Building Wealth From Scratch Podcast

Bianca and Jerry
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Are you a first-generation millennial earning well but still feeling stuck on building real wealth? We’re Jerry and Bianca, co-hosts of Building Wealth From Scratch and co-founders of Confianza Wealth Management. Each week, we have honest conversations about investing, taxes, RSUs, financial plans, and turning your income into lasting wealth — all from the perspective of first-gen millennials navigating high-incomes and supporting family. This isn’t generic financial advice. It’s about building wealth with purpose, so you can support your loved ones, live with intention, and leave a legacy.

  1. MAY 4

    Growing up as a First-Gen Millennial: Why Chasing Numbers Doesn't Bring More Fulfillment

    In this episode, Jerry and Bianca dive into the "first-gen pressure" that leaves high-earning millennials feeling burnt out despite their success. They discuss the transition from a childhood of "too little information" to a modern era of social media noise and AI-driven market chaos. Learn why navigating complex assets like RSUs and ISOs for the first time can feel overwhelming. This episode explains why the path to true wealth is about starting with purpose, not numbers. Visit our website to learn more: www.confianzawealth.com

    26 min

  2. APR 13

    Why We’re Earning More Than Our Parents (But Don’t Feel Ahead)

    In this episode, Bianca and Jerry dive into a common struggle for first-generation Latino millennials: the disconnect between earning a high income and feeling financially secure. Despite surpassing the earnings of previous generations, many families in 2026 feel "crushed" by inflation, cultural expectations, and the pressure of being the family's financial foundation. We discuss the importance of shifting from a restrictive "debt-payoff" only mindset to one that prioritizes personal joy and strategic investments in oneself. Visit our website: www.confianzawealth.com Local spotlight: Costa Brava restaurant in Pacific Beach, CA

    24 min

  3. APR 6

    Stop Waiting for "Perfect": Prioritize Your Money Goals

    We’re officially closing out the first quarter of 2026, and if we’ve learned anything so far this year, it’s that life doesn’t wait for you to be "ready." In this episode, Bianca and Jerry get real about the trap of the "perfect time" and why waiting for everything to align is often just another form of procrastination. Website: www.confianzawealth.com

    23 min

  4. MAR 23

    Tax Planning vs. Tax Filing: Why Your Refund Isn't a Gift

    In this episode, Jerry and Bianca break down the "language of taxes" for first-gen professionals. They share their personal journey from waiting until the last minute to file, to focusing on ways to keep more of their money throughout the year. Is your tax refund a "gift" from the government, or is it just your own hard-earned money coming back to you late—and with less purchasing power?Lear more at: www.confianzawealth.com

    17 min

  5. MAR 17

    Why "Hard Work" Isn't Enough to Build Wealth: Leadership, Culture, and Corporate Myths

    In this episode, Jerry and Bianca pull back the curtain on the "human" side of building a business. Inspired by Bianca’s recent studies in Organizational Behavior, they discuss why the traditional advice of "just work hard" is often a trap for first-generation professionals. They dive deep into the "first-generation" struggle of breaking the "work hard and keep your head down" mentality, the necessity of embracing failure, and why effective wealth management is actually a form of leadership and accountability. Claim the "FREE CLARITY GUIDE” to answer if your finances are working together or just in pieces? https://confianzawealth.myflodesk.com/jerry?utm_source=ig&utm_medium=social&utm_content=link_in_bioWebsite: confianzawealth.com

    23 min

  6. MAR 9

    Why Millennials Don't Trust Financial Advisors

    In this episode, Bianca and Jerry tackle the massive stigma surrounding management fees. They get vulnerable about their own journey—realizing that even as industry experts, they needed to hire their own advisor to find peace in their marriage and clarity in their goals. If you’ve ever felt like you "should" be able to figure this out on your own because the internet exists, this episode is for you. We break down the different types of advisors, the "hidden" fees in mutual funds, and why being a "DIY-er" might be the very thing keeping you stuck. Claim the "FREE CLARITY GUIDE” to answer if your finances are working together or just in pieces? https://confianzawealth.myflodesk.com/jerry?utm_source=ig&utm_medium=social&utm_content=link_in_bioSchedule your free initial consultation: https://www.confianzawealth.com/contact

    28 min

  7. MAR 2

    Is America Headed Towards Bankruptcy?

    Welcome back to a new era of Building Wealth From Scratch. In this episode, Jerry and Bianca pivot to a more conversational, "real-talk" style to pull back the curtain on what is actually happening in the U.S. economy. While the stock market hits all-time highs, the "everyday American" is feeling the squeeze at the grocery store and paying the bills. We dive deep into why the U.S. is addicted to debt and why homeownership is about so much more than just a financial investment. Claim our "FREE CLARITY GUIDE” to answer if your finances are working together or just in pieces? https://confianzawealth.myflodesk.com/jerry?utm_source=ig&utm_medium=social&utm_content=link_in_bio Schedule your free initial consultation: https://www.confianzawealth.com/contact Website: confianzawealth.com

    20 min

  8. 2025-11-10

    90 Days to Change Your Financial Future

    In Episode 7 of Building Wealth From Scratch, Jerry and Bianca share real-life stories from the people who inspire them most: their clients.They walk through powerful transformations of individuals and families who were working hard, but still felt stuck: drowning in debt, unsure how to invest, and frustrated by slow progress. From a single-income family of five that went from paycheck to paycheck to thriving, to a small business owner finally on track to buy a home, this episode proves what’s possible with the right strategy and support.Confianza Wealth Management helps clients see tangible results in as little as 90 days. If you’re ready to stop figuring it out alone and want guidance tailored to your unique values and goals, this one’s for you.Topics Covered: - Real client case studies and financial turnarounds - Investment strategy alignment for young professionals - Small business tax planning and homeownership goals - Building financial confidence through intentional planning - How Confianza Wealth Management helps clients in just 90 days - Why November is the best time to start building momentum

    17 min
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About

Are you a first-generation millennial earning well but still feeling stuck on building real wealth? We’re Jerry and Bianca, co-hosts of Building Wealth From Scratch and co-founders of Confianza Wealth Management. Each week, we have honest conversations about investing, taxes, RSUs, financial plans, and turning your income into lasting wealth — all from the perspective of first-gen millennials navigating high-incomes and supporting family. This isn’t generic financial advice. It’s about building wealth with purpose, so you can support your loved ones, live with intention, and leave a legacy.

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