Too Late My Ass

Fay Chapple
  • 5.0 (13)
  • SELF-IMPROVEMENT
  • UPDATED WEEKLY

You’re not too old. You’re not too late. And your best damn chapter hasn’t even started yet. This is the place for second acts, third chances, and plot twists you never saw coming, whether you’re climbing out of a career you hate, crawling out of a midlife fog, or just wondering what the hell comes next. Hosted by international speaker and reinvention expert Fay Chapple, this show is equal parts truth bomb, pep talk, and permission slip — laced with sarcasm, wit, and zero tolerance for fluff. No fluff. No filters. Because whoever said it’s too late… Yeah. Tell them: My. Ass.

  1. MAR 31

    Why your Brain tries to quit right before change

    You've been thinking about the challenge. Or the Inner Circle. Or both. And somewhere in the last few days, a very calm, very reasonable voice showed up and started making a case for waiting. That voice is not wisdom. It's neuroscience. And this week, Fay names exactly what it is — and why it shows up with the most force right when you're closest to actually changing. This week on Too Late, My Ass™, Fay and Stacy break down the phenomenon of threshold retreat — the brain's predictable, biological pull to abort a major change right at the moment of commitment. It's not cold feet. It's your Default Mode Network running a last-ditch identity protection sequence. And once you understand what it actually is, it loses most of its power. In this episode: — The neuroscience of threshold retreat: why the brain generates maximum resistance at the exact moment of a meaningful decision— The three disguises retreat wears (it never shows up as fear — it shows up as logic)— How the "pre-mortem" technique short-circuits the retreat loop before it takes hold— Why 48 hours before a commitment is the highest-risk window — and what to do in that window— Stacy on what she's watched happen to people who retreated at the threshold — and what happened to the ones who didn't— The honest conversation: what Fay and Stacy are nervous about, what they're proud of, and why they built both the challenge and the IC for exactly the person who's been almost ready Tomorrow the Inner Circle opens. In seven days the challenge starts. If part of you is looking for a reason to wait — this episode is specifically for that part. Inner Circle: toolatemyass.com/innercircle — opens April 1.Challenge: toolatemyass.com/21daysecondactchallenge — starts April 6.

    14 min

  2. MAR 24

    Why Transformation Events Don't Stick — and What You Actually Need Instead

    Most people who do a transformation challenge end up right back where they started. Not because they failed. Because the challenge was designed to be a beginning — and nobody told them what to do with the beginning. This week on Too Late, My Ass™, Fay and Stacy sit down together for the first time on the main show to talk about the psychology — and the neuroscience — of post-event regression. Why the brain's return-to-baseline pull is real, predictable, and conquerable. And what the Inner Circle was specifically built to prevent. In this episode: — The neuroscience of why transformation events create genuine change AND why that change evaporates without the right follow-through structure— What Fay has watched happen to people who attend a retreat, a seminar, a challenge — and come home to the same life— Stacy on what she's observed from the operational side: the patterns that predict stickiness vs. regression— The three things a person needs to make identity change last past the 21 days— What the Inner Circle is, how it's different, and why both of them built it the way they did— And yes: the Inner Circle is opening April 1. Doors open in 8 days. This is the episode that answers the question: "I've done all the work. Why am I still not there?" Challenge starts April 6. Register free: toolatemyass.com/21daysecondactchallenge Inner Circle opens April 1: toolatemyass.com/innercircle

    13 min

  3. MAR 19

    The Convert

    You've done the work. You've said the thing. You've made the pivot. So why, in certain rooms, certain conversations, certain moments of pressure, do you still respond like the old version of yourself?This week on Too Late, My Ass™, Fay goes deep on the neuroscience of identity conversion — the specific neurological process that separates people who are working on a new identity from people who have actually become it.Because there's a threshold. And most people in midlife reinvention are sitting at the edge of it, calling it failure instead of calling it Stage 3.In this episode, Fay breaks down:— The Default Mode Network and why your brain keeps reverting to the old script no matter how much you've changed— The four stages of identity conversion (most people are between Stages 2 and 3 and don't know it)— Why the reversion moment isn't evidence of failure — it's evidence of proximity to conversion— The specific behavioral threshold where the new identity becomes the default, not the effort— How leaders who successfully reinvented crossed the conversion point — and what they stopped doing to get there— What "converted" actually feels like in your body and your decisionsThis episode is for the person who has been doing everything right but still feels like they're playing a version of themselves rather than being it. It's for the person whose old identity keeps showing up at the worst times. It's for anyone who is tired of living in the rehearsal.Reinvention is not a performance you perfect. It's a crossing you make.This is how you get to the other side.Join the Sunday Morning Ritual every week at    / @elevatedlivingcompany   — breathwork, meditation, and journalling to integrate everything from this episode.And if you want to go deeper — if you want the community, the monthly masterclasses, the implementation labs, and the Backstage conversations that get into the really honest, unfiltered stuff — the Inner Circle is at toolatemyass.com/innercircle. Founding rate is still available. That won't last.The 21-Day Defiant Second Act Challenge launches April 6. Free. No fluff. 21 days of building the life you've been designing. Register at toolatemyass.com/21daysecondactchallenge.I'll see you next week. You are not late. You are converting.

    24 min

  4. MAR 8

    The Momentum Problem — Why You're Not Stuck, You're Depleted

    You're not stuck because you lack discipline. You're not stuck because your vision isn't big enough. You're stuck because you've been running a neurological deficit for years, and nobody told you that momentum has a biological cost. In this episode, Fay breaks down the neuroscience of momentum — what actually creates it, why it disappears, and why the advice "just start" completely misses the point for women in their 40s and 50s who are already operating from depletion. This is the episode for the woman who keeps starting and stopping. Who has the vision, does the work in bursts, then watches it stall. Who wonders if something is wrong with her when the answer is: nothing is wrong. The system is broken. Let's fix it. In this episode:  Why momentum is a neurological state, not a motivational one The dopamine loop and what happens when it collapses The three biological requirements for sustained momentum · Why identity change must precede behavioral change The specific challenge you're about to take — and why it works the way it does The first action you can take today that costs nothing and changes everything The Defiant Second Act Challenge — toolatemyass.com/21daysecondactchallenge TLMA Inner Circle — toolatemyass.com/innercircle The Long Game App — tlmalonggame.com

    17 min

  5. FEB 18

    The Beginner Advantage: Why Starting Over at 50 Beats Starting at 25

    Being a beginner at 50 is not the same as being a beginner at 25. Here's why—and how to claim your advantage. In this episode: - The neuroscience of adult neuroplasticity and expertise transfer - Why your brain learns DIFFERENTLY at 50 (not worse) - How Margaret started a business at 62 and outperformed everyone - The 5 transferable skills you didn't know you had - How to stop apologizing for being a beginner Resources: 🎙️ Sunday Morning Ritual: https://www.elevatedliving.co/sundaymorningclub 💬 Join the Inner Circle: https://www.toolatemyass.com/rebellionroom 🛍️ TLMA Store: [Shop TLMA]

    17 min

  6. FEB 13

    You're Allowed to Start Over (Even If Nobody Agrees) | Permission Psychology

    Nobody's going to give you permission to start over. Here's why—and how to give it to yourself anyway. In this episode: - Why your brain is wired to seek approval before making big changes - The neuroscience of "permission psychology" - Why the people who love you will resist your reinvention (and it's not personal) - How to self-authorize without waiting for consensus - The exact permission slip exercise that changed everything for me Resources: 🎙️ Sunday Morning Ritual: https://www.elevatedliving.co/sundaymorningclub 💬 Join the Inner Circle: https://www.toolatemyass.com/rebellionroom 🛍️ TLMA Store: Shop TLMA

    19 min

  7. FEB 6

    The 10-Second Life Rewrite: How Your Brain Creates New Identity

    Most people think reinvention takes years. It takes 10 seconds. Here's the neuroscience. In this episode, we're breaking down: - How your brain creates identity through pattern interruption - Why clarity comes AFTER action (not before) - The exact 10-second moment that changed my life - The brain hack you can use this week to rewire your identity Resources: 🎙️ Sunday Morning Ritual: https://sundaymornings.club/ 💬 Join the Inner Circle: https://www.toolatemyass.com/rebellionroom 🛍️ TLMA Store: Shop Here Too Late, My Ass™ is the podcast for second-act reinvention. Hosted by Fay Chapple.

    17 min

  8. JAN 30

    Stop Waiting to be Chosen

    If you’re still waiting to be chosen, invited, validated, or tapped on the shoulder — this episode is for you. Not because you’re insecure. Not because you lack confidence. But because at some point, waiting became a habit your nervous system learned was “safe.” In this episode, we dismantle the myth that visibility comes after readiness — and explain why, in midlife, waiting quietly erases authority. You’ll learn: -Why the brain treats hesitation as a signal that your future is optional -How identity and nervous system safety determine who gets seen — and who gets overlooked -The difference between humility and self-editing -Why clarity, not confidence, is the real authority signal -How to stop auditioning and start occupying space without becoming aggressive or performative This is not about being louder. It’s about being clearer. Midlife isn’t when you prove yourself. It’s when you stop outsourcing permission. If something in you knows you’re done waiting — press play. Join us in The Rebellion Room if you done waiting. https://www.toolatemyass.com/rebellionroom

    21 min
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Trailer

Ratings & Reviews

5
out of 5
13 Ratings

About

You’re not too old. You’re not too late. And your best damn chapter hasn’t even started yet. This is the place for second acts, third chances, and plot twists you never saw coming, whether you’re climbing out of a career you hate, crawling out of a midlife fog, or just wondering what the hell comes next. Hosted by international speaker and reinvention expert Fay Chapple, this show is equal parts truth bomb, pep talk, and permission slip — laced with sarcasm, wit, and zero tolerance for fluff. No fluff. No filters. Because whoever said it’s too late… Yeah. Tell them: My. Ass.

Information

  • Channel
    Fay Chapple
  • Creator
    Fay Chapple
  • Years Active
    2025 - 2026
  • Episodes
    25
  • Rating
    Explicit
  • Copyright
    © Fay Chapple
  • Show Website
    Too Late My Ass

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