From Middle Class to Millions

Shannon Brome-Ward
  • 0.0 (0)
  • INVESTING
  • UPDATED WEEKLY

From Middle Class to Millions is a weekly podcast packed with practical tips, inspiring stories, and fun pop culture references, all designed to help you go from "just getting by" to seriously getting ahead. Whether you're dreaming of building wealth, setting up passive income, or breaking out of the middle-class mindset, this podcast is your guide to a financially free future. Shannon discusses how you can reach financial independence through acquiring and diversifying assets, enjoying life and having fun. She brings a fresh take for the middle-class earner who wants more spaciousness with their finances.

  1. 1D AGO

    Investment Fees Cost Tina $1.3 Million (And Could Cost You 12 Years)

    Discover how hidden investment fees could be costing you over $1.3 million and 8-12 extra years of work. In this eye-opening episode of From Middle Class to Millions, I break down a real case study showing how a 47-year-old professional lost $140,000 over just 10 years due to high financial advisor fees - money that vanished without market crashes or bad investments. Learn the crucial difference between paying 2.19% versus 0.17% in investment fees and how this impacts your retirement planning and wealth building strategy. I reveal when it actually makes sense to pay for financial advice versus when you're better off managing your own portfolio with index funds and low-cost investing strategies. This episode covers essential personal finance topics including: Investment portfolio management and fee analysis Retirement savings strategies and financial independence planning When to hire a fee-based financial advisor vs. DIY investing Tax strategies and wealth accumulation techniques Financial literacy and money management fundamentals How to avoid losing years of your working life to unnecessary fees Whether you're focused on early retirement, FIRE (Financial Independence Retire Early), or simply maximizing your investment returns, this episode provides actionable financial planning advice to help you keep more of your hard-earned money and accelerate your path to financial freedom. Ready to uncover what fees are costing YOU? Book a free call with Shannon to analyze your portfolio and discover how much money and time you could be saving. Your financial clarity starts now!

    34 min
  2. You Might Also Like: Las Culturistas with Matt Rogers and Bowen Yang

    1D AGO · BONUS

    You Might Also Like: Las Culturistas with Matt Rogers and Bowen Yang

    Introducing "ChuckleHut 3000 On The Corner Of Butt And Ass" (w/ Sarah Sherman) from Las Culturistas with Matt Rogers and Bowen Yang. Follow the show: Las Culturistas with Matt Rogers and Bowen Yang There's a tonnage of laughter on this one as Sarah Sherman is back! Her special, Live + In The Flesh is streaming on HBO Max, so the child has popped by a get blackout drunk on about four sips of Martini and get through almost a whole a hand of topics. You will have several Big Osaka Laughs and be Sent Boots as a result of your listening experience.  See omnystudio.com/listener for privacy information. DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to team@podroll.fm.

  3. FEB 12

    How to Build Multiple Income Streams and Reach Your First Million

    Ready to transform your relationship with money? In this powerful episode, Shannon Brome-Ward joins Cindy Wagman's Confessions podcast to challenge everything you've been told about personal finance and wealth building. Discover why "just getting by" isn't a sustainable financial strategy and how creating abundance benefits not just you, but your entire community. Shannon reveals the critical mistakes keeping business owners stuck in the middle class and the proven strategies millionaires use to build lasting wealth. Key topics include: Why women need to get comfortable talking about money and setting ambitious financial goals The simple investing strategy that beats market timing every time (S&P 500 index funds explained) How to start investing with just $25/month and automate your wealth building Creating multiple income streams through rental properties, passive income, and diversified investments Budget strategies that expand (not restrict) your life Retirement planning on your own timeline, not waiting until 65 Tax-advantaged accounts: 401(k), Roth IRA, and 529 college savings plans Whether you're a nonprofit professional, consultant, or entrepreneur, this episode delivers actionable financial planning advice to help you move from financial stress to financial freedom. Ready to create your own wealth-building strategy? Book a call today to start your journey from middle class to millions!

    43 min

  4. FEB 5

    I Was Wrong About January (And What It Cost Me)

    January is loud, but avoiding your money doesn't make the noise go away. In this episode of From Middle Class to Millions, Shannon breaks from traditional personal finance advice to talk about money mindset, limiting beliefs, and wealth-building for high earners who are tired of feeling unsure despite making good money. This isn't an investing-for-beginners episode or a budgeting how-to. It's a real conversation about why smart, responsible professionals still feel anxious about money - and how the stories you tell yourself can quietly cap your financial growth. Through reflection, real client outcomes, and a surprising January breakthrough, Shannon shares: Why January is actually a powerful time for financial planning The difference between earning well and building lasting wealth How high earners get dismissed and why that keeps them stuck What changed when one belief shifted (and another woman crossed a $1M net worth) Why waiting for the "right time" is the most expensive money habit there is If you're a six-figure earner who wants clarity, confidence, and a plan that works with your real life, and not against it, this episode will hit home. Ready to stop thinking about your money and start using it intentionally? Book a private call now. One conversation can move you out of middle-class money stress and into long-term wealth building.

    29 min

  5. JAN 29

    The Hidden Barrier to Wealth: Why Fear Keeps Successful Women Stuck

    Fear is one of the most powerful forces shaping our money decisions and it rarely looks the way we expect. In this episode of From Middle Class to Millions, Shannon breaks down what actually happens when fear takes over, using a real client story to show how smart, capable women can still end up frozen with their finances. This isn't an episode about which accounts to open or what to invest in. It's about the moment before all of that, the moment that determines whether you ever take action at all. You'll hear the story of a woman who was doing many of the "right" things: saving diligently, living frugally, and trying to protect herself from future uncertainty. And yet, fear kept her hoarding cash, avoiding investing, and staying stuck in a constant state of anxiety instead of building real financial security. We talk about: How fear disguises itself as being careful or responsible Why holding cash can feel safe but actually increase financial stress The role of emergency funds, investing, and risk tolerance in building confidence Why wealth builders don't wait for fear to disappear…they move anyway If you're a high-earning woman who worries about having enough, making a mistake, or losing what you've worked hard for, this episode will feel uncomfortably familiar in the best way. 🎧 Ready to stop letting fear run your financial life? If this episode hits close to home, book a consultation call to talk through what's really holding you back and how to move forward with clarity and confidence.

    28 min

  6. JAN 22

    Are We Screwing Up Our Money?

    Do you make good money but still feel anxious about your finances? This episode of From Middle Class to Millions explains why financial stress doesn't disappear with raises, age, or higher income and why clarity matters more than how much you earn. Shannon shares a real client story of a couple in their 50s navigating retirement planning, multiple old 401(k)s, Roth IRAs, and lingering fear from past layoffs. Different life stage, same core problem she sees with younger clients: competing financial priorities and no clear system for making decisions. If you haven't listened yet, this episode builds directly on last week's conversation about a couple in their 30s juggling debt, childcare costs, investing, and lifestyle pressure. You can listen to that episode here. In this episode, you'll learn: Why high earners still feel behind financially How financial disorganization fuels anxiety What to do with multiple retirement accounts Why budgeting and spending awareness matter at every stage How to build long-term wealth and financial confidence Whether you're in your 30s, 40s, or 50s, this episode will help you move from financial fog to confident action with a strategy that fits your life. Ready for personalized support? If this episode sounds like you, book a call and let's talk through where you are, what's keeping you stuck, and the next steps to feeling confident and secure with your money.

    33 min

  7. JAN 15

    Too Many Money Goals? How to Make Smarter Financial Decisions

    In this episode of From Middle Class to Millions, Shannon breaks down a real-life personal finance case study that so many high earners in their 30s will recognize: too many important money decisions happening all at once. Debt payoff. Buying a second car. Moving closer to the kids' school. Retirement somewhere in the distance. None of these goals are "wrong", but trying to tackle them simultaneously can quietly derail your long-term wealth-building and investing strategy. Using a married couple in their 30s as an example, Shannon explains why burnout, nervous-system overload, and competing priorities often lead to fast financial decisions that feel relieving in the moment but cost tens or even hundreds of thousands of dollars over time. She walks through how emotional stress impacts money choices, why couples get stuck when priorities aren't aligned, and how lifestyle inflation sneaks in even as income rises. This episode is a masterclass in intentional money planning - how to slow down without shutting life down. You'll learn how to separate temporary solutions from permanent decisions, why systems beat willpower in personal finance, and how to protect both your future retirement and financial independence goals and your quality of life today. If you're juggling kids, careers, investing, debt, and big decisions—and you don't want to wake up in your 40s or 50s playing financial catch-up—this episode will help you get clear, calm, and strategic. Want support applying this to your own life? You can book a private financial clarity call with Shannon to talk through your priorities, your numbers, and your next best move.  Book your call here. 🎓 Free Live Webinar: How to Be Financially Confident in 2026 Wednesday, January 21 at 7:00 PM Eastern Join Shannon for a live, interactive session where she'll walk through how to organize your money, make confident decisions, and build a clear plan for the year ahead without overwhelm or deprivation. Register here! Personal finance is personal. You don't need to be perfect, you need to be intentional.

    32 min

  8. JAN 8

    Will Your Money Last? Gain Retirement Confidence Without Guesswork

    What happens when you're making good money… but it still feels like it's leaking out everywhere? In this episode of From Middle Class to Millions, Shannon revisits the story of a former client she worked with in 2021 and reconnects with again in 2026. Back then, this client was a high earner with kids in college, student loans taken on for her children, credit card debt, and no clear sense of where her money was actually going. She wasn't failing but she was overwhelmed, undercharging for her expertise, and stuck in reactive money decisions. Fast forward to 2026, and the picture looks very different. Her business is thriving. She's earning more, working per diem by choice, and finally seeing what's possible, yet she still feels financially squeezed. Sound familiar? Shannon breaks down why earning more money doesn't automatically lead to financial security, and what actually needs to happen next: cleaning up business cash flow, preparing for taxes, optimizing credit card rewards for travel, organizing retirement accounts like 401(k)s and solo 401(k)s, and investing intentionally, without letting student loans crowd out savings and investing. This episode is for high earners, business owners, and professionals who want to build wealth, invest smarter, plan for retirement, and stop relying on willpower alone. You'll hear why systems matter, why women often underprice themselves, and how clarity and strategy create real financial confidence. If you're ready to move from financial chaos to intentional wealth building, this conversation is for you.   ***Remember the webinar I mentioned during this episode?  How To Be Financially Confident in 2026 - Wednesday, Janaury 21 at 7:00pm ET.  Grab your spot right here.   Want to talk about your money so that you can put your money to work and start getting ahead financially?  Book a call with me today.

    30 min
See All (72)

About

From Middle Class to Millions is a weekly podcast packed with practical tips, inspiring stories, and fun pop culture references, all designed to help you go from "just getting by" to seriously getting ahead. Whether you're dreaming of building wealth, setting up passive income, or breaking out of the middle-class mindset, this podcast is your guide to a financially free future. Shannon discusses how you can reach financial independence through acquiring and diversifying assets, enjoying life and having fun. She brings a fresh take for the middle-class earner who wants more spaciousness with their finances.

Information