Retirement Answers Jacob Duke, CFP®

There are lots of opinions and ideas around how to properly plan for and live out a successful retirement.
Today, I'mis sharing 8 do's & don'ts of retirement planning that I often run into when talking with prospective clients.
Topics covered:- How to invest in retirement- How you can trust your plan- Why you should be proactive instead of reactive- Understanding Social Security- Talking to others who have already retired
A big part of having a successful retirement is knowing what pitfalls to look out for. Hopefully, this helps you on your retirement journey.
Want help with your retirement plan?👇🏼
☎️ Book a call with me: https://calendly.com/jacobduke/intro✉️ Email me: jacob@rivertreewealth.comWebsite: www.rivertreewealth.com
#retirement #howmuchtoretire #retirementplanning #rothira #rothconversion #investing #401k #socialsecurity

It's an election year! We will be choosing the next President of the United States later this Fall and times like this often raise a lot of questions in investors' minds.
"Will the stock market go down is this person is elected?" "Should I get out entirely to avoid any turbulence?""Which political party has the best track record when it comes to stock market returns?""If that person get's elected, things with definitely go south."But here's the hard part... We all have preferences and political biases. Separating our personal convictions from our investment decisions is the hardest part for most investors. Because of the need to confirm our biases, we make decisions that are detrimental to your investment success.
Hopefully this episode shows you that the President has far less impact on the stock market that you may think and that big decisions based on Presidential elections can prove to be very harmful.
Remember: We are investing in for-profit companies that provide goods and services you and I need, not a President. We are betting on those companies to find a way to sell those goods and services regardless of the current political or regulatory environment we find ourselves.
If you found this episode helpful, subscribe so you don't miss any future episodes.
Also, I'd greatly appreciate it if you gave a rating and review. It helps other people just like you find the podcast and benefit from discussions on these topics as well.
Want help with your retirement plan?👇🏼☎️ Book a call with me✉️ Email me: jacob@rivertreewealth.com
My YouTube Channel 
Resources:How Stocks Have Behaved in an Election MonthThe Market & US Presidential ElectionsInteractive Visuals
#retirement #howmuchtoretire #retirementplanning #rothira #rothconversion #investing #401k #socialsecurity

As a retirement planner, I get to see the good and the bad of every retirement plan. All the good decisions and the mistakes that come up.
In an effort to help you avoid some common mistakes I see, I put together a list of 8 mistakes to avoid. These are mistakes around investing, income planning, withdrawal strategies, and mindset mistakes.
I hope this helps you know what to look out for and encourages you if you are already aware of these potential mistakes.
If you enjoy the podcast, I'd love it if you could give a rating and review on Apple Podcasts. It's the best way you can say 'Thank You'!
Want help with your retirement plan?👇🏼☎️ Book a call with me✉️ Email me: jacob@rivertreewealth.com
My YouTube Channel 
#retirement #howmuchtoretire #retirementplanning #rothira #rothconversion #investing #401k #socialsecurity

I have some big news to share with you... I have launched my own wealth management firm, Rivertree Wealth! I'm excited to continue serving my clients and begin working with new clients in the future.
To learn more about Rivertree and how we can help you, please visit www.rivertreewealth.com.
Also, I wanted to share our system, the Rivertree System, with to give you more insight to how we approach retirement planning. Hopefully these insights give you an idea of how the different planning topics (taxes, investments, income, estate, etc) fit together.
If you enjoy the podcast, I'd love it if you could give a rating and review on Apple Podcasts. It's the best way you can say 'Thank You'!
Want help with your retirement plan?👇🏼☎️ Book a call with me✉️ Email me: jacob@rivertreewealth.com
My YouTube Channel 
#retirement #howmuchtoretire #retirementplanning #rothira #rothconversion #investing #401k #socialsecurity

Alright... Let's talk about financial advisor fees.
Understanding how a financial advisor gets paid can be hard because there are numerous ways an advisor can receive compensation.
In this episode of Retirement Answers, Jacob breaks down the main things you need to know about advisory fees in an objective, unbiased way.
Topics covered:- Commissions vs Fees- Fee Only vs Fee Based vs Commission Based- Conflicts of interest
If you enjoy the podcast, I'd love it if you could give a rating and review on Apple Podcasts. It's the best way you can say 'Thank You'!
Want help with your retirement plan?👇🏼☎️ Book a call with me✉️ Email me: jacob@rivertreewealth.com
My YouTube Channel 
#retirement #howmuchtoretire #retirementplanning #rothira #rothconversion #investing #401k #socialsecurity

Roth IRAs are powerful retirement accounts. You get to pay your tax now, let your investments grow tax-sheltered, and take from the account in retirement TAX-FREE! (The tax-free part depends on whether or not you meet the age 59.5 and 5 year requirements)
Having a Roth IRA in retirement will help you lower your tax bill in your retirement years and be a huge benefit when it comes to Social Security taxation or IRMAA (Medicare premium surcharges).
In this episode of Retirement Answers, I share 5 benefits of having a well-funded Roth IRA in retirement and how you can maximize the potential of your Roth IRA.
If you enjoy the podcast, I'd love it if you could give a rating and review on Apple Podcasts. It's the best way you can say 'Thank You'!
Want help with your retirement plan?👇🏼☎️ Book a call with me✉️ Email me: jacob@rivertreewealth.com
My YouTube Channel 
#retirement #howmuchtoretire #retirementplanning #rothira #rothconversion #investing #401k #socialsecurity