The Iced Coffee Hour

Graham Stephan/Jack Selby

"The Iced Coffee Hour" is a podcast hosted by Graham Stephan and Jack Selby that explores candid conversations with a diverse collection of guests, delving into their unique life journeys, successes, finances, and insights.

  1. 5 days ago

    Financial Expert: The MOST CONTROVERSIAL Investing Myths That Cost You Money! | Ben Felix

    NetSuite: Try NetSuite Next For FREE at https://netsuite.ai/ICED Whatnot: $500 GIVEAWAY! Sign up to Whatnot using my link https://www.whatnot.com/invite/IcedCoffeeHour and follow me on Whatnot. Winner will be picked in a month. Get $15 OFF with the same link! #whatnotpartner Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED Upwork: Post your job free at http://upwork.com/COFFEE and connect with top talent to grow your business. NO PURCHASE NECESSARY. Open to legal residents of the 50 U.S. states and D.C., 18+. To enter: (i) Sign up to Whatnot using the following link https://www.whatnot.com/invite/IcedCo..., and (ii) follow the following Whatnot account @IcedCoffeeHour. One entry per person. Entries must be received by September 15th at 11:59:59 p.m. PT. Winner selected at random on or about September 16th. Winner will be notified via the email associated with their Whatnot account and must respond within 5 days or prize may be forfeited and an alternate winner selected. Prize: $500 of Whatnot credit redeemable for purchases on the Whatnot platform (ARV: $500). Winner is responsible for all applicable taxes. This promotion is not sponsored, endorsed, or administered by YouTube. Sponsored by The Iced Coffee Hour. Void where prohibited. Follow  @BenFelixCSI  Here! *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:12 - The Best Investment He's Ever Made 00:04:04 - His Worst Investment: Buying Bitcoin 00:06:38 - The Myth That You Should Save as Much as Possible 00:09:07 - The Belief That Will Actually Make You Poor 00:10:42 - Why People Screw Up Something as Simple as Index Funds 00:13:03 - The Product Influencers Are REALLY Selling 00:14:59 - Sponsor: NetSuite 00:16:16 - All-Time Highs, Stretched Valuations, and Doing Nothing 00:20:09 - The One-Fund Portfolio and What's Actually in His 00:24:49 - How Much Should People Save? 00:25:58 - Setting Goals You Won't Regret in 20 Years 00:28:47 - Sponsors: Whatnot & Gusto 00:32:04 - Should Young People Borrow to Invest? 00:37:56 - Behavior Beats Math, and Cash Is the Real Risk 00:38:43 - Earn More vs. Spend Less 00:40:45 - The Cost Of Extreme Frugality 00:45:12 - The Rise of ETF Slop 00:47:34 - Covered Calls, and Why You're Built to Underperform 00:50:26 - Who Should Own Individual Stocks 00:53:10 - Forget 10% - Here's the REALISTIC Long-Term Return 00:55:41 - Sponsor: Upwork 00:56:55 - Am I Being Too Conservative? 00:59:46 - Diary of a CEO, and the Worst Financial Situations He Sees 01:02:55 - Why You Should NOT Look At Your Portfolio 01:04:09 - Risks People Overlook, and Pokémon Cards as an Asset 01:07:06 - Housing: Investment or Not? 01:10:10 - The 5% Rule for Renting vs. Buying 01:12:41 - The Intangible Benefits Trap and the Paid-Off House 01:19:25 - When Optimization Stops Being Worth It 01:22:10 - Money as a Tool to Buy Time 01:24:27 - What the Research Says About Money and Happiness 01:31:49 - The Life Cycle Model and the Safe Withdrawal Rate 01:38:50 - The Single Best Piece of Advice for Most People 01:41:04 - Reverse Interview: What Should He Cover Next? 01:44:22 - Why He Almost Didn't Come On the Podcast *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

  2. 5 days ago ·  Bonus

    You Might Also Like: A Better Way to Money

    Introducing The Truth About That Financial Advisor Conversation You’ve Been Avoiding from A Better Way to Money. Follow the show: A Better Way to Money Most people picture a financial advisor behind a mahogany desk, running spreadsheets for people with serious money. Jonathon Gais grew up thinking the same thing—until he became one. Now, as VP of Client Experience and Personalized Planning at Northwestern Mutual, Jonathon shapes how NM advisors across the country think about financial planning. His core message: You don’t need to have it all figured out before you talk to an advisor. The right one helps you make smarter choices—and becomes the reason you finally start. Host Jennifer Borget sits down with Jonathon for an honest look at what a real planning conversation sounds like; why starting to plan today, even when everything isn’t perfectly in place, is always better than waiting; why protection is the blind spot most people in their 30s miss; and what it takes to close the gap between knowing what to do and actually doing it. The right time to start isn’t when everything lines up. It’s now.  Download your free Family Finances workbook and start preparing for your first financial advisor session TODAY: https://www.northwesternmutual.com/podcast/ Connect With Jonathon Gais LinkedIn: https://www.linkedin.com/in/jonathongais/ Connect With Northwestern Mutual Facebook: https://www.facebook.com/northwesternmutualInstagram: https://www.instagram.com/northwesternmutual/LinkedIn: https://www.linkedin.com/company/northwestern-mutual/TikTok: https://www.tiktok.com/@northwesternmutual Episode Page: https://www.northwesternmutual.com/life-and-money/a-sneak-peek-into-what-a-real-financial-advisor-conversation-looks-like LinkedIn: https://www.linkedin.com/showcase/a-better-way-to-money-podcast/ DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to team@podroll.fm.

    You Might Also Like: A Better Way to Money
  3. 9 Aug

    EMERGENCY UPLOAD: Stock Market Investors Are Losing Everything - How To Profit! | Chris Camillo

    Northwest Registered Agent: Start Your LLC Today at https://www.northwestregisteredagent.com/ich Monarch: Use code ICEDCOFFEE at https://monarch.com to get your first year of Monarch Core half off at just $50! Ethos: Get Your FREE Life Insurance Quote at https://ethos.com/icedcoffee Shopify: Stop waiting for permission to build something. Your next revenue stream starts free at https://shopify.com/ich Follow  @DumbMoneyLive  Here! Chris Camillo Twitter: https://x.com/ChrisCamillo *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 Timestamps: 00:00:00 - Intro 00:01:09 - 40% Drawdown, and Leopold Margin Call 00:09:24 - The Amazon Thesis 00:15:09 - Making $10 Million in a Single Day 00:16:16 - Sponsor: Northwest Registered Agent 00:17:20 - Investing vs Gambling 00:21:14 - Critics and Copycat Trading 00:28:06 - The Capex Panic 00:31:49 - Concentration Risk, OpenAI, and "Too Big to Fail" 00:34:38 - Sponsors: Monarch & Ethos 00:37:20 - Manipulation, Citadel, and Who Really Broke Leopold 00:41:45 - Why You SHOULD NOT Listen To Chris 00:45:46 - The $20K to $80 Million Trade 00:51:00 - Can Anyone Consistently Beat the Market? 00:54:19 - Sponsor: Shopify 00:55:24 - Leopold Aschenbrenner As An Investor 00:59:43 - Leverage in the Market and the Attention Trade 01:05:23 - The BEST Trade Every 5-10 Years 01:12:22 - Everyone Is Wrong About AI 01:16:05 - The Coffee Cup Theory: Distribution Moats Win 01:22:28 - SpaceX at $1.6 Trillion, and Never Loving a Stock 01:31:26 - Where to Find Asymmetry In The Stock Market 01:37:10 - If Intelligence Is Free, Which Skills Become Valuable? 01:43:55 - Is This 2001 Again? 01:54:19 - Twitter Distractions and What He Got Wrong on Sweetgreen 02:00:00 - Content Creation and In-Person Communities 02:08:06 - College, Networks, and Why Relationships Are AI-Proof 02:14:28 - The Amazon Trade Isn't Over For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

  4. 27 Jul

    Stock Expert: Here’s My “Cheat Code” That Turned $35,000 Into $10M In 5 Years!

    Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED Upwork: Post your job free at http://upwork.com/COFFEE and connect with top talent to grow your business. Shopify: Stop waiting for permission to build something. Your next revenue stream starts free at https://shopify.com/ich Ethos: Get Your FREE Life Insurance Quote at https://ethos.com/icedcoffee Follow Kevin Xu: https://x.com/kevinxu/ *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! 00:00:00 - Intro 00:01:03 - $35K To $10 Million: His Biggest Wins And Losses 00:04:01 - Skill Or Luck? Trading Sentiment And "Vibes" 00:08:35 - The $1.7M Big 5 Trade And Gambling vs Investing 00:13:19 - Sponsor: Gusto 00:14:50 - Who Should Actually Go All In On One Stock 00:18:12 - Red Flags, Pump And Dumps, And When To Sell 00:21:37 - How He Missed The GameStop Squeeze 00:24:01 - Margin, The Mental Toll, And The Crypto Wipeout 00:28:43 - The Trades That Took $35K To $300K 00:30:36 - Sponsor: Upwork & Shopify 00:33:14 - His First Big Loss And Why Earnings Are A Coin Flip 00:36:38 - The Biggest Lies About Trading And Who To Follow On X 00:40:10 - What Separates Him From Everyone Who Loses Money 00:44:50 - Is The AI Buildout A Bubble? Plus His Robotics Plays 00:49:51 - The K-Shaped Economy And Building Your Base 00:52:19 - Sponsor: Ethos 00:53:34 - Your First Few Thousand Dollars And Why He'd Buy Google 01:00:22 - Black Swans, Options, And Jack's Strategy 01:04:52 - Banned From Wall Street Bets 01:07:40 - Why $10 Million Isn't Enough Anymore 01:11:55 - Inside His $11.5M 401k And How Much You Actually Need 01:18:05 - Making $1 Million A Year On X 01:24:51 - Graham Calls Out His Transparency 01:28:45 - The RCAT Loss And Forcing Trades 01:33:17 - The Best Investor Alive And Chris Camilo's Critique 01:38:48 - Comparing Robinhood Accounts *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

  5. 10 Jul

    Reckless Ben Breaks Silence on LEGO Lawsuit, Getting Arrested, & Losing Everything

    Northwest Registered Agent: Start Your LLC Today at https://www.northwestregisteredagent.com/ich NetSuite: Try NetSuite Next For FREE at https://netsuite.ai/ICED Superhuman: Get AI tools you'll actually use at https://superhuman.com Shopify: Stop waiting for permission to build something. Your next revenue stream starts free at https://shopify.com/ich Follow  @RecklessBen  Here! Support his GoFundMe: https://www.gofundme.com/f/help-bryan-recover-his-lego-collection *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps 00:00:00 - Intro 00:02:52 - What The Lego Story Is REALLY About 00:07:13 - How Ben Found The Lego Story 00:11:44 - How $200,000 Of Lego Went Missing 00:16:26 - Sponsor: Northwest Registered Agent 00:17:43 - Misconceptions & How It Escalated To Six Charges 00:22:52 - Playing Devil's Advocate: Is This Stalking? 00:27:14 - Arrests, Police Lies & Holding Cops Accountable 00:33:45 - Sponsor: NetSuite 00:35:09 - Sponsor: Superhuman 00:36:20 - Why The Police Sided With The Corporation 00:40:44 - Did Ben Take It Too Far? 00:45:16 - Bricks & Minifigs' Strongest Argument 00:49:01 - Passion Over Skill & Ben's Broke YouTuber Years 00:55:03 - "The Lawsuits Are Fun" & Investigating Government Fraud 00:59:08 - Sponsor: Shopify 01:00:34 - Jail, Bail & Owning Nothing 01:04:19 - Traveling The World & Living On The Beach 01:07:22 - Breaking His Neck & The Panic Attack That Changed Everything 01:11:56 - Money, Relationships & What Women Actually Want 01:17:30 - Why You Don't Need Money To Be Happy 01:22:00 - Where The $500K GoFundMe Is Going 01:26:55 - Who's REALLY Behind All Of This? 01:31:09 - The Chicken Dance Settlement Offer 01:35:24 - How This Ends & The Biggest Lies Being Told 01:40:59 - Advice: Try Harder Than Everyone Else 01:43:52 - Infiltrating Scientology 01:49:08 - Reacting To Bricks & Minifigs' Official Statement 01:55:12 - Final Lessons & The $5,000 Contract Prank *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

  6. 5 Jul

    Billionaire's WARNING: The Housing Market Will NEVER Be The Same (Do THIS Now)

    OpusClip: Start clipping at https://opus.pro/ich Gusto: Try Gusto for FREE for 3 months at https://gusto.com/ICED Upwork: Post your job free at http://upwork.com/COFFEE and connect with top talent to grow your business. Shopify: Stop waiting for permission to build something. Your next revenue stream starts free at https://shopify.com/ich FanDuel: Every Goal Matters! Visit https://fanduel.com to get started Follow Richard Baker Here: https://www.instagram.com/baker_house1921/ *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! 00:00:00 - Intro 00:01:08 - The $1.1 Billion Insight: Buying Dying Retailers for Their Real Estate 00:02:54 - Developer vs. Investor: A Different Way To Think About Real Estate 00:04:19 - The No-Money-Down Playbook: Creating Value Before You Close 00:06:29 - "Get Out of Your Room": Why Hustle Beats Google Maps 00:07:33 - Where To Meet the People Who Make These Deals Happen 00:08:48 - Is This Only for Veterans & Insiders? The "Average Person" Debate 00:10:38 - Real Estate Inefficiency & the Long Island House That Was Underpriced 00:12:54 - The Buy Box: Becoming an Expert in One Neighborhood 00:15:49 - The Great Wealth Transfer: Aging Owners & Off-Market Jewels 00:16:50 - Is Getting Wealthy Just an Effort Problem? 00:17:43 - How He Pitches Sellers & Structures Refundable Deposits 00:18:00 - Sponsor: OpusClip 00:19:15 - Start Small: Is This Harder To Do in 2026? 00:23:53 - The Billion-Dollar German Department Store Flip 00:25:58 - Buying Lord & Taylor With Almost No Money 00:28:48 - The Whiteboard Trick: Splitting OpCo and PropCo 00:32:41 - Sponsors: Gusto & Upwork 00:35:17 - Explaining Hudson's Bay & the $500M Bet From Abu Dhabi 00:40:31 - The Zellers Bidding War: Playing Walmart Against Target 00:46:22 - How Much Did He Actually Make? & the Net Worth Mystery 00:47:42 - Conviction & the "Reality Distortion Field" 00:49:11 - What He Owns Now & Smart Debt vs. Dumb Debt 00:50:51 - Where the Economy Is Headed & Debating Jeremy Grantham 00:53:37 - The University Housing Play & Betting on Top Schools 00:54:23 - Politics, Mamdani & Whether the Rich Give Back Enough 00:57:09 - Is the Housing Crisis a Money Problem or a Spending Problem? 01:02:09 - Diversification vs. Concentration 01:04:15 - The $200M Loss on Guilt & Failing Small 01:05:06 - Sponsors: Shopify & FanDuel 01:07:35 - The Largest Amount He's Ever Lost 01:09:28 - Massive Net Worth Swings & Keeping Life in Perspective 01:11:51 - Nature or Nurture? Office Hours & the Nepotism Charge 01:14:56 - Knowledge vs. Access & Talking to Claude Two Hours a Day 01:15:45 - Negotiation Secrets: Overpaying, Overselling & Knowing the Other Side 01:18:41 - Stalking Deals for Years & Why It Can't Be a Commodity Asset 01:21:37 - The Biggest Mistake the Average Person Is Making 01:23:31 - Individual Choices vs. the Economy & Raising Driven Kids 01:25:04 - The Exact Steps To Become a Real Estate Entrepreneur 01:25:58 - Why He Closes 99.9% of His Deals 01:28:24 - The Cornell Baker House Project 01:31:10 - The Ego Trap: Why Successful People Stop Taking Risks 01:32:10 - What To Optimize For Next & Where His Drive Comes From 01:33:26 - Tiers of Wealth: Private Jets, Economy Flights & Spending on Value 01:36:21 - The Cessna Story: Using Bigger Planes To Motivate Bigger Deals 01:39:47 - What Money Means & The Best Things To Spend On 01:41:16 - The Science of Spending for Happiness (Quiet Homes & Short Commutes) 01:42:47 - The Coming Entrepreneur Revolution & Opportunities for Women 01:46:06 - His Grandmother's 1921 Immigrant Real Estate Story 01:47:48 - The Harshest Truth About Money 01:49:03 - The Power of Yes: Marriage Advice After 30 Years 01:53:19 - Gratitude Rituals & Is There Such a Thing as Too Much Money? 01:54:42 - When He Felt Richest (And Why It Was Depressing) 01:56:16 - Wrap-Up *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

  7. 2 Jul

    The Savings Expert: They’re Lying To You About Building Wealth - Do THIS Instead! | Humphrey Yang

    OpusClip: Start clipping at https://opus.pro/ich SAN: No agenda - just the facts. Get started at https://san.com/ich to download the App AMP: Check it out at https://amp.ai and use code ICED for 10% OFF Your order Incogni: Take your personal data back with Incogni! Use code ICED at the link below and get 60% off an annual plan: https://incogni.com/iced FanDuel: Every Goal Matters! Visit https://fanduel.com to get started Subscribe to  @humphrey  Humphrey Yang Here! *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! Timestamps: 00:00:00 - Intro 00:01:02 - The Wild Stats: Half of Americans Can't Cover $1,000 00:04:35 - Is the American Dream Dead? Why Young People Are Giving Up 00:06:27 - The Real Reason People Feel Held Back From Wealth 00:08:51 - The $4 Cab Ride & How Tips Get Manipulated 00:13:41 - Will People Be Worse Off in 2030? 00:14:38 - Sponsor: OpusClip 00:15:42 - At What Income Is Paycheck-to-Paycheck a Spending Problem? 00:23:04 - The #1 Wealth Killer (It's Not What You Think) 00:24:58 - "You Guys Are Cheap, Not Frugal": The Big Debate Begins 00:29:13 - The Norway Flight: Is Spending $4,400 on a Seat Worth It? 00:31:16 - Sponsors: Straight Arrow News & AMP 00:33:52 - Money for the Sake of Money Is a Trap 00:38:55 - Behavior vs. Math: How Childhood Shaped Their Money Habits 00:44:29 - The Guilt-Free Spending Formula 00:46:29 - How To Actually Track & Save Money 00:48:43 - Why Humphrey Still Feels Like He's Failing 00:49:30 - Do They Feel Wealthy? (The Answer Is Always Double) 00:51:47 - The Case for Paying in Cash 00:54:08 - One Idea To Walk Away With: The 20% Test 00:55:17 - Looking Poor in San Francisco & Graham's Underwear Scandal 00:59:03 - Cars That Make You Look Rich for Cheap 01:01:02 - How To Actually Get Rich in 2026 01:01:20 - Sponsors: Incogni & FanDuel 01:03:41 - Content Creation, AI Consulting & The Side Hustle Debate 01:06:57 - Which Side Hustles Aren't Worth It 01:07:51 - Why People Go Broke for Their Cars 01:11:20 - Buy vs. Lease & The Tesla Math 01:14:10 - The Best Car To Buy in Every Income Bracket 01:15:24 - Graham's Tesla Regrets & Lowball Offer Game 01:19:29 - Selling the Famous Graham Stephan Model 3 01:21:12 - The Tiers of Wealth: $100K, $500K, $5M and Beyond 01:25:49 - What Aspirations Are Left at Their Net Worth? 01:28:35 - Opportunity Cost of Time: Why They Can't Just Relax 01:32:03 - The Perfect Portfolio & Individual Stocks vs. Index Funds 01:33:38 - Should Taxes Drive Your Investment Decisions? 01:36:13 - Best Investments To Get Rich & Buying at All-Time Highs 01:38:35 - The Worst Investment Advice Online 01:39:55 - Two Stocks for the Next 10 Years 01:42:22 - The S&P 1 Strategy Debate 01:44:43 - Humphrey's Bitcoin Story: The $60 Coffee 01:47:33 - What Money Means & The Best Things To Spend On 01:49:59 - The $100 Coin Flip 01:51:38 - Rapid Fire Questions 01:54:23 - Wrap-Up & Post-Show *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

  8. 21 Jun

    How To Beat The Casino: Why Bluff Loses $100,000's To Make Millions

    Claude: Get started with Claude today at https://claude.ai/icedcoffeeAirbnb: Find a co-host at https://airbnb.com/hostUpwork: Post your job free at http://upwork.com and connect with top talent to grow your business.ZocDoc: Check out Zocdoc and stop putting off those doctors appointments. Go to https://zocdoc.com/ICED to find and instantly book a top-rated doctor today. Subscribe To  @Bluffinbob  Here! *𝗖𝗢𝗡𝗡𝗘𝗖𝗧 𝗪𝗜𝗧𝗛 𝗨𝗦* 𝗜𝗚: https://www.instagram.com/icedcoffeehour 𝗝𝗔𝗖𝗞: https://www.instagram.com/jlsselby 𝗚𝗥𝗔𝗛𝗔𝗠: https://www.instagram.com/gpstephan 𝗖𝗹𝗶𝗽𝘀 𝗖𝗵𝗮𝗻𝗻𝗲𝗹: https://www.youtube.com/c/TheIcedCoffeeHourClips 𝗫.𝗰𝗼𝗺: https://x.com/TheICHpodcast 𝗧𝗶𝗸𝗧𝗼𝗸: https://www.tiktok.com/@theicedcoffeehour 𝗦𝗽𝗼𝘁𝗶𝗳𝘆: https://open.spotify.com/show/5c2uoXBQkOjIiCOf60jJj7 𝗔𝗽𝗽𝗹𝗲: https://podcasts.apple.com/us/podcast/the-iced-coffee-hour/id1515070058 For sponsorships or business inquiries reach out to: icedcoffeehourpartnerships@gmail.com Apply for The Index Membership: https://entertheindex.com/ For Podcast Inquiries, please DM @icedcoffeehour on Instagram! *Some of the links and other products that appear on this video are from companies which Graham Stephan & Jack Selby will earn an affiliate commission or referral bonus. Graham Stephan & Jack Selby are part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

About

"The Iced Coffee Hour" is a podcast hosted by Graham Stephan and Jack Selby that explores candid conversations with a diverse collection of guests, delving into their unique life journeys, successes, finances, and insights.

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