The Happy Meter

Justin Garritt
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Welcome to The Happy Meter podcast, where Kevin and Justin, two full-time teachers and best friends, discuss strategies to balance financial wellness and personal happiness. We have different passions, interests, spending habits, and financial burdens, but purposeful thinking, intentional budgeting, travel hacks, and a clear sense of what moves our individual “Happy Meters” has put us on a path to achieve the impossible: Retire on a humble salary after living our lives to the fullest!

  1. 2020-10-22

    #16: Real Estate Basics

    #16: Real Estate Basics Justin and Kevin welcome John Downes, Mortgage Loan Originator from Sierra Pacific Mortgage in Lutherville, MD. John breaks down the basics of a mortgage, must-have information for first time homebuyers, the players in the real estate business, and the math around refinancing. John’s contact information is: Email: john.downes@spmc.com Mobile app link:https://myloan.sierrapacificmortgage.com/dr/c/e4vma Web link: https://myloan.sierrapacificmortgage.com/borrower/signup/john.downes@spmc.com —————— The Happy Meter is brought to you by Garritt Financial Solutions LLC Garritt Financial Solutions is an independent, fee-only fiduciary supporting Educators, Healthcare Professionals, and First Responders with comprehensive financial planning and investment services to enable those who are most self-sacrificing to enjoy a retirement they deserve! Set up a free discovery call at: http://www.GarrittFinancialSolutions.com The information in this podcast is educational and general in nature, and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision. Opinions expressed here are the author’s alone. Garritt Financial Solutions LLC makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

    35 min
  2. #15: 403b’s: Learning to bWise with Daniel Otter, PhD

    2020-09-29

    #15: 403b’s: Learning to bWise with Daniel Otter, PhD

    #15: 403b’s: Learning to bWise with Daniel Otter, PhD Justin and Kevin welcome Daniel Otter, founder of the financial literacy nonprofit 403bwise, to the Happy Meter Podcast! Daniel discusses the history of 403b investments and explains how to evaluate choices and avoid pitfalls. Here is a link to https://403bwise.org/ Here is a link to Dan and Scott’s Teach and Retire Rich podcast:  https://podcasts.apple.com/us/podcast/teach-retire-rich-talking-teacher-retirement-savings/id186294653 Here is a link to Dan’s book: https://teachandretirerich.com/ —————— The Happy Meter is brought to you by Garritt Financial Solutions LLC Garritt Financial Solutions is an independent, fee-only fiduciary supporting Educators, Healthcare Professionals, and First Responders with comprehensive financial planning and investment services to enable those who are most self-sacrificing to enjoy a retirement they deserve! Set up a free discovery call at: http://www.GarrittFinancialSolutions.com The information in this podcast is educational and general in nature, and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision. Opinions expressed here are the author’s alone. Garritt Financial Solutions LLC makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

    34 min
  3. #14: Happy Teacher Revolution founder Danna Thomas

    2020-09-14

    #14: Happy Teacher Revolution founder Danna Thomas

    #14: Happy Teacher Revolution founder Danna Thomas The Happy Meter is proud to welcome Danna Thomas, founder of the Happy Teacher Revolution and alumna of Teach for America, Baltimore. Danna Thomas is a former Baltimore City Public School teacher turned founder of a global initiative to support the mental health and wellness of educators. Her organization, Happy Teacher Revolution, is on a mission to increase teacher happiness, retention, and professional sustainability by providing educators with the time and space to heal, deal, and be real about the social-emotional demands they face on the job. Danna served as the national spokeswoman for the National Alliance of Mental Illness (NAMI) Maryland and the “Music for Mental Health” campaign. She is the recipient of the 2019 Johns Hopkins Community Hero Award and the 2019 winner of the Johns Hopkins Social Innovation Lab. Danna’s favorite forms of self-care include playing backgammon, community hot yoga, and rocking out on the saxophone. —————— The Happy Meter is brought to you by Garritt Financial Solutions LLC  Danna Thomas is a former Baltimore City Public School teacher turned founder of a global initiative to support the mental health and wellness of educators. Her organization, Happy Teacher Revolution, is on a mission to increase teacher happiness, retention, and professional sustainability by providing educators with the time and space to heal, deal, and be real about the social-emotional demands they face on the job. Danna served as the national spokeswoman for the National Alliance of Mental Illness (NAMI) Maryland and the “Music for Mental Health” campaign. She is the recipient of the 2019 Johns Hopkins Community Hero Award and the 2019 winner of the Johns Hopkins Social Innovation Lab. Danna’s favorite forms of self-care include playing backgammon, community hot yoga, and rocking out on the saxophone. The information in this podcast is educational and general in nature, and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision.  Opinions expressed here are the author’s alone. Garritt Financial Solutions LLC makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

    26 min
  4. #13: Lessons from Redwood National Park

    2020-09-02

    #13: Lessons from Redwood National Park

    #13: Lessons from Redwood National Park Justin describes walking around Redwood National Park in California and the many financial Happy Meter lessons that can be found there. —————— The Happy Meter is brought to you by Garritt Financial Solutions LLC Garritt Financial Solutions is an independent, fee-only fiduciary supporting Educators, Healthcare Professionals, and First Responders with comprehensive financial planning and investment services to enable those who are most self-sacrificing to enjoy a retirement they deserve! Set up a free discovery call at: http://www.GarrittFinancialSolutions.com The information in this podcast is educational and general in nature, and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision. Opinions expressed here are the author’s alone. Garritt Financial Solutions LLC makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

    36 min
  5. #12: Investment 101

    2020-08-25

    #12: Investment 101

    Episode 12: Investment 101 Kevin and Justin discuss the basics of Investing, touching on concepts like Stocks and Bonds, and discussing goal-based investment strategies. —————— The Happy Meter is brought to you by Garritt Financial Solutions LLC Garritt Financial Solutions is an independent, fee-only fiduciary supporting Educators, Healthcare Professionals, and First Responders with comprehensive financial planning and investment services to enable those who are most self-sacrificing to enjoy a retirement they deserve! Set up a free discovery call at: http://www.GarrittFinancialSolutions.com The information in this podcast is educational and general in nature, and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision.

    44 min

  6. 2020-08-18

    #11: Pop Quiz

    #11: Pop Quiz In their Season 2 opening, Justin challenges Kevin with a pop-quiz recap of the lessons from the first 10 episodes. —————— The Happy Meter is brought to you by Garritt Financial Solutions LLC Garritt Financial Solutions is an independent, fee-only fiduciary supporting Educators, Healthcare Professionals, and First Responders with comprehensive financial planning and investment services to enable those who are most self-sacrificing to enjoy a retirement they deserve! Set up a free discovery call at: http://www.GarrittFinancialSolutions.com The information in this podcast is educational and general in nature, and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision. Opinions expressed here are the author’s alone. Garritt Financial Solutions LLC makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

    49 min

  7. 2020-05-26

    #10: Personal Goal Setting

    #10: Personal Goal Setting   Justin and Kevin discuss goal setting, sharing several personal areas of growth or improvement and the various strategies and methods they employ to achieve them.  ——————  The Happy Meter is brought to you by Garritt Financial Solutions LLC   Garritt Financial Solutions is an independent, fee-only fiduciary supporting Educators, Healthcare Professionals, and First Responders with comprehensive financial planning and investment services to enable those who are most self-sacrificing to enjoy a retirement they deserve! Set up a free discovery call at: www.GarrittFinancialSolutions.com   The information in this podcast is educational and general in nature, and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision.    Opinions expressed here are the author’s alone. Garritt Financial Solutions LLC makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

    36 min
  8. #9: A Police Officer’s Journey to Financial Independence

    2020-05-22

    #9: A Police Officer’s Journey to Financial Independence

    #9: A Police Officer’s Journey to Financial Independence Justin and Kevin welcome Officer Mike Miller, an old friend of Justin’s, to discuss his path from spender to saver. Mike shares hard-learned lessons and Happy Meter memories as his journey toward financial independence continues. —————— The Happy Meter is brought to you by Garritt Financial Solutions LLC Garritt Financial Solutions is an independent, fee-only fiduciary supporting Educators, Healthcare Professionals, and First Responders with comprehensive financial planning and investment services to enable those who are most self-sacrificing to enjoy a retirement they deserve! Set up a free discovery call at: http://www.GarrittFinancialSolutions.com The information in this podcast is educational and general in nature, and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision. Opinions expressed here are the author’s alone. Garritt Financial Solutions LLC makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

    34 min
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About

Welcome to The Happy Meter podcast, where Kevin and Justin, two full-time teachers and best friends, discuss strategies to balance financial wellness and personal happiness. We have different passions, interests, spending habits, and financial burdens, but purposeful thinking, intentional budgeting, travel hacks, and a clear sense of what moves our individual “Happy Meters” has put us on a path to achieve the impossible: Retire on a humble salary after living our lives to the fullest!

Information

  • Creator
    Justin Garritt
  • Years Active
    2K
  • Episodes
    16
  • Rating
    Clean
  • Copyright
    © Justin Garritt