The Curve

The Curve Platform
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The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way. New episodes every Monday and Thursday! Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

  1. 4 hr ago

    Buy Now, Pay Later Can Now Wreck Your Credit Score.

    This week Sophie's joined by chartered accountant, author and finance creator Abi Foster (filling in for Vic) to unpack the UK's brand-new Buy Now, Pay Later regulations - why they've come in, what they actually mean for your credit score, and how one woman ended up $50k in debt using it. Plus: should you be divesting from the US stock market right now, SpaceX's IPO wobble and Elon losing his trillionaire status, the $110bn Warner Bros/Paramount merger 12 US states are trying to block, and a genuinely lovely bonus story about a Costco cashier who built a $1m retirement pot on minimum wage. Abi’s Links ⁠The Money Manual Book⁠: https://www.penguin.co.uk/books/46857... ⁠Instagram⁠: https://www.instagram.com/abigailrosefoster/ ⁠TikTok: https://www.tiktok.com/@abigailrosefoster ⁠YouTube: https://www.youtube.com/channel/UCmvbS2HZTs72pst13nBEmJw/videos Substack: https://elent.substack.com/ Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM and if you want to check out any of the questions we've already answered you can find them here! (https://pathfinder.kiwi/pathfinder-x-the-curve/) Lily’s guide to ethical investing template: https://pathfinder.kiwi/media/documents/Pathfinder_x_The_Curve_Mini_Ethical_Investment_Policy.pdf WTF does that mean? A guide to all the jargony bits: FCA The UK's finance regulator, now policing BNPL. Section 75 Your provider's on the hook if a purchase goes wrong. Soft check A background check that doesn't dent your credit score. Credit score The number lenders use to judge how risky you are. Earnings season Weeks when public companies report results. S&P 500 The top 500 US companies. Magnificent Seven The 7 tech giants dominating the US market. Divesting Selling investments to cut your exposure. Emerging markets Fast-growing but riskier economies. IPO A company's first share sale to the public. Monopoly One player controls the market, no competition. Credits: Host: Sophie Hallwright Guest: Abi Foster Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in this episode… 00:01:12 Pathfinder x The Curve 00:01:42 Abi's back on the pod! 00:03:53 Buy now, pay later: the rules just changed 00:17:43 Should we be divesting from the US? 00:29:53 Pathfinder x The Curve 00:31:05 The $110bn media merger nobody saw coming 00:36:34 Soph's bonus story 00:39:25 The Ethical Hotline 00:45:05 Thank you for listening! 00:46:13 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    Buy Now, Pay Later Can Now Wreck Your Credit Score.

  2. 3 days ago

    The Money Lessons We Were Never Taught (And How to Catch Up in Your 20s and 30s).

    If you've ever felt behind on money, like everyone else somehow "gets it" and you missed the lesson, this episode is for you. Sophie sits down with finance creator Ciara McMahon to break down, step by step, how she went from financially avoidant to having over £200,000 invested, without cutting out the things she enjoys: what compound growth actually means and why it's so hard to grasp at first, what dollar-cost averaging is and how Ciara adapted it into her own "curated" version (holding back a portion each month to invest more when the market dips), what an ETF actually is versus picking individual stocks, why a stocks and shares ISA is tax-free, what "risk appetite" really means, the idea of Coast FIRE and retirement as a financial state rather than an age, and why so many women were never taught any of this in the first place. Ciara is living proof that building wealth doesn't require depriving yourself, just consistency and the right foundations. Ciara’s links Instagram (https://www.instagram.com/ciara___anne/) TikTok (https://www.tiktok.com/@ciara__anne) Want to know your Coast FIRE number? Ciara breaks it down here: Coast FIRE explained (https://www.instagram.com/p/DX2WR6-qOXH/) Episodes mentioned in this podcast… Economist Bronwyn Taylor explains why 'Girl Math' is a toxic trend. (https://youtu.be/VEKpsJlReb8?si=tbit37Bn767tMDUk) Mia McGrath’s Frugal Chic Rules for Building Wealth. (https://youtu.be/nV74s4FoyUI?si=zVHVGU_9hvgrseM7) Credits: Host: Sophie Hallwright Guest: Ciara McMahon Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Episode Preview 00:01:04 Who is Ciara? 00:02:16 Why women don’t talk about money 00:11:49 Ciara’s financial journey 00:23:04 A conversation with Ciara’s sister 00:32:53 Ciara’s investing strategy 00:43:13 Ciara’s fav ETFs 00:44:34 Jealousy within friendship groups 00:49:52 Thank you for listening! 00:50:19 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    The Money Lessons We Were Never Taught (And How to Catch Up in Your 20s and 30s).

  3. 5 days ago

    Should Billionaires Be Taxed? + Taylor Swift & Travis Kelce's $20M Wedding.

    Today we tackle one of the most controversial money topics out there: should billionaires pay more tax? With a wealth tax vote coming to California and France debating the same fight, Vic and Soph go head to head - one wants a minimum personal income threshold for the ultra-rich, the other says the real fix is corporate tax and preventing this level of wealth concentration in the first place. We also dig into the gender gap behind who's actually getting taxed (only 14% of billionaires are women), then switch gears to break down Taylor Swift and Travis Kelce's reported $20 million wedding - the Madison Square Garden price tag, the donation to NYC, and the prenup drawn up by Taylor's dad. Plus Dua Lipa and Callum Turner's wedding, and why more couples (led by women) are finally normalising prenups. PLEASE VOTE FOR US! The Curve has been nominated for best Education podcast at The British Podcast Awards 🏆 - if you've ever laughed, learned, or yelled at your phone during an episode, vote for us here: https://www.britishpodcastawards.com/voting Takes 10 seconds and would mean the world to us. Thanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curve Credits: Hosts: Victoria Harris & Sophie Hallwright Producer & Editor: Emily Rigby Editor: Kate Callaghan Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in this episode 00:00:55 Generate x The Curve 00:01:13 Quick catch up 00:04:15 Vote for us in the British Podcast Awards! 00:05:51 Should billionaires be taxed? 00:22:51 Generate x The Curve 00:23:36 Taylor Swift & Travis Kelce's $20M wedding 00:32:24 See you Friday! 00:34:57 Thanks for listening! 00:35:34 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures. *Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.

    Should Billionaires Be Taxed? + Taylor Swift & Travis Kelce's $20M Wedding.

  4. 12 Jul

    The prenup boom, explained.

    New data shows 53% of engaged or married Americans under 45 now have a prenup, up from 34% just a few years ago - and women are the driving force behind the shift. Sophie and Vic unpack what's behind the surge, what the "default" marriage contract looks like if you never write your own, and the question lawyers say you need to answer before you book one: what's your actual worst-case scenario. Plus: New Zealand, Australia and the UK just made three different interest rate calls off the same oil shock, and Amazon's $25B bond raise came in softer than expected, a possible early signal of AI fatigue. PSA! We've been nominated for a British Podcast Award! It takes 10 seconds to vote and would mean the world to us. Vote here: britishpodcastawards.com/voting Want to get in touch with our recommended prenup experts? Email us at hello@thecurveplatform.com (mailto:hello@thecurveplatform.com) Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM and if you want to check out any of the questions we've already answered you can find them here! (https://pathfinder.kiwi/pathfinder-x-the-curve/) WTF does that mean? A guide to all the jargony bits: Prenup – The default contract you never signed, now with edits. De Facto – Married in the eyes of the law, minus the wedding. Bond – A very official "I'll pay you back, promise." Equity – Selling a slice of your company instead of your soul to debt. Interest Rates – The price tag on borrowed money. Fixed vs. Floating Mortgage – Locked-in rate vs. rollercoaster rate. Term Deposit – Your money, napping in the bank for interest. Stagflation – Prices up, economy down. No one wins. Diversification / Divest – Spread it around, or get it out. Credits: Hosts: Victoria Harris & Sophie Hallwright Editor: Kate Callaghan Producer: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 British Podcast Awards! 00:00:18 Coming up in this episode… 00:01:19 Pathfinder x The Curve 00:01:48 Welcome from the new office 00:06:30 The prenup boom 00:19:16 Vic’s exciting interest rates 00:25:53 Pathfinder x The Curve 00:26:36 Cracks in the AI bubble? 00:38:26 Thank you for listening! 00:40:14 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    The prenup boom, explained.

  5. 9 Jul

    Ways to Earn More When Budgeting Isn't Enough.

    Sometimes budgeting can only get you so far. You can track every dollar, split your accounts perfectly, and still find there's nothing left over to invest in your future. That's when you need to shift your focus from saving what you have to earning more. Hannah Koumakis is back on the mic, and this time she's breaking down the side hustles that actually work, the ones that don't, and how to find the balance between hustling hard and burning out. From extras work on Netflix shows to mystery shopping, pet sitting, and even being someone's human alarm clock (yes, really), Hannah shares the unconventional ways she earned money while studying full time. She's also honest about the side hustles that made her zero dollars, the importance of not stretching yourself too thin, and why every experience, even the weird ones, shapes who you become. If you've ever felt stuck because your income just isn't enough, this episode is for you. Dimes Vintage: https://www.instagram.com/carpe_dimes/ Hannah’s Links Instagram (https://www.instagram.com/hannahkoumakis/) TikTok (https://www.tiktok.com/@hannahkoumakis) deartheseries.com dearcommunity.co.nz Seven Content & Dear Brides (http://sevencontentstudio.com) Check out IOU (The Practical Lessons) here: https://thecurveplatform.com/ We're proud to be partnering with BNZ. There's an art to starting something new, and like any art form, you need the right tools to make it work. Whether you're flatting, saving to travel, or making a career move, BNZ has the tools to help you master your money from the get-go. Credits: Host: Sophie Hallwright Guest: Hannah Koumakis Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3)⁠⁠⁠ ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Chapters 00:00:00 Welcome to IOU (Some Money Education)! 00:00:16 Coming up in this episode… 00:01:03 BNZ x The Curve 00:01:30 Welcoming Hannah back for part 2 00:04:06 What happens when you dont have much left after you've budgeted 00:06:24 In the red or in the green? 00:12:22 Deciding what gets cut 00:16:11 The art of visualisation 00:20:03 Enter: side hustles 00:22:47 Disclaimer: you actually have to do it 00:27:21 Side hustle idea #1 Extras work 00:32:12 Side hustle idea #2 Mystery shopper 00:33:07 Side hustle idea #3 Events work 00:34:30 Side hustle idea #4 Supermarket sampling 00:35:03 Side hustle idea #5 Pet sitting 00:40:36 Side hustle idea #6 Babysitting 00:41:16 Side hustles that just aren’t worth it 00:43:16 Cash & burn 00:46:01 The importance of not overdoing it 00:49:15 Extra Credit 00:50:28 Thank you for joining us for IOU (Some Money Education) 00:51:01 Thank you BNZ! 00:51:26 Financial Disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    Ways to Earn More When Budgeting Isn't Enough.

  6. 7 Jul

    Why Women Will Inherit Most of the $124 Trillion Wealth Transfer.

    First up, a Wimbledon winner takes home £3 million, but a player ranked 150th can't even afford their own lunch? Vic breaks down the brutal economics of tennis, how Centre Court tickets became high-return investments, and what happens when live sports suddenly become a massive lifestyle trend. Then, a historic $124 trillion is about to change hands, and 70% of it is going straight to women. We unpack why the traditional finance industry is completely unprepared for this shift, why the majority of widows fire their male advisors within a year, and the awkward conversations we need to start having with our parents. Thanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curve Credits: Hosts: Victoria Harris & Sophie Hallwright Editor: Kate Callaghan Producer: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in this episode… 00:01:03 Generate x The Curve 00:01:25 New episode schedule 00:05:32 Why Wimbledon tickets can be an investment 00:25:44 Generate x The Curve 00:26:21 The great wealth transfer 00:40:37 Thank you for listening! 00:42:36 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures. *Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.

    Why Women Will Inherit Most of the $124 Trillion Wealth Transfer.

  7. 5 Jul

    Why Flights Are Still Expensive, What Nike's Hiding & Are ETFs Losing Their Charm?

    Why haven't flight prices dropped even though oil prices have? Vic breaks down airline hedging and why we're stuck paying more for a while yet. Then, Nike just posted a $1 billion profit, sounds amazing, right? We dig into why the share price tells a very different story, and what it teaches us about reading past flashy headlines. Finally, a record-breaking $1 trillion has poured into ETFs in the first six months of the year alone. We unpack why the funds outperforming right now might not be the ones you'd expect, and why "diversified" doesn't always mean what you think it does. Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM and if you want to check out any of the questions we've already answered you can find them here! (https://pathfinder.kiwi/pathfinder-x-the-curve/) WTF does that mean? A guide to all the jargony bits: Hedging – Locking in a price now so you're not stung later. Commodity – A raw material everyone needs, like oil or coffee. Tariff – A tax on stuff coming into a country. Market Cap – A company's total value based on its share price. Large Cap vs Small Cap – Big, established companies vs smaller, riskier ones. Dow Jones – Another stock market index, just older. Emerging Markets – Countries with growing economies, like Brazil or India. Share Price – What one share of a company costs. Credits: Hosts: Victoria Harris & Sophie Hallwright Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in this episode… 00:01:13 The Curve x Pathfinder 00:01:43 Quick catch up: dogs, Devon & moped man 00:06:26 Why flights aren't getting cheaper 00:17:26 Nike's billion dollar illusion 00:26:28 The Curve x Pathfinder 00:27:10 Are ETFs losing their charm? 00:41:01 See you on Wednesday! 00:42:15 Thank you for listening! 00:42:54 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

    Why Flights Are Still Expensive, What Nike's Hiding & Are ETFs Losing Their Charm?

  8. 1 Jul

    Why now is never the right time to invest.

    This one is for anyone who has looked at the state of the world lately and thought: maybe I'll just wait until things settle down... Vic and Soph recently spoke at The London Business School and someone in the crowd asked this question… “Given the state of the world - wars, oil, tariffs etc... do you really think it’s a good time to be investing?” And honestly? We know a lot of you are feeling the same way. In this episode we went through the five biggest market crashes of the last 30 years. What actually happened? How long it took to recover? And why when the world is chaotic (like right now), you should be ignoring your instincts when it comes to investing! Soph is joined by Fran (a returning fan-favourite guest). She is a chartered accountant and finance director - the two look at the biggest market crashes the stock market has ever seen, and how to stay the course when every instinct is telling you to not invest right now. Whether you're brand new to investing or deep in the markets and quietly panicking, this one's a reminder that boring, consistent, and long-term strategy always wins. Watch the first episode with Fran here. (https://www.youtube.com/watch?v=dlyVoMAasjI&t=407s) Fran’s links: Tiktok (https://www.tiktok.com/@martha30s) Instagram (https://www.instagram.com/martha.stewish/) Substack (https://marthastewish.substack.com/) YouTube (https://www.youtube.com/@martha.stewish) Thanks so much to Generate for making this episode possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: generatekiwisaver.co.nz/curve Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures.  Credits: Host: Sophie Hallwright Guest: Martha Stewish Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Welcome back, Fran! 00:02:59 The question from London Business School that started it all 00:04:04 Getting your investing mindset right (and why your time horizon is everything) 00:12:06 30 years of the stock market, by the numbers 00:16:31 What does a "crash" actually mean? 00:17:38 The dot-com bubble 00:20:32 The Global Financial Crisis 00:27:58 The COVID crash 00:29:41 The Ukraine war & inflation 00:35:33 Liberation Day & the tariffs 00:36:34 The best thing you can do? Absolutely nothing. 00:41:52 Fran's pension: £48k in, £115k out 00:46:09 On FOMO and why it's your biggest investing enemy 00:53:47 Final thoughts 00:55:45 Thank you for listening! 00:56:12 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. *Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.

    Why now is never the right time to invest.
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About

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way. New episodes every Monday and Thursday! Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

Information

  • Creator
    The Curve Platform
  • Years Active
    2021 - 2026
  • Episodes
    403
  • Rating
    Explicit
  • Copyright
    © The Curve Platform
  • Show Website
    The Curve

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