard, from ending leases and increasing rent, to pets, renovations, repairs, and tenant rights. Learn what landlords legally can’t do, where investors often get themselves into trouble by accident, and how to avoid costly mistakes while still protecting your investment in this quick-fire, practical episode for anyone preparing to buy their first investment property or currently navigating life as a landlord. Connect with us ➜ https://linktr.ee/ftpi.pod First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong.  Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence. Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

    34 min
  8. S2E9 - So You've Found A Property... Now What?

    5 May

    S2E9 - So You've Found A Property... Now What?

    This episode breaks down the critical gap between finding a property and confidently making an offer, giving first-time investors a clear 5-step framework to follow. Learn how to assess location and value, avoid emotional decision-making, and set a “sleep at night” price that aligns with your goals and risk tolerance. The team also unpacks how to handle agents, understand offer campaigns, and structure a strong offer without getting caught in a bidding war. If you’ve ever felt stuck or overwhelmed at this stage, this episode will help you move forward with clarity and control. Connect with us ➜ https://linktr.ee/ftpi.pod First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong.  Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence. Hosted by Imti, Pete and Skye, with insight from the finance, buying, sales and property management sides of the industry.

    30 min
See All (50)

Ratings & Reviews

5
out of 5
8 Ratings

About

First Time Property Investor is for Australians who want to invest in property but feel stuck between too much information, conflicting advice, and the fear of getting it wrong. Get honest conversations, practical insights, and clear strategy to help you avoid costly mistakes and move forward with confidence. Hosted by: Imtiyaz Rather from Hack Mortgages, Pete Theodorou from Mindset Property and Skye Taylor from Taylored Property. You get get the full picture from Mortgage Broking, Buyers Agency and Property Management. Want to connect with us? ➜ https://linktr.ee/ftpi.pod

Information

You Might Also Like