Candid Capital

Candid Capital

Candid Capital is a Business Infotainment podcast where topics related to business entrepreneurship, investment, innovation, industry trends and international markets are discussed candidly.

  1. Beyond Banking Hours: Stablecoins as Settlement Infrastructure

    2025-12-23

    Beyond Banking Hours: Stablecoins as Settlement Infrastructure

    Banking hours still shape how money moves — even in a digital economy. In this episode, I sit down with Didier Lavallée, CEO of Tetra Digital Group, to unpack why stablecoins are emerging as settlement infrastructure, not speculative assets. We discuss: Why traditional payment and settlement rails stop at cut-off times How stablecoins enable value transfer beyond banking hours The role of regulated custody in institutional adoption Where banks, fintechs, and platforms are actually leaning in What this shift means for cross-border payments and enterprise finance This conversation cuts through the hype and focuses on how stablecoins are quietly reshaping the plumbing of global finance.

    57 min

  2. 2025-10-20

    Participate or Spectate: Why Canada Risks Missing the Next Wave of Financial Infrastructure

    In this special edition playback from the Tech Tuesday conference, host Joshua Seerattan explores the financial transformation redefining how capital moves — from cash to cards to programmable money. This 20-minute keynote unpacks the intersection of open banking, digital assets, and stablecoins, and the global race to modernize financial rails. From trillion-dollar settlement volumes to policy paralysis, it’s a candid look at how Canada can either participate or spectate in the digital economy. 💡 Topics Covered:• How open banking and blockchain represent diverging modernization paths• The $7 trillion on-chain settlement milestone• Why stablecoins are infrastructure, not speculation• How U.S. and EU regulation are shaping the new rails of finance• What Canada must do to remain competitive 📺 Watch the full Tech Tuesday replays on the Candid Capital YouTube Channel

    18 min
  3. Tokenizing the World: 3iQ and the Rise of Institutional Crypto

    2025-07-17

    Tokenizing the World: 3iQ and the Rise of Institutional Crypto

    The Institutional Era of Crypto: Tokenizing the World and a 3iQ Global Expansion Story In this conversation, Pascal Saint-Jean, president and CEO of 3iQ, shares his journey into the world of Bitcoin and digital assets, discussing the evolution of 3iQ as a digital asset manager. He emphasizes the importance of regulatory frameworks in shaping the crypto landscape, the need for global perspectives on regulation, and the future of tokenization and financial inclusion. Pascal also offers valuable advice for aspiring entrepreneurs, highlighting the significance of enjoying the journey rather than focusing solely on the destination.   We unpack: The evolution of 3iQ’s mission—from ETFs to on-chain innovation Why institutional adoption is key to crypto's futureReal-world tokenization use cases from Africa to the Middle EastCanada’s missed opportunity and how 3iQ is pushing forward anyway Whether you're a tech builder, policy watcher, or capital allocator—this episode is a masterclass in the convergence of macro, crypto, and capital markets Takeaways Pascal's journey into Bitcoin was influenced by macroeconomic factors and technology.3iQ aims to provide regulated access to digital assets for both institutional and retail investors.The regulatory landscape is crucial for the growth of the crypto market.Canada's regulatory challenges have impacted its position in the global crypto space.Tokenization has the potential to enhance financial inclusion globally.The integration of traditional finance with crypto is essential for innovation.Pascal believes in the importance of enjoying the entrepreneurial journey.The future of finance will involve on-chain solutions and global access to capital.Regulatory evolution is necessary to meet the demands of the crypto market.Collaboration between innovative startups and established financial institutions is key.Chapters 00:00 Understanding Bitcoin: A Technologist's Perspective 09:58 3iQ's Mission: Advancing Digital Asset Management 18:12 The Future of Digital Assets: Innovation and Regulation 21:26 Canada's Lost Opportunity in Crypto Innovation 23:25 Global Expansion and Market Dynamics 24:24 The Future of Crypto in Canada 25:32 Comparative Analysis of Global Crypto Regulations 27:17 Integrating Innovation with Traditional Finance 28:40 The Role of Stablecoins in Financial Systems 30:09 Protectionism vs. Innovation 32:02 Global Trends in Crypto and Innovation 35:50 Tokenization and Real-World Assets 37:55 Global Financial Inclusion and Tokenization 39:22 Adoption and Regulation in Tokenization 41:16 The Future of Education and Employment 43:00 The Role of Crypto in Global Economy 45:04 Decentralization and Community-Driven Capital 47:21 Institutionalization of Crypto and Future Trends 50:04 Personal Growth and Learning 54:09 Advice to Younger Self and Conclusion Find Info on 3iQ: www.3iq.io https://www.linkedin.com/company/3iq-corp/  https://www.linkedin.com/in/pstjean

    58 min
  4. Web Summit Rio Pitch Winner Digi.AI: AI Agents, Voice Interfaces & Enterprise Scale

    2025-06-05

    Web Summit Rio Pitch Winner Digi.AI: AI Agents, Voice Interfaces & Enterprise Scale

    In this episode of the Candid Capital podcast, host Josh Seerattan speaks with Christian Pedrosa, founder of Digi.ai and winner of the 2025 Rio Web Summit Pitch Competition. They explore Digi.ai’s journey from a social impact coding project to an enterprise-grade AI agent platform operating across seven countries. Christian shares how Digi.ai helps large companies deploy voice-based conversational AI through WhatsApp, reshaping recruiting, customer service, and collections at scale. They also dive into fundraising realities, the evolution of work in the AI era, and tips for nailing pitch competitions. A must-listen for investors and founders at the frontier of automation.

    1h 10m
  5. Unbanked to Bankuish: Financial Access for the Gig Economy

    2025-05-01

    Unbanked to Bankuish: Financial Access for the Gig Economy

    In this episode of the Candid Capital Podcast, we sit down with José V. Fernández, CEO and founder of Bankuish and winner of the 4YFN pitch competition at Mobile World Congress. From building credit systems in West Africa to rethinking underwriting for Uber drivers and creators, José shares the origin and evolution of Bankuish — a fintech solution unlocking financial access for the modern workforce. We explore why traditional credit bureaus fail to serve the growing gig economy, how alternative data can reshape risk models, and what it takes to build trust between banks, platforms, and independent workers. 🔑 Topics Covered Include: Alternative credit scoringFinancial inclusion for gig workersData-driven lending modelsFintech innovation in Latin AmericaCredit invisibility in the U.S.Creator economy & bankingOpen banking & financial regulation For more information on Bankuish: https://www.bankuish.com/https://www.facebook.com/BankuishBrasilhttps://twitter.com/Bankuish_https://www.instagram.com/bankuish/ Filance - Our US brandhttps://www.filance.ai/ https://www.facebook.com/people/Filanceai/https://www.instagram.com/filance.ai/Where you can find the App:  https://play.google.com/store/apps/details?id=com.app.bankuish https://apps.apple.com/us/app/filance-ai/id6504414823 https://play.google.com/store/apps/details?id=com.app.filance&hl=en

    1h 21m
  6. How Blockchain is Powering Enterprise: Smart Devices, Smarter Systems, and the Economy of Things

    2025-04-14

    How Blockchain is Powering Enterprise: Smart Devices, Smarter Systems, and the Economy of Things

    In this episode of The Candid Capital Podcast, host Josh S. speaks with David Palmer, Chief Product Officer at Vodafone’s Pairpoint, about how blockchain is quietly becoming the next layer of digital infrastructure for enterprise. They dive into how Pairpoint is leveraging blockchain to enable trusted identities, interoperability, and dynamic transactions between billions of IoT devices — all while integrating with telecom, AI, and enterprise systems. Topics covered include: The origins and business case behind Pairpoint Real enterprise blockchain use cases beyond DeFi AI + IoT + blockchain: the convergence of intelligent systems Data ownership, tokenization, and interoperability Why emerging markets may lead adoption Visionaries, infrastructure, and the invisible success of blockchain A future-forward conversation for tech leaders, enterprise strategists, and anyone exploring how Web3 is shaping real-world systems. 🔗 Learn more and connect with David Palmer: LinkedIn: https://www.linkedin.com/in/david-palmer-677a421b6 Book: The Business of the Metaverse

    1h 1m
  7. New Year, New Challenges: Cross-Border Capital, Global Fabs & Canada's VC Struggles

    2025-03-31

    New Year, New Challenges: Cross-Border Capital, Global Fabs & Canada's VC Struggles

    In this Market Updates Playback, Josh is joined by veteran investor Matt Roberts for a candid conversation on what lies ahead for Canada’s innovation economy. From rising cross-border friction for Canadian founders to the Middle East’s trillion-dollar push into AI infrastructure, Matt shares deep insights from his global vantage point. They dive into Canada’s structural venture capital issues, the exodus of top talent, and what a post-tariff era could mean for Canadian tech. A must-listen for founders, investors, and policy-watchers navigating this new economic cycle.

    59 min
  8. The Rise of Crypto: Navigating the Digital Asset Landscape

    2024-12-09

    The Rise of Crypto: Navigating the Digital Asset Landscape

    In this episode of Candid Capital, host Josh Seerattan sits down with Shaun Cumby, CEO of Virgo Digital Asset Management, to explore the evolving world of digital assets. From Sean’s early encounters with Bitcoin to his pivotal role in launching Canada's first Bitcoin ETF, they discuss the challenges of navigating regulatory landscapes, building innovative crypto products, and managing digital asset portfolios. Shaun shares insights on market trends, strategies for balancing risk and growth, and the future of crypto adoption. Whether you're a seasoned investor or just curious about digital assets, this episode offers a wealth of knowledge and practical advice.

    1h 13m
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About

Candid Capital is a Business Infotainment podcast where topics related to business entrepreneurship, investment, innovation, industry trends and international markets are discussed candidly.

Information

  • Creator
    Candid Capital
  • Years Active
    2023 - 2025
  • Episodes
    52
  • Rating
    Explicit
  • Copyright
    © Candid Capital
  • Show Website
    Candid Capital