The Equity Builders Club Podcast

Terrie from The Equity Builders Club
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Terrie Schauer from the Real Escape Investing Podcast shares her method for escaping the constraints of time, income and geography with the vehicle of real estate investing. By hacking the investing game, Terrie was able to support her family, train as an elite combat athlete, and live abroad. She’s sharing how you can use Real Estate investing to live your dreams too. Discover how you can reach financial freedom and get your life back with real estate. Hosted on Ausha. See ausha.co/privacy-policy for more information.

  1. 2D AGO

    Capital Gap - The Real Reason Most Investors Never Buy Apartment Buildings

    A lot of Canadian investors eventually learn the truth about multifamily financing: yes, apartment buildings can qualify based on their own income. But then they run into the next wall. The down payment. In markets like Montreal, it is not unusual to need $300,000 or more just to get into a decent multifamily deal. Even in smaller markets, investors may still need $150,000 to $200,000. That is where the conversation shifts from financing to capital raising. In this episode, we break down why so many investors get stuck trying to do everything alone, and why partnerships are often the real key to scaling in Canada. We cover joint ventures, equity partners, private investors, raising money from friends and family, and the different ways investors structure deals when they do not have enough cash to close on their own. We also talk about the risks of partnerships, what makes a good partner, how to divide responsibilities, and why trust, alignment, and clear agreements matter just as much as money. If you understand multifamily financing but still feel like the numbers are out of reach, this episode will help you see that the answer is often not “save for another ten years.” The answer is learning how to work with other people. Want to talk strategy for your portfolio, business, or next move? Book a free discovery call through Equity Builders Club. https://www.equitybuildersclub.com/book-a-discovery-call Join us at an upcoming Equity Builders Club event in Montreal: https://www.equitybuildersclub.com/events Use code ML5 for $5 off. You can also pick up a copy of Mindful Landlord on Amazon. https://terrieschauer.com/mindful-landlord/ Hosted on Ausha. See ausha.co/privacy-policy for more information.

    22 min

  2. APR 16

    The Financing Wall: Why Scaling Real Estate in Canada Is So Hard

    Most Canadian real estate investors never scale past a condo, duplex, or triplex because eventually they hit a financing wall. In Canada, residential properties are usually qualified based on your personal income and debt ratios. Even if your portfolio cash flows, the bank may stop lending because you no longer qualify personally. That is where multifamily financing becomes essential. In this episode, we break down the shift from residential lending to true commercial and DSCR-based financing, where lenders focus more on the building’s income than your salary. We also cover why so few investors ever make this jump, why many residential brokers and branch bankers do not understand multifamily lending, and why the right network can make all the difference. We discuss private lenders, CMHC and MLI Select programs, bridge financing, vendor take-backs, and the key players you need around you if you want to scale beyond “mom and pop” investing. If you feel like you have hit a ceiling in your portfolio, this episode will help you understand why. Want to talk strategy for your portfolio, business, or next move? Book a free discovery call through Equity Builders Club. https://www.equitybuildersclub.com/book-a-discovery-call Join us at an upcoming Equity Builders Club event in Montreal: https://www.equitybuildersclub.com/events Use code ML5 for $5 off. You can also pick up a copy of Mindful Landlord on Amazon. https://terrieschauer.com/mindful-landlord/ Hosted on Ausha. See ausha.co/privacy-policy for more information.

    27 min

  3. APR 9

    The End of No-Pet Clauses? New Quebec Rental Rules Explained

    Pets are becoming one of the biggest pressure points between landlords and tenants in Quebec. In this episode, we break down the recent TAL rulings and legal changes around pets in rental properties. Can landlords still enforce no-pet clauses? Can you refuse a tenant because they have a dog? What happens if a tenant gets an emotional support animal? And what rights do landlords still have when pets are causing noise, damage, odors, or issues with other tenants? We also talk about the practical side of managing pets in buildings. Should you allow them in some units but not others? Can you charge more rent for pet-friendly units? How do you protect yourself from damage and insurance issues? And how do you avoid ending up in a TAL dispute because of unclear lease language? One important thing to understand is that Quebec rental law often evolves through jurisprudence. A single TAL ruling does not automatically change everything overnight, but it can create a precedent that influences future decisions. We are now in one of those moments where landlords need to pay attention, not just to the original ruling itself, but to how future cases build on it over time. For Quebec landlords, the rules around pets are changing quickly. This episode will help you understand where the law is heading, what you can still control, and how to build a pet policy that protects both your building and your business. If you want to learn more about Quebec rental strategy, building management, and real estate investing: Join us at an upcoming Equity Builders Club event: https://www.equitybuildersclub.com/events Use code ML5 for $5 off. Book a complementary strategy session: https://www.equitybuildersclub.com Listen to the podcast for more episodes on Quebec real estate investing and property management. Mindful Landlord is available on Amazon. Hosted on Ausha. See ausha.co/privacy-policy for more information.

    20 min

  4. APR 2

    Why Most Real Estate Investors Fail to Scale (And the 5 Pillars That Make Success Predictable)

    Most people think financial freedom comes from motivation, hustle, or luck. But in reality, success in real estate investing is much more predictable than that. In this episode, I break down the same system I’ve used to scale my own portfolio and that we now teach inside Equity Builders Club. The idea for this framework actually came from my years competing in Brazilian Jiu-Jitsu. It took me ten years to win my first world championship, about the same amount of time it takes most investors to become financially independent through real estate. Along the way, I realized something important: success leaves footprints. Whether you want to buy your first property, scale beyond a few doors, or eventually build a multifamily portfolio, there are five pillars that almost every successful investor has in place: Network Peer group Strategy and metrics Education Access to mentors I also talk about why less than 1% of Canadians invest in multifamily real estate, why financial freedom itself is so rare, and why your environment matters more than most people realize. If you want to stop relying on luck and start building a system that makes success more likely, this episode is for you. If you want to keep building around the right people: Join us at an upcoming Equity Builders Club event: https://www.equitybuildersclub.com/events Use promo code ML5 for $5 off. Book a free strategy call through the discovery call section of the website. https://www.equitybuildersclub.com/book-a-discovery-call Check out the book Mindful Landlord for more. https://terrieschauer.com/mindful-landlord/ Hosted on Ausha. See ausha.co/privacy-policy for more information.

    26 min

  5. MAR 26

    How Fast Can You Buy Your Next Property? The Real Estate Time Compression Playbook

    How long is it really going to take you to buy your next property? A year? Six months? Thirty days? Most investors assume those timelines are fixed. But in reality, deals don’t take that long because they have to—they take that long because that’s the time we give them. In this episode, I’m sharing a concept that’s been stuck in my head since the Income Builders Conference in Nashville: tasks expand to fill the time you allocate to them. And when you compress that time horizon—when you force yourself to think in terms of months instead of years—you start cutting out the unnecessary steps, the hesitation, and the “one day” thinking that slows most investors down. We’ll walk through what this actually looks like in practice. What would you do differently if you had to buy your next property in 30 days? You’d think about raising capital instead of saving it. You’d look at joint ventures instead of going solo. You’d explore creative financing instead of waiting. And you’d start solving your real bottlenecks—whether that’s time, deal flow, or systems—in a completely different way. Because the biggest constraint in your investing isn’t the market. It’s the timeline you’ve given yourself. And once you shorten that timeline, everything else—your strategy, your network, your decisions—starts to change. Want to go deeper? Join us at an upcoming Equity Builders Club event in Montreal: https://www.equitybuildersclub.com/events (Use code ML5 for $5 off) Book a free 30-minute strategy session to review your portfolio: https://www.equitybuildersclub.com/book-a-discovery-call Listen to the Equity Builders Club Podcast: https://equitybuildersclub.com/podcast Get Mindful Landlord on Amazon. Hosted on Ausha. See ausha.co/privacy-policy for more information.

    24 min

  6. MAR 18

    How Much Is Enough? Designing Your Financial Freedom Number

    How Much Is Enough? Designing Your Financial Freedom Number “Financial freedom” sounds inspiring but most investors have no idea what their number actually is. In this episode, we break down how to calculate your financial freedom number using real math, not motivation. If you’re building passive income through real estate and want to define your target clearly, this episode will help you move from vague goals to concrete strategy. We cover: – Why “financial freedom” is often too vague to be useful – How to calculate your true burn rate – How much buffer you actually need – Translating income targets into asset base requirements If you want your real estate investing to serve a defined outcome not just growth for growth’s sake, this episode will clarify your direction. Want to go deeper? Join us at an upcoming Equity Builders Club event in Montreal: https://www.equitybuildersclub.com/events (Use code ML5 for $5 off) Book a free 30-minute strategy session to review your portfolio: https://www.equitybuildersclub.com/book-a-discovery-call Listen to the Equity Builders Club Podcast: https://equitybuildersclub.com/podcast Get Mindful Landlord on Amazon. Hosted on Ausha. See ausha.co/privacy-policy for more information.

    18 min

  7. MAR 11

    The 3 Phases of Scaling From 1 to 20 Units (And Where Most Investors Stall)

    Scaling a rental portfolio from 1 to 20 units isn’t about finding more deals. It’s about evolving as an investor. In this episode, I break down the three phases of scaling real estate, from your first few units to managing a small multifamily portfolio, and why most small landlords stall in the middle. If you’re trying to scale your rental portfolio, this episode will help you understand what changes operationally, financially, and psychologically at each stage. We cover: – The Hustle Phase (1-4 units) – The Systems Phase (5–12 units) – The CEO Phase (12–20+ units) This is about small landlord growth in the real world, not Instagram investing. Want to go deeper? Join us at an upcoming Equity Builders Club event in Montreal: https://www.equitybuildersclub.com/events (Use code ML5 for $5 off) Book a free 30-minute strategy session to review your portfolio: https://www.equitybuildersclub.com/book-a-discovery-call Listen to the Equity Builders Club Podcast: https://equitybuildersclub.com/podcast Get Mindful Landlord on Amazon. Hosted on Ausha. See ausha.co/privacy-policy for more information.

    19 min

  8. MAR 4

    How to Analyze a 5-Plex or 6-Plex in 10 Minutes

    If you’re analyzing a 6 plex in Canada and opening Excel before you’ve made a basic decision, you’re wasting time. In this episode, I walk through how to analyze a 6-plex in 10 minutes or less — the exact mental framework I use when evaluating small multifamily deals in Montreal. This is practical rental property underwriting without fluff, theory, or complicated spreadsheets. We cover: – The gatekeeper filters that eliminate bad deals instantly – A back-of-the-napkin NOI and debt service reality check – Risk scanning for tenant issues, CapEx exposure, and lease structure – Clear go / no-go criteria If you want to get faster and more confident at multifamily deal analysis in Canada, this episode will sharpen your process immediately. Want to go deeper? 🎟️ Join us at an upcoming Equity Builders Club event in Montreal: https://www.equitybuildersclub.com/events (Use code ML5 for $5 off) 📞 Book a free 30-minute strategy session to review your portfolio: https://www.equitybuildersclub.com/book-a-discovery-call 🎙️ Listen to the Equity Builders Club Podcast: https://equitybuildersclub.com/podcast 📘 Get Mindful Landlord on Amazon. Hosted on Ausha. See ausha.co/privacy-policy for more information.

    15 min
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4.9
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About

Terrie Schauer from the Real Escape Investing Podcast shares her method for escaping the constraints of time, income and geography with the vehicle of real estate investing. By hacking the investing game, Terrie was able to support her family, train as an elite combat athlete, and live abroad. She’s sharing how you can use Real Estate investing to live your dreams too. Discover how you can reach financial freedom and get your life back with real estate. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Information

  • Creator
    Terrie from The Equity Builders Club
  • Years Active
    2020 - 2026
  • Episodes
    210
  • Rating
    Clean
  • Copyright
    © Copyright 2026 All rights reserved.
  • Show Website
    The Equity Builders Club Podcast

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