$HMONEY Radio Anastasia Barbuzzi

"Sometimes, having a little bit of scarcity helps you to see the value of your resources."  - Rachel Covert

Gain financial independence and retire early. Rachel Covert of @racheltalksmoney did this, but not without hardship.
At the end of her 15-year fashion career, Rachel was living her dream as the VP of a nine-figure fashion business. Then at 29, she was diagnosed with Rheumatoid arthritis and realized that she was working her ass off to climb the ladder, but by 65, she might not be physically able to due to her health.
At 36, Rachel discovered the FIRE movement (Financial Independence, Retire Early) and left her fashion career semi-retired with hundreds of thousands in investments. She also began to travel, but on each of her trips, she realized that most women she met lacked financial literacy - to the point that many didn't even realize they should know how to manage money. 
So, she started Rachel Talks Money and her signature coaching program, Electric FI Wealth, to teach women how to ditch the paycheck-to-paycheck cycle and build lasting, sustainable wealth. 
In this episode, we discuss: 
Growing up in a frugal household Her decision to retire early and how she did it at 36Falling in love with the FIRE movement The privilege that comes with being able to walk away from workMeeting her partner on a personal finance dating websiteRealizing the lack of financial literacy and education women had on her travelsLiving with a chronic illness and maintaining financial well-beingThe cost of being chronically ill The bandwidth needed to save money when sick Financial avoidance when you're in a dark placeSome of her top tips for women when it comes to making your money work for youBreaking the paycheck-to-paycheck cycleWhy it's not always easy to save when you're six-figure earnerThe three pillars of her program: mindset, automation, and investingAnd much more! 
To learn more about Rachel and her program or get in touch, tap or click HERE. 
To follow Rachel on social, tap or click HERE. 
To download Rachel's FREE money tracker, tap or click HERE. 
To get acquainted with your host, tap or click HERE.
To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.
To learn more about $HMONEY, visit shmoney.club and join us on...
Instagram: @shmoneyradio / @shmoneyhonies
Facebook: https://www.facebook.com/shmoneyradio
Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)
Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).
Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.
In today's episode, host Anastasia Barbuzzi discusses seven ways to responsibly use and build your credit as 2024 marks the 50th anniversary of the Equal Credit Opportunity Act, which gave women unrestricted access to credit, helping pave the way to financial freedom.
PSA: Financial inclusion makes all of us richer 💳✨

To read the seven tips in writing on the blog, tap or click HERE. 
To get acquainted with your host, tap or click HERE.
To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.
To learn more about $HMONEY, visit shmoney.club and join us on...
Instagram: @shmoneyradio / @shmoneyhonies
Facebook: https://www.facebook.com/shmoneyradio
Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)
Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"Money is the one thing you can mess up and always come back to... It's just money."  - Mykail James

Money should be simple, so that's how Mykail James, a.k.a Boujie Budgeter, teaches it. 

When she got her first salary job at 22, Mykail went looking for financial education that she could relate to but couldn't find it. Left out of the money conversation as a young professional and sick of making terrible financial decisions, she took matters into her own hands by creating a platform and budgeting tools to help automate her finances and take the guesswork out of money.
Today, armed with an MBA, Mykail provides searingly sassy and funny social commentary, financial advice, and workshops millennials and Gen Zs can actually relate to. She's been featured in The New York Times, Business Insider, theSkimm, The Wall Street Journal, CNBC, Essence, and more. 
In this episode, we discuss: 
Mykail's money storyHow our parents are our first money influencesHer first forays into the world of personal finance The importance of understanding the financial system early on #FOM (Fear of Month) and money trauma How her life changed when she got her finances under control Why "messing up" is a meaningful part of getting good with moneyWhy automation is QUEENWhy we need finfluencers to democratize personal finance furtherHow to align your values with your spending How patience leads to success More about the financial workshops she offersAnd more! 
To learn more about Mykail and follow her on social, tap or click HERE. 
To get acquainted with your host, tap or click HERE.
To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.
To learn more about $HMONEY, visit shmoney.club and join us on...
Instagram: @shmoneyradio / @shmoneyhonies
Facebook: https://www.facebook.com/shmoneyradio
Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)
Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.

In today's episode, host Anastasia Barbuzzi discusses the importance of saving regardless of how tight things are. She also shares a mindful money exercise to help you prioritize your funds: "save on this, splurge on that."

To join the 2024 savings challenge, tap or click HERE. 
To get acquainted with your host, tap or click HERE.
To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.
To learn more about $HMONEY, visit shmoney.club and join us on...
Instagram: @shmoneyradio / @shmoneyhonies
Facebook: https://www.facebook.com/shmoneyradio
Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)
Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"A 'Liberty Leave' is the act of giving yourself permission to take time and space to leave behind what doesn’t bring you liberty, for what does."  - Danica Nelson

Happy International Women's Day! There is no better time to share this week's conversation with Danica Nelson all about a significant key to our independence: liberating ourselves financially. After working in the marketing industry for 10+ years, she recently moved into full-time entrepreneurship as a creator and embarked on a mission to encourage what she's coined a Liberty Leave. 
Danica took her first trip outside of North America in 2014 to Thailand and fell in love with international travel. Since then, she's visited 25+ countries, including her first "Liberty Leave" trip, where she took six months off from work to solo travel to six countries in Asia. Currently, Danica is based in Malaga, Spain, on her Liberty Leave 2.0. 
In this episode, we discuss: 
Her money storyHow she's working on and overcoming a scarcity mindsetHer journey to earning six-figuresHer first Liberty Leave and what it took to get thereThe value of solo travel Life in Spain Lifestyle changes she makes to prep for a Liberty LeaveHow to stop comparing yourself to othersWhat to consider before committing to a big savings goal (like a Liberty Leave)Her favourite travel deal sitesMoney lessons she wishes she had known in her early 20s The reality of being a full-time content creator and entrepreneurAnd more!
To learn more about Danica, Liberty Leave, and follow her on social, tap or click HERE.
To get acquainted with your host, tap or click HERE.
To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.
To learn more about $HMONEY, visit shmoney.club and join us on...
Instagram: @shmoneyradio / @shmoneyhonies
Facebook: https://www.facebook.com/shmoneyradio
Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)
Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

Welcome back to the Hone Your Habits series! This bi-weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).
Tune into bite-sized episodes for tips, tricks, and mindset shifts to help improve your financial literacy and money habits to live a healthier, happier lifestyle.
In today's episode, host Anastasia Barbuzzi discusses a new trend we should all embrace: LOUD budgeting. It’s giving self-assurance; composure; sophistication 💅

To join the 2024 savings challenge, tap or click HERE. 
To get acquainted with your host, tap or click HERE.
To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.
To learn more about $HMONEY, visit shmoney.club and join us on...
Instagram: @shmoneyradio / @shmoneyhonies
Facebook: https://www.facebook.com/shmoneyradio
Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)
Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).