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09/09/2024

California Homeowners Are Losing Their Insurance—Here’s Why

“A lot of people think that insurance carriers are just multi-billion-dollar companies living the good life. That’s not always the case. In the last three to five years, we’ve been losing so much money that we just can’t do this anymore,” says Harry Crusberg, a fire marshal and former president of American Agents Alliance. Home insurance rates are skyrocketing in California because of fire risks. Join us as we dive into California’s ongoing insurance crisis. We'll explore why insurance companies are dropping policies, leaving homeowners with no options but the costly FAIR Plan, or going without insurance entirely. “Our first year of fire insurance was $7,000. By the third year, it went up to $12,000, which we could no longer afford. We never imagined putting ourselves in a position where we would own a house without insurance,” says Michael Daneau, a homeowner who lost his second home to fires in six years. We also speak with state leaders about what they are doing about it. “The Legislature is taking this issue very, very seriously. ... The cancellation of these insurance policies isn’t just happening to people in high fire-threat areas. For heaven’s sake, I had my own insurance policy canceled,” says Senator Dave Cortese, who’s working on a partial property coverage by insurers to expand options for consumers. *Views expressed in this video/article are opinions of the author and do not necessarily reflect the views of California Insider.

09/09/2024

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56 min
16/03/2025

Los Angeles about to Lose a Large Number of Restaurants | GianCarlo Pagani | Roozbeh Farahanipour

Los Angeles restaurants were already facing rising costs and declining reservations—then the fires hit. Industry leaders say the impact feels like a second pandemic, with small businesses, event venues, and entire supply chains struggling to recover. Restaurateur Giancarlo Pagani, partner in Mother Wolf Group and Avila’s MXO, shares firsthand insight into the challenges and the uncertain road ahead. Roozbeh Farahanipour, president of the West LA Chamber of Commerce, weighs in on the broader economic pressures affecting local businesses. As concerns over crime, bureaucracy, and slow recovery efforts mount, will LA’s restaurant scene rebound, or are more closures inevitable? Views expressed in this video are the opinions of the host and guests and do not necessarily reflect the views of California Insider.

16/03/2025

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31 min
09/12/2022

Why California Spent Billions and Still Can’t Fix Rising Crime | Douglas Eckenrod

“They’re hurting outcomes at nearly the rate that good program providers are delivering good outcomes. And all you’d have to do is just get rid of this part of the equation, and you would see some improvement over time.” Siyamak sits down with Douglas Eckenrod, retired deputy director of state parole. In California, we put a big emphasis on rehabilitation for inmates. But has this become an industry that’s more focused on making money than helping the inmates rebuild their lives? California Insider show is sponsored by Birch Gold Group. Protect your IRA or 401(k) with precious metals today: http://birchgold.com/california Follow Epoch TV on social media: Facebook: https://www.facebook.com/EpochTVus Twitter: https://twitter.com/EpochTVus Rumble: https://rumble.com/c/EpochTV Gettr: https://gettr.com/user/epochtv Gab: https://gab.com/EpochTV Telegram: https://t.me/EpochTV Parler: https://parler.com/#/user/EpochTV

09/12/2022

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30 min
10/07/2024

Former San Francisco Budget Analyst Explains Ways to Improve the City’s Finance | John Farrell

“Will San Francisco come back? When you look at it with the 30% vacancy, you look at the foreclosures or the defaults on a lot of the loans. You look at all this and you say to yourself, ‘What can we do?” says Mr. Farrell. Siyamak sits down with John Farrell, a former budget analyst, assistant assessor, and financial director with extensive experience in San Francisco’s municipal finances. John will provide insights into the city’s current budget deficit and propose solutions for improving its financial health. He will also tackle critical issues such as homelessness and public safety, with a vision to revitalize the downtown area. “Right now the city budget is $15.9 billion and the city has 35,500 employees. In 2010, there was a budget of $6.4 billion, and the city had 27,000 employees.There’s been a 30% increase in positions.” says Mr. Farrell. *Views expressed in this video/article are opinions of the author and do not necessarily reflect the views of California Insider.

10/07/2024

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26 min
17/07/2023

California Reparations Moves Forward. What’s Next? | Tony Hall

“I’ve never seen a more insidious, inane, exploitive, and cruel plan put forth to the American public. You’re asking non-slave owners to pay people who were never slaves $5 million per black guy in San Francisco. The average household is going to have to pay $600,000.” Siyamak sits down with Tony Hall, a former supervisor with San Francisco County. Today he’ll explain what California and San Francisco’s reparations plans entail, and why he thinks it’s not likely to happen.

17/07/2023

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39 min
07/03/2024

Is California Still Leading the Nation? | Larry Elder

“In the last three years, we’ve had a net outflow of 1 million people. I don’t want to leave; I want to help turn the state around because I think sooner or later the voters are going to wake up, and I want to be here when that happens.” Siyamak sits down with Larry Elder, a radio and TV host, former gubernatorial candidate in California, former presidential candidate, and best-selling author. He shares his perspective on the major problems facing California, such as high taxes, budget deficits, low-performing public schools, rising crime, homelessness, and the high cost of living, as well as his experiences with the cultural changes in California politics.

07/03/2024

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39 min
30/05/2024

Why is California’s Affordable Housing Mandate Becoming Controversial? | James Ardaiz

“I don’t think the Affordable Housing Act is about affordable housing at all. What it really is, is just an aspect of socialism. Carmel is very densely populated. It’s one square mile. There’s really no spot to put them other than taking away from existing infrastructure.” Siyamak sits down with James Ardaiz, a retired California appellate judge and resident of Carmel-by-the-sea. He’ll discuss the challenges a small beach town like Carmel-by-the-sea faces when trying to meet the state’s housing mandate. “And now you’re starting to see their reaction to it as communities are suing the state over the legislation and are attempting to band together to oppose it. It’s really kind of an odd grassroots conglomeration when you think about it. But there are just a lot of folks that are saying, ‘You’re just interfering in our lives to accomplish a social goal that we don’t share.’” *Views expressed in this video/article are opinions of the author and do not necessarily reflect the views of the California Insider.

30/05/2024

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56 min
11/11/2022

Behind Los Angeles’s Racism Scandal | Rick Reiff

My guest is Rick Reiff, editor at large with Orange County Business Journal (OCBJ) and a television host. In the wake of the Los Angeles City Council racism scandal, what important details are not being covered by the media? Are we missing a bigger picture of corruption? Follow Epoch TV on social media: Facebook: https://www.facebook.com/EpochTVus Twitter: https://twitter.com/EpochTVus Rumble: https://rumble.com/c/EpochTV Gettr: https://gettr.com/user/epochtv Gab: https://gab.com/EpochTV Telegram: https://t.me/EpochTV Parler: https://parler.com/#/user/EpochTV

11/11/2022

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32 min
22/03/2024

Are California Housing Mandates Ending Community Involvement and Character of Cities? | Amy Kalish | Lydia Kou

“The goal is to densify every town in the state. To densify it—so that‘d be walking around, not driving. In some places, it doesn’t work. But this whole policy has been applied as ’one size fits all' with no complaining.” Siyamak sits down with Amy Kalish, with Citizen Marin. She’s been studying what the housing mandates are for different cities in California, and she tells us what’s happening with California communities. “These are buildings built for profit, single-family homes for rent only. So they’re kept off the market forever. And whole neighborhoods do get bought up by corporations. What the state does is they bloat out the [Housing and Community Development] budget, hire a lot of people to come and bother every city to see what they’re doing. They write a ton of reports to spend millions of dollars on paying consultants to write reports, and none of that is going towards any kind of solution or housing.” Ms. Kalish said. We also talked with Lydia Kou, former mayor and current city council member of Palo Alto, to see her perspective as a city leader, and what’s going on with California cities and the housing mandates. *Views expressed in this video/article are opinions of the author and do not necessarily reflect the views of the Epoch Times. https://californiainsider.com/

22/03/2024

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50 min
11/10/2024

How Will Californians Be Impacted by Budget Cuts? | John Laird

California is facing a budget crisis that may last for the next couple of years. Siyamak sits down with Senator John Laird, who has served as the education chair of the budget committee. Join us as we explore how Californians will be impacted and where this budget crisis may lead. We also dive into Senator Lear’s experience as a public servant. *Views expressed in this video/article are opinions of the author and do not necessarily reflect the views of California Insider.

11/10/2024

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38 min

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