When Good Things Happen Tom Gandolfi

For today’s episode we are going to talk about how inflation can affect your investments. It would be rare for any of us to watch the news and not hear about the current inflation we have going on in the US right now. COVID-19 had a huge impact on our economy since the pandemic began and in this episode we will dive into how inflation is related to our economy and our investments. Tune in to hear more on this episode of When Good Things Happen.

IN THIS EPISODE:
[02:00] Tom explains and describes inflation in simple terms in relation to our economy [06:00] Pull & push inflation relating directly to supply and demand and how that affects the economy [13:00] Covid relief money and how it has impacted the economy [18:00] Consumer Price Index and how it measures inflation
KEY TAKEAWAYS: 
We've been through periods of time like this before, but we are all in a different place in our lives. At this point in time we're going to see market volatility. We've seen that so far in 2022, and it’s expected to continue. One of the problems we have now, Is that the inflation that we're experiencing is not necessarily naturally occurring. From an investment standpoint, inflation and rising costs and the devaluing of the dollar all create the same kind of problem. The higher costs and the high inflation can be compounded with significant stock market losses, so a conservative approach is probably pretty wise for most. LINKS MENTIONED:
Three Bridges Financial Group
DISCLOSURE: Three Bridges Financial Group is an independent financial services firm that utilizes a variety of investment and insurance products. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Three Bridges Financial Group are not affiliated companies. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Three Bridges Financial Group is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Three Bridges Financial Group.

For today’s episode, we are joined by Rachel Pratt, a Johns Creek, GA based Interior Designer and Home Stager. Rachel shares her consultation process and how she navigates both simple and complicated design projects all while helping clients fall in love with their homes. We also discuss how she works with clients that don’t know what their personal style is. Whether you just want a small refresh or an entire home remodel, Rachel can help turn your house into your dream home.
 
IN THIS EPISODE:
[03:14] Rachel shares what inspired her to become an interior designer. [05:57] Rachel elaborates on the consultation process for different levels of projects. [10:11] Here is Rachel’s process for staging a customer’s home to sell. [12:44] Many clients don’t actually know what they want. Here is how Rachel helps them discover their design style.  
KEY TAKEAWAYS:
Many people have looked at the same four walls over the last two years and are probably tired of seeing the same things day in and day out. The money you will spend hiring an interior designer to prep your house to sell is money that you will get back tenfold. Pinterest is a great tool for interior designers. Even if you don’t know your personal style, an interior designer will work with you to discover your style.
LINKS MENTIONED:
www.3bfg.com
https://www.instagram.com/rachelprattandco/
 
BIO: 
Rachel is a Johns Creek, GA based Interior Designer and Home Stager. She created her company after multiple friends and neighbors kept asking her for help. Today, she walks clients through the design process and takes the guesswork out of decisions.
Rachel is married to G.B. and has three children.
 
DISCLOSURE:
Rachel Pratt and Rachel Pratt & Co. are not affiliated with Three Bridges Financial Group or AE Wealth Management, LLC. Three Bridges Financial Group is an independent financial services firm that utilizes a variety of investment and insurance products. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Three Bridges Financial Group are not affiliated companies. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Three Bridges Financial Group is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Three Bridges Financial Group.

For today’s episode, we talk about the importance of creating a financial plan for your retirement. Rather than using industry terms, let’s build a financial home from the ground up. Every home needs a blueprint, foundation, walls, and a roof, and so do financial plans. Tune in to learn about the strategy phase, how to plan your financial home to suit your needs, and what to do if you have to remodel. It’s time to start talking about finances because your future depends on it.  
 
IN THIS EPISODE: 
[04:29] You should start planning your retirement with the end in mind and here’s why.     [06:14] Why it’s important to make a strategy for your retirement needs.   [08:52] Tom builds a financial home and explains each element in financial terms.   [18:50] Here are a few things you need to look at while in the strategy phase of your financial planning.    
KEY TAKEAWAYS: 
It’s important to talk about finances for retirement because it’s your future.   Everyone’s financial homes look different.   You may have to remodel your financial home every now and again to keep it working for your lifestyle and needs.   Designing a home is more than just planning it out and coming up with a blueprint. Ultimately, you need to start your design with an idea in mind of what you want it to look like when it’s finished. The same can be said about a financial plan.    
LINKS MENTIONED:
LinkedIn
www.3bfg.com
 
DISCLOSURE: 
Three Bridges Financial Group is an independent financial services firm that utilizes a variety of investment and insurance products. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Three Bridges Financial Group are not affiliated companies. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Three Bridges Financial Group is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Three Bridges Financial Group.

Jenny Herman is a certified personal trainer and nutritional coach who is passionate about helping people learn how to live healthier lives. Jenny joins us today to discuss why she teaches her clients to focus on balanced nutrition rather than dieting. It’s not too late to start a simple exercise routine and try mindful eating. Tune in to hear the best way to ease back into exercise in your retirement, and simple resources that can help you start today.
 
IN THIS EPISODE:
[07:15] Wondering where to start your journey to better nutrition? Here’s how you can start today. [11:28] Jenny breaks down basic nutritional needs. [13:44] Why Jenny doesn’t use the word “diet”. [17:03] These are the best types of exercise for retirees.  
KEY TAKEAWAYS:
Mindful eating doesn’t mean eliminating your favorite treats from your diet, it means enjoying them in moderation. Not all calories are created equal. Exercise is good for us physically, mentally, and emotionally. Even if you are changing your nutritional habits, you can still go to a restaurant and eat the foods you love.  
LINKS MENTIONED:
LinkedIn
www.3bfg.com
www.weighbetterwithjenny.com
@weighbetterwithjenny
 
BIO: Jenny Herman
As a lifelong fitness enthusiast, Jenny has always had a passion for physical improvement. In chasing her goals she has learned that better physical health leads to better mental health. Learning and applying healthy eating habits to exercise science will enhance your everyday life. Jenny attended Auburn University (War Eagle!) graduating with a bachelor's degree in marketing. After college, she worked for Johnson and Johnson before hanging up her corporate sales job to become a mom and group fitness instructor. Encouraged by her own personal trainer, Steve Alford, she studied and became certified in Group Fitness from The American Athletic Fitness Association, Certified Personal Trainer from The National Academy of Sports Medicine and a TRX Suspension Trainer.
In addition, Jenny is certified in Nutrition Coaching from The National Academy of Sports Medicine. Jenny’s passion is teaching others how to eat healthy, exercise safely & effectively achieve long term success. Fads come and go but if you learn to make day-by-day gradual improvements it will lead to a lifetime of success. Jenny believes strongly in a mind-body connection through motivation and positive thinking. This will guide you to success and a Weigh Better life!
 
DISCLOSURE:
Jenny Herman and Weigh Better with Jenny are not affiliated with Three Bridges Financial Group or AE Wealth Management, LLC. Three Bridges Financial Group is an independent financial services firm that utilizes a variety of investment and insurance products. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Three Bridges Financial Group are not affiliated companies. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Three Bridges Financial Group is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Three Bridges Financial Group.

George Crumley retired from Verizon after 34 years; he currently is a realtor with Keller Williams Atlanta North. In this episode, George reveals how he found a creative way to teach his children financial literacy. It's important to talk about money; that way, people can learn from your knowledge, and you can learn from others – it shouldn't be taboo! Tune in as we talk about getting the most out of your retirement by doing what you want to do; George offers advice from his own experiences.
 
IN THIS EPISODE:
[03:40] Want to teach your children about money? Here’s how George got creative with financial literacy.   [11:40] Why it’s important to talk about money.  [15:50] George is a community coach for a local high school.  [20:30] Making the most out of retirement by doing what you want to do.  
KEY TAKEAWAYS:
Pay yourself first: it’s a way of budgeting that will allow your savings to accumulate faster.  You should talk about money; that way, you learn from others who use different tools and resources.  Sports are a great way for children to learn how to interact with others.  Without health, your money doesn’t matter. That should be your first focus.   
LINKS MENTIONED:
LinkedIn
https://www.linkedin.com/in/george-crumley-70823812/
 
BIO:
George Crumley is a family man, father of 5 married 43 years to Sharon. Retired from Verizon after 34 years in 2019. Currently I am a Realtor with Keller Williams Atlanta North. I am a community coach at Centennial HS. I am also actively involved with central casting of Atlanta appearing as background in many movie and TV productions.
 
DISCLOSURE:
Geroge Crumley is an investment advisory and insurance client who was not compensated for his appearance. His experience may not represent the experience of all clients. George Crumley is not affiliated with Three Bridges Financial Group or AE Wealth Management LLC. Three Bridges Financial Group is an independent financial services firm that utilizes a variety of investment and insurance products. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Three Bridges Financial Group are not affiliated companies. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Three Bridges Financial Group is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Three Bridges Financial Group.

In 1988, Howard opened The Cruise Authority for clients who wanted true guidance and heightened services for their travel experiences. People are trying to put COVID in their rearview mirror and move on with their travels; Howard gives tips for people looking into their next travel destination. Some people like the COVID restrictions while others do not, your restriction preferences will determine your next trip’s location. Tune in as Howard gives his advice on taking your bucket list trips as soon as possible!
 
IN THIS EPISODE:
[01:45] People are trying to put COVID in their rearview mirror and move on with their travels. [04:30] For traveling, the line in the sand is whether you're willing to be vaccinated or not. [13:50] Not sure where you want to go for your next vacation? Howard gives his recommendations. [20:10] What’s on your bucket list? Do it while you can because the opportunity will be gone before you know.  
KEY TAKEAWAYS:
Now more than ever, people are willing to commit the time and the money to go on long-haul trips. There are very few choices you're going to have in terms of places to go if you are not vaccinated for COVID. With COVID, travel takes a little more planning than in years past. Colombia, Belize, and Panama, which are not on most people's radar; they are really wonderful places for travel.  
LINKS MENTIONED:
Website
www.tcava.com
Facebook
https://www.facebook.com/thecruiseauthority
Twitter
@themecruise
 
BIO:
Howard got his start in the advertising industry after graduating from the University of Georgia. During a stint in Miami he worked as an advertising liaison with all of the south Florida based cruise lines and tour operators and fell in love with the industry. Moving back to Atlanta and opening in 1988 as The Cruise Authority, the business quickly carved out a niche for clients who wanted true guidance and heightened services for their travel experiences. In 2015, the name was changed to The Cruise & Vacation Authority to more accurately reflect the broad range of travel options we offer to our client.
 
DISCLOSURE:
Howard Moses and Three Bridges Financial Group are not affiliated. Three Bridges Financial Group is an independent financial services firm that utilizes a variety of investment and insurance products. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Three Bridges Financial Group are not affiliated companies. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income, generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying abilities of the issuing carrier. This podcast is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Three Bridges Financial Group is not permitted to offer and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Three Bridges Financial Group.