Moneywise

Moneywise

Most financial advice still sounds like it’s stuck in a textbook. Moneywise flips that. This podcast brings together a Millennial and a Gen Z voice for honest, jargon-free conversations on all things personal finance, from your salary and SIPs to your insecurities about not having “figured it out” yet. Each month, we focus on one financial topic and unpack it through a series of short, weekly, engaging episodes. It’s a podcast that meets you where you are and helps you move forward, one episode at a time. Continuing the tradition of initiatives and campaigns that motivate, guide, and educate Indians about financial wisdom and wealth creation, we bring you MoneyWise - a podcast series that connects with investors and simplifies the important aspects of investment. We reached out to the average Indian investor through our successful short films like Bachat Nivesh Badhat, One Idiot, and Return of One Idiot to educate the public about the importance of savings and long-term investments for financial growth and security. Our landmark campaigns like #DateyRaho and #PaisonKoRokoMat have educated millions successfully about the power of investing. MoneyWise is about how the average Indian can create wealth in his/her life. Our podcasts simplify tried-and-tested investment wisdom and opportunities for wealth creation in Indian financial markets. This will answer your questions on how you can utilize this information to create your own wealth.

  1. 05/12/2025

    What Is Small Cap, Multi Cap, & Flexi Cap Mutual Fund? Explained For Beginners

    Small Cap, Multi Cap, Flexi Cap - three mutual fund categories that feel like completely different rishta profiles. One hustles, one balances, one adapts. But knowing how they differ helps investors understand how each category aligns with different risk-return characteristics. Just like an arranged-marriage shortlist, selecting a category depends on your comfort, expectations, and long-term approach, not on guarantees. In this episode of Moneywise, we break down what Small Cap, Flexi Cap, and Multi Cap mutual funds are in a clear and relatable way, ideal for beginners or anyone trying to understand how these categories function within equity investing. Here’s what you’ll learn: 🚀 Small Cap Mutual Funds: Typically higher-volatility categories that invest in smaller companies. They require patience and a longer investment horizon. 🎯 Multi Cap Funds: A fixed mix of large, mid, and small caps as per SEBI’s allocation framework. What this structure means for investors. 🔄 Flexi Cap Funds: No fixed allocation rules. How fund managers can adjust exposure across market caps based on their assessment of conditions. We also simplify:•⁠  ⁠How each category works•⁠  ⁠Why their behaviour differs•⁠  ⁠How investors generally evaluate them based on risk level and investment horizon No jargon, no predictions; just a clear guide to help you understand these categories before you decide which one aligns with your comfort and goals.

    11 min
  2. 21/11/2025

    What Are Equity & Debt Mutual Funds | Achar-Dahi Analogy for Beginners

    Is Equity really like spicy achar and Debt like cooling dahi?Surprisingly… yes! Just like a plate needs both for perfect balance, your investments can also benefit from the right mix. 🍛 In this episode of Moneywise, Virat and Rachita break down Equity Mutual Funds and Debt Mutual Funds in the simplest way possible; without jargon, without hype, and without any unrealistic claims. This episode helps you understand how these two categories work, how they differ, and how combining them can support long-term financial planning. Chapters 00:00 Intro01:37 What is an Equity Mutual Fund03:09 What is a Debt Mutual Fund04:30 Common Allocation Mistake08:30 Goal-Based Planning08:49 Myths vs Facts10:00 Recap You’ll Learn: • What Equity Mutual Funds invest in and why they come with higher ups and downs • What Debt Mutual Funds invest in and how they provide relatively stable movement • Why many investors use both categories to create a balanced, goal-aligned portfolio • How beginners can think about allocation depending on time horizon and comfort with volatility • Why understanding the basics matters more than trying to “time the market” This episode is perfect for anyone starting their investment journey or trying to understand how Equity and Debt may fit into long-term potential wealth creation. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.

    11 min

About

Most financial advice still sounds like it’s stuck in a textbook. Moneywise flips that. This podcast brings together a Millennial and a Gen Z voice for honest, jargon-free conversations on all things personal finance, from your salary and SIPs to your insecurities about not having “figured it out” yet. Each month, we focus on one financial topic and unpack it through a series of short, weekly, engaging episodes. It’s a podcast that meets you where you are and helps you move forward, one episode at a time. Continuing the tradition of initiatives and campaigns that motivate, guide, and educate Indians about financial wisdom and wealth creation, we bring you MoneyWise - a podcast series that connects with investors and simplifies the important aspects of investment. We reached out to the average Indian investor through our successful short films like Bachat Nivesh Badhat, One Idiot, and Return of One Idiot to educate the public about the importance of savings and long-term investments for financial growth and security. Our landmark campaigns like #DateyRaho and #PaisonKoRokoMat have educated millions successfully about the power of investing. MoneyWise is about how the average Indian can create wealth in his/her life. Our podcasts simplify tried-and-tested investment wisdom and opportunities for wealth creation in Indian financial markets. This will answer your questions on how you can utilize this information to create your own wealth.

You Might Also Like