Limitless

Matthew Preston & Thaon Simms

Just 2 best friends talking about their interests which just happen to be finance

  1. há 3 dias

    One on One CEO: AI Could Make Us 5–10x Bigger

    🎧 In this episode of the Limitless Podcast, Dr. Matthew Preston and Dr. Thaon Simms sit down with Ricardo Allen, Founder and CEO of One on One Educational Services, for a deep dive into the company’s ambitious AI strategy, the future of education, and its next phase of growth. 🤖📚 Ricardo reveals an exclusive $210 million funding deal as part of a larger $500 million raise, explains why One on One has invested heavily in research and development, and breaks down the patent the company has filed around assessing human ability through natural conversations. 🧠💡 They also explore One on One’s government and corporate business model 📊, recurring revenues, personalized education, Una AI, research involving Cambridge researchers, open-source AI models, the cost of compute, offline AI for schools, private enterprise AI, and why Ricardo believes AI could eventually make One on One 5–10X larger. 🚀 📊 Highlights & Chapters: 0:00 - 8:52 | 💰 $210M Exclusive & Life as a Public Company CEO 8:52 - 18:46 | 🎓 Why the Future of Education Is Personalized 18:46 - 30:55 | 🧠 AI Patents, Dialogic Assessment & Measuring Thinking 30:55 - 39:06 | 🏢 How One on One Makes Money 39:06 - 51:11 | 🌎 Government Growth, Virtual Schools & Education Data 51:11 - 57:23 | 💵 The $500M Raise & Funding AI Research 57:23 - 1:04:36 | ⚙️ Building AI Without Training Their Own Models 1:04:36 - 1:16:59 | 🤖 GPT vs Claude vs Grok & the Economics of AI 1:16:59 - 1:24:19 | 🏫 Offline AI, Local Models & Sovereign Infrastructure 1:24:19 - 1:27:18 | 📈 Long-Term Focus, Shareholders & Closing Thoughts 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ Do you think One on One’s investment in AI and personalized learning could transform education across Jamaica and the wider Caribbean? Let us know in the comments! ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

  2. 1 de nov.

    What It Takes to Be a Great Investor

    🎧 What separates a great investor from everyone else? In this episode of the Limitless Podcast, Dr. Matthew Preston and Dr. Thaon Simms explore the psychology behind winning and losing in the stock market through lessons from The Art of Execution by Lee Freeman-Shor. 📚📈 From holding onto losing stocks for too long 😰 to selling winners too early 💸, Matthew and Thaon break down five investor archetypes: the Rabbit, Assassin, Hunter, Raider, and Connoisseur. They explore how each reacts when money is on the line. They also get personal about what losing money actually feels like, why unrealized losses still matter, averaging down, cutting losses, investment theses, opportunity cost, and the emotional discipline required to make difficult decisions. 🧠💰 Whether you're a beginner or an experienced investor, this conversation will challenge you to ask one important question: What type of investor are you? 🤔 📊 Highlights & Chapters: 0:00 - 3:48 | 📚 The Art of Execution & What Makes a Great Investor 3:48 - 14:06 | 🧠 Losing Money, Investor Psychology & Emotional Discipline 14:06 - 22:58 | 💸 Unrealized Losses, Opportunity Cost & Knowing When to Act 22:58 - 26:17 | 🐇 Rabbit vs. Assassin vs. Hunter Investors 26:17 - 34:07 | 🎯 Risk, Financial Advice & Making Tough Investment Decisions 34:07 - 39:46 | 📉 Real Investing Losses & Questions to Ask When You're Down 39:46 - 43:12 | 💰 The Raider vs. the Connoisseur: Selling Winners Too Early 43:12 - 47:35 | 🏆 Patience, Holding Winners & Becoming a Better Investor 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ Which investor are you most like: the Rabbit, Assassin, Hunter, Raider, or Connoisseur? Let us know in the comments! ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

  3. 30 de out.

    Would You Put ALL Your Money in ONE Stock?

    We're told one investing rule from the beginning: don't put all your eggs in one basket. But does owning more stocks actually make you wealthier, or does diversification mainly protect you when you're wrong? 📈 In this episode of the Limitless Podcast, Dr. Matthew Preston and Dr. Thaon Simms break down concentration vs diversification, position sizing, conviction, risk, and the uncomfortable truth that no amount of research can remove uncertainty. They also get into a question every investor should ask: if you've ranked your best investment ideas by conviction, why are you taking money away from your best idea to put it into your tenth-best idea? The answer gets to the heart of diversification. Your research can be good and your conviction can be high, but your ranking can still be wrong. 📊 Highlights & Chapters: 0:00 - 5:31 | 🥚 Why Investors Are Told to Diversify 5:31 - 10:16 | 🛡️ Diversification as Risk Management 10:16 - 15:43 | 🎯 Being Right vs Concentrating Your Money 15:43 - 20:33 | 💰 How Concentration Can Build Wealth 20:33 - 25:27 | ✈️ Survivorship Bias and Learning From Failure 25:27 - 31:53 | 📊 Position Sizing, Conviction and Uncertainty 31:53 - 38:33 | 🔍 Can Concentration Actually Reduce Risk? 38:33 - 44:50 | 💵 Does Diversification Change as You Get Richer? 44:50 - 48:51 | 🤔 Why Own Your Tenth-Best Investment Idea? 48:51 - 51:28 | 🧺 How Many Stocks Should You Actually Own? 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ What's the fewest number of stocks you would feel comfortable owning in your portfolio? One? Two? Five? Ten? Tell us in the comments. ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

  4. 16 de out.

    Why Everyone Hates the IMF

    Why does the IMF still bring back memories of hard times for so many Jamaicans? Dr. Matthew Preston and Dr. Thaon Simms sit down with Julian Morrison, “Dr. Doom,” to trace Jamaica’s economic story from the oil shocks and currency problems of the 1970s and 1980s through FinSAC, IMF austerity, JDX, NDX and the reforms that followed. The conversation explains why Jamaica kept borrowing, why debt restructuring was so painful, how EPOC helped rebuild confidence, and how falling government interest rates eventually pushed more capital toward the Jamaica Stock Exchange. Then the discussion turns to investors: What would it take for the JSE to return to its 2016–2019 form? Julian breaks down the role of interest rates, liquidity, market sentiment and earnings—and argues that when it comes to moving stock prices, flows and perception can matter before fundamentals. 📊 Highlights & Chapters: 0:00 - 12:58 | 🏦 What the IMF Actually Does 12:58 - 21:20 | 📉 Inflation, Interest Rates & Government Debt 21:20 - 39:48 | 🇯🇲 How Jamaica’s Debt Crisis Took Shape 39:48 - 1:01:47 | 💥 FinSAC, Austerity, JDX & Jamaica’s Credit Rating 1:01:47 - 1:16:05 | 🔄 NDX, EPOC & the Debt Turnaround 1:16:05 - 1:31:06 | 💵 IMF Reform, BFIXIT & Jamaica’s Recovery 1:31:06 - 1:38:44 | 📈 What Would Make the JSE Boom Again? 1:38:44 - 1:45:19 | 🧠 APOs, Liquidity & Market Sentiment 1:45:19 - 1:54:26 | 🏦 Scotia, NCB & the Cost of Capital 1:54:26 - 2:03:14 | 💰 Dividends, Investor Flows & What Moves Stocks 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ What do you think matters most for another JSE boom: lower interest rates, stronger earnings, or better investor sentiment? ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

  5. 9 de out.

    We Ranked Jamaica’s Best Dividend Stocks for 2025-2026

    Jamaican investors love dividend stocks. But does a high dividend yield actually mean you're making more money? In this episode of the Limitless Podcast, Dr. Matthew Preston and Dr. Thaon Simms compare some of the JSE's best-known dividend stocks. Instead of looking at the dividend alone, they compare it with changes in the share price to see what investors actually earned. TransJamaica is one of the biggest surprises. Its current dividend yield isn't particularly high compared with other stocks on the list, but its share price climbed sharply over the period examined. Guardian Holdings tells a different story. It tops the list for dividend yield, but its share price barely moved over the same period. The discussion also covers Carreras, Fontana, GraceKennedy, Scotia Group, NCB Financial Group and several other JSE stocks. If you're buying stocks for dividends, this episode asks a simple question: What happens to your total return when the share price moves against you? 📊 Highlights & Chapters: 0:00 - 5:59 | 💰 Why investors love dividend stocks 5:59 - 10:33 | 🚀 TransJamaica's 156% capital gain 10:33 - 15:38 | 🏆 The highest dividend yields on the JSE 15:38 - 19:24 | 📉 When capital losses wipe out your dividend 19:24 - 26:14 | 💊 Fontana's 4% dividend vs a falling share price 26:14 - 34:21 | 🌎 GraceKennedy's dividends and 2030 targets 34:21 - 39:30 | 🏦 Scotia's dividend and proposed buyout 39:30 - 47:13 | 💵 What price would make Scotia worth buying? 47:13 - 51:02 | 📈 NCB and the case for watching capital gains 51:02 - 51:59 | 🎯 Dividend yield vs total return 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ When you buy a stock, which matters more to you: the dividend yield or your total return? ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

  6. 7 de out.

    Jermaine McDonald: What Most Investors Learn Too Late

    Jermaine McDonald, co-founder of Learn Grow Invest, joins Dr. Matthew Preston and Dr. Thaon Simms to talk investing, the Jamaica Stock Exchange and the lessons that shaped his approach to building wealth. Jermaine shares how he went from a J$2 million negative net worth to becoming an investor and educator, the mistakes he made early on, how FOMO affected his decisions, and why losing money eventually forced him to learn how to invest properly. We also get into his current approach to the market, including why he only holds four stocks, why he no longer believes in simply buying and holding forever, and how he separates the bull case from the bear case when analysing a company. The conversation also covers FESCO, RPL, Image Plus, JetCon, Indies Pharma, TransJamaica and other JSE stocks, including growth, valuation, investor sentiment and what can cause an investment thesis to change. Jermaine also explains the responsibility that comes with talking about stocks publicly, including the surprising story of someone who bought a stock simply because he smiled while discussing it. 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ What is the biggest lesson you have learned from losing money in the stock market? ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. #JamaicaStockExchange #JSE #LearnGrowInvest #InvestingJamaica #LimitlessPodcast Send us Fan Mail Support the show

  7. 7 de out.

    Seprod's 5-for-1 Split: Is the Market Missing the Real Story?

    SEPROD has put a five-for-one stock split, a major increase in authorized shares and the possibility of an Additional Public Offer on the table. Dr. Matthew Preston and Dr. Thaon Simms break down what the announcement could mean for SEPROD shareholders and what the company may be preparing to do next. We look at SEPROD's history of using cash and shares for acquisitions, the possibility of another major deal, dilution, debt repayment and how much capital the company could theoretically raise. At the upper end of the share capacity discussed in the episode, the numbers become enormous, potentially enough to fund an acquisition approaching the size of SEPROD itself. Is the stock split mainly about making SEPROD more accessible to investors, or is it part of a much bigger plan? 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ What do you think SEPROD is raising capital for: an acquisition, debt reduction, expansion, or something else? ⚠️ Disclaimer: The opinions expressed in this podcast are solely those of the hosts and do not constitute financial advice. Please consult a financial advisor before making any investment decisions. Send us Fan Mail Support the show

  8. 7 de out.

    Why Jamaica’s Doctors Are In Dispute With The Government

    Why are Jamaica's public sector doctors taking industrial action, and how did a dispute over overtime pay reach this point? On October 2, 2026, Jamaica's public sector doctors took industrial action, providing emergency services only. JMDA President Dr. Jubilee Brown-Service joins Dr. Matthew Preston and Dr. Thaon Simms to explain the association's position, the dispute over emergency duty pay, the differing estimates of J$31 billion and J$23 billion, and why doctors are still waiting for a ruling from the Industrial Disputes Tribunal. We also discuss 48- and 72-hour shifts, the effects of sleep deprivation, unpaid working hours, patient care and what a resolution could look like. 📊 Highlights & Chapters: 0:00 - 4:23 | 🎙️ Why Jamaica's doctors took industrial action 4:23 - 9:07 | 🩺 Meet the JMDA president and understand the association's role 9:07 - 14:05 | ⏰ What is the dispute over doctors' overtime pay? 14:05 - 17:54 | 😴 Long shifts, sleep deprivation and patient safety 17:54 - 22:01 | 📅 42 months waiting: The dispute and IDT proceedings 22:01 - 29:27 | 💰 J$31 billion vs J$23 billion and unpaid overtime 29:27 - 34:09 | ⚖️ Why negotiations failed and the dispute reached the IDT 34:09 - 37:54 | 🏥 Why doctors are still waiting for a ruling 37:54 - 43:13 | 🚑 Emergency services, patient care and a possible resolution 43:13 - 48:27 | 🎤 The JMDA president's message to doctors and the public 🎧 Listen to more episodes: https://limitlesspodcast.buzzsprout.com 🐥 Follow us on Twitter: https://twitter.com/Limitless_pod 📷 Stay connected on Instagram: https://www.instagram.com/limitless_pod/ 💲 Get exclusive insights: https://bit.ly/Limitless-MMJA-Discount 👍 If you enjoyed this episode, please like, subscribe, and share! ❓ What questions do you still have about the doctors' overtime dispute or its effect on Jamaica's public healthcare system? Send us Fan Mail Support the show

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Just 2 best friends talking about their interests which just happen to be finance