170 episodes

Best friends Joel and Matt believe that when you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

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    • Investing

Best friends Joel and Matt believe that when you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

    How to get Great Customer Service (Bestie) #169

    How to get Great Customer Service (Bestie) #169

    Working hard for money isn't a foreign concept, but working hard to receive good customer service often is- we so rarely advocate for ourselves! The first step when you're looking for great customer service is to be sure to do business with a reputable company. After that, there are plenty of additional elements to consider to not only save you money, but allow you to walk away from a transaction completely satisfied and raving about how great of an experience you had when you needed assistance. Listen as we help you to make the best use of your time when advocating for great customer service.
    During this episode we each enjoyed an Atrial Rubicite by Jester King. A huge thanks to Jerrod at BrainDead Brewing for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!
    Best friends out!
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    • 49 min
    Ask HTM - Paying Off Balance Transfer Cards, Emergency Funds while House Hacking, and What to do when Inheriting a 401k #168

    Ask HTM - Paying Off Balance Transfer Cards, Emergency Funds while House Hacking, and What to do when Inheriting a 401k #168

    This week on the podcast we’re answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
    1 - Should I pay off my credit card debt that has a 0% interest rate?
    2 - How much money should I have in my emergency fund since we’re house hacking with a duplex?
    3 - What do I do with money that I’ve inherited as a 401k?
    4 - Does whole life insurance make sense for me?
    5 - What does it mean if I don’t have a credit score?
    During this episode we enjoyed a Blair’s Breakfast Stout by Wilmington Brewing Company - a big thanks to Matt’s uncle in-law John for donating this beer to the show. And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!
    Best friends out!
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    • 45 min
    Are Experiences Better Than Stuff? #167

    Are Experiences Better Than Stuff? #167

    You won’t be surprised to hear that we’re critical of the consumeristic society we live in. Our culture wants us to believe that buying things will lead to greater levels of happiness. And maybe we’ve been convinced because 70% of the overall economy is driven by consumer spending. Here’s an alternate take though: our generation seems to value experiences more than stuff, but are experiences a better use of our money? Will we be able to find more happiness through greater spending on a cool trip or nicer clothes? Regardless, we definitely want to put our money towards the things we actually value because it turns out that the far reaching effects of mindless spending can leave you broke and wanting more from your experiences and stuff.
    During this episode we enjoyed a Divided Sky Rye IPA by 4 Hands Brewing - a big thanks to Justin for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!
    Best friends out!
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    • 43 min
    Achieving Financial Independence in the Military with Doug Nordman #166

    Achieving Financial Independence in the Military with Doug Nordman #166

    Our guest today, Doug Nordman starts every morning by checking the surf forecast to see how he’s going to spend the day. He and his wife are financially independent and live on the island of Oahu, which is a surfer’s paradise! Doug was able to achieve this amazing life by taking advantage of the financial benefits offered to him by the military, as well as through standard practices like budgeting and investing extra money towards retirement. He was enlisted in the Navy where he had a career as a submariner, and now he writes about money over at The-Military-Guide.com. And while most all of us have a chance to become financially independent, Doug believes members of the military are even better positioned for financial success. We’ve never had a member of the armed forces on the show before so we’re excited to hear some of the unique money challenges and advantages that members of the military experience.
    During this episode we enjoyed a Bodhizafa by Georgetown Brewing Company - a big thanks to Richard for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!
    Best friends out!
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    • 59 min
    WTD When Markets Decline #165

    WTD When Markets Decline #165

    There will be declines in the stock market, and you’ll likely see the amount of money you have invested begin to drop. This is normal during a bear market- stay calm! It’s also OK to feel a little nervous. We are emotional creatures after all, and while it’s fine to feel a little anxious if you’re hemorrhaging money in your investments, it is NOT fine to react to these declines by selling and getting out of the market. It doesn’t help that the 24-hour news cycle and media outlets are fueling any uncertainty you might have by proclaiming doom and gloom. So in this episode we’re going to discuss what actions we should take, before and during a market crash, and how to harden ourselves to weather the financial storms that accompany a major market decline.
    During this episode we enjoyed a Bretta Weisse by Firestone Walker - a big thanks to our friend Josh for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!
    Best friends out!
    Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

    • 37 min
    Ask HTM - Is ID Theft Insurance Worth It, Reducing Car Insurance Rates for Kids Who Rarely Drive, and the Merits of Balancing a Checkbook #164

    Ask HTM - Is ID Theft Insurance Worth It, Reducing Car Insurance Rates for Kids Who Rarely Drive, and the Merits of Balancing a Checkbook #164

    This week on the podcast we’re answering your questions!
    1 - Should I continue to balance my checkbook every month, or is it a waste of time?
    2 - I have 2 daughters who rarely drive- how can I reduce how much I spend on their car insurance?
    3 - Should I purchase a primary residence or a couple investment properties instead?
    4 - Is identity theft insurance worth the money?
    5 - As a small business owner, should I consider offering a SIMPLE IRA or a 401k?
    And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
    During this episode we enjoyed an Agrestic by Firestone Walker - a big thanks to our friend Josh for donating this beer to the show, and as a friend of the show you’ve earned enough points and have officially reached ‘red status’! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!
    Best friends out!
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    • 48 min

Customer Reviews

Cwal2009 ,

Financial Enlightenment

I have to say that I always considered myself good with money, but understanding how a credit score works and realizing what types of questions to ask when investing has been illuminating! I especially love the approach with craft beer and remembering that you have to enjoy the life you live while being money smart!!! I never miss an episode!!

Swifty_mcfly ,

Great Start to Gaining Financial Control!

Listening to these guys talk about money is contagious. Since starting to listen to this show I cannot help but become a wiser spender. Every dollar I spend now is a conscious decision and I feel more in control of my financial future! Thanks Matt & Joel!

Hasi E ,

Fun, motivating and easy to listen to.

Very likeable and well informed folks. Joel and Matt, thanks kindly!

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