Stephan Livera Podcast Stephan Livera

Can you retire on Bitcoin savings? What do the numbers look like? Morgen Rochard, Founder and Lead Financial Planner of Origin Wealth Advisers joins me to explain: 


The 4% rule and how to modify it


Being conservative in your planning


CPI inflation being hard to predict


Do you rebalance? 



Timestamps:

(00:00) - Intro

(01:03) - 4% rule, Bitcoin & FIRE

(04:41) - HODLers vs TradFi allocation

(12:34) - Why you should be conservative with Bitcoin retirement

(20:16) - What if you retire during a Bitcoin bull run?

(22:24) - Sponsors

(24:55) - Should you borrow against your Bitcoin stack?

(31:41) - Where are the fiat financial planners going wrong?

(37:34) - Separating Bitcoin from ‘Crypto’

(40:55) - The shift in sentiment about HODLing Bitcoin

(42:39) - Sponsors

(44:51) - Should you rebalance your Bitcoin allocation?

(49:40) - Estimating currency debasement 

(56:12) - Bitcoin’s CAGR

Links: 


https://bitcoinfinancialadvisorsnetwork.com/does-bitcoin-make-retirement-planning-obsolete/ 


https://x.com/MorgenRochard 


https://www.originwa.com/ 



Sponsors:


Swan.com (code LIVERA)


CoinKite.com (code LIVERA)


Mempool.space


Nomadcapitalist.com/apply



Stephan Livera links:


Follow me on X: @stephanlivera


Subscribe to the podcast


Subscribe to Substack

The global fertility crisis is on with many western and developed nations below replacement fertility. Joining me to discuss this problem is Daniel Hess (aka @MoreBirths on X). 

Timestamps:

(00:00) - Intro 

(00:54) - How bad is the global fertility crisis?

(04:50) - Implications of low birth rate for future generations

(09:54) - Causes for declining global rate of fertility

(11:53) - Marriages affecting birth rate

(15:38) - Religion affecting birth rate

(17:36) - Fertility rate in the East

(21:28) - The impact of government policies on fertility rate

(25:47) - Sponsors

(27:43) - Urban planning & fertility rates

(32:40) - The impact of welfare state on fertility rates

(36:00) - Taking cues from the fall of Roman empire

(41:16) - Insights from the population curve of South Korea

(45:05) - Sponsors

(47:30) - The ‘3 Child Norm’

(52:57) - The lessons from ‘Baby Boomers’

(55:38) - Recalibrating expectations

(59:13) - The importance of low time preference 

(1:04:00) - Deregulating childcare

(1:14:20) - Outro

Links:


X.com/@morebirths 



Sponsors:


Swan.com (code LIVERA)


CoinKite.com (code LIVERA)


Mempool.space



Stephan Livera links:


Follow me on X: @stephanlivera


Subscribe to the podcast


Subscribe to Substack

Even as bitcoiners, we can’t deny that there is demand for ‘stablecoins’ or some kind of stable value feature. Tony Klausing, bitcoin and lightning developer joins me to talk about Stable Channels. This approach to stable value is self custodial, P2P, and bitcoin-native. We talk about the benefits, trade offs and who this would be suitable for. 

Timestamps:

(00:00) - Intro 

(00:51) - Tony’s background 

(03:28) - Opportunity of Stable Channels

(05:46) - Fiat-backed stablecoins Vs. Crypto-backed stablecoins(10:23) - Overview of Stable Channels

(14:17) - Difference between DLCs & Stable Channels

(18:02) - Stable Channels during varying BTC price scenarios

(21:34) - Sponsors

(23:49) - Who are Stable Channels for?

(30:50) - Dual funding & splicing on Stable Channels

(32:24) - How do participants of Stable Channels find each other?

(38:22) - Addressing concerns around Stable Channels 

(41:12) - Sponsors

(42:33) - Possible challenges for Stable Channels

(46:43) - Payments on Stable Channels

(52:07) - Is Stable Channels a ‘Quasi-decentralized exchange’?

(53:57) - Lightning payment vs legacy financial payment

(58:03) - Usability challenges

(1:00:09) - Outro

Links:


https://x.com/tonklaus 


https://stablechannels.com/ 



Sponsors:


Swan.com (code LIVERA)


CoinKite.com (code LIVERA)


Mempool.space



Stephan Livera links:


Follow me on X: @stephanlivera


Subscribe to the podcast


Subscribe to Substack

Aleksandar Svetski (@SvetskiWrites) rejoins me to talk about his newest book, The Bushido of Bitcoin. We get into a discussion about:


Anti-egalitarianism
Virtues
Why Bitcoiners should ‘stop being plebs’
The ascend & descend of civilisations
Imbibing warrior culture in Bitcoin
The masses and the remnant

Timestamps:
(00:00) - Intro
(00:41) - Who is ‘The Bushido of Bitcoin’ for?
(11:13) - The role of legitimate hierarchy
(18:14) - The cyclical nature of civilisations
(22:21) - Sponsors
(25:20) - Choosing to opt out of a nation
(30:29) - The pleb culture of Bitcoin
(39:00) - Upholding virtues on a Bitcoin standard
(42:53) - Sponsors
(45:05) - Shaming as a morality check
(49:17) - Retaining customs & norms in a new world on Bitcoin
(53:17) - The masses and the remnant
(59:35) - Natural elites in a free market
(1:03:00) - Satlantis - travel & community social network
(1:05:54) - Outro

Links:
https://x.com/SvetskiWrites
https://www.bushidoofbitcoin.com/

Sponsors:
Swan.com (code LIVERA) http://swan.com/livera
CoinKite.com (code LIVERA) http://coinkite.com/
Mempool.space https://mempool.space/
Nomadcapitalist.com/apply https://nomadcapitalist.com/apply

Stephan Livera links:
Follow me on X: @stephanlivera https://x.com/stephanlivera
Subscribe to the podcast: https://plinkhq.com/i/1415720320
Subscribe to Substack: https://stephanlivera.substack.com/

Jörg Guido Hülsmann is a Senior Fellow of the Mises Institute, and he rejoins me to discuss his latest book on Abundance, Generosity and the State. Bitcoiners like to spell out a lot of the social and cultural problems in the world today, and Dr Hülsmann is one of the leading lights in showing how fiat currency and government intervention have caused negative outcomes. 

We discuss the way gratuitous benefits come to us in a free market capitalist society, and the many ways government intervention can interrupt this process. Instead of having strong families, communities and private clubs that assist in making our lives better, the state disrupts this process and makes society poorer. 



Links:


https://mises.org/library/book/abundance-generosity-and-state-inquiry-economic-principles 


Site: https://guidohulsmann.com/ 



Sponsors:


Swan.com (code LIVERA)


CoinKite.com (code LIVERA)


Mempool.space



Stephan Livera links:


Follow me on X: @stephanlivera


Subscribe to the podcast


Subscribe to Substack

Why are some bitcoin blocks empty? Orange Surf from the mempool.space team joins me to explain his recent research report on this topic. We discuss:


Why do empty blocks happen? 


Comparing empty block rates across mining pools


Firmware and config differences



Timestamps:

(00:00) - Intro

(00:44) - Orange Surf’s research report on empty blocks

(02:02) - Block interval data sets 

(06:25) - What is an empty block?

(08:09) - What causes an empty block to occur?

(11:35) - Nuances of a working of a miner; switching from empty to full block templates

(14:05) - Differences in the empty block performance

(19:01) - Antpool’s internal miner firmware  

(21:30) - Sponsors

(25:00) - Effective management of block templates by mining pools

(34:54) - Ocean's empty blocks

(36:08) - Mining decentralisation and proxy pools

(41:07) - Sponsors

(42:14) - Mining templates & pool payouts

(44:57) - Upcoming mempool features

(49:06) - Outro

Links:


Empty Block Report: https://research.mempool.space/empty-block-report/ 


Pool Reserve: https://orange.surf/pool-reserves/


Enterprise: mempool.space/enterprise


Community Sponsors: mempool.space/sponsor 



Sponsors:


Swan.com (code LIVERA)


CoinKite.com (code LIVERA)


Mempool.space



Stephan Livera links:


Follow me on X: @stephanlivera


Subscribe to the podcast


Subscribe to Substack