this is property

money money money
  • 0.0 (0)
  • Investing
  • Updated weekly

Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.

  1. 3 hr ago

    821 EOFY tax tips for business owners & property investors

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this episode Rachelle is joined by return guest Leah Hall, director and accountant at Lift Accounting to unpack what business owners and property investors need to know at EOFY. This episode was recorded prior to the budget. They talk about: 👉🏼 depreciation schedules & who prepaying interest might suit 👉🏽 maximising deductions 👉🏾 don't spend money just to save tax 👉🏿 check your borrowing capacity before big purchases 👉🏻 check your business & property structures 👉 tax reporting 👉🏼 the small business instant asset write-off 👉🏽 why investors can't claim travel expenses 👉🏾 changes to tax deductions for holiday home owners 👉🏿 cashflow as the biggest mistake that Leah sees Check out Leah's resources for this episode & the federal budget: https://liftaccounting.au/podcast-pack Related episodes: 722 top tax tips for property investors: Apple | Spotify 733 property structures explained: trusts, companies & super funds: Apple | Spotify this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    38 min

  2. 26 May

    820 rate rises, buyer's market & what the data is actually telling us with Eliza Owen

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M John is joined by Independent Housing Analyst Eliza Owen for a look at how the May 26 rate rise is impacting the Australian housing market. They touch on: 👉🏼 the impact on mortgage holders 👉🏽 can we anticipate more rate rises in the second half of 2026? 👉🏾 how different sub-markets are affected 👉🏿 is there an opportunity for upsizers? 👉 when can we see a rate cut occur? 👉🏻 are rate increases actually effective for reducing inflation? 👉🏼 how is undersupply fixed? 👉🏽 buyer sentiment and behaviour during this time 👉🏿 Eliza's tip for buyers to maximise negotiation power 👉🏻 a quick fire Q&A Connect with Eliza on LinkedIn: https://www.linkedin.com/in/eliza-owen-2554ab65/ this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    46 min

  3. 25 May ·  Bonus

    what the tax changes mean for property investors

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M On Thursday 21 May, John & Glen James from money money money walked through the CGT and Negative Gearing changes live on YouTube following the 2026 Federal Budget. Want to chat about your property situation? Book a 15min free call with John and the team at Envisage Property: https://www.envisageproperty.com.au/ this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    1hr 17min

  4. 19 May

    819 using equity vs saving cash, agent underquoting, help to buy + more

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, John & Rach discuss your questions about: 👉🏼 $500k equity in my PPOR, should I use it or save a separate cash deposit? 👉🏽 sell now to fund retirement or wait 5 years but risk it not being a seller's market? 👉🏾 single buyer with a $500k ceiling, is this the norm? What are my options? 👉🏿 why do agents underquote and what can buyers do about it? 👉🏻 I'm terrified of buying at the peak and ending up in negative equity! 👉 is the Help to Buy scheme worth it? 👉🏼 if wages aren't keeping up, can property really grow at 6% a year? this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    42 min

  5. 13 May

    818 Federal Budget 2026: what it means for property

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M The Federal Budget has dropped, now what does it mean for property? Rach and John dive into the proposed changes to property and what they could mean for buyers, sellers and investors across Australia. They touch on: 👉🏾 negative gearing changes 👉🏿 CGT 50% discount changes from 1 July 2027 - for property bought before Budget night, any gains accrued up until July 2027 will keep the 50 per cent discount and any gains accrued after July 2027 will be subject to the new rules 👉🏻 discretionary trusts hit with a new minimum 30% tax rate 👉 potential impact on borrowing capacity and lending 👉🏼 the push towards new builds and whether soaring build costs actually make the numbers stack up 👉🏽 SMSF investors are untouched 👉🏻 is rentvesting still a smart pathway to owning your own home? this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    48 min

  6. 5 May

    817 market update: rate rises, tighter lending & why property hasn't slowed

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this quarterly market update, John and Rachelle unpack what's actually happening in lending and property right now. They touch on: 👉 rate rises and what it means for lending and pre-approvals 👉🏼 the Help to Buy Scheme explained, plus a new trend: businesses buying their own premises 👉🏽 Sydney's unaffordability and where opportunity is 👉🏾 John and Rach's predictions for next quarter, and the vacancy rate metric worth watching 👉🏿 what rate rises mean for first home buyers, upsizers and investors This episode was recorded on the 15 April 2026. this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    41 min

  7. 28 Apr

    816 CGT changes, upsizing vs investing & the uncertain market

    Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A episode John Pidgeon and Rachelle Kroon unpack: 👉🏼 how our community is feeling about life, the market & CGT changes 👉🏽 upsizing & buying before you sell and timing around the budget CGT announcement 👉🏾 paying $130k left on the mortgage vs buying an investment property 👉🏿 selling while on maternity leave, will the 50% CGT discount be grandfathered? 👉🏻 retiring soon and worried CGT changes will derail the plan 👉 CGT discounts may differ for new builds vs existing properties 👉🏼 upsizing the family home or buying the first investment property this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    44 min

  8. 21 Apr

    815 buying property in your SMSF: setup, tax benefits, key rules & common pitfalls

    In today's episode, Leah Hall from Lift Accounting is back on the show to help unpack all things property & self-managed super funds (SMSF). Rachelle and Leah chat about: 👉🏼 what is an SMSF and how does it work? 👉🏽 how does SMSF differ from an industry super fund 👉🏾 why buy property in super? 👉🏿 what's required to start an SMSF 👉🏻 who shouldn’t setup an SMSF 👉 how to actually buy a property in your super 👉🏼 property rules within SMSF 👉🏽 business owner purchasing their business premises in SMSF 👉🏾 the tax-free benefit in retirement 👉🏼 common mistakes to avoid when buying property in SMSF Leah's website: https://liftaccounting.au/ this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

    45 min
See All (346)

Hosts & Guests

About

Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence. Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.

Information

  • Channel
    money money money
  • Creator
    John Pidgeon & Rachelle Kroon
  • Years Active
    2019 - 2026
  • Episodes
    346
  • Rating
    Clean
  • Copyright
    © John Pidgeon & Rachelle Kroon
  • Show Website
    this is property

More From money money money

You Might Also Like