285 episodes

Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.

Debt Free in 30 Doug Hoyes

    • Investing

Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.

    285 – Today’s Bankrupt Debtor: 4 Key Debt Trends Explained

    285 – Today’s Bankrupt Debtor: 4 Key Debt Trends Explained

    Once a year we crunch the numbers and release our annual Hoyes Michalos Joe Debtor Bankruptcy Study. It’s the only study that exists that looks at real numbers from actual people (it’s a study, not a survey) so every year it generates a lot of media attention. Today’s podcast is the only interview Ted and I do together on Joe Debtor, so it's a "must listen":
    Full details with all of the charts can be found here: https://www.hoyes.com/press/joe-debtor/

    • 29 min
    284 – Rules to Master Your Credit with Richard Moxley

    284 – Rules to Master Your Credit with Richard Moxley

    On today’s show we have a first time guest, Richard Moxley, who explains how to win at the credit game. He explains why the credit score you buy is not the same one your lender uses, why age matters, and what practical steps you can take to rebuild or improve your credit.

    • 34 min
    283 – How To Prepare Your Finances for a Recession

    283 – How To Prepare Your Finances for a Recession

    I have no idea whether or not we will have a recession soon, but whether we do or not, there are some steps you can take to prepare. On today’s show Scott Terrio returns to discuss what causes a “personal recession”, and what steps you can take to prepare for whatever happens.

    • 32 min
    282 – Identifying and Avoiding Loan Scams

    282 – Identifying and Avoiding Loan Scams

    Ted Michalos returns to discuss loan scams, including advance fee loans, savings loans, and “pay off your consumer proposal” loans. Listeners may quibble with our characterization of these loans as “scams”, but we explain why we believe they should be avoided, and we give our suggestions on better alternatives for people who want to improve their credit and are tempted to get these types of loans.

    • 28 min
    281 - Talk Money To Me with Kelley Keehn

    281 - Talk Money To Me with Kelley Keehn

    Kelley Keehn returns after a three year absence, and on today’s show we discuss some of the many interesting ideas she has in her new book, Talk Money to Me.

    We discuss the impact of low interest rates, whether or not she thinks budgets are a good idea, why she thinks the fourth asset class is your career, and what we need to know about the reciprocity rule.

    That and lots more on today’s show!

    • 37 min
    280 – Are Reverse Mortgages a Good Idea?

    280 – Are Reverse Mortgages a Good Idea?

    On today’s show first time guest Alexandra Macqueen, CFP explains what a reverse mortgage is, how they work, and who qualifies. More importantly, Ms. Macqueen does not sell reverse mortgages; she’s a financial planner and university educator, so she has no vested interest in whether or not you get a reverse mortgage, so she is able to offer unbiased advice on this increasingly popular borrowing option for home-owning seniors. Are they a good idea? That answer and more on today’s show.

    • 36 min

Customer Reviews

a girl and a garden ,

So fantastic

Just found you guys! Absolutely fantastic information! Can’t wait to listen to all the episodes! Thanks for all your hard work in putting these episodes out.

Tdot7655 ,

My go to podcast

I have now listened to every single episode. It’s taken me over a year and now I hate having to wait for every Saturday to get a new one ;-) I have learned so much about personal finances and I particularly love that it’s from Canada which makes the financial advice, laws and situations applicable to me as a Canadian. The practical advice, information and basic moral support has helped me reduce my debt from 41,000 to 18,000 in a year and a half. I now understand so much more about all my options, how to work my money, and my goals moving forward. Thank you Doug Hoyes. And on a final note, it is such a professional, well produced, engaging show that it far surpasses its competition. The guests are excellent and I have done my homework of reading most of the books recommended on the podcast including Doug’s Book.

Andy from V ,

Must subscribe and listen!

I have been listening to this podcast for a while now. It is very informative and inspiring. You can handle your money!

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