The Credit Show

Harry Jacobs

The Credit Show Podcast with Harry Jacobs Your credit report is your adult report card—and on The Credit Show Podcast, Harry Jacobs shows you how to rewrite it. Each episode breaks down real-world credit problems in plain English: collections, charge-offs, late payments, medical debt, student loans, bankruptcy, identity theft, and more. Harry walks you through what actually works with creditors and the credit bureaus, how to avoid the traps that ruin scores, and the simple habits that build lasting credit health. Harry has provided Expert Witness work on 100 credit related cases and he has over a dozen years of experience working on behalf of consumers as the founder of Credit Restoration of Nevada, Harry shares case studies, strategies, and insider insights you’ll never get from a generic app or a “quick fix” TikTok video. If it affects your credit score, it’s on the table. If you’d like a free, no-obligation analysis of your credit, call or text the word “CREDIT” to 702-778-2000. #TheCreditShow #credit #creditrepair #creditscore #goodcredit #badcredit #debt #debtfree #debtfreejourney #financialfreedom #personalfinance #moneymatters #creditcards #mortgage #homebuying #collectionaccounts #bankruptcy #studentloans #fico #podcast

  1. MAR 6

    Credit Delinquencies On The Rise AGAIN!

    In this powerful episode of The Credit Show Podcast, Harry breaks down the growing U.S. consumer debt crisis and explain why millions of Americans are feeling crushed by rising costs, record balances, and high interest rates. Using data from the Federal Reserve, the New York Fed Household Debt and Credit Report, Fitch Ratings, Moody’s, TransUnion, and Experian, this episode unpacks the real story behind America’s $17.5 trillion household debt load. We dive deep into the most dangerous pressure points in today’s economy, including credit card debt, auto loans, student loans, personal loans, and the surprising stability of the mortgage market. You’ll learn why credit card balances have surged past $1.13 trillion, why serious delinquencies are rising, how 23% APR credit cards create a financial death spiral, and why passive credit monitoring is no longer enough in today’s economy. This episode also explores the hidden risks of the authorized user trap, the growing danger of co-signing auto loans, the rise in subprime auto loan defaults, and how lenders are using new technology like remote vehicle disabling, “attention getters,” and connected car systems to collect on delinquent debt. We also explain the difference between secured debt vs. unsecured debt, why younger borrowers like Gen Z and Millennials are being hit hardest, and what active credit management really looks like in a high-interest environment. #TheCreditShow #ConsumerDebtCrisis #CreditCardDebt #CreditScore #CreditRepair #PersonalFinance #DebtManagement #HouseholdDebt #FederalReserve #NewYorkFed #CreditCards #AutoLoans #StudentLoans #PersonalLoans #MortgageDebt #DebtConsolidation #ChargeOffs #Collections #FinancialLiteracy #MoneyManagement #CreditTips #DebtFreeJourney #GenZMoney #MillennialMoney #CreditEducation #FinancialSurvival #InterestRates #CreditCrisis #EconomicOutlook #DebtStrategies See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    25 min

  2. FEB 5

    Toyota's Violations Of Consumer Laws

    From hidden mark‑ups to yo‑yo financing, Harry unpacks recent complaints and legal actions involving Toyota financing and what they teach every car buyer about protecting their credit. #Toyota #AutoFinance #CarLoans #DealerFinance #CreditProtection #KnowYourRights #AutoBuying #CreditTips See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    6 min

  3. FEB 3

    Experian issues with the CFPB

    Experian has its own history of regulatory trouble—Harry breaks down key CFPB findings and what they reveal about errors, upsells, and how your credit data can be mishandled. #Experian #CFPB #CreditBureau #CreditErrors #CreditMonitoring #ConsumerProtection #FixCredit #FinancialEducation See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    8 min

  4. JAN 31

    Four Things Debt Collectors Can Not Do

    Harry lays out the four big things debt collectors are flat‑out not allowed to do—and what steps to take if a collector crosses the line with threats, lies, or illegal tactics. #DebtCollectors #FDCPA #ConsumerRights #Harassment #KnowTheLaw #FixCredit #DebtHelp #CreditRepair See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    5 min

  5. JAN 28

    Equifax's Troubles With Regulators

    Equifax has repeatedly run afoul of regulators—Harry reviews the latest CFPB actions, what they did wrong, and how their mistakes might be hurting your file right now. #Equifax #CFPB #CreditBureaus #DataErrors #CreditReport #ConsumerRights #CreditRepair #FinancialNews See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    3 min

  6. JAN 25

    The Anatomy of a CFPB Consent Order

    Harry dissects a real CFPB consent order and shows how companies get nailed for illegal credit practices—plus what those cases teach you about protecting yourself and disputing correctly. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    3 min

  7. JAN 22

    The Small Dollar Loan Cycle Of Debt!

    As necessary as these loans are for some--one can destroy your credit. You are set up to fail more often than not. Use them wisely, #paydayloan #badcredit #goodcredit #financialfreedom #creditrepair See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    3 min

  8. JAN 13

    Clues That You Are A Victim Of Identity Theft

    Don't wait for a massive bill. Catch identity theft early by spotting these 3 subtle clues that most people dismiss as glitches. #IdentityTheft #FraudWarningSigns #CreditFreeze #ProtectYourCredit See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    6 min
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Trailer

About

The Credit Show Podcast with Harry Jacobs Your credit report is your adult report card—and on The Credit Show Podcast, Harry Jacobs shows you how to rewrite it. Each episode breaks down real-world credit problems in plain English: collections, charge-offs, late payments, medical debt, student loans, bankruptcy, identity theft, and more. Harry walks you through what actually works with creditors and the credit bureaus, how to avoid the traps that ruin scores, and the simple habits that build lasting credit health. Harry has provided Expert Witness work on 100 credit related cases and he has over a dozen years of experience working on behalf of consumers as the founder of Credit Restoration of Nevada, Harry shares case studies, strategies, and insider insights you’ll never get from a generic app or a “quick fix” TikTok video. If it affects your credit score, it’s on the table. If you’d like a free, no-obligation analysis of your credit, call or text the word “CREDIT” to 702-778-2000. #TheCreditShow #credit #creditrepair #creditscore #goodcredit #badcredit #debt #debtfree #debtfreejourney #financialfreedom #personalfinance #moneymatters #creditcards #mortgage #homebuying #collectionaccounts #bankruptcy #studentloans #fico #podcast

Information

  • Creator
    Harry Jacobs
  • Years Active
    2019 - 2026
  • Episodes
    112
  • Rating
    Clean
  • Copyright
    © Credit Restoration of Nevada
  • Show Website
    The Credit Show