Alberta Real Estate Tutor

Raman Gakhal

If you're interested in a real estate career, this podcast will provide you with tips and tactics to help you in that journey. Join your Alberta Real Estate Tutor, Raman, in this highly actionable show that helps you become a Real Estate Agent in Alberta. Get an in-depth understanding of key exam topics, real estate vocabulary, exam questions as well as tips and tactics for passing the Alberta Real Estate licensing exam. The show also features interviews with Real Estate Agents practicing in Alberta as well as students who have passed the exams recently. "Subscribe" now and get started in you real estate career in Alberta. For more resources, please visit www.albertarealestateschool.com

  1. 20 hrs ago

    Post Tension Cables in Condos Why Are They a Concern

    Post-Tension Cables in Condos: Why Are They a Concern? Enroll in courses here: https://www.albertarealestateschool.com/shop/ or call our Success Team at : 587-936-7779   What are post-tension cables, and why can they affect condo purchases and financing? Many older high-rise buildings used post-tension cable systems as part of their structural design. These cables are typically made of steel and protected by a coating or encasing material. Over time, deterioration can occur. If moisture reaches the steel, corrosion and rust can weaken the system. Why does this matter? Potential concerns can include: ✔️ Structural integrity issues in aging buildings ✔️ Costly engineering reviews and repair programs ✔️ Major remediation work or reinforcement requirements ✔️ Risk of large special assessments for unit owners ✔️ Financing concerns, as some lenders may be cautious with certain buildings   Because of these potential risks, buyers, condo boards, and lenders often pay close attention to whether a building contains post-tension cables and how the building has managed maintenance, inspections, and engineering recommendations. Understanding condo building systems and risk factors is important in Alberta real estate and property management.   #ALBERTAREALESTATESCHOOL #passyourRECAexam #posttensioncables #Albertarealtor #BuyingACondoInAlberta

  2. Aug 5

    Percentage Lease Explained How Do Landlords Share in Retail Revenue

    Percentage Lease Explained: How Do Landlords Share in Retail Revenue? Enroll in courses here: https://www.albertarealestateschool.com/shop/ or call our Success Team at : 587-936-7779 What is a percentage lease in commercial real estate? A percentage lease is commonly used in retail properties, shopping centres, and plazas. Under this type of lease, the tenant typically pays: ✔️ Base Rent ✔️ Operating Costs (where applicable) ✔️ Additional Percentage Rent once sales exceed a specified breakpoint Here's the basic idea: Shopping centres and plazas often invest in marketing and promotions that drive customer traffic to retailers. For example, a large mall marketing campaign can attract more shoppers, helping retailers increase sales. Because the landlord contributes to creating that business traffic, the lease may allow the landlord to receive a percentage of the tenant's revenue above a certain sales threshold (breakpoint). For example, a tenant might pay base rent plus an additional 2%–3% of sales above the agreed breakpoint. That additional amount is paid to the landlord, which is why it's called a percentage lease. Understanding commercial lease structures is key for commercial real estate education and exam preparation. Start your career in Real Estate today! Our courses equip you with the skills needed to pass your licensing exam in Alberta. Link in the comments. 💯 We train tomorrow's top Real Estate Agents and Mortgage Associates in Alberta! 🔥 💻: www.albertarealestateschool.com   #AlbertaRealEstate #AlbertaRealEstateSchool #PercentageLease #CommercialRealEstate #RetailLease #CommercialLeasing #RealEstateEducation #RECA #CommercialProperty #RealEstateExamPrep #AlbertaRealtor #RealEstateShorts #PropertyManagement

  3. Jul 29

    Titles Delays: What Does "Pending Registration" Mean?

    Titles Delays: What Does "Pending Registration" Mean? Enroll in courses here: https://www.albertarealestateschool.com/shop/ or call our Success Team at : 587-936-7779 What happens when Land Titles is backlogged? If registrations have not yet been fully processed — including certain notices or registrations — you may still see a "Pending Registration" status. A pending registration is not invisible or missing information. Instead, it indicates that the registration has been submitted but has not yet been fully updated on title. Typically, you may see: ✔️ Pending Registration notice ✔️ Registration type identified ✔️ Assigned registration number That registration number can be reviewed to investigate what has been filed and what is currently in process. In Alberta real estate, understanding title searches, registrations, and tools like SPIN2 is an important part of due diligence. #AlbertaRealEstateSchool #PassYourRECAExam #HowToBecomeARealtorInAlberta #HowToBecomeAMortgageBrokerInAlberta #AlbertaRealtor Start your career in Real Estate today! Our courses equip you with the skills needed to pass your licensing exam in Alberta. Link in the comments. 💯 We train tomorrow's top Real Estate Agents and Mortgage Associates in Alberta! 🔥 💻: www.albertarealestateschool.com

  4. Jul 22

    Fee Simple Ownership & Airspace Can You Build Anything Above Your Property

    Enroll in courses here: https://www.albertarealestateschool.com/shop/ or call our Success Team at 📞: 587-936-7779   What does it mean when fee simple ownership rights extend from the surface to the airspace? While fee simple ownership includes rights associated with the land and the space above it, that does not mean an owner can build anything they want without restrictions.   For example, if a property owner wanted to install a tall structure — such as an internet tower to overcome tree coverage — they would generally need to: ✔️ Review applicable zoning rules and bylaws ✔️ Apply for the appropriate municipal permits ✔️ Receive approval from the municipality or city   During the approval process, the municipality reviews the proposal against zoning regulations, land use bylaws, and permit requirements before deciding whether to approve or deny it. Understanding ownership rights, zoning, and municipal controls is an important concept in Alberta real estate.   #AlbertaRealEstate #AlbertaRealEstateSchool #PassYourRECAExam #HowToBecomeARealEstateAgentInAlberta #HowToBecomeAMortgageBrokerInAlberta

  5. Jul 15

    What happens when the government takes a property through expropriation?

    Enroll in our courses here: https://www.albertarealestateschool.com/shop/ or call our Success Team at 📞: 587-936-7779   What happens when the government takes a property through expropriation? If a government authority needs land for a public project — such as building a recreation centre, road, or other public infrastructure — the property owner cannot simply have their property taken without payment. The property owner (landlord) is typically compensated for the property, generally based on market value.   But what about the tenant? Because tenants do not own the property, they are generally given notice to vacate and do not automatically receive the same compensation as the owner. Understanding expropriation is an important concept in Alberta real estate and property management.   Start your career in Real Estate today! Our courses equip you with the skills needed to pass your licensing exam in Alberta. Link in the comments. 💯 We train tomorrow's top Real Estate Agents and Mortgage Associates in Alberta! 🔥 💻: www.albertarealestateschool.com   #AlbertaRealEstate #AlbertaRealEstateSchool #Expropriation #PropertyRights #PropertyManagement #RealEstateEducation #RECA #RealEstateExamPrep #LandlordTenant #AlbertaRealtor #RealEstateShorts #RealEstateTraining

  6. Jul 8

    Do Real Estate Ads Need the Brokerage Name Social Media Rules Explained

    Enroll in courses here: https://www.albertarealestateschool.com/shop/ or call our Success Team at : 587-936-7779   Do Real Estate Ads Need the Brokerage Name? Social Media Rules Explained   Do real estate advertisements on Instagram, Facebook, or social media need to show the brokerage name? If a real estate professional is advertising a property or real estate services, brokerage information requirements may apply. You may see brokerage information displayed in different ways, such as: ✔️ In the video itself ✔️ At the beginning or end of the video ✔️ In the post caption or description ✔️ In the social media bio, banner, or profile information   However, not everyone follows advertising rules correctly. If required brokerage information is missing entirely, the advertisement may not be compliant and could create regulatory issues. Understanding advertising requirements and brokerage disclosure is an important part of Alberta real estate practice and compliance. #AlbertaRealEstate #AlbertaRealEstateSchool #RealEstateAdvertising #BrokerageCompliance #SocialMediaMarketing #RealEstateEducation #RECA #RealEstateMarketing #AlbertaRealtor #RealEstateExamPrep #RealEstateShorts #InstagramMarketing #BrokerageName

  7. Jul 1 ·  Video

    Default Insurance vs Title Insurance What's the Difference

    Enroll in courses here: https://www.albertarealestateschool.com/shop/ or call our Success Team at : 587-936-7779 Confused about default insurance and title insurance? They are not the same thing. Default Insurance (High-Ratio Mortgage Insurance) When a buyer has a high-ratio mortgage — meaning: ✔️ Down payment is less than 20% ✔️ Loan-to-Value (LTV) is greater than 80% …the borrower is generally required to obtain default insurance. Default insurance protects the lender if the borrower defaults on the mortgage. Example: A lender has a $200,000 mortgage, but after a default and sale of the property, only recovers $180,000. If there is a loss after accounting for the sale proceeds and related costs, default insurance can help cover that lender loss. Title Insurance Title insurance is different. It protects against certain title-related risks, such as: ✔️ Fraud ✔️ Forgery ✔️ Title defects ✔️ Certain ownership or registration issues This is not about missing mortgage payments — it is about problems affecting the property title. Understanding the difference between mortgage default insurance and title insurance is an important concept in mortgage brokerage and real estate education. Start your career in Real Estate today! Our courses equip you with the skills needed to pass your licensing exam in Alberta. Link in the comments. 💯 We train tomorrow's top Real Estate Agents and Mortgage Associates in Alberta! 🔥 💻: www.albertarealestateschool.com #AlbertaRealEstate #AlbertaRealEstateSchool #MortgageInsurance #DefaultInsurance #TitleInsurance #HighRatioMortgage #MortgageBrokerage #RealEstateEducation #RECA #RealEstateExamPrep #MortgageTips #RealEstateShorts #AlbertaMortgage

  8. Jun 24

    Commercial Real Estate Capital Stack First Mortgages, Mezzanine Loans & Junior Debt Explained

    Trying to understand first mortgages, mezzanine loans, junior mortgages, and the capital stack in commercial real estate? Think of the capital stack as the mix of debt and equity used to finance a commercial property purchase or development. For example, on a $5 million commercial project, a bank may not finance the entire amount — especially on higher-risk projects with limited leases, construction timelines, or uncertain cash flow. In many cases: ✔️ First Mortgage – Usually the primary loan, often provided by a bank, with first priority on the property. ✔️ Mezzanine Loan / Junior Debt – Additional financing used when the first mortgage does not cover enough of the purchase or development cost. These typically carry higher risk and often higher interest rates. ✔️ Equity – The owner's or investor's cash contribution into the project. Understanding how financing layers work is an important concept in commercial real estate and mortgage education. #AlbertaRealEstate #AlbertaRealEstateSchool #CommercialRealEstate #CapitalStack #CommercialMortgage

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If you're interested in a real estate career, this podcast will provide you with tips and tactics to help you in that journey. Join your Alberta Real Estate Tutor, Raman, in this highly actionable show that helps you become a Real Estate Agent in Alberta. Get an in-depth understanding of key exam topics, real estate vocabulary, exam questions as well as tips and tactics for passing the Alberta Real Estate licensing exam. The show also features interviews with Real Estate Agents practicing in Alberta as well as students who have passed the exams recently. "Subscribe" now and get started in you real estate career in Alberta. For more resources, please visit www.albertarealestateschool.com

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